Last update: Nov 2026

Cost of Living Comparison Between Ormoc and Cebu

For one person, living is cheaper in Ormoc: $801 a month against $943 in Cebu, rent and utilities included – about $1,700 less a year. Rent and utilities account for most of the difference.

40

Cost of Living Index in Ormoc
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Ormoc Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Ormoc

🇵🇭 Philippines

$801

/mo nomad

Cebu

🇵🇭 Philippines

$943

/mo nomad

Monthly Cost of Living

How much you'll spend in Ormoc and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ormoc and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $801 in Ormoc versus $943 in Cebu.

Ormoc $801
Cebu $943

Estimated couple costs with rent: $1,192 in Ormoc versus $1,437 in Cebu.

Ormoc $1,192
Cebu $1,437

Monthly costs for a family of three with rent: $1,582 in Ormoc versus $1,930 in Cebu.

Ormoc $1,582
Cebu $1,930

Living in Ormoc costs roughly 15% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ormoc 41% lower, Cebu 30% lower.

Meal at Budget Restaurant

$3.58 ₱227

$3.88 ₱246

-7.73%

Three-Course Dinner for Two, Mid-Range

$16.26 ₱1,032

$23.22 ₱1,473

-29.97%

Fast Food Meal (McDonalds, etc)

$4.80 ₱305

$3.90 ₱248

23.08%

Cappuccino

$2.15 ₱136

$2.56 ₱162

-16.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ₱43.74

$1.60 ₱102

-56.88%

Water (0.33 liter bottle)

$0.39 ₱24.49

$0.51 ₱32.28

-23.53%

Local Beer (0.5 liter draught)

$1.26 ₱79.7

$1.76 ₱112

-28.41%

Imported Beer (0.33 liter bottle)

$2.19 ₱139

$2.15 ₱137

1.86%

Milk (1 liter)

$1.54 ₱97.5

$1.99 ₱126

-22.61%

White Bread (500g)

$1.18 ₱74.6

$1.37 ₱87.0

-13.87%

Rice (white) (1kg)

$0.92 ₱58.4

$0.95 ₱60.3

-3.16%

Eggs

$1.93 ₱122

$2.02 ₱128

-4.46%

Local Cheese (1kg)

$4.16 ₱264

$9.63 ₱611

-56.80%

Chicken Fillets (1kg)

$4.20 ₱267

$4.35 ₱276

-3.45%

Beef Round Steak (1kg)

$6.12 ₱388

$7.70 ₱489

-20.52%

Apples (1kg)

$2.37 ₱150

$3.30 ₱209

-28.18%

Banana (1kg)

$2.09 ₱132

$1.27 ₱80.3

64.57%

Oranges (1kg)

$2.14 ₱136

$2.34 ₱149

-8.55%

Tomato (1kg)

$0.93 ₱59.1

$1.51 ₱96.1

-38.41%

Potato (1kg)

$1.54 ₱97.6

$2.23 ₱142

-30.94%

Onion (1kg)

$1.50 ₱94.9

$1.93 ₱123

-22.28%

Lettuce (1 head)

$0.80 ₱50.6

$1.18 ₱75.0

-32.20%

Water (1.5 liter bottle)

$0.55 ₱34.79

$0.65 ₱41.24

-15.38%

Cigarettes 20 Pack (Marlboro, Camel)

$2.98 ₱189

$2.89 ₱183

3.11%

Wine (Bottle)

$6.85 ₱434

$6.35 ₱403

7.87%

Local Beer (0.5 liter bottle)

$1.27 ₱80.7

Imported Beer (0.33 liter bottle)

$1.75 ₱111

$1.64 ₱104

6.71%

One-way Ticket (Public Transport)

$0.21 ₱13.61

$0.23 ₱14.53

-8.70%

Public Transport Monthly Pass (Regular Price)

$11.35 ₱720

$12.24 ₱776

-7.27%

Taxi Start (Normal Tariff)

$0.87 ₱55.0

$0.82 ₱51.9

6.10%

Taxi (Normal Tariff) (1km)

$0.20 ₱12.73

$0.20 ₱12.66

Taxi 1hour Waiting (Normal Tariff)

$2.13 ₱135

$4.32 ₱274

-50.69%

Gasoline (1 liter)

$1.11 ₱70.7

$1.38 ₱87.4

-19.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.4K ₱1.2M

$21.2K ₱1.3M

-13.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.6K ₱1.1M

$19.3K ₱1.2M

-8.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 ₱7,173

$124 ₱7,876

-8.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.74 ₱999

$15.93 ₱1,011

-1.19%

Internet (50+ Mbps, Unlimited Data)

$26.03 ₱1,651

$28.07 ₱1,781

-7.27%

Gym Membership (Monthly)

$30.33 ₱1,925

$33.41 ₱2,120

-9.22%

Tennis Court (1 Hour on Weekend)

$6.40 ₱406

Cinema Ticket

$5.01 ₱318

$5.85 ₱371

-14.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$308 ₱19.5K

$271 ₱17.2K

13.87%

International Primary School, 1 Child (Yearly)

$7,941 ₱503.8K

$8,060 ₱511.3K

-1.48%

Jeans (Levis 501 Or Similar)

$43.00 ₱2,728

$48.31 ₱3,065

-10.99%

Summer Dress (H&M, Zara, etc)

$28.33 ₱1,797

$24.56 ₱1,558

15.35%

Sport Shoes (Adidas, Nike)

$74.4 ₱4,723

$77.1 ₱4,893

-3.49%

Men's Leather Business Shoes

$59.7 ₱3,789

$56.5 ₱3,585

5.70%

1-bedroom Apartment, City Center (Monthly)

$364 ₱23.1K

$495 ₱31.4K

-26.52%

1-bedroom Apartment, Outside City Center (Monthly)

$247 ₱15.7K

$322 ₱20.4K

-23.27%

3-bedroom Apartment, City Center (Monthly)

$824 ₱52.3K

$990 ₱62.8K

-16.75%

3-bedroom Apartment, Outside City Center (Monthly)

$457 ₱29.0K

$628 ₱39.9K

-27.21%

Buy Apartment in City Center (m2)

$3,654 ₱231.8K

$4,459 ₱282.9K

-18.05%

Buy Apartment Outside City Center (m2)

$2,438 ₱154.7K

$3,030 ₱192.2K

-19.52%

Average Monthly Net Salary (After Tax)

$343 ₱21.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-2.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ormoc: November 1, 2026

Last update for Cebu: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ormoc

$247 30.8%

Cebu

$322 34.1% 30.3% $75

Groceries & Markets

Ormoc

$169 21.1%

Cebu

$206 21.8% 21.8% $37

Monthly Utilities & Internet

Ormoc

$155 19.3%

Cebu

$168 17.8% 8.6% $13

Clothing & Footwear

Ormoc

$92 11.5%

Cebu

$93 9.9% 0.5% $0.5

Eating Out

Ormoc

$84 10.5%

Cebu

$95 10.1% 13.4% $11

Sport & Entertainment

Ormoc

$40 5%

Cebu

$45 4.8% 11.8% $4.8

Getting Around

Ormoc

$14 1.8%

Cebu

$15 1.6% 6.3% $0.9

Cost Breakdown

A one-bedroom apartment in the center runs $364 in Ormoc and $495 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $16 in Ormoc vs $23 in Cebu for a mid-range dinner for two. Groceries echo the gap at $169 vs $206 per month, with Ormoc cheaper across the board.

Good to know

🇵🇭 Ormoc

🇵🇭 Cebu

🕒 Local time

23:34 11:34 PM

Same time as Ormoc

🌤 Weather

👥 Population

230,998

964,169

💱 Currency

Philippine Peso PHP ₱

📈 Exchange rate

100 PHP = 1.58 USD

100 PHP = 1.41 EUR

100 PHP = 1.58 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

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Ormoc Cebu 110 km

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ormoc vs Cebu: Cost of Living - Frequently Asked Questions

Ormoc is about 15% cheaper overall, especially in groceries, eating out, and leisure. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,202 in Ormoc and $1,415 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $364 in Ormoc versus $495 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $801 per month in Ormoc versus $943 in Cebu – Ormoc is about 15% cheaper, which adds up to real savings over time.

A monthly transit pass in Ormoc runs roughly 7% less than in Cebu. The price difference matters if you commute daily and watch your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ormoc gentler on the wallet – expenses run 15% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.