Cost of Living Comparison Between Lomza and Wroclaw Cost of Living Comparison Between Lomza and Wroclaw

Monthly Cost of Living

Monthly costs for one person with rent: $1,443 in Lomza versus $1,699 in Wroclaw.

Estimated couple costs with rent: $2,100 in Lomza versus $2,487 in Wroclaw.

Monthly costs for a family of three with rent: $2,757 in Lomza versus $3,275 in Wroclaw.

Living in Lomza costs roughly 15% less than in Wroclaw, driven mainly by Eating Out.

Both cities are pricier than the global median: Lomza 8% above, Wroclaw 28% above.

Meal at Budget Restaurant

$9.25 zł 34.90

$11.05 zł 41.67

-16.29%

Three-Course Dinner for Two, Mid-Range

$40.05 zł 151

$53.7 zł 203

-25.43%

Fast Food Meal (McDonalds, etc)

$8.05 zł 30.34

$9.09 zł 34.26

-11.44%

Cappuccino

$3.16 zł 11.91

$3.94 zł 14.84

-19.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.15 zł 8.12

$1.76 zł 6.63

22.16%

Water (0.33 liter bottle)

$1.72 zł 6.49

$1.47 zł 5.54

17.01%

Local Beer (0.5 liter draught)

$2.94 zł 11.07

$4.06 zł 15.29

-27.59%

Imported Beer (0.33 liter bottle)

$3.77 zł 14.21

$4.16 zł 15.68

-9.38%

Milk (1 liter)

$1.04 zł 3.93

$0.98 zł 3.70

6.12%

White Bread (500g)

$1.24 zł 4.66

$1.34 zł 5.05

-7.46%

Rice (white) (1kg)

$1.54 zł 5.82

$1.38 zł 5.19

11.59%

Eggs

$3.40 zł 12.83

$3.33 zł 12.56

2.10%

Local Cheese (1kg)

$7.67 zł 28.91

$9.74 zł 36.74

-21.25%

Chicken Fillets (1kg)

$6.39 zł 24.09

$6.73 zł 25.39

-5.05%

Beef Round Steak (1kg)

$9.77 zł 36.83

$12.49 zł 47.10

-21.78%

Apples (1kg)

$1.16 zł 4.37

$1.20 zł 4.52

-3.33%

Banana (1kg)

$1.62 zł 6.12

$1.84 zł 6.93

-11.96%

Oranges (1kg)

$1.56 zł 5.89

$2.06 zł 7.76

-24.27%

Tomato (1kg)

$2.57 zł 9.68

$3.35 zł 12.63

-23.28%

Potato (1kg)

$1.00 zł 3.78

$1.11 zł 4.17

-9.91%

Onion (1kg)

$1.24 zł 4.69

$1.32 zł 4.96

-6.06%

Lettuce (1 head)

$1.36 zł 5.14

$1.33 zł 5.00

2.26%

Water (1.5 liter bottle)

$0.64 zł 2.42

$0.72 zł 2.71

-11.11%

Cigarettes 20 Pack (Marlboro, Camel)

$5.45 zł 20.54

$5.21 zł 19.66

4.61%

Wine (Bottle)

$6.95 zł 26.20

$8.01 zł 30.21

-13.23%

Local Beer (0.5 liter bottle)

$1.05 zł 3.96

$1.29 zł 4.87

-18.60%

Imported Beer (0.33 liter bottle)

$1.78 zł 6.70

$1.99 zł 7.49

-10.55%

One-way Ticket (Public Transport)

$1.08 zł 4.06

$1.24 zł 4.67

-12.90%

Public Transport Monthly Pass (Regular Price)

$32.90 zł 124

$29.65 zł 112

10.96%

Taxi Start (Normal Tariff)

$2.12 zł 7.99

$2.63 zł 9.92

-19.39%

Taxi (Normal Tariff) (1km)

$0.82 zł 3.11

$0.90 zł 3.38

-8.89%

Taxi 1hour Waiting (Normal Tariff)

$10.54 zł 39.74

$10.69 zł 40.32

-1.40%

Gasoline (1 liter)

$1.69 zł 6.37

$1.68 zł 6.32

0.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.3K zł 129.3K

$33.3K zł 125.6K

2.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.5K zł 114.9K

$31.0K zł 117.0K

-1.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$288 zł 1,087

$321 zł 1,210

-10.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.59 zł 28.61

$9.86 zł 37.19

-23.02%

Internet (50+ Mbps, Unlimited Data)

$16.45 zł 62.0

$16.58 zł 62.5

-0.78%

Gym Membership (Monthly)

$37.06 zł 140

$36.09 zł 136

2.69%

Tennis Court (1 Hour on Weekend)

$19.72 zł 74.4

$21.45 zł 80.9

-8.07%

Cinema Ticket

$8.47 zł 31.95

$8.31 zł 31.33

1.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$509 zł 1,919

$470 zł 1,773

8.23%

International Primary School, 1 Child (Yearly)

$4,853 zł 18.3K

$9,209 zł 34.7K

-47.30%

Jeans (Levis 501 Or Similar)

$92.1 zł 347

$79.2 zł 298

16.35%

Summer Dress (H&M, Zara, etc)

$46.05 zł 174

$38.68 zł 146

19.05%

Sport Shoes (Adidas, Nike)

$103 zł 387

$90.0 zł 339

13.93%

Men's Leather Business Shoes

$125 zł 472

$98.5 zł 371

27.12%

1-bedroom Apartment, City Center (Monthly)

$638 zł 2,407

$901 zł 3,398

-29.17%

1-bedroom Apartment, Outside City Center (Monthly)

$489 zł 1,844

$711 zł 2,680

-31.21%

3-bedroom Apartment, City Center (Monthly)

$977 zł 3,683

$1,520 zł 5,732

-35.75%

3-bedroom Apartment, Outside City Center (Monthly)

$805 zł 3,037

$1,124 zł 4,238

-28.35%

Buy Apartment in City Center (m2)

$2,884 zł 10.9K

$4,583 zł 17.3K

-37.07%

Buy Apartment Outside City Center (m2)

$2,191 zł 8,261

$3,408 zł 12.9K

-35.72%

Average Monthly Net Salary (After Tax)

$1,818 zł 6,854

20-Year Fixed Mortgage Interest Rate (Annual %)

6.28

7.38

-14.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lomza: July 26, 2026

Last update for Wroclaw: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $638 in Lomza and $901 in Wroclaw. Housing cost is often the main lever when comparing two cities.

Dining out: $40.00 in Lomza vs $54.0 in Wroclaw for a mid-range dinner for two. Groceries echo the gap at $203 vs $231 per month, with Lomza cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lomza vs Wroclaw: Cost of Living - Frequently Asked Questions

Lomza is cheaper overall, especially in Groceries & Markets, Eating Out, Monthly Utilities & Internet. The 18% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,165 in Lomza and $2,548 in Wroclaw to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $638 in Lomza versus $901 in Wroclaw. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Lomza runs roughly 11% less than in Wroclaw. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $509 in Lomza versus $470 in Wroclaw. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,443 in Lomza versus $1,699 in Wroclaw, a $1,500 budget is realistic in Lomza but tight or insufficient in Wroclaw. The gap between the two cities makes Lomza the clear choice for anyone on this budget.

For families, Lomza is more practical. Housing and childcare are both notably cheaper than in Wroclaw, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Lomza and Wroclaw are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lomza gentler on the wallet – expenses run 18% less than in Wroclaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.