Last update: Oct 2026

Cost of Living Comparison Between Ormoc and Chiang Mai

For one person, living is cheaper in Ormoc: $682 a month against $936 in Chiang Mai, rent and utilities included – about $3,000 less a year. Rent and utilities account for about half of the difference.

Ormoc, Philippines
Chiang Mai, Thailand
Ormoc
🇵🇭 Philippines
$682
/mo nomad
Chiang Mai
🇹🇭 Thailand
$936
/mo nomad
Monthly Cost of Living

How much you'll spend in Ormoc and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ormoc and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $682 per month in Ormoc vs $936 in Chiang Mai, rent included.

  • Ormoc $682
  • Chiang Mai $936

A couple spends around $1,056 per month in Ormoc vs $1,457 in Chiang Mai, rent included.

  • Ormoc $1,056
  • Chiang Mai $1,457

A family of three spends $1,430 per month in Ormoc vs $1,979 in Chiang Mai, rent included.

  • Ormoc $1,430
  • Chiang Mai $1,979

Ormoc is about 27% cheaper than Chiang Mai, and outside of rent the biggest gap is in groceries.

Both Ormoc and Chiang Mai are more affordable than the global median – Ormoc 50% lower, Chiang Mai 31% lower.

Currency
🍽 Eating Out
Ormoc
Chiang Mai
Difference
Meal at Budget Restaurant
$4.47 ₱283
$2.24 ฿75.5
99.55%
Three-Course Dinner for Two, Mid-Range
$11.34 ₱719
$19.00 ฿640
-40.32%
Fast Food Meal (McDonalds, etc)
$4.70 ₱298
$5.55 ฿187
-15.32%
Cappuccino
$2.26 ₱144
$1.67 ฿56.4
35.33%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.49 ₱30.77
$0.64 ฿21.51
-23.44%
Water (0.33 liter bottle)
$0.32 ₱20.38
$0.31 ฿10.29
3.23%
Local Beer (0.5 liter draught)
$1.20 ₱76.3
$2.36 ฿79.5
-49.15%
Imported Beer (0.33 liter bottle)
$2.04 ₱129
$3.66 ฿123
-44.26%
🛒 Groceries & Markets
Ormoc
Chiang Mai
Difference
Milk (1 liter)
$1.58 ₱100
$1.95 ฿65.7
-18.97%
White Bread (500g)
$1.03 ₱65.6
$1.44 ฿48.41
-28.47%
Rice (white) (1kg)
$0.95 ₱59.9
$1.33 ฿44.97
-28.57%
Eggs
$1.67 ₱106
$2.28 ฿77.0
-26.75%
Local Cheese (1kg)
$5.40 ₱342
$16.45 ฿554
-67.17%
Chicken Fillets (1kg)
$3.12 ₱198
$2.78 ฿93.8
12.23%
Beef Round Steak (1kg)
$7.00 ₱443
$9.31 ฿314
-24.81%
Apples (1kg)
$2.30 ₱146
$2.35 ฿79.3
-2.13%
Banana (1kg)
$1.55 ₱98.4
$0.97 ฿32.75
59.79%
Oranges (1kg)
$2.39 ₱152
$1.60 ฿53.8
49.38%
Tomato (1kg)
$1.10 ₱70.0
$1.50 ฿50.6
-26.67%
Potato (1kg)
$1.92 ₱122
$1.28 ฿43.06
50.00%
Onion (1kg)
$2.06 ₱130
$1.10 ฿37.14
87.27%
Lettuce (1 head)
$1.04 ₱66.2
$0.71 ฿23.79
46.48%
Water (1.5 liter bottle)
$0.54 ₱34.04
$0.49 ฿16.34
10.20%
Cigarettes 20 Pack (Marlboro, Camel)
$3.04 ₱192
$4.14 ฿140
-26.57%
Wine (Bottle)
$8.30 ₱526
$17.52 ฿590
-52.63%
Local Beer (0.5 liter bottle)
$0.96 ₱60.8
$1.61 ฿54.4
-40.37%
Imported Beer (0.33 liter bottle)
$2.10 ₱133
$2.78 ฿93.8
-24.46%
🚌 Getting Around
Ormoc
Chiang Mai
Difference
One-way Ticket (Public Transport)
$0.20 ₱12.50
$0.87 ฿29.27
-77.01%
Public Transport Monthly Pass (Regular Price)
$12.85 ₱815
$54.1 ฿1,823
-76.24%
Taxi Start (Normal Tariff)
$0.74 ₱47.13
$1.16 ฿39.00
-36.21%
Taxi (Normal Tariff) (1km)
$0.23 ₱14.64
$0.53 ฿17.78
-56.60%
Taxi 1hour Waiting (Normal Tariff)
$1.95 ₱123
$2.42 ฿81.6
-19.42%
Gasoline (1 liter)
$1.20 ₱76.3
$1.45 ฿48.82
-17.24%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.5K ₱1.5M
$21.1K ฿709.7K
11.51%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.2K ₱1.2M
$26.9K ฿907.9K
-28.58%
🧾 Monthly Utilities & Internet
Ormoc
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$65.2 ₱4,132
$62.2 ฿2,095
4.86%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.56 ₱986
$12.17 ฿410
27.86%
Internet (50+ Mbps, Unlimited Data)
$23.40 ₱1,483
$20.12 ฿678
16.30%
🎉 Sport & Entertainment
Ormoc
Chiang Mai
Difference
Gym Membership (Monthly)
$26.96 ₱1,709
$37.31 ฿1,257
-27.74%
Tennis Court (1 Hour on Weekend)
$5.15 ₱327
$3.77 ฿127
36.60%
Cinema Ticket
$5.83 ₱370
$6.49 ฿219
-10.17%
🧸 Childcare & Education
Ormoc
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$130 ₱8,252
$736 ฿24.8K
-82.31%
International Primary School, 1 Child (Yearly)
$6,940 ₱439.9K
$14.8K ฿497.6K
-53.00%
👕👟 Clothing & Footwear
Ormoc
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$32.13 ₱2,037
$53.4 ฿1,799
-39.80%
Summer Dress (H&M, Zara, etc)
$19.54 ₱1,239
$24.64 ฿830
-20.70%
Sport Shoes (Adidas, Nike)
$63.6 ₱4,033
$91.5 ฿3,083
-30.44%
Men's Leather Business Shoes
$54.4 ₱3,445
$71.9 ฿2,424
-24.45%
🏠 Accommodation & Living
Ormoc
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$249 ₱15.8K
$482 ฿16.3K
-48.30%
1-bedroom Apartment, Outside City Center (Monthly)
$186 ₱11.8K
$309 ฿10.4K
-39.88%
3-bedroom Apartment, City Center (Monthly)
$202 ₱12.8K
$1,006 ฿33.9K
-79.90%
3-bedroom Apartment, Outside City Center (Monthly)
$391 ₱24.8K
$633 ฿21.3K
-38.30%
Buy Apartment in City Center (m2)
$2,417 ₱153.2K
$2,363 ฿79.6K
2.28%
Buy Apartment Outside City Center (m2)
$1,157 ₱73.3K
$1,589 ฿53.6K
-27.20%
💵 Salaries & Financials
Ormoc
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
-
$590 ฿19.9K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.92
5.57
24.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ormoc: October 25, 2026

Last update for Chiang Mai: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ormoc
$186
Chiang Mai
$309 66.3% $123
Groceries & Markets
Ormoc
$171
Chiang Mai
$234 36.7% $63
Monthly Utilities & Internet
Ormoc
$104
Chiang Mai
$94 9.3% $9.7
Eating Out
Ormoc
$90
Chiang Mai
$78 14.2% $13
Clothing & Footwear
Ormoc
$76
Chiang Mai
$109 42.3% $32
Sport & Entertainment
Ormoc
$39
Chiang Mai
$50 30.2% $12
Getting Around
Ormoc
$16
Chiang Mai
$61 295% $46

Cost Breakdown

A central one-bedroom costs $249 in Ormoc versus $482 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $11 in Ormoc versus $19 in Chiang Mai. Monthly groceries follow the same trend: $171 vs $234 – making Ormoc the more affordable choice for daily food spending.

Good to know
🇵🇭 Ormoc
🇹🇭 Chiang Mai
🕒 Local time
16:51 4:51 PM
15:51 3:51 PM
1 h behind Ormoc
🌤 Weather
👥 Population
230,998
127,240
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

THB, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of November 3, 2026: 1 USD = 63.38 PHP (100 PHP = 1.58 USD). 1 EUR = 70.96 PHP (100 PHP = 1.41 EUR).

Thai Baht exchange rates as of November 3, 2026: 1 USD = 33.7 THB (100 THB = 2.97 USD). 1 EUR = 37.73 THB (100 THB = 2.65 EUR).

On the map
Between locations
  • Ormoc Chiang Mai 2,880 km ≈ 4 h nonstop flight
From you
  • Ormoc
  • Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ormoc vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ormoc or Chiang Mai?
Chiang Mai costs about 37% more than Ormoc, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ormoc and in Chiang Mai?
For a comfortable life, plan on about $1,023 per month in Ormoc and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ormoc or Chiang Mai?
Rent is clearly cheaper in Ormoc, especially for central apartments: a one-bedroom in the center costs $249 there versus $482 in Chiang Mai.
How do childcare costs compare in Ormoc and in Chiang Mai?
Kindergarten costs $130 per month in Ormoc and $736 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Ormoc or in Chiang Mai?
Groceries cost about 37% more in Chiang Mai, though the gap depends on what you buy.
Which city is better for families?
Families tend to lean toward Ormoc – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is more affordable for expats?
For expats, Ormoc is the easier option financially – housing and daily costs are lower, and overall it costs about 27% less, which matters a lot on a fixed budget or early-career salary.

Ormoc vs other spots: cost of living compared

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