Cost of Living Comparison Between Lomza and Warsaw Cost of Living Comparison Between Lomza and Warsaw

🙂 Solo nomad: Lomza is 6.6% cheaper than Warsaw without rent, and 29.5% cheaper with rent.
🙂 Family of 3: Lomza is 2% cheaper than Warsaw without rent, and 26.4% cheaper with rent.
Currency
🍽 Eating Out
Lomza
Warsaw
Difference
Meal at Budget Restaurant
$9.73 zł 35.04
$11.01 zł 39.63
-11.63%
Three-Course Dinner for Two, Mid-Range
$40.51 zł 146
$56.5 zł 203
-28.33%
Fast Food Meal (McDonalds, etc)
$8.21 zł 29.57
$9.70 zł 34.90
-15.36%
Cappuccino
$3.15 zł 11.34
$4.25 zł 15.31
-25.88%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.16 zł 7.76
$2.04 zł 7.36
5.88%
Water (0.33 liter bottle)
$1.70 zł 6.11
$1.84 zł 6.61
-7.61%
Local Beer (0.5 liter draught)
$3.05 zł 10.99
$4.61 zł 16.60
-33.84%
Imported Beer (0.33 liter bottle)
$3.57 zł 12.86
$4.54 zł 16.35
-21.37%
🛒 Groceries & Markets
Lomza
Warsaw
Difference
Milk (1 liter)
$1.05 zł 3.76
$1.14 zł 4.09
-7.89%
White Bread (500g)
$1.24 zł 4.47
$1.42 zł 5.12
-12.68%
Rice (white) (1kg)
$1.59 zł 5.73
$1.76 zł 6.33
-9.66%
Eggs
$3.36 zł 12.11
$3.63 zł 13.08
-7.44%
Local Cheese (1kg)
$7.81 zł 28.12
$10.01 zł 36.03
-21.98%
Chicken Fillets (1kg)
$6.28 zł 22.62
$7.23 zł 26.02
-13.14%
Beef Round Steak (1kg)
$9.90 zł 35.63
$14.28 zł 51.4
-30.67%
Apples (1kg)
$1.19 zł 4.29
$1.29 zł 4.65
-7.75%
Banana (1kg)
$1.55 zł 5.58
$1.79 zł 6.44
-13.41%
Oranges (1kg)
$1.61 zł 5.79
$2.00 zł 7.19
-19.50%
Tomato (1kg)
$2.50 zł 8.99
$3.67 zł 13.20
-31.88%
Potato (1kg)
$0.99 zł 3.56
$1.09 zł 3.91
-9.17%
Onion (1kg)
$1.24 zł 4.45
$1.24 zł 4.45
-
Lettuce (1 head)
$1.36 zł 4.91
$1.52 zł 5.46
-10.53%
Water (1.5 liter bottle)
$0.65 zł 2.33
$0.72 zł 2.61
-9.72%
Cigarettes 20 Pack (Marlboro, Camel)
$5.39 zł 19.39
$5.31 zł 19.12
1.51%
Wine (Bottle)
$7.19 zł 25.87
$8.37 zł 30.12
-14.10%
Local Beer (0.5 liter bottle)
$1.01 zł 3.64
$1.42 zł 5.11
-28.87%
Imported Beer (0.33 liter bottle)
$1.78 zł 6.41
$1.89 zł 6.79
-5.82%
🚌 Getting Around
Lomza
Warsaw
Difference
One-way Ticket (Public Transport)
$1.06 zł 3.81
$1.21 zł 4.36
-12.40%
Public Transport Monthly Pass (Regular Price)
$32.58 zł 117
$29.96 zł 108
8.74%
Taxi Start (Normal Tariff)
$2.11 zł 7.58
$2.66 zł 9.58
-20.68%
Taxi (Normal Tariff) (1km)
$0.78 zł 2.81
$1.02 zł 3.66
-23.53%
Taxi 1hour Waiting (Normal Tariff)
$10.45 zł 37.64
$13.31 zł 47.91
-21.49%
Gasoline (1 liter)
$1.79 zł 6.44
$1.73 zł 6.22
3.47%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.0K zł 122.4K
$33.0K zł 118.7K
3.08%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.3K zł 109.0K
$33.3K zł 120.0K
-9.14%
🧾 Monthly Utilities & Internet
Lomza
Warsaw
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$289 zł 1,041
$363 zł 1,308
-20.39%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$7.51 zł 27.03
$10.21 zł 36.75
-26.44%
Internet (50+ Mbps, Unlimited Data)
$16.34 zł 58.8
$17.11 zł 61.6
-4.50%
🎉 Sport & Entertainment
Lomza
Warsaw
Difference
Gym Membership (Monthly)
$36.71 zł 132
$44.18 zł 159
-16.91%
Tennis Court (1 Hour on Weekend)
$19.57 zł 70.5
$29.52 zł 106
-33.71%
Cinema Ticket
$8.63 zł 31.05
$9.62 zł 34.62
-10.29%
🧸 Childcare & Education
Lomza
Warsaw
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$512 zł 1,844
$575 zł 2,070
-10.92%
International Primary School, 1 Child (Yearly)
$4,896 zł 17.6K
$15.4K zł 55.4K
-68.19%
👕👟 Clothing & Footwear
Lomza
Warsaw
Difference
Jeans (Levis 501 Or Similar)
$90.5 zł 326
$98.5 zł 355
-8.15%
Summer Dress (H&M, Zara, etc)
$45.37 zł 163
$47.34 zł 170
-4.16%
Sport Shoes (Adidas, Nike)
$101 zł 364
$95.4 zł 344
5.91%
Men's Leather Business Shoes
$127 zł 456
$111 zł 400
13.98%
🏠 Accommodation & Living
Lomza
Warsaw
Difference
1-bedroom Apartment, City Center (Monthly)
$647 zł 2,330
$1,159 zł 4,172
-44.15%
1-bedroom Apartment, Outside City Center (Monthly)
$491 zł 1,768
$908 zł 3,270
-45.93%
3-bedroom Apartment, City Center (Monthly)
$978 zł 3,521
$2,024 zł 7,287
-51.68%
3-bedroom Apartment, Outside City Center (Monthly)
$822 zł 2,958
$1,556 zł 5,601
-47.19%
Buy Apartment in City Center (m2)
$3,178 zł 11.4K
$6,437 zł 23.2K
-50.63%
Buy Apartment Outside City Center (m2)
$2,005 zł 7,217
$4,092 zł 14.7K
-51.01%
💵 Salaries & Financials
Lomza
Warsaw
Difference
Average Monthly Net Salary (After Tax)
-
$2,308 zł 8,307
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.28
7.55
-16.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lomza: April 12, 2026

Last update for Warsaw: April 13, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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