Cost of Living in Baguio - Updated Prices & Insights

Monthly Cost of Living

Living costs for one person come to about $788 monthly including rent, or $507 excluding housing.

Estimated monthly costs for a couple: $1,154 with rent, or $842 without housing.

Monthly costs for a family of three come to about $1,520 including rent, or $1,177 for daily expenses alone.

Baguio sits 41–46% below the global median across household types. Within Asia, costs are 25% below average – relatively affordable for the region.

Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$3.57 ₱220
$1.78 ₱110
$5.36 ₱330
Three-Course Dinner for Two, Mid-Range
$13.38 ₱825
$10.71 ₱660
$53.5 ₱3,301
Fast Food Meal (McDonalds, etc)
$2.64 ₱162
$2.46 ₱152
$3.52 ₱217
Cappuccino
$2.36 ₱145
$0.87 ₱53.7
$4.85 ₱299
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.65 ₱40.14
$0.51 ₱31.75
$1.12 ₱68.9
Water (0.33 liter bottle)
$0.38 ₱23.18
$0.26 ₱16.04
$0.51 ₱31.50
Local Beer (0.5 liter draught)
$1.39 ₱85.5
$0.87 ₱53.6
$2.25 ₱139
Imported Beer (0.33 liter bottle)
$1.89 ₱117
$1.68 ₱104
$2.92 ₱180
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.88 ₱116
$1.43 ₱88.2
$3.41 ₱211
White Bread (500g)
$1.19 ₱73.4
$0.92 ₱56.5
$1.48 ₱91.4
Rice (white) (1kg)
$1.12 ₱68.8
$1.09 ₱66.9
$1.22 ₱75.1
Eggs
$2.22 ₱137
$1.23 ₱76.1
$2.65 ₱163
Local Cheese (1kg)
$9.21 ₱568
$3.56 ₱220
$21.34 ₱1,316
Chicken Fillets (1kg)
$3.74 ₱231
$2.44 ₱150
$4.46 ₱275
Beef Round Steak (1kg)
$8.33 ₱514
$5.53 ₱341
$10.20 ₱629
Apples (1kg)
$2.74 ₱169
$1.63 ₱101
$3.95 ₱244
Banana (1kg)
$1.80 ₱111
$0.88 ₱54.4
$4.91 ₱303
Oranges (1kg)
$2.39 ₱147
$1.46 ₱90.1
$3.65 ₱225
Tomato (1kg)
$1.20 ₱74.3
$0.54 ₱33.09
$1.79 ₱111
Potato (1kg)
$1.81 ₱112
$0.87 ₱53.4
$2.59 ₱160
Onion (1kg)
$2.29 ₱141
$1.81 ₱111
$3.62 ₱223
Lettuce (1 head)
$0.73 ₱45.12
$0.52 ₱32.23
$0.93 ₱57.4
Water (1.5 liter bottle)
$0.72 ₱44.25
$0.34 ₱20.93
$0.94 ₱58.0
Cigarettes 20 Pack (Marlboro, Camel)
$3.26 ₱201
$2.99 ₱184
$3.53 ₱217
Wine (Bottle)
$9.08 ₱560
$3.31 ₱204
$11.56 ₱713
Local Beer (0.5 liter bottle)
$1.06 ₱65.5
$0.90 ₱55.5
$1.79 ₱110
Imported Beer (0.33 liter bottle)
$2.31 ₱143
$1.11 ₱68.2
$4.65 ₱287
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$0.26 ₱15.91
$0.22 ₱13.55
$0.29 ₱17.68
Public Transport Monthly Pass (Regular Price)
$10.85 ₱669
-
Taxi Start (Normal Tariff)
$0.92 ₱57.0
$0.74 ₱45.44
$0.92 ₱57.0
Taxi (Normal Tariff) (1km)
$0.24 ₱14.88
$0.15 ₱9.06
$0.76 ₱46.57
Taxi 1hour Waiting (Normal Tariff)
$2.40 ₱148
$2.14 ₱132
$3.57 ₱220
Gasoline (1 liter)
$1.12 ₱69.0
$1.10 ₱67.8
$1.18 ₱72.7
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.8K ₱2.0M
$24.7K ₱1.5M
$31.8K ₱2.0M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.3K ₱1.3M
$19.5K ₱1.2M
$21.2K ₱1.3M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$147 ₱9,087
$88.8 ₱5,477
$266 ₱16.4K
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35.37 ₱2,181
$18.08 ₱1,115
$45.18 ₱2,786
Internet (50+ Mbps, Unlimited Data)
$26.43 ₱1,630
$23.22 ₱1,432
$31.26 ₱1,927
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$22.38 ₱1,380
$9.02 ₱556
$45.12 ₱2,782
Tennis Court (1 Hour on Weekend)
$4.18 ₱257
$3.58 ₱221
$4.18 ₱257
Cinema Ticket
$5.60 ₱346
$4.14 ₱255
$6.12 ₱377
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$154 ₱9,495
$49.50 ₱3,052
$360 ₱22.2K
International Primary School, 1 Child (Yearly)
$4,706 ₱290.2K
$2,118 ₱130.6K
$6,001 ₱370.0K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$47.79 ₱2,947
$6.95 ₱429
$86.9 ₱5,358
Summer Dress (H&M, Zara, etc)
$27.10 ₱1,671
$5.59 ₱345
$52.5 ₱3,235
Sport Shoes (Adidas, Nike)
$76.1 ₱4,690
$53.7 ₱3,311
$107 ₱6,621
Men's Leather Business Shoes
$45.80 ₱2,824
$20.94 ₱1,291
$69.8 ₱4,303
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$345 ₱21.3K
$179 ₱11.0K
$429 ₱26.4K
1-bedroom Apartment, Outside City Center (Monthly)
$145 ₱8,959
$89.7 ₱5,530
$215 ₱13.3K
3-bedroom Apartment, City Center (Monthly)
$549 ₱33.8K
$354 ₱21.8K
$885 ₱54.6K
3-bedroom Apartment, Outside City Center (Monthly)
$261 ₱16.1K
$174 ₱10.7K
$435 ₱26.8K
Buy Apartment in City Center (m2)
$2,417 ₱149.1K
$806 ₱49.7K
$4,029 ₱248.4K
Buy Apartment Outside City Center (m2)
$933 ₱57.5K
$915 ₱56.4K
$951 ₱58.7K
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$181 ₱11.2K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.5
3
6

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: June 2, 2026

Cost Breakdown

Expect to pay about $345 for a central one-bedroom, or $145 outside the center. At 190% of the average salary ($181), housing is the biggest financial pressure.

Average take-home pay sits at $181, while typical expenses reach $788. The gap means tight budgeting for locals, though expats with foreign income can live comfortably.

Expect to spend about $205 monthly on groceries. Dining out at a mid-range restaurant costs roughly $13.00 for two – well below the Asian average of $35.00.

Public transport is priced at around $10.85 per month – among the cheapest in Asia (average $31.00).

Cost Highlights

Fast food meal is cheaper than 96% of cities in Asia

Average monthly net salary is lower than 92% of cities in Asia

Baguio Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Baguio - Frequently Asked Questions
Is Baguio generally affordable for travelers, expats, and digital nomads, and how does it compare to other Philippine cities?
Yes, Baguio offers a practical balance of value and quality for many travelers, expats, and digital nomads. The Cost of Living in Baguio, Philippines tends to be more approachable than Manila or other metro hubs for everyday shopping, casual dining, and basic services, while still offering reliable infrastructure and a cooler climate. You can mix budget-friendly meals with comfortable housing in a range of neighborhoods. Prioritize walkable, non-touristy pockets to stretch value, and combine short-term rentals with flexible co-working options. Tip: Hang out where locals dine, and choose longer stays in steady neighborhoods to unlock better rates.
What does daily life look like in Baguio for a nomad or expat, including housing search, food options, transport, and errands?
Expect a mix of rental options, from compact studios near markets to larger flats in leafy pockets a short walk from the center. Food options range from affordable street fare to mid-range cafes and grocery runs for home cooking. Local transport is practical: walk, ride a tricycle, or use occasional taxis, and many people work from coworking spaces or cafes. Baguio living cost varies by neighborhood, so scope out a few areas before committing to a lease, and consider seasonal visitor waves when planning longer stays. Tip: Test a few neighborhoods during different days and seasons to find your best fit.
What should you consider to maximize quality of life and budget in Baguio across seasons and neighborhoods?
To maximize quality of life, build a simple budgeting framework: separate housing, food, transport, and activities into categories and review monthly. Favor neighborhoods with easy access to markets, parks, and cafes rather than only tourist hubs. Seasonality matters: crowds shift and rates can rise during festivals or holidays, so plan ahead for longer stays or shorter bursts. For daily life, blend public transit, walking, and ride-hailing, and try local experiences like weekend markets or community spaces to feel connected while keeping costs reasonable. Tip: Look for flexible leases and community-based spaces to stay adaptable.
What is the average cost of living in Baguio?
A single person in Baguio typically spends $788 per month once rent is factored in. Strip out housing, and everyday essentials like groceries, utilities, transport, and personal spending land around $507. The final number shifts depending on your neighborhood, eating habits, and general lifestyle.
What is the average cost of living in Baguio in 2026?
As of 2026, monthly living costs in Baguio come to around $788 including rent, or roughly $507 excluding it. Numbers shift a bit by season and neighborhood, but this range works well as a planning baseline.
How much do you need to earn to live comfortably in Baguio?
Around $1,182 take-home puts you in a comfortable spot in Baguio – enough for rent, food, bills, and a bit of savings. Drop below that and you'll probably need to share a flat, stick to cooking at home, or pick a neighborhood further out.
How much does a 1-bedroom apartment cost in Baguio?
Rents for a 1-bedroom flat in Baguio range from $145 to $345, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.
How expensive is a gym membership in Baguio?
Fitness in Baguio is cheap at around $22.38 monthly for a standard gym. It's one of the lighter items in the budget, making it easy to stay active without worrying about the cost.
How cheap is food in Baguio?
Baguio is great for eating affordably at home. Monthly grocery bills run about $205, and local produce is plentiful and well-priced, making home cooking both practical and cost-effective.
Can you live on $800 a month in Baguio?
$800 stretches far in Baguio – all-in monthly costs average only $788. The surplus means you can build savings, travel a bit, and live above the local average without much effort.
Is Baguio a good city for digital nomads?
Remote workers pick Baguio for good reason: fast internet, low crime rates, clean air, all at about $788 per month including rent. It fits a wide range of remote salaries without compromising on comfort or connectivity.
Can you save money living in Baguio?
Monthly expenses in Baguio run around $788, so putting money aside takes more than $1,182 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.

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