📌A single person spends around $702 per month with rent, or $540 for everyday expenses alone.
📌A couple spends around $1,117 per month with rent, or $809 for everyday expenses alone.
📌A family of three spends around $1,532 per month with rent, or $1,079 without housing.
📊Overall, Surabaya is about 47% below the global median. Within Asia, costs are well below average (31% lower) – one of the most affordable options in the region.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.5KRp 367.2M
$19.9KRp 355.9M
$21.1KRp 378.6M
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.0KRp 627.4M
$35.0KRp 627.4M
$35.6KRp 636.5M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$83.0Rp 1.5M
$42.82Rp 766.6K
$120Rp 2.1M
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.31Rp 77.2K
$2.02Rp 36.1K
$11.85Rp 212.2K
Internet(50+ Mbps, Unlimited Data)
$19.61Rp 351.2K
$15.44Rp 276.5K
$24.70Rp 442.2K
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$21.82Rp 390.7K
$18.27Rp 327.2K
$27.41Rp 490.8K
Tennis Court(1 Hour on Weekend)
$4.59Rp 82.2K
$3.14Rp 56.2K
$7.22Rp 129.3K
Cinema Ticket
$2.87Rp 51.5K
$2.12Rp 37.9K
$3.02Rp 54.1K
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$186Rp 3.3M
$72.7Rp 1.3M
$303Rp 5.4M
International Primary School, 1 Child(Yearly)
$9,556Rp 171.1M
$2,623Rp 47.0M
$18.7KRp 335.5M
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$62.9Rp 1.1M
$31.30Rp 560.3K
$93.9Rp 1.7M
Summer Dress(H&M, Zara, etc)
$38.85Rp 695.6K
$21.47Rp 384.3K
$49.07Rp 878.6K
Sport Shoes(Adidas, Nike)
$77.8Rp 1.4M
$43.01Rp 770.1K
$98.3Rp 1.8M
Men's Leather Business Shoes
$83.1Rp 1.5M
$36.95Rp 661.5K
$123Rp 2.2M
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$244Rp 4.4M
$153Rp 2.7M
$336Rp 6.0M
1-bedroom Apartment, Outside City Center(Monthly)
$136Rp 2.4M
$73.8Rp 1.3M
$200Rp 3.6M
3-bedroom Apartment, City Center(Monthly)
$792Rp 14.2M
$313Rp 5.6M
$1,566Rp 28.0M
3-bedroom Apartment, Outside City Center(Monthly)
$399Rp 7.1M
$173Rp 3.1M
$618Rp 11.1M
Buy Apartment in City Center(m2)
$2,202Rp 39.4M
$1,955Rp 35.0M
$2,887Rp 51.7M
Buy Apartment Outside City Center(m2)
$1,045Rp 18.7M
$617Rp 11.0M
$1,587Rp 28.4M
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$269Rp 4.8M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
8.33
6
8.5
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: July 11, 2026
Cost Breakdown
🏠A one-bedroom apartment in the city center costs around $244, dropping to $136 outside central areas. Housing accounts for roughly 91% of the average salary ($269) – close to the 30% international benchmark.
💰The average net salary is $269 – below monthly costs of $702. Most locals rely on shared housing or dual incomes. Remote workers earning abroad will find stronger purchasing power.
🛒Groceries cost around $228 per month for one person. A mid-range dinner for two is priced at $12.00 – well below the Asian average of $35.00.
🚌A monthly public transport pass costs about $9.48 – among the cheapest in Asia (average $31.00).
Cost Highlights
⭐Meal at budget restaurant is cheaper than 92% of cities in Asia
⭐Fast food meal is cheaper than 92% of cities in Asia
Surabaya Median Internet Speeds (Updated April 2026)
Mobile
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Latency
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Fixed Broadband
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The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Popular online taxi apps offering convenient, cashless rides in many countries, including Uber, Bolt, Grab, inDrive, DiDi, Careem, Gojek, Maxim, and Yango
Cost of Living in Surabaya - Frequently Asked Questions
How does Surabaya compare in affordability for long stays or for travelers and digital nomads?
Surabaya offers a broad range of options that make extended stays workable without breaking the bank. The Cost of Living in Surabaya, Indonesia provides a baseline that often feels friendlier than larger hubs in the region, with choices from modest apartments to larger flats and guesthouses. Food, transit, and services balance well with a modest budget, especially if you lean into local markets and avoid tourist zones. You can enjoy cafes and coworking spots without overspending by mixing local providers with a few international options. Tip: choose neighborhoods with longer-term rental habits and negotiate terms that suit a flexible schedule.
What does daily life look like in Surabaya for housing, food, transport, and coworking spaces?
Daily life in Surabaya offers practical balance for housing, food, transport, and coworking. Housing spans from compact flats in central areas to larger homes in eastern neighborhoods, often with flexible leases for short stays. Food options range from affordable street fare to international cafes, letting you mix local meals with occasional treats. For transport, motorbike taxis and car services cover most routes, while some districts are walkable. Co‑working spaces and cafe setups support remote work; plan a weekly route to avoid peak traffic. Understanding Surabaya, Indonesia living cost helps you gauge what fits your schedule and budget. Tip: map a few flexible neighborhoods and test them with short stays before signing a lease.
What factors affect quality of life, budgeting, and neighborhood fit for a stay in Surabaya?
Quality of life in Surabaya hinges on smart budgeting, seasonal planning, and neighborhood fit. Use a simple framework that separates housing, daily needs (food, utilities, transit), and discretionary expenses, then adjust weekly to season and work tempo. Seasonality affects outdoor plans and market hours, so align activities with times of day and rainfall patterns. Neighborhood choice matters for internet reliability, quiet streets, proximity to markets, and easy access to transit. Compare areas by daily rhythms rather than just rents, and give yourself a multi-neighborhood rotation for a balanced experience. Tip: keep a short list of favorite budget-friendly spots and revisit it quarterly to stay flexible.
Is Surabaya a cheap city to live in for foreigners?
By most standards, Surabaya is a budget-friendly place to live. Total monthly costs with rent usually land around $702, and both housing and daily expenses fall below global averages. It's a solid pick for remote workers, long-term travelers, or anyone watching their spending.
Is housing affordable on a local salary in Surabaya?
In Surabaya, housing takes around 91% of a typical salary – close to the global norm of 30%. Most full-time workers can afford a decent apartment and still cover their other bills without too much stress.
What income level supports a comfortable lifestyle in Surabaya?
In Surabaya, $1,054 per month is what most people would call a good salary. It handles rent, food, and utilities with enough left for savings and the occasional splurge. Above that, you unlock better apartments and more freedom with spending.
How much does a one-bedroom apartment cost to rent in Surabaya?
A central one-bedroom apartment in Surabaya runs about $244 per month. Move further out and that drops to around $136. Location makes a big difference here – and furnished places or short-term rentals will cost more on top of these figures.
How expensive is preschool in Surabaya per month?
Private kindergarten in Surabaya costs about $186 per month – a big number for families. Prices vary by curriculum and whether you go local or international. Public options are cheaper where they exist, but waitlists can be long.
How much is a monthly gym pass in Surabaya?
A gym membership in Surabaya runs about $21.82 per month – affordable by regional standards. Most gyms include basic equipment, group classes, and locker rooms. Boutique studios and personal training cost more, but the baseline is budget-friendly.
Does $1,200 cover living expenses in Surabaya?
$1,200 a month in Surabaya? Very doable. Average costs with rent come to just $702, which leaves real room to save, eat out, and enjoy the city without watching every dollar.
What makes Surabaya attractive for retirement?
Surabaya makes a good retirement base. About $1,054 per month covers housing, healthcare, and everyday needs with enough left for some leisure and travel. It strikes a nice balance between cost and comfort.
Is Surabaya budget-friendly for long-term stays?
Surabaya is affordable by most measures, which is why it appeals to long-term travelers, remote workers, and budget-conscious residents. At $702 per month with rent, it sits well below the global average for cities of similar size.