Last update: Nov 2026

Cost of Living Comparison Between Lomza and Wroclaw

For one person, living is cheaper in Lomza: $1,507 a month against $1,705 in Wroclaw, rent and utilities included – about $2,400 less a year. Rent and utilities account for most of the difference.

72

Cost of Living Index in Lomza
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Lomza Living Index
82

Cost of Living Index in Wroclaw
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Wroclaw Living Index

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Lomza

🇵🇱 Poland

$1,507

/mo nomad

Wroclaw

🇵🇱 Poland

$1,705

/mo nomad

Monthly Cost of Living

How much you'll spend in Lomza and in Wroclaw

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lomza and in Wroclaw actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,507 in Lomza versus $1,705 in Wroclaw.

Lomza $1,507
Wroclaw $1,705

Estimated couple costs with rent: $2,150 in Lomza versus $2,454 in Wroclaw.

Lomza $2,150
Wroclaw $2,454

Monthly costs for a family of three with rent: $2,792 in Lomza versus $3,204 in Wroclaw.

Lomza $2,792
Wroclaw $3,204

Living in Lomza costs roughly 12% less than in Wroclaw, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Lomza 11% above, Wroclaw 26% above.

Meal at Budget Restaurant

$9.60 zł 37.79

$10.15 zł 39.93

-5.42%

Three-Course Dinner for Two, Mid-Range

$46.68 zł 184

$50.1 zł 197

-6.88%

Fast Food Meal (McDonalds, etc)

$8.63 zł 33.96

$9.79 zł 38.50

-11.85%

Cappuccino

$3.56 zł 14.01

$3.92 zł 15.42

-9.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.72 zł 10.70

$2.16 zł 8.49

25.93%

Water (0.33 liter bottle)

$2.63 zł 10.36

$1.91 zł 7.50

37.70%

Local Beer (0.5 liter draught)

$4.46 zł 17.54

$4.06 zł 15.98

9.85%

Imported Beer (0.33 liter bottle)

$4.99 zł 19.62

$5.08 zł 20.00

-1.77%

Milk (1 liter)

$1.01 zł 3.98

$1.09 zł 4.30

-7.34%

White Bread (500g)

$1.10 zł 4.33

$1.56 zł 6.16

-29.49%

Rice (white) (1kg)

$1.37 zł 5.40

$1.44 zł 5.66

-4.86%

Eggs

$3.43 zł 13.48

$3.93 zł 15.47

-12.72%

Local Cheese (1kg)

$10.45 zł 41.11

$9.17 zł 36.09

13.96%

Chicken Fillets (1kg)

$7.03 zł 27.65

$6.87 zł 27.01

2.33%

Beef Round Steak (1kg)

$11.64 zł 45.78

$12.03 zł 47.35

-3.24%

Apples (1kg)

$1.19 zł 4.70

$1.24 zł 4.88

-4.03%

Banana (1kg)

$1.60 zł 6.30

$1.63 zł 6.42

-1.84%

Oranges (1kg)

$2.29 zł 9.02

$1.66 zł 6.55

37.95%

Tomato (1kg)

$2.98 zł 11.71

$3.56 zł 14.00

-16.29%

Potato (1kg)

$0.82 zł 3.23

$0.97 zł 3.81

-15.46%

Onion (1kg)

$0.92 zł 3.60

$0.77 zł 3.03

19.48%

Lettuce (1 head)

$1.34 zł 5.26

$1.38 zł 5.43

-2.90%

Water (1.5 liter bottle)

$0.62 zł 2.45

$0.66 zł 2.61

-6.06%

Cigarettes 20 Pack (Marlboro, Camel)

$5.57 zł 21.92

$6.19 zł 24.35

-10.02%

Wine (Bottle)

$6.64 zł 26.12

$7.55 zł 29.72

-12.05%

Local Beer (0.5 liter bottle)

$1.09 zł 4.27

$1.14 zł 4.47

-4.39%

Imported Beer (0.33 liter bottle)

$1.74 zł 6.87

$1.77 zł 6.95

-1.69%

One-way Ticket (Public Transport)

$1.09 zł 4.28

$1.10 zł 4.33

-0.91%

Public Transport Monthly Pass (Regular Price)

$29.37 zł 116

$28.25 zł 111

3.96%

Taxi Start (Normal Tariff)

$1.58 zł 6.20

$2.25 zł 8.85

-29.78%

Taxi (Normal Tariff) (1km)

$0.57 zł 2.25

$1.03 zł 4.05

-44.66%

Taxi 1hour Waiting (Normal Tariff)

$9.20 zł 36.21

$9.96 zł 39.19

-7.63%

Gasoline (1 liter)

$1.59 zł 6.27

$1.65 zł 6.49

-3.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.8K zł 121.1K

$30.0K zł 118.0K

2.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.6K zł 108.4K

$28.2K zł 110.9K

-2.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$306 zł 1,205

$332 zł 1,307

-7.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.56 zł 33.70

$9.93 zł 39.07

-13.80%

Internet (50+ Mbps, Unlimited Data)

$17.23 zł 67.8

$17.78 zł 70.0

-3.09%

Gym Membership (Monthly)

$38.01 zł 150

$39.91 zł 157

-4.76%

Tennis Court (1 Hour on Weekend)

$22.07 zł 86.8

$31.64 zł 124

-30.25%

Cinema Ticket

$8.09 zł 31.81

$8.86 zł 34.88

-8.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$507 zł 1,996

$477 zł 1,878

6.25%

International Primary School, 1 Child (Yearly)

$10.4K zł 41.1K

$12.5K zł 49.1K

-16.42%

Jeans (Levis 501 Or Similar)

$73.4 zł 289

$98.0 zł 386

-25.05%

Summer Dress (H&M, Zara, etc)

$40.73 zł 160

$39.04 zł 154

4.33%

Sport Shoes (Adidas, Nike)

$88.8 zł 349

$91.1 zł 358

-2.51%

Men's Leather Business Shoes

$94.8 zł 373

$105 zł 412

-9.49%

1-bedroom Apartment, City Center (Monthly)

$585 zł 2,300

$842 zł 3,313

-30.59%

1-bedroom Apartment, Outside City Center (Monthly)

$529 zł 2,082

$665 zł 2,615

-20.38%

3-bedroom Apartment, City Center (Monthly)

$953 zł 3,750

$1,477 zł 5,810

-35.47%

3-bedroom Apartment, Outside City Center (Monthly)

$803 zł 3,158

$1,082 zł 4,256

-25.79%

Buy Apartment in City Center (m2)

$2,932 zł 11.5K

$4,695 zł 18.5K

-37.56%

Buy Apartment Outside City Center (m2)

$2,198 zł 8,649

$3,359 zł 13.2K

-34.56%

Average Monthly Net Salary (After Tax)

$1,745 zł 6,864

20-Year Fixed Mortgage Interest Rate (Annual %)

6.87

7.2

-4.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lomza: November 2, 2026

Last update for Wroclaw: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lomza

$529 35.1%

Wroclaw

$665 39% 25.6% $135

Monthly Utilities & Internet

Lomza

$332 22%

Wroclaw

$360 21.1% 8.4% $28

Groceries & Markets

Lomza

$221 14.6%

Wroclaw

$229 13.4% 3.6% $8

Eating Out

Lomza

$199 13.2%

Wroclaw

$204 12% 2.6% $5.2

Clothing & Footwear

Lomza

$134 8.9%

Wroclaw

$150 8.8% 11.8% $16

Sport & Entertainment

Lomza

$54 3.6%

Wroclaw

$58 3.4% 6.4% $3.5

Getting Around

Lomza

$38 2.5%

Wroclaw

$40 2.4% 4.9% $1.9

Cost Breakdown

A one-bedroom apartment in the center runs $585 in Lomza and $842 in Wroclaw. Housing cost is often the main lever when comparing two cities.

Dining out: $47 in Lomza vs $50 in Wroclaw for a mid-range dinner for two. Groceries echo the gap at $221 vs $229 per month, with Lomza cheaper across the board.

Good to know

🇵🇱 Lomza

🇵🇱 Wroclaw

🕒 Local time

06:43 6:43 AM

Same time as Lomza

🌤 Weather

👥 Population

62,711

642,869

💱 Currency

Polish Złoty PLN zł

📈 Exchange rate

1 PLN = 0.254 USD

1 PLN = 0.227 EUR

1 PLN = 0.254 USD

1 PLN = 0.227 EUR

Exchange rates and currency converter

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Lomza Wroclaw 410 km

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lomza vs Wroclaw: Cost of Living - Frequently Asked Questions

Lomza is about 12% cheaper overall, especially in clothing, groceries, and eating out. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $2,261 in Lomza and $2,557 in Wroclaw to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $585 in Lomza versus $842 in Wroclaw. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Wroclaw runs roughly 4% less than in Lomza. The price difference matters if you commute daily and watch your budget.

Childcare runs $507 in Lomza versus $477 in Wroclaw. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,500. Lomza is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lomza and Wroclaw are both considered safe, so it’s unlikely to be the deciding factor between them.