Cost of Living Comparison Between Lomza and Wroclaw Cost of Living Comparison Between Lomza and Wroclaw

Monthly Cost of Living

Monthly costs for one person with rent: $1,463 in Lomza versus $1,726 in Wroclaw.

Estimated couple costs with rent: $2,097 in Lomza versus $2,488 in Wroclaw.

Monthly costs for a family of three with rent: $2,731 in Lomza versus $3,249 in Wroclaw.

Living in Lomza costs roughly 15% less than in Wroclaw, driven mainly by Eating Out.

Both cities are pricier than the global median: Lomza 9% above, Wroclaw 29% above.

Meal at Budget Restaurant

$9.23 zł 33.52

$11.00 zł 39.94

-16.09%

Three-Course Dinner for Two, Mid-Range

$41.17 zł 149

$54.4 zł 197

-24.29%

Fast Food Meal (McDonalds, etc)

$7.98 zł 28.97

$9.09 zł 33.00

-12.21%

Cappuccino

$3.21 zł 11.64

$4.06 zł 14.73

-20.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.09 zł 7.57

$1.76 zł 6.40

18.75%

Water (0.33 liter bottle)

$1.71 zł 6.22

$1.43 zł 5.18

19.58%

Local Beer (0.5 liter draught)

$3.02 zł 10.97

$4.12 zł 14.94

-26.70%

Imported Beer (0.33 liter bottle)

$3.70 zł 13.45

$4.02 zł 14.60

-7.96%

Milk (1 liter)

$1.04 zł 3.79

$0.99 zł 3.60

5.05%

White Bread (500g)

$1.28 zł 4.66

$1.38 zł 5.02

-7.25%

Rice (white) (1kg)

$1.60 zł 5.81

$1.43 zł 5.19

11.89%

Eggs

$3.27 zł 11.87

$3.34 zł 12.11

-2.10%

Local Cheese (1kg)

$7.90 zł 28.70

$9.32 zł 33.84

-15.24%

Chicken Fillets (1kg)

$6.32 zł 22.95

$6.47 zł 23.48

-2.32%

Beef Round Steak (1kg)

$9.52 zł 34.57

$12.54 zł 45.52

-24.08%

Apples (1kg)

$1.14 zł 4.15

$1.20 zł 4.36

-5.00%

Banana (1kg)

$1.54 zł 5.59

$1.82 zł 6.60

-15.38%

Oranges (1kg)

$1.58 zł 5.72

$2.03 zł 7.38

-22.17%

Tomato (1kg)

$2.52 zł 9.14

$3.35 zł 12.17

-24.78%

Potato (1kg)

$0.99 zł 3.60

$1.08 zł 3.91

-8.33%

Onion (1kg)

$1.20 zł 4.34

$1.27 zł 4.60

-5.51%

Lettuce (1 head)

$1.34 zł 4.87

$1.29 zł 4.68

3.88%

Water (1.5 liter bottle)

$0.61 zł 2.21

$0.74 zł 2.70

-17.57%

Cigarettes 20 Pack (Marlboro, Camel)

$5.44 zł 19.76

$5.08 zł 18.45

7.09%

Wine (Bottle)

$7.11 zł 25.81

$8.25 zł 29.96

-13.82%

Local Beer (0.5 liter bottle)

$1.06 zł 3.85

$1.26 zł 4.56

-15.87%

Imported Beer (0.33 liter bottle)

$1.77 zł 6.43

$1.94 zł 7.05

-8.76%

One-way Ticket (Public Transport)

$1.10 zł 4.00

$1.27 zł 4.63

-13.39%

Public Transport Monthly Pass (Regular Price)

$32.52 zł 118

$30.03 zł 109

8.29%

Taxi Start (Normal Tariff)

$2.14 zł 7.78

$2.68 zł 9.71

-20.15%

Taxi (Normal Tariff) (1km)

$0.85 zł 3.07

$0.90 zł 3.28

-5.56%

Taxi 1hour Waiting (Normal Tariff)

$10.70 zł 38.85

$11.06 zł 40.15

-3.25%

Gasoline (1 liter)

$1.69 zł 6.13

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K zł 121.0K

$33.5K zł 121.5K

-0.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K zł 112.5K

$30.7K zł 111.4K

1.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$296 zł 1,074

$328 zł 1,192

-9.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.62 zł 27.66

$9.83 zł 35.67

-22.48%

Internet (50+ Mbps, Unlimited Data)

$16.34 zł 59.3

$16.25 zł 59.0

0.55%

Gym Membership (Monthly)

$36.97 zł 134

$35.73 zł 130

3.47%

Tennis Court (1 Hour on Weekend)

$19.50 zł 70.8

$21.99 zł 79.8

-11.32%

Cinema Ticket

$8.51 zł 30.90

$8.11 zł 29.43

4.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$519 zł 1,882

$466 zł 1,691

11.29%

International Primary School, 1 Child (Yearly)

$4,808 zł 17.5K

$9,253 zł 33.6K

-48.04%

Jeans (Levis 501 Or Similar)

$90.1 zł 327

$77.2 zł 280

16.81%

Summer Dress (H&M, Zara, etc)

$45.91 zł 167

$38.86 zł 141

18.14%

Sport Shoes (Adidas, Nike)

$102 zł 369

$91.9 zł 333

10.56%

Men's Leather Business Shoes

$127 zł 461

$99.1 zł 360

28.03%

1-bedroom Apartment, City Center (Monthly)

$643 zł 2,334

$930 zł 3,375

-30.84%

1-bedroom Apartment, Outside City Center (Monthly)

$500 zł 1,816

$708 zł 2,571

-29.37%

3-bedroom Apartment, City Center (Monthly)

$994 zł 3,608

$1,497 zł 5,435

-33.61%

3-bedroom Apartment, Outside City Center (Monthly)

$809 zł 2,936

$1,117 zł 4,054

-27.58%

Buy Apartment in City Center (m2)

$3,359 zł 12.2K

$4,917 zł 17.8K

-31.68%

Buy Apartment Outside City Center (m2)

$2,598 zł 9,431

$3,525 zł 12.8K

-26.31%

Average Monthly Net Salary (After Tax)

$1,876 zł 6,810

20-Year Fixed Mortgage Interest Rate (Annual %)

6.28

7.38

-14.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lomza: April 25, 2026

Last update for Wroclaw: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $643 in Lomza and $930 in Wroclaw. Housing cost is often the main lever when comparing two cities.

Dining out: $41.00 in Lomza vs $54.0 in Wroclaw for a mid-range dinner for two. Groceries echo the gap at $202 vs $229 per month, with Lomza cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lomza vs Wroclaw: Cost of Living - Frequently Asked Questions

Lomza is cheaper overall, especially in Groceries & Markets, Eating Out, Monthly Utilities & Internet. The 18% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,194 in Lomza and $2,589 in Wroclaw to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $643 in Lomza versus $930 in Wroclaw. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Lomza runs roughly 8% less than in Wroclaw. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $519 in Lomza versus $466 in Wroclaw. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,463 in Lomza versus $1,726 in Wroclaw, a $1,500 budget is realistic in Lomza but tight or insufficient in Wroclaw. The gap between the two cities makes Lomza the clear choice for anyone on this budget.

For families, Lomza is more practical. Housing and childcare are both notably cheaper than in Wroclaw, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Lomza and Wroclaw are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lomza gentler on the wallet – expenses run 18% less than in Wroclaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.