Cost of Living Comparison Between Lomza and Wroclaw Cost of Living Comparison Between Lomza and Wroclaw

Monthly Cost of Living

Monthly costs for one person with rent: $1,423 in Lomza versus $1,723 in Wroclaw.

Estimated couple costs with rent: $2,060 in Lomza versus $2,453 in Wroclaw.

Monthly costs for a family of three with rent: $2,697 in Lomza versus $3,183 in Wroclaw.

Living in Lomza costs roughly 17% less than in Wroclaw, driven mainly by Eating Out.

Both cities are pricier than the global median: Lomza 6% above, Wroclaw 28% above.

Meal at Budget Restaurant

$9.49 zł 34.67

$11.00 zł 40.20

-13.73%

Three-Course Dinner for Two, Mid-Range

$40.36 zł 148

$54.3 zł 198

-25.63%

Fast Food Meal (McDonalds, etc)

$7.95 zł 29.05

$9.02 zł 32.97

-11.86%

Cappuccino

$3.08 zł 11.25

$4.10 zł 14.98

-24.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.07 zł 7.58

$1.77 zł 6.46

16.95%

Water (0.33 liter bottle)

$1.70 zł 6.21

$1.47 zł 5.36

15.65%

Local Beer (0.5 liter draught)

$2.90 zł 10.61

$3.99 zł 14.59

-27.32%

Imported Beer (0.33 liter bottle)

$3.71 zł 13.56

$4.05 zł 14.81

-8.40%

Milk (1 liter)

$1.01 zł 3.69

$0.99 zł 3.64

2.02%

White Bread (500g)

$1.23 zł 4.49

$1.40 zł 5.10

-12.14%

Rice (white) (1kg)

$1.55 zł 5.67

$1.44 zł 5.26

7.64%

Eggs

$3.37 zł 12.31

$3.32 zł 12.12

1.51%

Local Cheese (1kg)

$7.70 zł 28.15

$9.31 zł 34.02

-17.29%

Chicken Fillets (1kg)

$6.39 zł 23.35

$6.49 zł 23.72

-1.54%

Beef Round Steak (1kg)

$9.82 zł 35.89

$12.56 zł 45.92

-21.82%

Apples (1kg)

$1.15 zł 4.22

$1.15 zł 4.20

Banana (1kg)

$1.54 zł 5.62

$1.85 zł 6.77

-16.76%

Oranges (1kg)

$1.55 zł 5.65

$1.97 zł 7.20

-21.32%

Tomato (1kg)

$2.52 zł 9.21

$3.25 zł 11.88

-22.46%

Potato (1kg)

$0.95 zł 3.46

$1.08 zł 3.95

-12.04%

Onion (1kg)

$1.21 zł 4.40

$1.31 zł 4.80

-7.63%

Lettuce (1 head)

$1.34 zł 4.91

$1.32 zł 4.83

1.52%

Water (1.5 liter bottle)

$0.65 zł 2.38

$0.75 zł 2.74

-13.33%

Cigarettes 20 Pack (Marlboro, Camel)

$5.25 zł 19.18

$5.12 zł 18.72

2.54%

Wine (Bottle)

$7.00 zł 25.59

$7.93 zł 29.00

-11.73%

Local Beer (0.5 liter bottle)

$1.02 zł 3.72

$1.31 zł 4.80

-22.14%

Imported Beer (0.33 liter bottle)

$1.86 zł 6.80

$1.95 zł 7.13

-4.62%

One-way Ticket (Public Transport)

$1.10 zł 4.04

$1.27 zł 4.66

-13.39%

Public Transport Monthly Pass (Regular Price)

$32.33 zł 118

$29.43 zł 108

9.85%

Taxi Start (Normal Tariff)

$2.21 zł 8.08

$2.67 zł 9.77

-17.23%

Taxi (Normal Tariff) (1km)

$0.77 zł 2.82

$0.84 zł 3.06

-8.33%

Taxi 1hour Waiting (Normal Tariff)

$10.62 zł 38.81

$10.88 zł 39.76

-2.39%

Gasoline (1 liter)

$1.70 zł 6.20

$1.68 zł 6.14

1.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.8K zł 123.4K

$34.0K zł 124.2K

-0.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.2K zł 110.4K

$30.9K zł 113.1K

-2.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$290 zł 1,058

$327 zł 1,194

-11.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.49 zł 27.38

$10.05 zł 36.73

-25.47%

Internet (50+ Mbps, Unlimited Data)

$16.17 zł 59.1

$16.63 zł 60.8

-2.77%

Gym Membership (Monthly)

$37.02 zł 135

$35.38 zł 129

4.64%

Tennis Court (1 Hour on Weekend)

$19.58 zł 71.6

$21.43 zł 78.3

-8.63%

Cinema Ticket

$8.78 zł 32.09

$7.91 zł 28.90

11.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$514 zł 1,880

$454 zł 1,658

13.44%

International Primary School, 1 Child (Yearly)

$4,762 zł 17.4K

$9,422 zł 34.4K

-49.46%

Jeans (Levis 501 Or Similar)

$91.0 zł 333

$79.0 zł 289

15.19%

Summer Dress (H&M, Zara, etc)

$44.76 zł 164

$38.94 zł 142

14.95%

Sport Shoes (Adidas, Nike)

$104 zł 379

$89.3 zł 326

16.19%

Men's Leather Business Shoes

$127 zł 464

$97.8 zł 357

29.77%

1-bedroom Apartment, City Center (Monthly)

$639 zł 2,337

$928 zł 3,390

-31.08%

1-bedroom Apartment, Outside City Center (Monthly)

$497 zł 1,815

$721 zł 2,637

-31.17%

3-bedroom Apartment, City Center (Monthly)

$958 zł 3,500

$1,540 zł 5,627

-37.80%

3-bedroom Apartment, Outside City Center (Monthly)

$805 zł 2,941

$1,116 zł 4,079

-27.90%

Buy Apartment in City Center (m2)

$3,305 zł 12.1K

$4,852 zł 17.7K

-31.87%

Buy Apartment Outside City Center (m2)

$2,704 zł 9,883

$3,526 zł 12.9K

-23.32%

Average Monthly Net Salary (After Tax)

$1,893 zł 6,919

20-Year Fixed Mortgage Interest Rate (Annual %)

6.28

7.38

-14.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lomza: June 6, 2026

Last update for Wroclaw: June 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $639 in Lomza and $928 in Wroclaw. Housing cost is often the main lever when comparing two cities.

Dining out: $40.00 in Lomza vs $54.0 in Wroclaw for a mid-range dinner for two. Groceries echo the gap at $202 vs $228 per month, with Lomza cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lomza vs Wroclaw: Cost of Living - Frequently Asked Questions

Lomza is cheaper overall, especially in Groceries & Markets, Eating Out, Monthly Utilities & Internet. The 21% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,135 in Lomza and $2,584 in Wroclaw to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $639 in Lomza versus $928 in Wroclaw. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Lomza runs roughly 10% less than in Wroclaw. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $514 in Lomza versus $454 in Wroclaw. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,423 in Lomza versus $1,723 in Wroclaw, a $1,500 budget is realistic in Lomza but tight or insufficient in Wroclaw. The gap between the two cities makes Lomza the clear choice for anyone on this budget.

For families, Lomza is more practical. Housing and childcare are both notably cheaper than in Wroclaw, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Lomza and Wroclaw are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lomza gentler on the wallet – expenses run 21% less than in Wroclaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.