Last update: Oct 2026 Philippines 231K

Cost of Living in Ormoc

For one person, living costs in Ormoc are estimated at $671 a month, including rent and utilities, which take about a third of the total. Other living expenses average about $15 a day.

Monthly Cost of Living

How much you'll spend in Ormoc

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ormoc actually costs, broken down by who's living it.

A single person spends around $671 per month with rent, or $447 for everyday expenses alone.

$671 /mo

A couple spends around $1,044 per month with rent, or $727 for everyday expenses alone.

$1,044 /mo

A family of three spends around $1,416 per month with rent, or $1,008 without housing.

$1,416 /mo

Overall, Ormoc is about 50% below the global median. Within Asia, costs are well below average (37% lower) – one of the most affordable options in the region.

Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$4.56 ₱287
$3.15 ₱198
$5.97 ₱376
Three-Course Dinner for Two, Mid-Range
$11.63 ₱732
$9.43 ₱594
$23.57 ₱1,484
Fast Food Meal (McDonalds, etc)
$4.82 ₱303
$4.10 ₱258
$5.52 ₱348
Cappuccino
$2.15 ₱135
$1.08 ₱67.7
$3.24 ₱204
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.49 ₱30.91
$0.41 ₱25.76
$0.57 ₱36.06
Water (0.33 liter bottle)
$0.33 ₱21.05
$0.25 ₱15.79
$0.42 ₱26.32
Local Beer (0.5 liter draught)
$1.17 ₱73.9
$0.82 ₱51.4
$2.40 ₱151
Imported Beer (0.33 liter bottle)
$1.91 ₱120
$1.48 ₱93.0
$3.16 ₱199
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.63 ₱103
$1.25 ₱79.0
$2.28 ₱144
White Bread (500g)
$1.05 ₱66.2
$0.73 ₱45.84
$1.37 ₱86.0
Rice (white) (1kg)
$0.95 ₱60.0
$0.79 ₱49.81
$1.17 ₱73.4
Eggs
$1.70 ₱107
$1.70 ₱107
$1.70 ₱107
Local Cheese (1kg)
$5.69 ₱359
$3.26 ₱205
$16.29 ₱1,025
Chicken Fillets (1kg)
$3.20 ₱202
$2.35 ₱148
$4.07 ₱256
Beef Round Steak (1kg)
$7.08 ₱446
$3.97 ₱250
$9.54 ₱601
Apples (1kg)
$2.34 ₱147
$1.55 ₱97.8
$3.41 ₱215
Banana (1kg)
$1.55 ₱97.6
$0.79 ₱49.74
$3.47 ₱218
Oranges (1kg)
$2.32 ₱146
$1.39 ₱87.6
$3.87 ₱244
Tomato (1kg)
$1.13 ₱71.3
$0.47 ₱29.75
$1.88 ₱118
Potato (1kg)
$1.89 ₱119
$0.95 ₱59.7
$2.83 ₱178
Onion (1kg)
$2.12 ₱133
$1.30 ₱81.7
$2.93 ₱185
Lettuce (1 head)
$0.95 ₱59.6
$0.39 ₱24.85
$3.15 ₱198
Water (1.5 liter bottle)
$0.54 ₱33.87
$0.38 ₱24.20
$0.85 ₱53.2
Cigarettes 20 Pack (Marlboro, Camel)
$2.52 ₱158
$2.07 ₱130
$2.73 ₱172
Wine (Bottle)
$8.53 ₱537
$4.06 ₱256
$12.99 ₱818
Local Beer (0.5 liter bottle)
$0.99 ₱62.4
$0.82 ₱51.4
$1.62 ₱102
Imported Beer (0.33 liter bottle)
$1.85 ₱116
$0.96 ₱60.7
$3.10 ₱195
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$0.27 ₱17.23
$0.23 ₱14.47
$0.35 ₱22.06
Public Transport Monthly Pass (Regular Price)
$11.96 ₱753
$5.94 ₱374
$11.96 ₱753
Taxi Start (Normal Tariff)
$0.76 ₱47.78
$0.72 ₱45.26
$0.80 ₱50.3
Taxi (Normal Tariff) (1km)
$0.25 ₱15.56
$0.15 ₱9.20
$0.74 ₱46.69
Taxi 1hour Waiting (Normal Tariff)
$1.96 ₱123
$1.63 ₱103
$3.27 ₱206
Gasoline (1 liter)
$1.23 ₱77.3
$0.92 ₱58.1
$1.48 ₱93.3
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.9K ₱1.5M
$23.9K ₱1.5M
$23.9K ₱1.5M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.4K ₱1.3M
$20.4K ₱1.3M
$20.5K ₱1.3M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$66.2 ₱4,168
$64.2 ₱4,042
$68.2 ₱4,295
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.15 ₱954
$7.55 ₱475
$23.85 ₱1,502
Internet (50+ Mbps, Unlimited Data)
$23.66 ₱1,490
$15.78 ₱993
$31.54 ₱1,986
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$34.33 ₱2,161
$8.44 ₱531
$34.33 ₱2,161
Tennis Court (1 Hour on Weekend)
$4.76 ₱300
$3.26 ₱205
$4.89 ₱308
Cinema Ticket
$6.14 ₱387
$5.73 ₱361
$6.55 ₱412
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$135 ₱8,468
$33.63 ₱2,117
$323 ₱20.3K
International Primary School, 1 Child (Yearly)
$9,002 ₱566.8K
$4,476 ₱281.8K
$20.2K ₱1.3M
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$32.56 ₱2,050
$7.85 ₱494
$78.5 ₱4,941
Summer Dress (H&M, Zara, etc)
$19.67 ₱1,239
$5.14 ₱324
$48.18 ₱3,033
Sport Shoes (Adidas, Nike)
$76.8 ₱4,838
$51.2 ₱3,225
$102 ₱6,450
Men's Leather Business Shoes
$55.0 ₱3,463
$23.58 ₱1,484
$78.6 ₱4,948
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$272 ₱17.1K
$162 ₱10.2K
$406 ₱25.6K
1-bedroom Apartment, Outside City Center (Monthly)
$159 ₱9,991
$88.5 ₱5,571
$162 ₱10.2K
3-bedroom Apartment, City Center (Monthly)
$203 ₱12.8K
$158 ₱9,928
$247 ₱15.6K
3-bedroom Apartment, Outside City Center (Monthly)
$342 ₱21.5K
$185 ₱11.6K
$431 ₱27.1K
Buy Apartment in City Center (m2)
$2,570 ₱161.8K
$678 ₱42.7K
$2,570 ₱161.8K
Buy Apartment Outside City Center (m2)
$1,076 ₱67.7K
$172 ₱10.8K
$1,076 ₱67.7K
💵 Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
6.79
4.5
7.31

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Ormoc $671
Groceries & Markets
$174
Accommodation & Living
$159
Monthly Utilities & Internet
$105
Eating Out
$90
Clothing & Footwear
$83
Sport & Entertainment
$47
Getting Around
$15

Cost Breakdown

Groceries cost around $174 per month for one person. A mid-range dinner for two is priced at $12.00 – well below the Asian average of $36.00.

A monthly public transport pass costs about $11.96 – among the cheapest in Asia (average $33.00).

Cost Highlights

3-bedroom apartment, city center is cheaper than 91% of cities in Asia

Ormoc is cheaper than 84% of cities worldwide and 56% within Asia.

Good to know
🕒 Local time
18:18 6:18 PM
🌤 Weather
👥 Population
230,998
💱 Currency
Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

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Ormoc Median Internet Speeds (Updated April 2026)

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Digital Nomad Cost of Living Index
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Cost of Living in Ormoc - Frequently Asked Questions
How does Ormoc compare for affordability and value for travelers, expats, and digital nomads?
Ormoc tends to offer good value for travelers, expats, and digital nomads who prioritize a balanced mix of city services and a slower pace. You will often find housing affordable compared with Manila or Cebu, especially in residential areas a short ride from town centers. Daily costs for groceries, casual dining, and local transport lean economical, while amenities like cafes, markets, and basic co-working spaces keep life convenient without overpaying. Cost of Living in Ormoc reflects this practical mix, letting you stretch a modest budget while enjoying a comfortable routine. Tip: Start with a low-risk housing option and test your daily routines before committing longer.
What does daily life look like when you’re dealing with housing search, food options, transport, and errands in Ormoc?
Daily life in Ormoc blends accessible groceries, seasonal produce, and a pace that suits work and travel. For housing, you will see a mix of simple apartments, small houses, and guest rooms; longer leases often offer better terms. Food options range from busy markets to casual eateries and modern cafes that frequently provide reliable Wi-Fi. Local transport runs mainly on tricycles and jeepneys, with biking or walking feasible in compact parts of town; ride-hailing is still developing. Co-working spaces and wifi-enabled cafes help you stay productive while keeping costs predictable. Ormoc living cost shapes these choices and your overall day-to-day budget. Tip: Build a short list of neighborhoods to test in a weekend.
How can you maximize quality of life in Ormoc with budgeting, seasonality, and neighborhood fit in mind?
Quality of life here comes from balancing comfort with frugality. Use a simple budgeting framework: fixed essentials, flexible daily spend, and a small emergency buffer. Prioritize neighborhoods with nearby markets and reliable internet, then test utilities and access to transit during different days of the week. Expect seasonal shifts in weather and harvest cycles that affect groceries and transport options; plan small, sustainable swaps – shop at local markets, share housing costs, and cook at home when possible. Tip: map a walkable area you enjoy and visit at different times to gauge consistency and safety.
How much does it cost to live in Ormoc in 2026?
For 2026, a single person in Ormoc should plan on about $671 per month with rent, or $447 without housing. That covers a moderate lifestyle – food, utilities, transport, and some leisure – at current local prices.
How affordable is daily life in Ormoc?
By most standards, Ormoc is a budget-friendly place to live. Total monthly costs with rent usually land around $671, and both housing and daily expenses fall below global averages. It's a solid pick for remote workers, long-term travelers, or anyone watching their spending.
What salary is needed for a comfortable life in Ormoc?
You'll want at least $1,007 per month after taxes to live comfortably in Ormoc. That covers a decent apartment, groceries, utilities, transport, and enough left over for dining out occasionally. Families or people wanting a central location should budget higher.
How affordable is housing in Ormoc?
Rent is one of the biggest advantages of living in Ormoc – 1-bedroom apartments range from $159 to $272 per month, and even central neighborhoods stay accessible on modest incomes. Cheap housing frees up cash for everything else.
Is grocery shopping affordable in Ormoc?
Groceries in Ormoc are cheap – a single person spends about $174 per month. Local markets and budget supermarkets push costs even lower. Food is one of the city's strongest affordability points.
What is a monthly transit pass in Ormoc?
Public transport in Ormoc costs about $11.96 per month – usually unlimited rides on buses, metro, or trams within the main zone. Much cheaper than owning a car, and the practical choice for most residents.
Is $1,000 enough to live comfortably in Ormoc?
$1,000 a month in Ormoc? Very doable. Average costs with rent come to just $671, which leaves real room to save, eat out, and enjoy the city without watching every dollar.
How welcoming is Ormoc to foreigners?
Ormoc has an established expat community and is welcoming to foreigners. coastal lifestyle, great local cuisine, easy for English speakers smooth the transition, and English-speaking landlords, expat-focused healthcare, and international services are all reasonably accessible. Monthly costs average $671 including housing.
Is Ormoc a cheap city to live in?
Ormoc is affordable by most measures, which is why it appeals to long-term travelers, remote workers, and budget-conscious residents. At $671 per month with rent, it sits well below the global average for cities of similar size.

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