Cost of Living Comparison Between Baguio and Ormoc Cost of Living Comparison Between Baguio and Ormoc

Monthly Cost of Living

Monthly costs for one person with rent: $779 in Baguio versus $788 in Ormoc.

Estimated couple costs with rent: $1,139 in Baguio versus $1,202 in Ormoc.

Monthly costs for a family of three with rent: $1,500 in Baguio versus $1,615 in Ormoc.

Living in Baguio costs roughly 1% less than in Ormoc, driven mainly by Sport & Entertainment.

Both cities sit below the global median: Baguio 42% lower, Ormoc 41% lower.

Meal at Budget Restaurant

$3.59 ₱220

$3.48 ₱213

3.16%

Three-Course Dinner for Two, Mid-Range

$13.50 ₱826

$17.46 ₱1,068

-22.68%

Fast Food Meal (McDonalds, etc)

$2.60 ₱159

$4.28 ₱262

-39.25%

Cappuccino

$2.34 ₱143

$2.40 ₱147

-2.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.70 ₱42.94

$0.81 ₱49.66

-13.58%

Water (0.33 liter bottle)

$0.40 ₱24.52

$0.40 ₱24.33

Local Beer (0.5 liter draught)

$1.46 ₱89.2

$1.34 ₱82.2

8.96%

Imported Beer (0.33 liter bottle)

$2.00 ₱122

$2.11 ₱129

-5.21%

Milk (1 liter)

$1.89 ₱115

$1.85 ₱113

2.16%

White Bread (500g)

$1.25 ₱76.6

$1.22 ₱74.8

2.46%

Rice (white) (1kg)

$1.11 ₱68.1

$0.95 ₱57.9

16.84%

Eggs

$2.20 ₱134

$2.00 ₱122

10.00%

Local Cheese (1kg)

$9.08 ₱555

$7.88 ₱482

15.23%

Chicken Fillets (1kg)

$3.70 ₱226

$4.14 ₱253

-10.63%

Beef Round Steak (1kg)

$8.42 ₱515

$7.75 ₱474

8.65%

Apples (1kg)

$2.63 ₱161

$2.87 ₱175

-8.36%

Banana (1kg)

$1.87 ₱114

$1.60 ₱98.0

16.88%

Oranges (1kg)

$2.26 ₱138

$2.67 ₱163

-15.36%

Tomato (1kg)

$1.18 ₱72.0

$1.61 ₱98.8

-26.71%

Potato (1kg)

$1.82 ₱111

$2.30 ₱141

-20.87%

Onion (1kg)

$2.29 ₱140

$2.60 ₱159

-11.92%

Lettuce (1 head)

$0.72 ₱44.31

$1.10 ₱67.5

-34.55%

Water (1.5 liter bottle)

$0.77 ₱47.22

$0.72 ₱43.81

6.94%

Cigarettes 20 Pack (Marlboro, Camel)

$3.35 ₱205

$2.82 ₱173

18.79%

Wine (Bottle)

$9.17 ₱561

$8.51 ₱521

7.76%

Local Beer (0.5 liter bottle)

$1.08 ₱65.8

$1.16 ₱70.9

-6.90%

Imported Beer (0.33 liter bottle)

$2.26 ₱138

$2.05 ₱125

10.24%

One-way Ticket (Public Transport)

$0.26 ₱15.77

$0.18 ₱11.30

44.44%

Public Transport Monthly Pass (Regular Price)

$10.56 ₱646

Taxi Start (Normal Tariff)

$0.87 ₱53.3

$0.77 ₱47.15

12.99%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.43

$0.24 ₱14.69

-8.33%

Taxi 1hour Waiting (Normal Tariff)

$2.45 ₱150

$2.07 ₱127

18.36%

Gasoline (1 liter)

$1.11 ₱67.8

$1.15 ₱70.3

-3.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.3K ₱2.0M

$26.2K ₱1.6M

23.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.5K ₱1.3M

$20.2K ₱1.2M

1.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$146 ₱8,914

$112 ₱6,870

29.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.10 ₱2,086

$33.43 ₱2,045

2.00%

Internet (50+ Mbps, Unlimited Data)

$25.99 ₱1,590

$27.84 ₱1,703

-6.65%

Gym Membership (Monthly)

$21.76 ₱1,331

$33.88 ₱2,073

-35.77%

Tennis Court (1 Hour on Weekend)

$4.16 ₱254

$4.45 ₱272

-6.52%

Cinema Ticket

$5.93 ₱363

$6.03 ₱369

-1.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$153 ₱9,378

$150 ₱9,161

2.38%

International Primary School, 1 Child (Yearly)

$4,642 ₱284.0K

$4,340 ₱265.5K

6.95%

Jeans (Levis 501 Or Similar)

$49.11 ₱3,005

$46.66 ₱2,854

5.25%

Summer Dress (H&M, Zara, etc)

$27.25 ₱1,667

$27.02 ₱1,653

0.85%

Sport Shoes (Adidas, Nike)

$76.3 ₱4,667

$76.3 ₱4,669

-0.03%

Men's Leather Business Shoes

$45.91 ₱2,809

$54.0 ₱3,303

-14.97%

1-bedroom Apartment, City Center (Monthly)

$346 ₱21.2K

$262 ₱16.0K

32.07%

1-bedroom Apartment, Outside City Center (Monthly)

$142 ₱8,706

$178 ₱10.9K

-20.07%

3-bedroom Apartment, City Center (Monthly)

$544 ₱33.3K

$215 ₱13.2K

153.25%

3-bedroom Apartment, Outside City Center (Monthly)

$264 ₱16.1K

$399 ₱24.4K

-33.92%

Buy Apartment in City Center (m2)

$2,423 ₱148.2K

$2,430 ₱148.7K

-0.31%

Buy Apartment Outside City Center (m2)

$949 ₱58.0K

Average Monthly Net Salary (After Tax)

$186 ₱11.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.5

6.67

-32.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baguio: April 27, 2026

Last update for Ormoc: April 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $346 in Baguio and $262 in Ormoc. Housing cost is often the main lever when comparing two cities.

Dining out: $13.00 in Baguio vs $17.00 in Ormoc for a mid-range dinner for two. Groceries echo the gap at $205 vs $205 per month, with Baguio cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Baguio vs Ormoc: Cost of Living - Frequently Asked Questions

Baguio wins on cost – living expenses run 1% lower than in Ormoc. Housing and daily spending are where you'll feel the difference most, making Baguio the obvious pick if budget is a priority.

You'd need roughly $1,168 in Baguio and $1,183 in Ormoc to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $346 in Baguio versus $262 in Ormoc. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Ormoc pay roughly 0% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $779 per month in Baguio versus $788 in Ormoc – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Baguio gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Baguio and Ormoc are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Baguio gentler on the wallet – expenses run 1% less than in Ormoc. Beyond cost, consider language, visa policies, and how big the international community is in each city.