Cost of Living Comparison Between Montenegro and India Cost of Living Comparison Between Montenegro and India

Name: India
Address: IN

Monthly Cost of Living

Monthly costs for one person with rent: $1,389 in Montenegro versus $389 in India.

Estimated couple costs with rent: $2,125 in Montenegro versus $618 in India.

Monthly costs for a family of three with rent: $2,860 in Montenegro versus $846 in India.

Living in Montenegro is roughly 257% more expensive than India on average.

Montenegro (3% above) and India (71% below) straddle the global median.

Montenegro ($975–$1,705) and India ($267–$883) have similar cost spreads. Where you settle within each country has roughly equal impact on the budget.

Meal at Budget Restaurant

$11.80 €10.22

$2.62 ₹250

350.38%

Three-Course Dinner for Two, Mid-Range

$45.96 €39.83

$13.81 ₹1,317

232.80%

Fast Food Meal (McDonalds, etc)

$9.43 €8.17

$4.03 ₹384

134.00%

Cappuccino

$2.30 €1.99

$1.81 ₹173

27.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 €1.93

$0.44 ₹41.84

404.55%

Water (0.33 liter bottle)

$1.50 €1.30

$0.19 ₹18.26

689.47%

Local Beer (0.5 liter draught)

$2.82 €2.44

$1.93 ₹184

46.11%

Imported Beer (0.33 liter bottle)

$3.46 €3.00

$3.41 ₹325

1.47%

Milk (1 liter)

$1.35 €1.17

$0.71 ₹67.8

90.14%

White Bread (500g)

$1.03 €0.89

$0.52 ₹49.59

98.08%

Rice (white) (1kg)

$2.26 €1.95

$0.67 ₹63.9

237.31%

Eggs

$3.11 €2.70

$1.00 ₹95.2

211.00%

Local Cheese (1kg)

$8.93 €7.74

$5.44 ₹518

64.15%

Chicken Fillets (1kg)

$7.85 €6.80

$3.22 ₹307

143.79%

Beef Round Steak (1kg)

$11.74 €10.18

Apples (1kg)

$1.34 €1.16

$2.16 ₹206

-37.96%

Banana (1kg)

$1.82 €1.57

$0.70 ₹66.8

160.00%

Oranges (1kg)

$1.64 €1.42

$1.05 ₹99.8

56.19%

Tomato (1kg)

$2.65 €2.30

$0.54 ₹51.2

390.74%

Potato (1kg)

$1.05 €0.91

$0.43 ₹40.59

144.19%

Onion (1kg)

$1.17 €1.02

$0.49 ₹46.30

138.78%

Lettuce (1 head)

$1.60 €1.39

$0.55 ₹52.1

190.91%

Water (1.5 liter bottle)

$0.90 €0.78

$0.35 ₹33.48

157.14%

Cigarettes 20 Pack (Marlboro, Camel)

$4.12 €3.57

$3.97 ₹378

3.78%

Wine (Bottle)

$5.73 €4.97

$7.49 ₹714

-23.50%

Local Beer (0.5 liter bottle)

$1.12 €0.97

$1.91 ₹182

-41.36%

Imported Beer (0.33 liter bottle)

$1.79 €1.55

$2.92 ₹279

-38.70%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.89 ₹561

One-way Ticket (Public Transport)

$1.18 €1.02

$0.33 ₹31.72

257.58%

Public Transport Monthly Pass (Regular Price)

$34.06 €29.52

$9.82 ₹937

246.84%

Taxi Start (Normal Tariff)

$1.15 €1.00

$0.91 ₹86.8

26.37%

Taxi (Normal Tariff) (1km)

$1.03 €0.89

$0.28 ₹26.30

267.86%

Taxi 1hour Waiting (Normal Tariff)

$13.63 €11.81

$1.76 ₹167

674.43%

Gasoline (1 liter)

$1.69 €1.46

$1.22 ₹116

38.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.2K €27.1K

$13.8K ₹1.3M

126.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K €27.0K

$22.8K ₹2.2M

36.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 €108

$40.60 ₹3,871

207.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.16 €15.74

$3.90 ₹371

365.64%

Internet (50+ Mbps, Unlimited Data)

$30.87 €26.76

$8.00 ₹763

285.88%

Gym Membership (Monthly)

$45.01 €39.01

$15.96 ₹1,522

182.02%

Tennis Court (1 Hour on Weekend)

$13.65 €11.83

$7.79 ₹742

75.22%

Cinema Ticket

$5.89 €5.11

$3.58 ₹341

64.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$322 €279

$69.7 ₹6,645

362.18%

International Primary School, 1 Child (Yearly)

$8,933 €7,742

$1,809 ₹172.4K

393.86%

Jeans (Levis 501 Or Similar)

$83.2 €72.1

$25.66 ₹2,446

224.36%

Summer Dress (H&M, Zara, etc)

$39.26 €34.03

$27.13 ₹2,587

44.71%

Sport Shoes (Adidas, Nike)

$99.5 €86.3

$46.37 ₹4,421

114.62%

Men's Leather Business Shoes

$119 €104

$32.55 ₹3,103

267.10%

1-bedroom Apartment, City Center (Monthly)

$689 €597

$175 ₹16.7K

293.72%

1-bedroom Apartment, Outside City Center (Monthly)

$526 €456

$114 ₹10.9K

360.95%

3-bedroom Apartment, City Center (Monthly)

$1,199 €1,039

$401 ₹38.2K

199.20%

3-bedroom Apartment, Outside City Center (Monthly)

$939 €814

$259 ₹24.7K

262.67%

Buy Apartment in City Center (m2)

$3,168 €2,745

$1,220 ₹116.4K

159.56%

Buy Apartment Outside City Center (m2)

$2,393 €2,074

$629 ₹59.9K

280.60%

Average Monthly Net Salary (After Tax)

$1,053 €913

$428 ₹40.8K

146.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.66

9.02

-37.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montenegro: June 8, 2026

Last update for India: June 9, 2026

Cost Breakdown

National rent averages: $692 in Montenegro, $126 in India. Capital cities: $634 in Podgorica vs $236 in Delhi.

National salary averages: $931 in Montenegro, $398 in India. Higher pay doesn't always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 449% higher in Montenegro.

Dining out costs 345% more in Montenegro.

Public transport is 322% more expensive in Montenegro.

Salaries are 134% higher in Montenegro, giving India stronger purchasing power.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montenegro vs India: Cost of Living - Frequently Asked Questions

At $575 per month in India and $1,340 in Montenegro, there's a 133% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

India is simply cheaper day-to-day: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.

Rent in Montenegro beats India across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.

In India, $1,000 covers most cities easily. In Montenegro, it works in regional areas but falls short in the capital – you'll need to make trade-offs on housing or lifestyle.

It depends on what you're after. India wins on affordability; Montenegro may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.