Cost of Living Comparison Between Lomza and Wroclaw Cost of Living Comparison Between Lomza and Wroclaw

Monthly Cost of Living

Monthly costs for one person with rent: $1,568 in Lomza versus $1,814 in Wroclaw.

Estimated couple costs with rent: $2,247 in Lomza versus $2,602 in Wroclaw.

Monthly costs for a family of three with rent: $2,926 in Lomza versus $3,389 in Wroclaw.

Living in Lomza costs roughly 14% less than in Wroclaw, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Lomza 14% above, Wroclaw 32% above.

Meal at Budget Restaurant

$10.13 zł 37.73

$10.92 zł 40.66

-7.23%

Three-Course Dinner for Two, Mid-Range

$49.53 zł 184

$53.6 zł 200

-7.66%

Fast Food Meal (McDonalds, etc)

$9.16 zł 34.12

$10.99 zł 40.94

-16.65%

Cappuccino

$3.89 zł 14.48

$4.18 zł 15.56

-6.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.78 zł 10.35

$2.32 zł 8.65

19.83%

Water (0.33 liter bottle)

$2.79 zł 10.37

$2.05 zł 7.63

36.10%

Local Beer (0.5 liter draught)

$4.76 zł 17.74

$4.06 zł 15.13

17.24%

Imported Beer (0.33 liter bottle)

$5.47 zł 20.38

$5.35 zł 19.91

2.24%

Milk (1 liter)

$1.08 zł 4.01

$1.10 zł 4.09

-1.82%

White Bread (500g)

$1.16 zł 4.30

$1.61 zł 6.00

-27.95%

Rice (white) (1kg)

$1.40 zł 5.20

$1.53 zł 5.69

-8.50%

Eggs

$3.61 zł 13.42

$4.15 zł 15.46

-13.01%

Local Cheese (1kg)

$11.25 zł 41.89

$9.95 zł 37.06

13.07%

Chicken Fillets (1kg)

$7.42 zł 27.64

$7.20 zł 26.82

3.06%

Beef Round Steak (1kg)

$12.25 zł 45.61

$12.57 zł 46.81

-2.55%

Apples (1kg)

$1.23 zł 4.59

$1.39 zł 5.16

-11.51%

Banana (1kg)

$1.75 zł 6.53

$1.65 zł 6.16

6.06%

Oranges (1kg)

$2.43 zł 9.05

$1.74 zł 6.46

39.66%

Tomato (1kg)

$3.12 zł 11.62

$3.72 zł 13.83

-16.13%

Potato (1kg)

$0.82 zł 3.06

$1.02 zł 3.81

-19.61%

Onion (1kg)

$0.96 zł 3.57

$0.86 zł 3.18

11.63%

Lettuce (1 head)

$1.40 zł 5.23

$1.48 zł 5.52

-5.41%

Water (1.5 liter bottle)

$0.66 zł 2.46

$0.74 zł 2.76

-10.81%

Cigarettes 20 Pack (Marlboro, Camel)

$6.09 zł 22.68

$6.41 zł 23.85

-4.99%

Wine (Bottle)

$7.11 zł 26.46

$8.19 zł 30.49

-13.19%

Local Beer (0.5 liter bottle)

$1.17 zł 4.35

$1.24 zł 4.61

-5.65%

Imported Beer (0.33 liter bottle)

$1.85 zł 6.87

$1.92 zł 7.16

-3.65%

One-way Ticket (Public Transport)

$1.11 zł 4.15

$1.23 zł 4.59

-9.76%

Public Transport Monthly Pass (Regular Price)

$31.31 zł 117

$29.46 zł 110

6.28%

Taxi Start (Normal Tariff)

$1.59 zł 5.93

$2.69 zł 10.01

-40.89%

Taxi (Normal Tariff) (1km)

$0.57 zł 2.14

$0.99 zł 3.68

-42.42%

Taxi 1hour Waiting (Normal Tariff)

$9.42 zł 35.08

$10.73 zł 39.95

-12.21%

Gasoline (1 liter)

$1.57 zł 5.83

$1.61 zł 6.01

-2.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.3K zł 120.2K

$32.9K zł 122.4K

-1.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.2K zł 104.8K

$31.3K zł 116.5K

-9.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$330 zł 1,227

$367 zł 1,366

-10.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.22 zł 34.34

$10.25 zł 38.18

-10.05%

Internet (50+ Mbps, Unlimited Data)

$17.93 zł 66.8

$17.74 zł 66.1

1.07%

Gym Membership (Monthly)

$39.17 zł 146

$41.70 zł 155

-6.07%

Tennis Court (1 Hour on Weekend)

$23.36 zł 87.0

$33.86 zł 126

-31.01%

Cinema Ticket

$8.55 zł 31.85

$9.39 zł 34.98

-8.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$543 zł 2,021

$514 zł 1,915

5.56%

International Primary School, 1 Child (Yearly)

$10.9K zł 40.5K

$12.9K zł 48.1K

-15.79%

Jeans (Levis 501 Or Similar)

$77.1 zł 287

$97.8 zł 364

-21.12%

Summer Dress (H&M, Zara, etc)

$41.81 zł 156

$42.04 zł 157

-0.55%

Sport Shoes (Adidas, Nike)

$95.1 zł 354

$98.7 zł 368

-3.69%

Men's Leather Business Shoes

$101 zł 378

$113 zł 422

-10.62%

1-bedroom Apartment, City Center (Monthly)

$644 zł 2,398

$872 zł 3,248

-26.18%

1-bedroom Apartment, Outside City Center (Monthly)

$517 zł 1,924

$711 zł 2,647

-27.32%

3-bedroom Apartment, City Center (Monthly)

$1,037 zł 3,861

$1,484 zł 5,527

-30.14%

3-bedroom Apartment, Outside City Center (Monthly)

$874 zł 3,254

$1,171 zł 4,358

-25.35%

Buy Apartment in City Center (m2)

$2,990 zł 11.1K

$4,899 zł 18.2K

-38.97%

Buy Apartment Outside City Center (m2)

$2,317 zł 8,626

$3,527 zł 13.1K

-34.31%

Average Monthly Net Salary (After Tax)

$1,831 zł 6,819

20-Year Fixed Mortgage Interest Rate (Annual %)

6.87

7.17

-4.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lomza: September 6, 2026

Last update for Wroclaw: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $644 in Lomza and $872 in Wroclaw. Housing cost is often the main lever when comparing two cities.

Dining out: $50.0 in Lomza vs $54.0 in Wroclaw for a mid-range dinner for two. Groceries echo the gap at $234 vs $242 per month, with Lomza cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lomza vs Wroclaw: Cost of Living - Frequently Asked Questions

Lomza is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Getting Around. The 16% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,353 in Lomza and $2,721 in Wroclaw to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $644 in Lomza versus $872 in Wroclaw. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Lomza runs roughly 6% less than in Wroclaw. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $543 in Lomza versus $514 in Wroclaw. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,568 in Lomza versus $1,814 in Wroclaw, a $1,500 budget is realistic in Lomza but tight or insufficient in Wroclaw. The gap between the two cities makes Lomza the clear choice for anyone on this budget.

For families, Lomza is more practical. Housing and childcare are both notably cheaper than in Wroclaw, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Lomza and Wroclaw are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lomza gentler on the wallet – expenses run 16% less than in Wroclaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.