Cost of Living Comparison Between Baguio and Ormoc Cost of Living Comparison Between Baguio and Ormoc

Monthly Cost of Living

Monthly costs for one person with rent: $766 in Baguio versus $682 in Ormoc.

Estimated couple costs with rent: $1,168 in Baguio versus $1,031 in Ormoc.

Monthly costs for a family of three with rent: $1,570 in Baguio versus $1,381 in Ormoc.

Living in Baguio is roughly 12% more expensive than in Ormoc, driven mainly by Eating Out.

Both cities sit below the global median: Baguio 44% lower, Ormoc 50% lower.

Meal at Budget Restaurant

$4.03 ₱253

$4.71 ₱295

-14.44%

Three-Course Dinner for Two, Mid-Range

$16.53 ₱1,037

$11.69 ₱733

41.40%

Fast Food Meal (McDonalds, etc)

$2.77 ₱174

$4.80 ₱301

-42.29%

Cappuccino

$1.84 ₱116

$2.13 ₱134

-13.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.60 ₱37.76

$0.47 ₱29.19

27.66%

Water (0.33 liter bottle)

$0.33 ₱20.84

$0.31 ₱19.37

6.45%

Local Beer (0.5 liter draught)

$1.03 ₱64.3

$1.08 ₱67.6

-4.63%

Imported Beer (0.33 liter bottle)

$1.57 ₱98.3

$1.91 ₱120

-17.80%

Milk (1 liter)

$1.66 ₱104

$1.60 ₱100

3.75%

White Bread (500g)

$1.15 ₱72.2

$1.02 ₱63.7

12.75%

Rice (white) (1kg)

$1.01 ₱63.3

$0.96 ₱59.9

5.21%

Eggs

$2.02 ₱127

$1.76 ₱110

14.77%

Local Cheese (1kg)

$4.99 ₱313

$5.45 ₱342

-8.44%

Chicken Fillets (1kg)

$3.47 ₱218

$3.31 ₱208

4.83%

Beef Round Steak (1kg)

$7.80 ₱489

$7.23 ₱453

7.88%

Apples (1kg)

$2.31 ₱145

$2.25 ₱141

2.67%

Banana (1kg)

$1.53 ₱95.8

$1.56 ₱97.6

-1.92%

Oranges (1kg)

$2.30 ₱145

$2.39 ₱150

-3.77%

Tomato (1kg)

$1.04 ₱65.1

$1.20 ₱75.1

-13.33%

Potato (1kg)

$1.65 ₱104

$1.90 ₱119

-13.16%

Onion (1kg)

$1.77 ₱111

$2.12 ₱133

-16.51%

Lettuce (1 head)

$0.67 ₱41.75

$0.77 ₱48.22

-12.99%

Water (1.5 liter bottle)

$0.52 ₱32.90

$0.55 ₱34.80

-5.45%

Cigarettes 20 Pack (Marlboro, Camel)

$2.98 ₱187

$2.52 ₱158

18.25%

Wine (Bottle)

$8.49 ₱533

$8.57 ₱538

-0.93%

Local Beer (0.5 liter bottle)

$0.96 ₱60.2

$0.96 ₱60.4

Imported Beer (0.33 liter bottle)

$2.04 ₱128

$1.74 ₱109

17.24%

One-way Ticket (Public Transport)

$0.23 ₱14.36

$0.28 ₱17.60

-17.86%

Public Transport Monthly Pass (Regular Price)

$12.81 ₱803

$9.94 ₱623

28.87%

Taxi Start (Normal Tariff)

$0.81 ₱50.9

$0.78 ₱48.82

3.85%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.37

$0.27 ₱16.91

-14.81%

Taxi 1hour Waiting (Normal Tariff)

$1.88 ₱118

$1.67 ₱105

12.57%

Gasoline (1 liter)

$1.20 ₱75.0

$1.10 ₱68.8

9.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.5K ₱1.3M

$18.8K ₱1.2M

14.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$16.4K ₱1.0M

16.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$138 ₱8,659

$66.2 ₱4,151

108.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.68 ₱1,109

$15.32 ₱961

15.40%

Internet (50+ Mbps, Unlimited Data)

$23.45 ₱1,471

$23.77 ₱1,491

-1.35%

Gym Membership (Monthly)

$21.64 ₱1,357

$35.10 ₱2,201

-38.35%

Tennis Court (1 Hour on Weekend)

$5.27 ₱331

$4.91 ₱308

7.33%

Cinema Ticket

$5.13 ₱322

$5.85 ₱367

-12.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$131 ₱8,230

$130 ₱8,155

0.92%

International Primary School, 1 Child (Yearly)

$10.8K ₱674.6K

$6,796 ₱426.2K

58.27%

Jeans (Levis 501 Or Similar)

$29.37 ₱1,842

$32.14 ₱2,016

-8.62%

Summer Dress (H&M, Zara, etc)

$19.10 ₱1,198

$19.31 ₱1,211

-1.09%

Sport Shoes (Adidas, Nike)

$72.9 ₱4,569

$66.2 ₱4,151

10.08%

Men's Leather Business Shoes

$56.0 ₱3,510

$54.7 ₱3,433

2.23%

1-bedroom Apartment, City Center (Monthly)

$399 ₱25.0K

$268 ₱16.8K

48.74%

1-bedroom Apartment, Outside City Center (Monthly)

$200 ₱12.5K

$167 ₱10.4K

20.00%

3-bedroom Apartment, City Center (Monthly)

$853 ₱53.5K

$201 ₱12.6K

324.63%

3-bedroom Apartment, Outside City Center (Monthly)

$463 ₱29.0K

$359 ₱22.5K

28.97%

Buy Apartment in City Center (m2)

$2,603 ₱163.3K

$2,716 ₱170.3K

-4.16%

Buy Apartment Outside City Center (m2)

$928 ₱58.2K

$1,173 ₱73.6K

-20.90%

Average Monthly Net Salary (After Tax)

$179 ₱11.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baguio: September 13, 2026

Last update for Ormoc: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $399 in Baguio and $268 in Ormoc. Housing cost is often the main lever when comparing two cities.

Dining out: $17.00 in Baguio vs $12.00 in Ormoc for a mid-range dinner for two. Groceries echo the gap at $174 vs $173 per month, with Ormoc cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Baguio vs Ormoc: Cost of Living - Frequently Asked Questions

Ormoc wins on cost – living expenses run 12% lower than in Baguio. Housing and daily spending are where you'll feel the difference most, making Ormoc the obvious pick if budget is a priority.

You'd need roughly $1,149 in Baguio and $1,023 in Ormoc to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $399 in Baguio versus $268 in Ormoc. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $766 per month in Baguio versus $682 in Ormoc – a 12% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ormoc runs roughly 29% less than in Baguio. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Ormoc gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Baguio and Ormoc are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ormoc gentler on the wallet – expenses run 12% less than in Baguio. Beyond cost, consider language, visa policies, and how big the international community is in each city.