Last update: Oct 2026

Cost of Living Comparison Between Ormoc and Baguio

For one person, living is cheaper in Ormoc: $682 a month against $737 in Baguio, rent and utilities included – about $660 less a year. Higher rent and utilities in Baguio outweigh lower spending on other living expenses.

32

Cost of Living Index in Ormoc
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Ormoc Living Index
36

Cost of Living Index in Baguio
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Baguio Living Index

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Ormoc

🇵🇭 Philippines

$682

/mo nomad

Baguio

🇵🇭 Philippines

$737

/mo nomad

Monthly Cost of Living

How much you'll spend in Ormoc and in Baguio

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ormoc and in Baguio actually costs, broken down by who's living it.

Monthly costs for one person with rent: $682 in Ormoc versus $737 in Baguio.

Ormoc $682
Baguio $737

Estimated couple costs with rent: $1,056 in Ormoc versus $1,148 in Baguio.

Ormoc $1,056
Baguio $1,148

Monthly costs for a family of three with rent: $1,430 in Ormoc versus $1,558 in Baguio.

Ormoc $1,430
Baguio $1,558

Living in Ormoc costs roughly 8% less than in Baguio, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Ormoc 50% lower, Baguio 46% lower.

Meal at Budget Restaurant

$4.47 ₱283

$3.92 ₱249

14.03%

Three-Course Dinner for Two, Mid-Range

$11.34 ₱719

$16.66 ₱1,056

-31.93%

Fast Food Meal (McDonalds, etc)

$4.70 ₱298

$2.73 ₱173

72.16%

Cappuccino

$2.26 ₱144

$1.80 ₱114

25.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.49 ₱30.77

$0.55 ₱34.93

-10.91%

Water (0.33 liter bottle)

$0.32 ₱20.38

$0.33 ₱21.11

-3.03%

Local Beer (0.5 liter draught)

$1.20 ₱76.3

$0.99 ₱63.1

21.21%

Imported Beer (0.33 liter bottle)

$2.04 ₱129

$1.54 ₱97.4

32.47%

Milk (1 liter)

$1.58 ₱100

$1.59 ₱101

-0.63%

White Bread (500g)

$1.03 ₱65.6

$1.14 ₱72.5

-9.65%

Rice (white) (1kg)

$0.95 ₱59.9

$0.97 ₱61.2

-2.06%

Eggs

$1.67 ₱106

$1.99 ₱126

-16.08%

Local Cheese (1kg)

$5.40 ₱342

$5.11 ₱324

5.68%

Chicken Fillets (1kg)

$3.12 ₱198

$3.27 ₱207

-4.59%

Beef Round Steak (1kg)

$7.00 ₱443

$7.63 ₱483

-8.26%

Apples (1kg)

$2.30 ₱146

$2.19 ₱139

5.02%

Banana (1kg)

$1.55 ₱98.4

$1.55 ₱98.5

Oranges (1kg)

$2.39 ₱152

$2.26 ₱143

5.75%

Tomato (1kg)

$1.10 ₱70.0

$1.02 ₱64.6

7.84%

Potato (1kg)

$1.92 ₱122

$1.73 ₱109

10.98%

Onion (1kg)

$2.06 ₱130

$1.69 ₱107

21.89%

Lettuce (1 head)

$1.04 ₱66.2

$0.65 ₱40.91

60.00%

Water (1.5 liter bottle)

$0.54 ₱34.04

$0.51 ₱32.49

5.88%

Cigarettes 20 Pack (Marlboro, Camel)

$3.04 ₱192

$2.94 ₱186

3.40%

Wine (Bottle)

$8.30 ₱526

$8.50 ₱539

-2.35%

Local Beer (0.5 liter bottle)

$0.96 ₱60.8

$0.95 ₱60.0

1.05%

Imported Beer (0.33 liter bottle)

$2.10 ₱133

$2.05 ₱130

2.44%

One-way Ticket (Public Transport)

$0.20 ₱12.50

$0.22 ₱13.94

-9.09%

Public Transport Monthly Pass (Regular Price)

$12.85 ₱815

$12.90 ₱818

-0.39%

Taxi Start (Normal Tariff)

$0.74 ₱47.13

$0.81 ₱51.5

-8.64%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.64

$0.24 ₱15.27

-4.17%

Taxi 1hour Waiting (Normal Tariff)

$1.95 ₱123

$1.90 ₱120

2.63%

Gasoline (1 liter)

$1.20 ₱76.3

$1.19 ₱75.6

0.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.5K ₱1.5M

$21.3K ₱1.3M

10.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.2K ₱1.2M

$18.8K ₱1.2M

2.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$65.2 ₱4,132

$136 ₱8,615

-52.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.56 ₱986

$17.08 ₱1,083

-8.90%

Internet (50+ Mbps, Unlimited Data)

$23.40 ₱1,483

$23.01 ₱1,458

1.69%

Gym Membership (Monthly)

$26.96 ₱1,709

$20.76 ₱1,316

29.87%

Tennis Court (1 Hour on Weekend)

$5.15 ₱327

$5.23 ₱332

-1.53%

Cinema Ticket

$5.83 ₱370

$5.03 ₱319

15.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$130 ₱8,252

$132 ₱8,397

-1.72%

International Primary School, 1 Child (Yearly)

$6,940 ₱439.9K

$10.6K ₱668.8K

-34.23%

Jeans (Levis 501 Or Similar)

$32.13 ₱2,037

$28.91 ₱1,833

11.14%

Summer Dress (H&M, Zara, etc)

$19.54 ₱1,239

$19.53 ₱1,238

0.05%

Sport Shoes (Adidas, Nike)

$63.6 ₱4,033

$71.5 ₱4,532

-11.01%

Men's Leather Business Shoes

$54.4 ₱3,445

$54.9 ₱3,479

-0.98%

1-bedroom Apartment, City Center (Monthly)

$249 ₱15.8K

$393 ₱24.9K

-36.62%

1-bedroom Apartment, Outside City Center (Monthly)

$186 ₱11.8K

$192 ₱12.2K

-3.38%

3-bedroom Apartment, City Center (Monthly)

$202 ₱12.8K

$819 ₱51.9K

-75.32%

3-bedroom Apartment, Outside City Center (Monthly)

$391 ₱24.8K

$463 ₱29.3K

-15.52%

Buy Apartment in City Center (m2)

$2,417 ₱153.2K

$3,156 ₱200.0K

-23.41%

Buy Apartment Outside City Center (m2)

$1,157 ₱73.3K

$1,526 ₱96.7K

-24.18%

Average Monthly Net Salary (After Tax)

$179 ₱11.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.92

6.75

2.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ormoc: October 25, 2026

Last update for Baguio: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ormoc

$186 27.2%

Baguio

$192 26.1% 3.5% $6.5

Groceries & Markets

Ormoc

$171 25.1%

Baguio

$171 23.2% 0.1% $0.2

Monthly Utilities & Internet

Ormoc

$104 15.3%

Baguio

$176 23.9% 69% $72

Eating Out

Ormoc

$90 13.3%

Baguio

$73 9.9% 19.5% $18

Clothing & Footwear

Ormoc

$76 11.2%

Baguio

$79 10.7% 3.1% $2.3

Sport & Entertainment

Ormoc

$39 5.7%

Baguio

$31 4.2% 20.2% $7.8

Getting Around

Ormoc

$16 2.3%

Baguio

$16 2.1% 1.7% $0.3

Cost Breakdown

A one-bedroom apartment in the center runs $249 in Ormoc and $393 in Baguio. Housing cost is often the main lever when comparing two cities.

Dining out: $11 in Ormoc vs $17 in Baguio for a mid-range dinner for two. Groceries echo the gap at $171 vs $171 per month, with Ormoc cheaper across the board.

Good to know

🇵🇭 Ormoc

🇵🇭 Baguio

🕒 Local time

09:40 9:40 AM

Same time as Ormoc

🌤 Weather

👥 Population

230,998

366,358

💱 Currency

Philippine Peso PHP ₱

📈 Exchange rate

100 PHP = 1.58 USD

100 PHP = 1.41 EUR

100 PHP = 1.58 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Ormoc Baguio 740 km ≈ 1 h 30 min nonstop flight

From you

Ormoc
Baguio

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ormoc vs Baguio: Cost of Living - Frequently Asked Questions

Ormoc wins on cost – living expenses run 8% lower than in Baguio. Housing and daily spending are where you’ll feel the difference most, making Ormoc the obvious pick if budget is a priority.

You’d need roughly $1,023 in Ormoc and $1,106 in Baguio to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $249 in Ormoc versus $393 in Baguio. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $682 per month in Ormoc versus $737 in Baguio – Ormoc is about 8% cheaper, which adds up to real savings over time.

Dining out is cheaper in Ormoc – a meal for two runs $11 versus $17 in Baguio. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,000 a month, though Ormoc gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.