Cost of Living Comparison Between Ormoc and Baguio Cost of Living Comparison Between Ormoc and Baguio

Monthly Cost of Living

Monthly costs for one person with rent: $788 in Ormoc versus $779 in Baguio.

Estimated couple costs with rent: $1,202 in Ormoc versus $1,139 in Baguio.

Monthly costs for a family of three with rent: $1,615 in Ormoc versus $1,500 in Baguio.

Living in Ormoc is roughly 1% more expensive than Baguio, driven mainly by Sport & Entertainment.

Both cities sit below the global median: Ormoc 41% lower, Baguio 42% lower.

Meal at Budget Restaurant

$3.48 ₱213

$3.59 ₱220

-3.06%

Three-Course Dinner for Two, Mid-Range

$17.46 ₱1,068

$13.50 ₱826

29.33%

Fast Food Meal (McDonalds, etc)

$4.28 ₱262

$2.60 ₱159

64.62%

Cappuccino

$2.40 ₱147

$2.34 ₱143

2.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.81 ₱49.66

$0.70 ₱42.94

15.71%

Water (0.33 liter bottle)

$0.40 ₱24.33

$0.40 ₱24.52

Local Beer (0.5 liter draught)

$1.34 ₱82.2

$1.46 ₱89.2

-8.22%

Imported Beer (0.33 liter bottle)

$2.11 ₱129

$2.00 ₱122

5.50%

Milk (1 liter)

$1.85 ₱113

$1.89 ₱115

-2.12%

White Bread (500g)

$1.22 ₱74.8

$1.25 ₱76.6

-2.40%

Rice (white) (1kg)

$0.95 ₱57.9

$1.11 ₱68.1

-14.41%

Eggs

$2.00 ₱122

$2.20 ₱134

-9.09%

Local Cheese (1kg)

$7.88 ₱482

$9.08 ₱555

-13.22%

Chicken Fillets (1kg)

$4.14 ₱253

$3.70 ₱226

11.89%

Beef Round Steak (1kg)

$7.75 ₱474

$8.42 ₱515

-7.96%

Apples (1kg)

$2.87 ₱175

$2.63 ₱161

9.13%

Banana (1kg)

$1.60 ₱98.0

$1.87 ₱114

-14.44%

Oranges (1kg)

$2.67 ₱163

$2.26 ₱138

18.14%

Tomato (1kg)

$1.61 ₱98.8

$1.18 ₱72.0

36.44%

Potato (1kg)

$2.30 ₱141

$1.82 ₱111

26.37%

Onion (1kg)

$2.60 ₱159

$2.29 ₱140

13.54%

Lettuce (1 head)

$1.10 ₱67.5

$0.72 ₱44.31

52.78%

Water (1.5 liter bottle)

$0.72 ₱43.81

$0.77 ₱47.22

-6.49%

Cigarettes 20 Pack (Marlboro, Camel)

$2.82 ₱173

$3.35 ₱205

-15.82%

Wine (Bottle)

$8.51 ₱521

$9.17 ₱561

-7.20%

Local Beer (0.5 liter bottle)

$1.16 ₱70.9

$1.08 ₱65.8

7.41%

Imported Beer (0.33 liter bottle)

$2.05 ₱125

$2.26 ₱138

-9.29%

One-way Ticket (Public Transport)

$0.18 ₱11.30

$0.26 ₱15.77

-30.77%

Public Transport Monthly Pass (Regular Price)

$10.56 ₱646

Taxi Start (Normal Tariff)

$0.77 ₱47.15

$0.87 ₱53.3

-11.49%

Taxi (Normal Tariff) (1km)

$0.24 ₱14.69

$0.22 ₱13.43

9.09%

Taxi 1hour Waiting (Normal Tariff)

$2.07 ₱127

$2.45 ₱150

-15.51%

Gasoline (1 liter)

$1.15 ₱70.3

$1.11 ₱67.8

3.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K ₱1.6M

$32.3K ₱2.0M

-18.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.2K ₱1.2M

$20.5K ₱1.3M

-1.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$112 ₱6,870

$146 ₱8,914

-22.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.43 ₱2,045

$34.10 ₱2,086

-1.96%

Internet (50+ Mbps, Unlimited Data)

$27.84 ₱1,703

$25.99 ₱1,590

7.12%

Gym Membership (Monthly)

$33.88 ₱2,073

$21.76 ₱1,331

55.70%

Tennis Court (1 Hour on Weekend)

$4.45 ₱272

$4.16 ₱254

6.97%

Cinema Ticket

$6.03 ₱369

$5.93 ₱363

1.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$150 ₱9,161

$153 ₱9,378

-2.32%

International Primary School, 1 Child (Yearly)

$4,340 ₱265.5K

$4,642 ₱284.0K

-6.50%

Jeans (Levis 501 Or Similar)

$46.66 ₱2,854

$49.11 ₱3,005

-4.99%

Summer Dress (H&M, Zara, etc)

$27.02 ₱1,653

$27.25 ₱1,667

-0.84%

Sport Shoes (Adidas, Nike)

$76.3 ₱4,669

$76.3 ₱4,667

0.03%

Men's Leather Business Shoes

$54.0 ₱3,303

$45.91 ₱2,809

17.60%

1-bedroom Apartment, City Center (Monthly)

$262 ₱16.0K

$346 ₱21.2K

-24.28%

1-bedroom Apartment, Outside City Center (Monthly)

$178 ₱10.9K

$142 ₱8,706

25.11%

3-bedroom Apartment, City Center (Monthly)

$215 ₱13.2K

$544 ₱33.3K

-60.51%

3-bedroom Apartment, Outside City Center (Monthly)

$399 ₱24.4K

$264 ₱16.1K

51.34%

Buy Apartment in City Center (m2)

$2,430 ₱148.7K

$2,423 ₱148.2K

0.31%

Buy Apartment Outside City Center (m2)

$949 ₱58.0K

Average Monthly Net Salary (After Tax)

$186 ₱11.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

4.5

48.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ormoc: April 25, 2026

Last update for Baguio: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $262 in Ormoc and $346 in Baguio. Housing cost is often the main lever when comparing two cities.

Dining out: $17.00 in Ormoc vs $13.00 in Baguio. Groceries flip the comparison at $205 vs $205, with Ormoc cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ormoc vs Baguio: Cost of Living - Frequently Asked Questions

Baguio wins on cost – living expenses run 1% lower than in Ormoc. Housing and daily spending are where you'll feel the difference most, making Baguio the obvious pick if budget is a priority.

You'd need roughly $1,183 in Ormoc and $1,168 in Baguio to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $262 in Ormoc versus $346 in Baguio. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Ormoc pay roughly 0% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $788 per month in Ormoc versus $779 in Baguio – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Baguio gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ormoc and Baguio are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Baguio gentler on the wallet – expenses run 1% less than in Ormoc. Beyond cost, consider language, visa policies, and how big the international community is in each city.