Cost of Living Comparison Between Lomza and Krakow Cost of Living Comparison Between Lomza and Krakow

Monthly Cost of Living

Monthly costs for one person with rent: $1,541 in Lomza versus $1,943 in Krakow.

Estimated couple costs with rent: $2,235 in Lomza versus $2,761 in Krakow.

Monthly costs for a family of three with rent: $2,928 in Lomza versus $3,580 in Krakow.

Living in Lomza costs roughly 21% less than in Krakow, driven mainly by Eating Out.

Both cities are pricier than the global median: Lomza 12% above, Krakow 41% above.

Meal at Budget Restaurant

$10.39 zł 38.59

$12.82 zł 47.61

-18.95%

Three-Course Dinner for Two, Mid-Range

$47.94 zł 178

$54.2 zł 201

-11.55%

Fast Food Meal (McDonalds, etc)

$9.26 zł 34.41

$9.65 zł 35.83

-4.04%

Cappuccino

$3.88 zł 14.41

$4.51 zł 16.74

-13.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.70 zł 10.01

$2.60 zł 9.66

3.85%

Water (0.33 liter bottle)

$2.84 zł 10.55

$2.52 zł 9.35

12.70%

Local Beer (0.5 liter draught)

$4.69 zł 17.41

$4.90 zł 18.20

-4.29%

Imported Beer (0.33 liter bottle)

$5.35 zł 19.89

$4.26 zł 15.81

25.59%

Milk (1 liter)

$1.03 zł 3.83

$1.17 zł 4.35

-11.97%

White Bread (500g)

$1.11 zł 4.11

$1.61 zł 5.99

-31.06%

Rice (white) (1kg)

$1.47 zł 5.47

$1.82 zł 6.76

-19.23%

Eggs

$3.44 zł 12.80

$4.10 zł 15.23

-16.10%

Local Cheese (1kg)

$11.21 zł 41.64

$9.58 zł 35.58

17.01%

Chicken Fillets (1kg)

$7.07 zł 26.25

$8.04 zł 29.88

-12.06%

Beef Round Steak (1kg)

$12.17 zł 45.20

$13.67 zł 50.8

-10.97%

Apples (1kg)

$1.23 zł 4.59

$1.40 zł 5.21

-12.14%

Banana (1kg)

$1.70 zł 6.30

$1.79 zł 6.63

-5.03%

Oranges (1kg)

$2.51 zł 9.31

$1.79 zł 6.64

40.22%

Tomato (1kg)

$3.02 zł 11.23

$3.25 zł 12.07

-7.08%

Potato (1kg)

$0.89 zł 3.30

$0.95 zł 3.54

-6.32%

Onion (1kg)

$0.96 zł 3.57

$1.04 zł 3.86

-7.69%

Lettuce (1 head)

$1.41 zł 5.23

$1.33 zł 4.94

6.02%

Water (1.5 liter bottle)

$0.66 zł 2.47

$0.84 zł 3.11

-21.43%

Cigarettes 20 Pack (Marlboro, Camel)

$5.87 zł 21.79

$6.48 zł 24.06

-9.41%

Wine (Bottle)

$7.04 zł 26.15

$6.56 zł 24.39

7.32%

Local Beer (0.5 liter bottle)

$1.16 zł 4.32

$1.27 zł 4.72

-8.66%

Imported Beer (0.33 liter bottle)

$1.85 zł 6.88

$1.71 zł 6.35

8.19%

One-way Ticket (Public Transport)

$1.16 zł 4.31

$1.58 zł 5.88

-26.58%

Public Transport Monthly Pass (Regular Price)

$31.46 zł 117

$35.11 zł 130

-10.40%

Taxi Start (Normal Tariff)

$1.66 zł 6.16

$2.38 zł 8.83

-30.25%

Taxi (Normal Tariff) (1km)

$0.56 zł 2.09

$1.10 zł 4.08

-49.09%

Taxi 1hour Waiting (Normal Tariff)

$9.50 zł 35.28

$12.44 zł 46.20

-23.63%

Gasoline (1 liter)

$1.59 zł 5.91

$1.63 zł 6.07

-2.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.1K zł 119.4K

$32.7K zł 121.5K

-1.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.4K zł 105.7K

$29.8K zł 110.6K

-4.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$330 zł 1,226

$335 zł 1,245

-1.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.21 zł 34.23

$9.40 zł 34.93

-2.02%

Internet (50+ Mbps, Unlimited Data)

$17.80 zł 66.1

$19.31 zł 71.8

-7.82%

Gym Membership (Monthly)

$43.48 zł 162

$47.25 zł 176

-7.98%

Tennis Court (1 Hour on Weekend)

$20.55 zł 76.4

$26.50 zł 98.4

-22.45%

Cinema Ticket

$8.47 zł 31.48

$8.95 zł 33.26

-5.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$533 zł 1,980

$476 zł 1,769

11.91%

International Primary School, 1 Child (Yearly)

$11.0K zł 40.9K

$10.3K zł 38.4K

6.44%

Jeans (Levis 501 Or Similar)

$76.0 zł 282

$101 zł 377

-25.08%

Summer Dress (H&M, Zara, etc)

$43.20 zł 160

$41.76 zł 155

3.45%

Sport Shoes (Adidas, Nike)

$95.3 zł 354

$92.6 zł 344

2.94%

Men's Leather Business Shoes

$99.6 zł 370

$127 zł 473

-21.74%

1-bedroom Apartment, City Center (Monthly)

$645 zł 2,396

$981 zł 3,644

-34.25%

1-bedroom Apartment, Outside City Center (Monthly)

$524 zł 1,945

$789 zł 2,932

-33.65%

3-bedroom Apartment, City Center (Monthly)

$1,059 zł 3,935

$1,505 zł 5,592

-29.64%

3-bedroom Apartment, Outside City Center (Monthly)

$876 zł 3,255

$1,165 zł 4,328

-24.80%

Buy Apartment in City Center (m2)

$3,330 zł 12.4K

$5,819 zł 21.6K

-42.78%

Buy Apartment Outside City Center (m2)

$2,541 zł 9,438

$3,745 zł 13.9K

-32.15%

Average Monthly Net Salary (After Tax)

$1,944 zł 7,223

20-Year Fixed Mortgage Interest Rate (Annual %)

6.87

6.64

3.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lomza: August 30, 2026

Last update for Krakow: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $645 in Lomza and $981 in Krakow. Housing cost is often the main lever when comparing two cities.

Dining out: $48.00 in Lomza vs $54.0 in Krakow for a mid-range dinner for two. Groceries echo the gap at $230 vs $246 per month, with Lomza cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lomza vs Krakow: Cost of Living - Frequently Asked Questions

Lomza wins on cost – living expenses run 26% lower than in Krakow. Housing and daily spending are where you'll feel the difference most, making Lomza the obvious pick if budget is a priority.

You'd need roughly $2,312 in Lomza and $2,914 in Krakow to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $645 in Lomza versus $981 in Krakow. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 7% higher in Krakow. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Lomza – a meal for two runs $48.00 versus $54.0 in Krakow. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,541 in Lomza versus $1,943 in Krakow, a $1,500 budget is realistic in Lomza but tight or insufficient in Krakow. The gap between the two cities makes Lomza the clear choice for anyone on this budget.

Both work as nomad bases, but Lomza delivers better value – similar infrastructure at $1,541 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Lomza hard to pass up.

Safety-wise, Lomza and Krakow are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lomza gentler on the wallet – expenses run 26% less than in Krakow. Beyond cost, consider language, visa policies, and how big the international community is in each city.