Cost of Living Comparison Between Montenegro and India Cost of Living Comparison Between Montenegro and India

Name: India
Address: IN

Monthly Cost of Living

Monthly costs for one person with rent: $1,322 in Montenegro versus $366 in India.

Estimated couple costs with rent: $2,056 in Montenegro versus $581 in India.

Monthly costs for a family of three with rent: $2,789 in Montenegro versus $795 in India.

Living in Montenegro is roughly 261% more expensive than in India on average.

Both countries sit below the global median: Montenegro 4% lower, India 73% lower.

Montenegro ($1,034–$1,728) and India ($228–$810) have similar cost spreads. Where you settle within each country has roughly equal impact on the budget.

Meal at Budget Restaurant

$11.76 €10.11

$2.15 ₹204

446.98%

Three-Course Dinner for Two, Mid-Range

$52.2 €44.86

$10.42 ₹988

400.67%

Fast Food Meal (McDonalds, etc)

$10.99 €9.45

$3.59 ₹341

206.13%

Cappuccino

$2.58 €2.22

$1.67 ₹158

54.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.42 €2.08

$0.39 ₹36.97

520.51%

Water (0.33 liter bottle)

$1.59 €1.36

$0.17 ₹15.79

835.29%

Local Beer (0.5 liter draught)

$3.23 €2.78

$1.87 ₹177

72.73%

Imported Beer (0.33 liter bottle)

$3.46 €2.98

$3.18 ₹302

8.81%

Milk (1 liter)

$1.33 €1.14

$0.64 ₹60.6

107.81%

White Bread (500g)

$1.01 €0.87

$0.45 ₹42.33

124.44%

Rice (white) (1kg)

$2.16 €1.86

$0.63 ₹59.5

242.86%

Eggs

$3.29 €2.83

$0.87 ₹82.9

278.16%

Local Cheese (1kg)

$8.98 €7.72

$4.62 ₹438

94.37%

Chicken Fillets (1kg)

$7.78 €6.69

$2.86 ₹271

172.03%

Beef Round Steak (1kg)

$12.38 €10.64

Apples (1kg)

$1.42 €1.22

$1.95 ₹185

-27.18%

Banana (1kg)

$1.82 €1.56

$0.67 ₹63.8

171.64%

Oranges (1kg)

$1.72 €1.48

$0.99 ₹93.6

73.74%

Tomato (1kg)

$2.68 €2.30

$0.51 ₹48.08

425.49%

Potato (1kg)

$1.01 €0.87

$0.35 ₹32.97

188.57%

Onion (1kg)

$1.15 €0.99

$0.42 ₹39.38

173.81%

Lettuce (1 head)

$1.57 €1.35

$0.44 ₹41.55

256.82%

Water (1.5 liter bottle)

$0.85 €0.73

$0.31 ₹29.58

174.19%

Cigarettes 20 Pack (Marlboro, Camel)

$4.38 €3.77

$5.14 ₹487

-14.79%

Wine (Bottle)

$5.85 €5.03

$7.58 ₹719

-22.82%

Local Beer (0.5 liter bottle)

$1.19 €1.02

$1.67 ₹158

-28.74%

Imported Beer (0.33 liter bottle)

$1.75 €1.51

$2.79 ₹264

-37.28%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.36 ₹508

One-way Ticket (Public Transport)

$1.77 €1.52

$0.25 ₹23.46

608.00%

Public Transport Monthly Pass (Regular Price)

$35.25 €30.31

$8.53 ₹809

313.25%

Taxi Start (Normal Tariff)

$1.13 €0.98

$0.94 ₹88.7

20.21%

Taxi (Normal Tariff) (1km)

$1.17 €1.01

$0.27 ₹25.77

333.33%

Taxi 1hour Waiting (Normal Tariff)

$12.71 €10.93

$1.60 ₹152

694.38%

Gasoline (1 liter)

$1.82 €1.56

$1.12 ₹106

62.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.9K €27.4K

$12.4K ₹1.2M

156.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.5K €23.6K

$20.2K ₹1.9M

36.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$126 €108

$37.28 ₹3,534

237.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.24 €14.82

$3.49 ₹331

393.98%

Internet (50+ Mbps, Unlimited Data)

$33.62 €28.91

$7.20 ₹682

366.94%

Gym Membership (Monthly)

$45.23 €38.89

$14.69 ₹1,393

207.90%

Tennis Court (1 Hour on Weekend)

$14.09 €12.12

$7.31 ₹693

92.75%

Cinema Ticket

$5.78 €4.97

$3.08 ₹292

87.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$360 €309

$59.1 ₹5,602

508.70%

International Primary School, 1 Child (Yearly)

$9,138 €7,857

$1,693 ₹160.5K

439.69%

Jeans (Levis 501 Or Similar)

$84.5 €72.7

$23.25 ₹2,204

263.61%

Summer Dress (H&M, Zara, etc)

$41.68 €35.84

$24.03 ₹2,278

73.45%

Sport Shoes (Adidas, Nike)

$99.9 €85.9

$40.99 ₹3,887

143.82%

Men's Leather Business Shoes

$120 €103

$30.46 ₹2,888

294.52%

1-bedroom Apartment, City Center (Monthly)

$660 €567

$143 ₹13.6K

360.67%

1-bedroom Apartment, Outside City Center (Monthly)

$495 €426

$93.2 ₹8,834

431.72%

3-bedroom Apartment, City Center (Monthly)

$1,230 €1,057

$332 ₹31.5K

270.60%

3-bedroom Apartment, Outside City Center (Monthly)

$952 €819

$214 ₹20.2K

345.89%

Buy Apartment in City Center (m2)

$3,351 €2,881

$1,203 ₹114.1K

178.50%

Buy Apartment Outside City Center (m2)

$2,379 €2,045

$643 ₹61.0K

269.76%

Average Monthly Net Salary (After Tax)

$1,039 €893

$441 ₹41.8K

135.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.44

8.93

-39.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montenegro: September 7, 2026

Last update for India: September 5, 2026

Cost Breakdown

National rent averages: $651 in Montenegro, $121 in India. Capital cities: $665 in Podgorica vs $272 in Delhi.

National salary averages: $934 in Montenegro, $410 in India. Higher pay doesn't always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 438% higher in Montenegro.

Dining out costs 320% more in Montenegro.

Public transport is 429% more expensive in Montenegro.

Salaries are 128% higher in Montenegro, and purchasing power comes out stronger in India.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montenegro vs India: Cost of Living - Frequently Asked Questions

At $519 per month in India and $1,381 in Montenegro, there's a 166% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Day-to-day life is simply cheaper in India: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.

Rent in Montenegro is consistently higher than in India across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.

In India, $1,000 covers most cities easily; in Montenegro it stretches only to regional areas and falls short in the capital – you'll need to make trade-offs on housing or lifestyle.

It depends on what you're after: India wins on affordability; Montenegro may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.