Last update: Nov 2026

Cost of Living Comparison Between Baguio and Ormoc

For one person, living is cheaper in Baguio: $734 a month against $801 in Ormoc, rent and utilities included – about $800 less a year. Higher rent and utilities in Ormoc outweigh lower spending on other living expenses.

Baguio, Philippines
Ormoc, Philippines
Baguio
🇵🇭 Philippines
$734
/mo nomad
Ormoc
🇵🇭 Philippines
$801
/mo nomad
Monthly Cost of Living

How much you'll spend in Baguio and in Ormoc

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Baguio and in Ormoc actually costs, broken down by who's living it.

Monthly costs for one person with rent: $734 in Baguio versus $801 in Ormoc.

  • Baguio $734
  • Ormoc $801

Estimated couple costs with rent: $1,206 in Baguio versus $1,192 in Ormoc.

  • Baguio $1,206
  • Ormoc $1,192

Monthly costs for a family of three with rent: $1,677 in Baguio versus $1,582 in Ormoc.

  • Baguio $1,677
  • Ormoc $1,582

Living in Baguio costs roughly 8% less than in Ormoc, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Baguio 46% lower, Ormoc 41% lower.

Currency
🍽 Eating Out
Baguio
Ormoc
Difference
Meal at Budget Restaurant
$3.10 ₱197
$3.58 ₱227
-13.41%
Three-Course Dinner for Two, Mid-Range
$23.95 ₱1,519
$16.26 ₱1,032
47.29%
Fast Food Meal (McDonalds, etc)
$2.71 ₱172
$4.80 ₱305
-43.54%
Cappuccino
$1.69 ₱107
$2.15 ₱136
-21.40%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.67 ₱42.61
$0.69 ₱43.74
-2.90%
Water (0.33 liter bottle)
$0.39 ₱24.49
$0.39 ₱24.49
-
Local Beer (0.5 liter draught)
$1.14 ₱72.3
$1.26 ₱79.7
-9.52%
Imported Beer (0.33 liter bottle)
$1.91 ₱121
$2.19 ₱139
-12.79%
🛒 Groceries & Markets
Baguio
Ormoc
Difference
Milk (1 liter)
$1.78 ₱113
$1.54 ₱97.5
15.58%
White Bread (500g)
$0.88 ₱55.7
$1.18 ₱74.6
-25.42%
Rice (white) (1kg)
$0.97 ₱61.3
$0.92 ₱58.4
5.43%
Eggs
$1.83 ₱116
$1.93 ₱122
-5.18%
Local Cheese (1kg)
$4.75 ₱301
$4.16 ₱264
14.18%
Chicken Fillets (1kg)
$3.22 ₱204
$4.20 ₱267
-23.33%
Beef Round Steak (1kg)
$7.01 ₱445
$6.12 ₱388
14.54%
Apples (1kg)
$2.58 ₱164
$2.37 ₱150
8.86%
Banana (1kg)
$2.13 ₱135
$2.09 ₱132
1.91%
Oranges (1kg)
$2.79 ₱177
$2.14 ₱136
30.37%
Tomato (1kg)
$0.92 ₱58.1
$0.93 ₱59.1
-1.08%
Potato (1kg)
$1.39 ₱88.2
$1.54 ₱97.6
-9.74%
Onion (1kg)
$1.37 ₱86.8
$1.50 ₱94.9
-8.67%
Lettuce (1 head)
$0.65 ₱41.37
$0.80 ₱50.6
-18.75%
Water (1.5 liter bottle)
$0.35 ₱22.22
$0.55 ₱34.79
-36.36%
Cigarettes 20 Pack (Marlboro, Camel)
$2.81 ₱178
$2.98 ₱189
-5.70%
Wine (Bottle)
$6.99 ₱443
$6.85 ₱434
2.04%
Local Beer (0.5 liter bottle)
$0.77 ₱48.82
$1.27 ₱80.7
-39.37%
Imported Beer (0.33 liter bottle)
$2.98 ₱189
$1.75 ₱111
70.29%
🚌 Getting Around
Baguio
Ormoc
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.97
$0.21 ₱13.61
19.05%
Public Transport Monthly Pass (Regular Price)
$14.49 ₱919
$11.35 ₱720
27.67%
Taxi Start (Normal Tariff)
$1.00 ₱63.7
$0.87 ₱55.0
14.94%
Taxi (Normal Tariff) (1km)
$0.22 ₱13.97
$0.20 ₱12.73
10.00%
Taxi 1hour Waiting (Normal Tariff)
$1.86 ₱118
$2.13 ₱135
-12.68%
Gasoline (1 liter)
$1.30 ₱82.6
$1.11 ₱70.7
17.12%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.8K ₱1.3M
$18.4K ₱1.2M
13.34%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.0K ₱1.2M
$17.6K ₱1.1M
7.96%
🧾 Monthly Utilities & Internet
Baguio
Ormoc
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$94.4 ₱5,990
$113 ₱7,173
-16.50%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.64 ₱1,056
$15.74 ₱999
5.72%
Internet (50+ Mbps, Unlimited Data)
$30.88 ₱1,959
$26.03 ₱1,651
18.63%
🎉 Sport & Entertainment
Baguio
Ormoc
Difference
Gym Membership (Monthly)
$27.58 ₱1,750
$30.33 ₱1,925
-9.07%
Tennis Court (1 Hour on Weekend)
$7.74 ₱491
-
-
Cinema Ticket
$4.72 ₱299
$5.01 ₱318
-5.79%
🧸 Childcare & Education
Baguio
Ormoc
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,019 ₱64.6K
$308 ₱19.5K
230.69%
International Primary School, 1 Child (Yearly)
$5,258 ₱333.6K
$7,941 ₱503.8K
-33.79%
👕👟 Clothing & Footwear
Baguio
Ormoc
Difference
Jeans (Levis 501 Or Similar)
$49.98 ₱3,171
$43.00 ₱2,728
16.23%
Summer Dress (H&M, Zara, etc)
$37.84 ₱2,401
$28.33 ₱1,797
33.57%
Sport Shoes (Adidas, Nike)
$71.8 ₱4,557
$74.4 ₱4,723
-3.51%
Men's Leather Business Shoes
$79.8 ₱5,061
$59.7 ₱3,789
33.55%
🏠 Accommodation & Living
Baguio
Ormoc
Difference
1-bedroom Apartment, City Center (Monthly)
$387 ₱24.5K
$364 ₱23.1K
6.23%
1-bedroom Apartment, Outside City Center (Monthly)
$195 ₱12.4K
$247 ₱15.7K
-20.99%
3-bedroom Apartment, City Center (Monthly)
$1,031 ₱65.4K
$824 ₱52.3K
25.10%
3-bedroom Apartment, Outside City Center (Monthly)
$513 ₱32.5K
$457 ₱29.0K
12.09%
Buy Apartment in City Center (m2)
$4,025 ₱255.4K
$3,654 ₱231.8K
10.17%
Buy Apartment Outside City Center (m2)
$1,526 ₱96.8K
$2,438 ₱154.7K
-37.42%
💵 Salaries & Financials
Baguio
Ormoc
Difference
Average Monthly Net Salary (After Tax)
$180 ₱11.4K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7
7
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baguio: November 2, 2026

Last update for Ormoc: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Baguio
$195
Ormoc
$247 26.6% $52
Groceries & Markets
Baguio
$168
Ormoc
$169 0.5% $0.8
Monthly Utilities & Internet
Baguio
$142
Ormoc
$155 9.1% $13
Clothing & Footwear
Baguio
$108
Ormoc
$92 14.2% $15
Eating Out
Baguio
$67
Ormoc
$84 25% $17
Sport & Entertainment
Baguio
$37
Ormoc
$40 9% $3.3
Getting Around
Baguio
$18
Ormoc
$14 20% $3.5

Cost Breakdown

A one-bedroom apartment in the center runs $387 in Baguio and $364 in Ormoc. Housing cost is often the main lever when comparing two cities.

Dining out: $24 in Baguio vs $16 in Ormoc. Groceries flip the comparison at $168 vs $169, with Baguio cheaper for home cooking.

Good to know
🇵🇭 Baguio
🇵🇭 Ormoc
🕒 Local time
02:02 2:02 AM
02:02 2:02 AM
Same time as Baguio
🌤 Weather
👥 Population
366,358
230,998
💱 Currency
Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of November 3, 2026: 1 USD = 63.44 PHP (100 PHP = 1.58 USD). 1 EUR = 71.03 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Baguio Ormoc 740 km ≈ 1 h 30 min nonstop flight
From you
  • Baguio
  • Ormoc

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Baguio vs Ormoc: Cost of Living - Frequently Asked Questions
Which city is more expensive, Baguio or Ormoc?
Baguio wins on cost – living expenses run 8% lower than in Ormoc. Housing and daily spending are where you’ll feel the difference most, making Baguio the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Baguio and in Ormoc?
You’d need roughly $1,102 in Baguio and $1,202 in Ormoc to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Baguio compared to Ormoc?
Rent for a central apartment: $387 in Baguio versus $364 in Ormoc. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Baguio compared to Ormoc?
A monthly transit pass in Ormoc runs roughly 22% less than in Baguio. The price difference matters if you commute daily and watch your budget.
How much does it cost to live in Baguio compared to Ormoc?
All in, you’ll spend $734 per month in Baguio versus $801 in Ormoc – Baguio is about 8% cheaper, which adds up to real savings over time.

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