Cost of Living Comparison Between Baguio and Ormoc Cost of Living Comparison Between Baguio and Ormoc

Monthly Cost of Living

Monthly costs for one person with rent: $788 in Baguio versus $792 in Ormoc.

Estimated couple costs with rent: $1,139 in Baguio versus $1,217 in Ormoc.

Monthly costs for a family of three with rent: $1,490 in Baguio versus $1,641 in Ormoc.

Monthly costs are close between Baguio and Ormoc; which city is cheaper depends on the spending category.

Both cities sit below the global median: Baguio 41% lower, Ormoc 41% lower.

Meal at Budget Restaurant

$3.57 ₱217

$3.52 ₱214

1.42%

Three-Course Dinner for Two, Mid-Range

$13.22 ₱802

$17.51 ₱1,063

-24.50%

Fast Food Meal (McDonalds, etc)

$2.65 ₱161

$4.37 ₱265

-39.36%

Cappuccino

$2.36 ₱143

$2.48 ₱151

-4.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ₱41.93

$0.78 ₱47.17

-11.54%

Water (0.33 liter bottle)

$0.37 ₱22.55

$0.39 ₱23.89

-5.13%

Local Beer (0.5 liter draught)

$1.44 ₱87.5

$1.29 ₱78.5

11.63%

Imported Beer (0.33 liter bottle)

$1.90 ₱115

$2.17 ₱132

-12.44%

Milk (1 liter)

$1.89 ₱115

$1.92 ₱117

-1.56%

White Bread (500g)

$1.23 ₱74.8

$1.26 ₱76.7

-2.38%

Rice (white) (1kg)

$1.08 ₱65.3

$0.99 ₱60.0

9.09%

Eggs

$2.26 ₱137

$2.03 ₱123

11.33%

Local Cheese (1kg)

$9.14 ₱555

$7.82 ₱475

16.88%

Chicken Fillets (1kg)

$3.91 ₱237

$4.30 ₱261

-9.07%

Beef Round Steak (1kg)

$8.75 ₱531

$7.52 ₱457

16.36%

Apples (1kg)

$2.64 ₱160

$2.87 ₱174

-8.01%

Banana (1kg)

$1.80 ₱109

$1.55 ₱94.0

16.13%

Oranges (1kg)

$2.31 ₱140

$2.58 ₱157

-10.47%

Tomato (1kg)

$1.16 ₱70.2

$1.55 ₱94.1

-25.16%

Potato (1kg)

$1.84 ₱112

$2.22 ₱135

-17.12%

Onion (1kg)

$2.29 ₱139

$2.55 ₱155

-10.20%

Lettuce (1 head)

$0.67 ₱40.39

$1.06 ₱64.3

-36.79%

Water (1.5 liter bottle)

$0.76 ₱46.15

$0.76 ₱46.07

Cigarettes 20 Pack (Marlboro, Camel)

$3.34 ₱203

$2.87 ₱174

16.38%

Wine (Bottle)

$8.91 ₱541

$8.36 ₱507

6.58%

Local Beer (0.5 liter bottle)

$1.04 ₱63.1

$1.21 ₱73.5

-14.05%

Imported Beer (0.33 liter bottle)

$2.32 ₱141

$2.05 ₱125

13.17%

One-way Ticket (Public Transport)

$0.28 ₱17.11

$0.21 ₱12.72

33.33%

Public Transport Monthly Pass (Regular Price)

$10.58 ₱642

Taxi Start (Normal Tariff)

$0.85 ₱51.7

$0.77 ₱46.54

10.39%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.32

$0.22 ₱13.33

Taxi 1hour Waiting (Normal Tariff)

$2.36 ₱143

$2.08 ₱126

13.46%

Gasoline (1 liter)

$1.10 ₱67.1

$1.18 ₱71.7

-6.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.9K ₱1.9M

$26.5K ₱1.6M

20.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.5K ₱1.2M

$20.7K ₱1.3M

-1.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$146 ₱8,846

$113 ₱6,890

28.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.30 ₱2,143

$32.30 ₱1,961

9.29%

Internet (50+ Mbps, Unlimited Data)

$26.09 ₱1,584

$27.76 ₱1,685

-6.02%

Gym Membership (Monthly)

$21.90 ₱1,330

$33.63 ₱2,042

-34.88%

Tennis Court (1 Hour on Weekend)

$4.05 ₱246

$4.55 ₱276

-10.99%

Cinema Ticket

$5.82 ₱353

$6.08 ₱369

-4.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$154 ₱9,378

$150 ₱9,110

2.94%

International Primary School, 1 Child (Yearly)

$4,658 ₱282.9K

$4,267 ₱259.1K

9.17%

Jeans (Levis 501 Or Similar)

$48.66 ₱2,955

$45.49 ₱2,762

6.97%

Summer Dress (H&M, Zara, etc)

$28.00 ₱1,700

$26.18 ₱1,590

6.95%

Sport Shoes (Adidas, Nike)

$76.2 ₱4,624

$75.3 ₱4,571

1.17%

Men's Leather Business Shoes

$46.62 ₱2,831

$52.8 ₱3,204

-11.65%

1-bedroom Apartment, City Center (Monthly)

$340 ₱20.7K

$268 ₱16.3K

27.07%

1-bedroom Apartment, Outside City Center (Monthly)

$142 ₱8,635

$174 ₱10.5K

-18.15%

3-bedroom Apartment, City Center (Monthly)

$552 ₱33.5K

$214 ₱13.0K

157.20%

3-bedroom Apartment, Outside City Center (Monthly)

$264 ₱16.1K

$393 ₱23.9K

-32.70%

Buy Apartment in City Center (m2)

$2,390 ₱145.1K

$2,295 ₱139.4K

4.13%

Buy Apartment Outside City Center (m2)

$933 ₱56.7K

$1,126 ₱68.3K

-17.09%

Average Monthly Net Salary (After Tax)

$184 ₱11.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.5

6.67

-32.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baguio: June 9, 2026

Last update for Ormoc: June 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $340 in Baguio and $268 in Ormoc. Housing cost is often the main lever when comparing two cities.

Dining out: $13.00 in Baguio vs $18.00 in Ormoc. Groceries flip the comparison at $206 vs $205, with Ormoc cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Baguio vs Ormoc: Cost of Living - Frequently Asked Questions

You'd need roughly $1,182 in Baguio and $1,188 in Ormoc to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $340 in Baguio versus $268 in Ormoc. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Ormoc pay roughly 1% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Baguio – a meal for two runs $13.00 versus $18.00 in Ormoc. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $800 a month, though Baguio gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Baguio and Ormoc are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Baguio wins on affordability, Ormoc on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.