📌A single person spends around $708 per month with rent, or $439 for everyday expenses alone.
📌A couple spends around $1,133 per month with rent, or $699 for everyday expenses alone.
📌A family of three spends around $1,557 per month with rent, or $959 without housing.
📊Overall, Surabaya is about 47% below the global median. Within Asia, costs are well below average (32% lower) – one of the most affordable options in the region.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.6KRp 372.2M
$20.0KRp 360.7M
$21.3KRp 383.7M
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.8KRp 645.7M
$35.8KRp 645.7M
$36.3KRp 655.1M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$84.9Rp 1.5M
$43.80Rp 789.9K
$123Rp 2.2M
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.09Rp 73.7K
$1.91Rp 34.5K
$11.23Rp 202.6K
Internet(50+ Mbps, Unlimited Data)
$19.75Rp 356.2K
$15.55Rp 280.5K
$24.87Rp 448.6K
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$21.59Rp 389.4K
$18.08Rp 326.1K
$27.12Rp 489.2K
Tennis Court(1 Hour on Weekend)
$4.57Rp 82.4K
$3.12Rp 56.3K
$7.18Rp 129.6K
Cinema Ticket
$2.85Rp 51.4K
$2.10Rp 37.9K
$3.00Rp 54.1K
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$188Rp 3.4M
$73.4Rp 1.3M
$306Rp 5.5M
International Primary School, 1 Child(Yearly)
$9,556Rp 172.3M
$2,623Rp 47.3M
$18.7KRp 337.9M
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$61.6Rp 1.1M
$30.65Rp 552.7K
$91.9Rp 1.7M
Summer Dress(H&M, Zara, etc)
$38.56Rp 695.4K
$21.30Rp 384.2K
$48.70Rp 878.3K
Sport Shoes(Adidas, Nike)
$77.8Rp 1.4M
$42.96Rp 774.8K
$98.2Rp 1.8M
Men's Leather Business Shoes
$83.6Rp 1.5M
$37.16Rp 670.1K
$124Rp 2.2M
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$242Rp 4.4M
$151Rp 2.7M
$333Rp 6.0M
1-bedroom Apartment, Outside City Center(Monthly)
$135Rp 2.4M
$73.6Rp 1.3M
$200Rp 3.6M
3-bedroom Apartment, City Center(Monthly)
$762Rp 13.7M
$301Rp 5.4M
$1,506Rp 27.2M
3-bedroom Apartment, Outside City Center(Monthly)
$393Rp 7.1M
$171Rp 3.1M
$610Rp 11.0M
Buy Apartment in City Center(m2)
$2,209Rp 39.8M
$1,959Rp 35.3M
$2,905Rp 52.4M
Buy Apartment Outside City Center(m2)
$1,067Rp 19.2M
$630Rp 11.4M
$1,626Rp 29.3M
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$276Rp 5.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
8.33
6
8.5
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: May 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the city center costs around $242, dropping to $135 outside central areas. Housing accounts for roughly 88% of the average salary ($276) – well above the 30% international benchmark.
💰The average net salary is $276 – below monthly costs of $708. Most locals rely on shared housing or dual incomes. Remote workers earning abroad will find stronger purchasing power.
🛒Groceries cost around $226 per month for one person. A mid-range dinner for two is priced at $12.00 – well below the Asian average of $35.00.
🚌A monthly public transport pass costs about $9.40 – among the cheapest in Asia (average $31.00).
Cost Highlights
⭐Meal at budget restaurant is cheaper than 93% of cities in Asia
⭐Fast food meal is cheaper than 91% of cities in Asia
Surabaya Median Internet Speeds (Updated April 2026)
Mobile
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Latency
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Fixed Broadband
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The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Popular online taxi apps offering convenient, cashless rides in many countries, including Uber, Bolt, Grab, inDrive, DiDi, Careem, Gojek, Maxim, and Yango
Cost of Living in Surabaya - Frequently Asked Questions
How does Surabaya compare in affordability for long stays or for travelers and digital nomads?
Surabaya offers a broad range of options that make extended stays workable without breaking the bank. The Cost of Living in Surabaya, Indonesia provides a baseline that often feels friendlier than larger hubs in the region, with choices from modest apartments to larger flats and guesthouses. Food, transit, and services balance well with a modest budget, especially if you lean into local markets and avoid tourist zones. You can enjoy cafes and coworking spots without overspending by mixing local providers with a few international options. Tip: choose neighborhoods with longer-term rental habits and negotiate terms that suit a flexible schedule.
What does daily life look like in Surabaya for housing, food, transport, and coworking spaces?
Daily life in Surabaya offers practical balance for housing, food, transport, and coworking. Housing spans from compact flats in central areas to larger homes in eastern neighborhoods, often with flexible leases for short stays. Food options range from affordable street fare to international cafes, letting you mix local meals with occasional treats. For transport, motorbike taxis and car services cover most routes, while some districts are walkable. Co‑working spaces and cafe setups support remote work; plan a weekly route to avoid peak traffic. Understanding Surabaya, Indonesia living cost helps you gauge what fits your schedule and budget. Tip: map a few flexible neighborhoods and test them with short stays before signing a lease.
What factors affect quality of life, budgeting, and neighborhood fit for a stay in Surabaya?
Quality of life in Surabaya hinges on smart budgeting, seasonal planning, and neighborhood fit. Use a simple framework that separates housing, daily needs (food, utilities, transit), and discretionary expenses, then adjust weekly to season and work tempo. Seasonality affects outdoor plans and market hours, so align activities with times of day and rainfall patterns. Neighborhood choice matters for internet reliability, quiet streets, proximity to markets, and easy access to transit. Compare areas by daily rhythms rather than just rents, and give yourself a multi-neighborhood rotation for a balanced experience. Tip: keep a short list of favorite budget-friendly spots and revisit it quarterly to stay flexible.
Is Surabaya a cheap city to live in for foreigners?
By most standards, Surabaya is a budget-friendly place to live. Total monthly costs with rent usually land around $708, and both housing and daily expenses fall below global averages. It's a solid pick for remote workers, long-term travelers, or anyone watching their spending.
Is rent in Surabaya too high relative to local incomes?
Housing in Surabaya takes a heavy bite – about 88% of a typical income, which is above the 30% international benchmark. That squeezes the budget for everything else and is one of the main pain points for residents here.
What income level supports a comfortable lifestyle in Surabaya?
In Surabaya, $1,062 per month is what most people would call a good salary. It handles rent, food, and utilities with enough left for savings and the occasional splurge. Above that, you unlock better apartments and more freedom with spending.
How much does a one-bedroom apartment cost to rent in Surabaya?
In Surabaya's center, a one-bedroom apartment runs about $242 per month. Move further out and that drops to around $135. Location makes a big difference here – and furnished places or short-term rentals will cost more on top of these figures.
How expensive is preschool in Surabaya per month?
Private kindergarten in Surabaya costs about $188 per month – a big number for families. Prices vary by curriculum and whether you go local or international. Public options are cheaper where they exist, but waitlists can be long.
How much is a monthly gym pass in Surabaya?
A gym membership in Surabaya runs about $21.59 per month – affordable by regional standards. Most gyms include basic equipment, group classes, and locker rooms. Boutique studios and personal training cost more, but the baseline is budget-friendly.
Does $1,200 cover living expenses in Surabaya?
$1,200 a month in Surabaya? Very doable. Average costs with rent come to just $708, which leaves real room to save, eat out, and enjoy the city without watching every dollar.
What makes Surabaya attractive for retirement?
Surabaya makes a good retirement base. About $1,062 per month covers housing, healthcare, and everyday needs with enough left for some leisure and travel. It strikes a nice balance between cost and comfort.
Is Surabaya budget-friendly for long-term stays?
Surabaya is affordable by most measures, which is why it appeals to long-term travelers, remote workers, and budget-conscious residents. At $708 per month with rent, it sits well below the global average for cities of similar size.