Cost of Living Comparison Between Ormoc and Baguio Cost of Living Comparison Between Ormoc and Baguio

Monthly Cost of Living

Monthly costs for one person with rent: $682 in Ormoc versus $766 in Baguio.

Estimated couple costs with rent: $1,031 in Ormoc versus $1,168 in Baguio.

Monthly costs for a family of three with rent: $1,381 in Ormoc versus $1,570 in Baguio.

Living in Ormoc costs roughly 11% less than in Baguio, driven mainly by Eating Out.

Both cities sit below the global median: Ormoc 50% lower, Baguio 44% lower.

Meal at Budget Restaurant

$4.71 ₱295

$4.03 ₱253

16.87%

Three-Course Dinner for Two, Mid-Range

$11.69 ₱733

$16.53 ₱1,037

-29.28%

Fast Food Meal (McDonalds, etc)

$4.80 ₱301

$2.77 ₱174

73.29%

Cappuccino

$2.13 ₱134

$1.84 ₱116

15.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 ₱29.19

$0.60 ₱37.76

-21.67%

Water (0.33 liter bottle)

$0.31 ₱19.37

$0.33 ₱20.84

-6.06%

Local Beer (0.5 liter draught)

$1.08 ₱67.6

$1.03 ₱64.3

4.85%

Imported Beer (0.33 liter bottle)

$1.91 ₱120

$1.57 ₱98.3

21.66%

Milk (1 liter)

$1.60 ₱100

$1.66 ₱104

-3.61%

White Bread (500g)

$1.02 ₱63.7

$1.15 ₱72.2

-11.30%

Rice (white) (1kg)

$0.96 ₱59.9

$1.01 ₱63.3

-4.95%

Eggs

$1.76 ₱110

$2.02 ₱127

-12.87%

Local Cheese (1kg)

$5.45 ₱342

$4.99 ₱313

9.22%

Chicken Fillets (1kg)

$3.31 ₱208

$3.47 ₱218

-4.61%

Beef Round Steak (1kg)

$7.23 ₱453

$7.80 ₱489

-7.31%

Apples (1kg)

$2.25 ₱141

$2.31 ₱145

-2.60%

Banana (1kg)

$1.56 ₱97.6

$1.53 ₱95.8

1.96%

Oranges (1kg)

$2.39 ₱150

$2.30 ₱145

3.91%

Tomato (1kg)

$1.20 ₱75.1

$1.04 ₱65.1

15.38%

Potato (1kg)

$1.90 ₱119

$1.65 ₱104

15.15%

Onion (1kg)

$2.12 ₱133

$1.77 ₱111

19.77%

Lettuce (1 head)

$0.77 ₱48.22

$0.67 ₱41.75

14.93%

Water (1.5 liter bottle)

$0.55 ₱34.80

$0.52 ₱32.90

5.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.52 ₱158

$2.98 ₱187

-15.44%

Wine (Bottle)

$8.57 ₱538

$8.49 ₱533

0.94%

Local Beer (0.5 liter bottle)

$0.96 ₱60.4

$0.96 ₱60.2

Imported Beer (0.33 liter bottle)

$1.74 ₱109

$2.04 ₱128

-14.71%

One-way Ticket (Public Transport)

$0.28 ₱17.60

$0.23 ₱14.36

21.74%

Public Transport Monthly Pass (Regular Price)

$9.94 ₱623

$12.81 ₱803

-22.40%

Taxi Start (Normal Tariff)

$0.78 ₱48.82

$0.81 ₱50.9

-3.70%

Taxi (Normal Tariff) (1km)

$0.27 ₱16.91

$0.23 ₱14.37

17.39%

Taxi 1hour Waiting (Normal Tariff)

$1.67 ₱105

$1.88 ₱118

-11.17%

Gasoline (1 liter)

$1.10 ₱68.8

$1.20 ₱75.0

-8.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.8K ₱1.2M

$21.5K ₱1.3M

-12.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.4K ₱1.0M

$19.1K ₱1.2M

-14.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$66.2 ₱4,151

$138 ₱8,659

-52.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.32 ₱961

$17.68 ₱1,109

-13.35%

Internet (50+ Mbps, Unlimited Data)

$23.77 ₱1,491

$23.45 ₱1,471

1.36%

Gym Membership (Monthly)

$35.10 ₱2,201

$21.64 ₱1,357

62.20%

Tennis Court (1 Hour on Weekend)

$4.91 ₱308

$5.27 ₱331

-6.83%

Cinema Ticket

$5.85 ₱367

$5.13 ₱322

14.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$130 ₱8,155

$131 ₱8,230

-0.91%

International Primary School, 1 Child (Yearly)

$6,796 ₱426.2K

$10.8K ₱674.6K

-36.82%

Jeans (Levis 501 Or Similar)

$32.14 ₱2,016

$29.37 ₱1,842

9.43%

Summer Dress (H&M, Zara, etc)

$19.31 ₱1,211

$19.10 ₱1,198

1.10%

Sport Shoes (Adidas, Nike)

$66.2 ₱4,151

$72.9 ₱4,569

-9.16%

Men's Leather Business Shoes

$54.7 ₱3,433

$56.0 ₱3,510

-2.18%

1-bedroom Apartment, City Center (Monthly)

$268 ₱16.8K

$399 ₱25.0K

-32.77%

1-bedroom Apartment, Outside City Center (Monthly)

$167 ₱10.4K

$200 ₱12.5K

-16.67%

3-bedroom Apartment, City Center (Monthly)

$201 ₱12.6K

$853 ₱53.5K

-76.45%

3-bedroom Apartment, Outside City Center (Monthly)

$359 ₱22.5K

$463 ₱29.0K

-22.46%

Buy Apartment in City Center (m2)

$2,716 ₱170.3K

$2,603 ₱163.3K

4.34%

Buy Apartment Outside City Center (m2)

$1,173 ₱73.6K

$928 ₱58.2K

26.42%

Average Monthly Net Salary (After Tax)

$179 ₱11.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ormoc: September 14, 2026

Last update for Baguio: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $268 in Ormoc and $399 in Baguio. Housing cost is often the main lever when comparing two cities.

Dining out: $12.00 in Ormoc vs $17.00 in Baguio for a mid-range dinner for two. Groceries echo the gap at $173 vs $174 per month, with Ormoc cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ormoc vs Baguio: Cost of Living - Frequently Asked Questions

Ormoc wins on cost – living expenses run 12% lower than in Baguio. Housing and daily spending are where you'll feel the difference most, making Ormoc the obvious pick if budget is a priority.

You'd need roughly $1,023 in Ormoc and $1,149 in Baguio to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $268 in Ormoc versus $399 in Baguio. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $682 per month in Ormoc versus $766 in Baguio – a 12% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ormoc runs roughly 29% less than in Baguio. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Ormoc gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ormoc and Baguio are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ormoc gentler on the wallet – expenses run 12% less than in Baguio. Beyond cost, consider language, visa policies, and how big the international community is in each city.