Cost of Living Comparison Between Lomza and Krakow Cost of Living Comparison Between Lomza and Krakow

Monthly Cost of Living

Monthly costs for one person with rent: $1,476 in Lomza versus $1,738 in Krakow.

Estimated couple costs with rent: $2,098 in Lomza versus $2,487 in Krakow.

Monthly costs for a family of three with rent: $2,720 in Lomza versus $3,236 in Krakow.

Living in Lomza costs roughly 15% less than in Krakow, driven mainly by Eating Out.

Both cities are pricier than the global median: Lomza 10% above, Krakow 30% above.

Meal at Budget Restaurant

$9.48 zł 34.56

$10.66 zł 38.87

-11.07%

Three-Course Dinner for Two, Mid-Range

$40.65 zł 148

$55.2 zł 201

-26.32%

Fast Food Meal (McDonalds, etc)

$8.16 zł 29.75

$9.30 zł 33.92

-12.26%

Cappuccino

$3.19 zł 11.65

$4.03 zł 14.71

-20.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 zł 7.72

$2.22 zł 8.08

-4.50%

Water (0.33 liter bottle)

$1.63 zł 5.95

$2.22 zł 8.10

-26.58%

Local Beer (0.5 liter draught)

$2.93 zł 10.70

$4.03 zł 14.70

-27.30%

Imported Beer (0.33 liter bottle)

$3.59 zł 13.08

$4.16 zł 15.16

-13.70%

Milk (1 liter)

$1.05 zł 3.83

$1.10 zł 4.01

-4.55%

White Bread (500g)

$1.23 zł 4.49

$1.45 zł 5.27

-15.17%

Rice (white) (1kg)

$1.61 zł 5.86

$1.47 zł 5.37

9.52%

Eggs

$3.38 zł 12.33

$3.75 zł 13.67

-9.87%

Local Cheese (1kg)

$7.99 zł 29.12

$9.05 zł 33.00

-11.71%

Chicken Fillets (1kg)

$6.23 zł 22.74

$6.37 zł 23.23

-2.20%

Beef Round Steak (1kg)

$9.62 zł 35.07

$11.55 zł 42.12

-16.71%

Apples (1kg)

$1.14 zł 4.17

$1.25 zł 4.55

-8.80%

Banana (1kg)

$1.59 zł 5.81

$1.81 zł 6.62

-12.15%

Oranges (1kg)

$1.63 zł 5.95

$1.80 zł 6.55

-9.44%

Tomato (1kg)

$2.50 zł 9.11

$3.13 zł 11.42

-20.13%

Potato (1kg)

$0.98 zł 3.56

$1.05 zł 3.82

-6.67%

Onion (1kg)

$1.19 zł 4.34

$1.01 zł 3.69

17.82%

Lettuce (1 head)

$1.31 zł 4.76

$1.36 zł 4.95

-3.68%

Water (1.5 liter bottle)

$0.65 zł 2.36

$0.66 zł 2.42

-1.52%

Cigarettes 20 Pack (Marlboro, Camel)

$5.21 zł 18.99

$5.48 zł 19.99

-4.93%

Wine (Bottle)

$7.33 zł 26.74

$6.84 zł 24.93

7.16%

Local Beer (0.5 liter bottle)

$1.07 zł 3.89

$1.23 zł 4.50

-13.01%

Imported Beer (0.33 liter bottle)

$1.80 zł 6.56

$1.76 zł 6.43

2.27%

One-way Ticket (Public Transport)

$1.10 zł 4.02

Public Transport Monthly Pass (Regular Price)

$32.16 zł 117

$39.51 zł 144

-18.60%

Taxi Start (Normal Tariff)

$2.14 zł 7.82

$2.51 zł 9.14

-14.74%

Taxi (Normal Tariff) (1km)

$0.77 zł 2.82

$1.02 zł 3.70

-24.51%

Taxi 1hour Waiting (Normal Tariff)

$10.56 zł 38.51

$12.91 zł 47.07

-18.20%

Gasoline (1 liter)

$1.79 zł 6.52

$1.72 zł 6.26

4.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.8K zł 123.1K

$33.0K zł 120.3K

2.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.7K zł 112.0K

$31.4K zł 114.4K

-2.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$290 zł 1,056

$270 zł 985

7.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.64 zł 27.87

$9.39 zł 34.23

-18.64%

Internet (50+ Mbps, Unlimited Data)

$16.02 zł 58.4

$16.80 zł 61.3

-4.64%

Gym Membership (Monthly)

$37.01 zł 135

$39.23 zł 143

-5.66%

Tennis Court (1 Hour on Weekend)

$19.45 zł 70.9

$22.83 zł 83.2

-14.81%

Cinema Ticket

$8.47 zł 30.90

$8.22 zł 29.96

3.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$503 zł 1,832

$446 zł 1,626

12.67%

International Primary School, 1 Child (Yearly)

$4,707 zł 17.2K

$13.3K zł 48.5K

-64.61%

Jeans (Levis 501 Or Similar)

$90.3 zł 329

$77.8 zł 284

16.10%

Summer Dress (H&M, Zara, etc)

$44.63 zł 163

$44.83 zł 163

-0.45%

Sport Shoes (Adidas, Nike)

$102 zł 373

$99.5 zł 363

2.72%

Men's Leather Business Shoes

$125 zł 456

$111 zł 407

12.07%

1-bedroom Apartment, City Center (Monthly)

$650 zł 2,370

$908 zł 3,310

-28.40%

1-bedroom Apartment, Outside City Center (Monthly)

$485 zł 1,769

$768 zł 2,799

-36.80%

3-bedroom Apartment, City Center (Monthly)

$971 zł 3,542

$1,585 zł 5,780

-38.72%

3-bedroom Apartment, Outside City Center (Monthly)

$823 zł 3,001

$1,189 zł 4,335

-30.77%

Buy Apartment in City Center (m2)

$3,137 zł 11.4K

$5,925 zł 21.6K

-47.06%

Buy Apartment Outside City Center (m2)

$2,130 zł 7,765

$3,808 zł 13.9K

-44.08%

Average Monthly Net Salary (After Tax)

$1,961 zł 7,151

20-Year Fixed Mortgage Interest Rate (Annual %)

6.28

7.77

-19.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lomza: May 30, 2026

Last update for Krakow: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $650 in Lomza and $908 in Krakow. Housing cost is often the main lever when comparing two cities.

Dining out: $41.00 in Lomza vs $55.0 in Krakow for a mid-range dinner for two. Groceries echo the gap at $203 vs $222 per month, with Lomza cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lomza vs Krakow: Cost of Living - Frequently Asked Questions

Lomza wins on cost – living expenses run 18% lower than in Krakow. Housing and daily spending are where you'll feel the difference most, making Lomza the obvious pick if budget is a priority.

You'd need roughly $2,214 in Lomza and $2,607 in Krakow to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $650 in Lomza versus $908 in Krakow. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 9% higher in Krakow. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Lomza – a meal for two runs $41.00 versus $55.0 in Krakow. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,476 in Lomza versus $1,738 in Krakow, a $1,500 budget is realistic in Lomza but tight or insufficient in Krakow. The gap between the two cities makes Lomza the clear choice for anyone on this budget.

Both work as nomad bases, but Lomza delivers better value – similar infrastructure at $1,476 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Lomza hard to pass up.

Safety-wise, Lomza and Krakow are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lomza gentler on the wallet – expenses run 18% less than in Krakow. Beyond cost, consider language, visa policies, and how big the international community is in each city.