Cost of Living in Lomza - Updated Prices & Insights

Monthly Cost of Living

Living costs for one person come to about $1,476 monthly including rent, or $628 excluding housing.

Estimated monthly costs for a couple: $2,098 with rent, or $1,031 without housing.

Monthly costs for a family of three come to about $2,720 including rent, or $1,435 for daily expenses alone.

Lomza sits 1–10% above the global median across household types. Within Europe, costs are 17% below average – relatively affordable for the region.

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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$9.48 zł 34.56
$5.42 zł 19.76
$12.18 zł 44.42
Three-Course Dinner for Two, Mid-Range
$40.65 zł 148
$24.39 zł 88.9
$59.6 zł 217
Fast Food Meal (McDonalds, etc)
$8.16 zł 29.75
$8.16 zł 29.75
$8.16 zł 29.75
Cappuccino
$3.19 zł 11.65
$1.67 zł 6.08
$4.44 zł 16.20
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.12 zł 7.72
$1.89 zł 6.88
$2.42 zł 8.84
Water (0.33 liter bottle)
$1.63 zł 5.95
$1.32 zł 4.82
$2.11 zł 7.69
Local Beer (0.5 liter draught)
$2.93 zł 10.70
$2.67 zł 9.73
$3.74 zł 13.64
Imported Beer (0.33 liter bottle)
$3.59 zł 13.08
$2.39 zł 8.72
$3.99 zł 14.54
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.05 zł 3.83
$0.92 zł 3.35
$1.11 zł 4.05
White Bread (500g)
$1.23 zł 4.49
$0.93 zł 3.39
$1.59 zł 5.81
Rice (white) (1kg)
$1.61 zł 5.86
$0.83 zł 3.02
$2.50 zł 9.11
Eggs
$3.38 zł 12.33
$1.66 zł 6.05
$4.31 zł 15.70
Local Cheese (1kg)
$7.99 zł 29.12
$5.02 zł 18.32
$9.78 zł 35.66
Chicken Fillets (1kg)
$6.23 zł 22.74
$5.02 zł 18.29
$7.40 zł 27.00
Beef Round Steak (1kg)
$9.62 zł 35.07
$8.07 zł 29.43
$21.53 zł 78.5
Apples (1kg)
$1.14 zł 4.17
$0.93 zł 3.38
$1.33 zł 4.84
Banana (1kg)
$1.59 zł 5.81
$1.10 zł 4.01
$1.92 zł 6.99
Oranges (1kg)
$1.63 zł 5.95
$0.97 zł 3.55
$2.23 zł 8.12
Tomato (1kg)
$2.50 zł 9.11
$1.60 zł 5.82
$4.25 zł 15.51
Potato (1kg)
$0.98 zł 3.56
$0.69 zł 2.52
$1.11 zł 4.04
Onion (1kg)
$1.19 zł 4.34
$0.79 zł 2.88
$1.85 zł 6.76
Lettuce (1 head)
$1.31 zł 4.76
$0.80 zł 2.90
$1.87 zł 6.80
Water (1.5 liter bottle)
$0.65 zł 2.36
$0.28 zł 1.01
$0.83 zł 3.03
Cigarettes 20 Pack (Marlboro, Camel)
$5.21 zł 18.99
$4.01 zł 14.61
$6.68 zł 24.34
Wine (Bottle)
$7.33 zł 26.74
$5.64 zł 20.56
$12.69 zł 46.29
Local Beer (0.5 liter bottle)
$1.07 zł 3.89
$0.83 zł 3.03
$1.25 zł 4.56
Imported Beer (0.33 liter bottle)
$1.80 zł 6.56
$1.62 zł 5.91
$1.89 zł 6.89
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.10 zł 4.02
$1.10 zł 4.02
$1.15 zł 4.20
Public Transport Monthly Pass (Regular Price)
$32.16 zł 117
$26.78 zł 97.7
$32.29 zł 118
Taxi Start (Normal Tariff)
$2.14 zł 7.82
$1.61 zł 5.87
$3.22 zł 11.75
Taxi (Normal Tariff) (1km)
$0.77 zł 2.82
$0.67 zł 2.44
$0.95 zł 3.48
Taxi 1hour Waiting (Normal Tariff)
$10.56 zł 38.51
$10.56 zł 38.51
$10.56 zł 38.51
Gasoline (1 liter)
$1.79 zł 6.52
$1.71 zł 6.22
$1.95 zł 7.12
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.8K zł 123.1K
$32.8K zł 119.7K
$33.8K zł 123.1K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.7K zł 112.0K
$30.7K zł 112.0K
$30.7K zł 112.0K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$290 zł 1,056
$271 zł 987
$325 zł 1,185
SIM Card Monthly Plan (Calls and 10GB+ Data)
$7.64 zł 27.87
$5.40 zł 19.68
$9.44 zł 34.43
Internet (50+ Mbps, Unlimited Data)
$16.02 zł 58.4
$15.57 zł 56.8
$16.10 zł 58.7
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$37.01 zł 135
$26.06 zł 95.0
$41.37 zł 151
Tennis Court (1 Hour on Weekend)
$19.45 zł 70.9
$9.43 zł 34.38
$19.45 zł 70.9
Cinema Ticket
$8.47 zł 30.90
$7.42 zł 27.06
$9.27 zł 33.82
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$503 zł 1,832
$188 zł 684
$670 zł 2,443
International Primary School, 1 Child (Yearly)
$4,707 zł 17.2K
$3,829 zł 14.0K
$5,585 zł 20.4K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$90.3 zł 329
$53.5 zł 195
$120 zł 439
Summer Dress (H&M, Zara, etc)
$44.63 zł 163
$40.17 zł 146
$53.6 zł 195
Sport Shoes (Adidas, Nike)
$102 zł 373
$68.1 zł 248
$150 zł 546
Men's Leather Business Shoes
$125 zł 456
$66.9 zł 244
$187 zł 683
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$650 zł 2,370
$517 zł 1,884
$707 zł 2,578
1-bedroom Apartment, Outside City Center (Monthly)
$485 zł 1,769
$399 zł 1,455
$625 zł 2,280
3-bedroom Apartment, City Center (Monthly)
$971 zł 3,542
$729 zł 2,656
$1,152 zł 4,200
3-bedroom Apartment, Outside City Center (Monthly)
$823 zł 3,001
$603 zł 2,201
$960 zł 3,501
Buy Apartment in City Center (m2)
$3,137 zł 11.4K
$2,329 zł 8,493
$3,317 zł 12.1K
Buy Apartment Outside City Center (m2)
$2,130 zł 7,765
$1,738 zł 6,336
$2,380 zł 8,679
💵 Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
6.28
5.7
8

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: May 30, 2026

Cost Breakdown

Expect to spend about $203 monthly on groceries. Dining out at a mid-range restaurant costs roughly $41.00 for two – well below the European average of $75.0.

Public transport is priced at around $32.16 per month – among the cheapest in Europe (average $48.00).

Cost Highlights

Milk is cheaper than 90% of cities in Europe

Lomza is cheaper than 51% of cities worldwide and 67% within Europe.

Lomza Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Lomza - Frequently Asked Questions
How affordable is Lomza for travelers, expats, and digital nomads compared with bigger Polish cities?
For many travelers, expats, and digital nomads, Cost of Living in Lomza, Poland is a practical starting point for budgeting. You may notice lower rent and everyday costs than in Poland's bigger cities, while essential services, groceries, and dining out remain accessible. The appeal is value: a walkable city center, slower pace, and reduced traffic can cut transport time and costs. Seasonality matters: winters drive heating needs; summers moderate utility use. Tip: choose an energy-efficient apartment and compare weekly markets for fresh produce to stretch your budget.
What does daily life look like for housing, food, transport, and coworking in Lomza?
Daily life centers in a compact, friendly city. Housing options range from modest flats in older blocks to newer rentals near the river, with neighborhoods offering walkability and easy access to shops. Food is anchored by markets, bakeries, and family-run eateries where you sample seasonal produce without a big spend. For digital nomads, coworking spaces and calm cafés with reliable Wi-Fi exist, though options are smaller than in bigger cities. Public transport is practical and affordable, and errands are often doable on foot or by a short bus ride. Lomza, Poland living cost stays approachable for steady, longer stays. Tip: align shopping with market days and keep a flexible schedule for errands.
How can you plan for quality of life and budget effectively, and what neighborhoods fit different vibes and seasons in Lomza?
Quality of life here hinges on balance, community feel, and predictable costs. Use a simple budgeting framework: divide your budget into housing, utilities, groceries, and leisure, then adjust seasonally for heating or cooling. Neighborhood fit matters: centers near the market and river offer evening strolls and convenience, while quieter residential blocks suit focus and longer stays. Save by cooking at home, buying in-season produce, and taking advantage of free local events and outdoor spaces. If you travel or work remotely, plan stays around slower weekend crowds or seasonal events to keep costs manageable. Tip: set a monthly apartment search window, track your expenses, and build a buffer for seasonal shifts.
How expensive is daily life in Lomza?
Everyday life in Lomza is moderately priced at about $1,476 per month, rent included. Groceries and transport stay reasonable, though dining out and entertainment can feel a bit pricier than in budget destinations.
How much does it cost to live in Lomza per month?
Plan for roughly $1,476 a month in Lomza if you're renting, or around $628 for non-housing expenses. That covers one person's basics: food, bills, getting around, and a modest social life. Couples and families will need more, especially for housing and childcare.
How much should you earn to live well in Lomza?
Earning $2,214 monthly in Lomza means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.
What is the price of renting a flat in Lomza?
Rents for a 1-bedroom flat in Lomza range from $485 to $650, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.
What does commuting cost in Lomza?
A monthly transit pass in Lomza goes for roughly $32.16, which is one of the lighter items on a monthly budget. Coverage across residential and business areas is solid, and most residents without a car rely on it daily.
What are kindergarten prices in Lomza?
Childcare averages $503 monthly at a private kindergarten in Lomza. For many families, this single cost rivals rent, so it's essential to factor in before making a move.
Is $1,500 a month enough for Lomza?
Living on $1,500 in Lomza means careful planning, since monthly costs average $1,476. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
What is quality of life like in Lomza?
Living in Lomza means access to fast internet, low crime rates, vibrant nightlife at about $1,476 per month including rent. It works for a wide range of budgets, and most residents find the lifestyle-to-cost balance appealing. Your experience will depend on priorities like climate, culture, and career.
Is it possible to save on a local salary in Lomza?
Monthly expenses in Lomza run around $1,476, so putting money aside takes more than $2,214 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.

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