Cost of Living Comparison Between Montenegro and India Cost of Living Comparison Between Montenegro and India

Name: India
Address: IN

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Montenegro versus $389 in India.

Estimated couple costs with rent: $2,130 in Montenegro versus $618 in India.

Monthly costs for a family of three with rent: $2,864 in Montenegro versus $846 in India.

Living in Montenegro is roughly 259% more expensive than India on average.

Montenegro (4% above) and India (71% below) straddle the global median.

Montenegro ($957–$1,705) and India ($272–$901) have similar cost spreads. Where you settle within each country has roughly equal impact on the budget.

Meal at Budget Restaurant

$11.36 €9.70

$2.53 ₹238

349.01%

Three-Course Dinner for Two, Mid-Range

$47.20 €40.31

$14.21 ₹1,340

232.16%

Fast Food Meal (McDonalds, etc)

$9.38 €8.01

$4.03 ₹380

132.75%

Cappuccino

$2.40 €2.05

$1.81 ₹170

32.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.33 €1.99

$0.43 ₹40.79

441.86%

Water (0.33 liter bottle)

$1.50 €1.28

$0.14 ₹13.65

971.43%

Local Beer (0.5 liter draught)

$2.86 €2.44

$2.03 ₹192

40.89%

Imported Beer (0.33 liter bottle)

$3.49 €2.98

$3.56 ₹335

-1.97%

Milk (1 liter)

$1.36 €1.16

$0.73 ₹69.2

86.30%

White Bread (500g)

$0.99 €0.84

$0.51 ₹48.52

94.12%

Rice (white) (1kg)

$2.23 €1.90

$0.71 ₹67.3

214.08%

Eggs

$3.14 €2.68

$0.92 ₹86.5

241.30%

Local Cheese (1kg)

$8.74 €7.46

$5.38 ₹507

62.45%

Chicken Fillets (1kg)

$7.97 €6.81

$3.15 ₹297

153.02%

Beef Round Steak (1kg)

$11.64 €9.94

Apples (1kg)

$1.39 €1.18

$2.19 ₹206

-36.53%

Banana (1kg)

$1.74 €1.48

$0.76 ₹71.7

128.95%

Oranges (1kg)

$1.57 €1.34

$1.05 ₹99.3

49.52%

Tomato (1kg)

$2.67 €2.28

$0.54 ₹50.5

394.44%

Potato (1kg)

$1.00 €0.86

$0.39 ₹37.17

156.41%

Onion (1kg)

$1.14 €0.97

$0.45 ₹42.63

153.33%

Lettuce (1 head)

$1.62 €1.39

$0.55 ₹52.0

194.55%

Water (1.5 liter bottle)

$0.89 €0.76

$0.33 ₹30.86

169.70%

Cigarettes 20 Pack (Marlboro, Camel)

$4.08 €3.48

$4.12 ₹389

-0.97%

Wine (Bottle)

$5.76 €4.92

$7.51 ₹708

-23.30%

Local Beer (0.5 liter bottle)

$1.12 €0.96

$1.87 ₹177

-40.11%

Imported Beer (0.33 liter bottle)

$1.78 €1.52

$3.01 ₹283

-40.86%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.74 ₹542

One-way Ticket (Public Transport)

$1.14 €0.97

$0.37 ₹34.54

208.11%

Public Transport Monthly Pass (Regular Price)

$35.06 €29.94

$9.64 ₹909

263.69%

Taxi Start (Normal Tariff)

$1.19 €1.02

$0.89 ₹84.3

33.71%

Taxi (Normal Tariff) (1km)

$1.03 €0.88

$0.28 ₹26.25

267.86%

Taxi 1hour Waiting (Normal Tariff)

$13.71 €11.71

$1.70 ₹160

706.47%

Gasoline (1 liter)

$1.76 €1.50

$1.23 ₹116

43.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.8K €26.3K

$13.9K ₹1.3M

121.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K €26.5K

$22.3K ₹2.1M

39.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$129 €111

$39.60 ₹3,733

226.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.15 €15.50

$3.88 ₹366

367.78%

Internet (50+ Mbps, Unlimited Data)

$31.53 €26.92

$7.76 ₹732

306.31%

Gym Membership (Monthly)

$44.67 €38.15

$16.21 ₹1,528

175.57%

Tennis Court (1 Hour on Weekend)

$13.57 €11.59

$7.67 ₹723

76.92%

Cinema Ticket

$5.82 €4.97

$3.42 ₹323

70.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$324 €277

$70.4 ₹6,640

360.73%

International Primary School, 1 Child (Yearly)

$8,966 €7,657

$1,830 ₹172.5K

389.90%

Jeans (Levis 501 Or Similar)

$83.3 €71.1

$25.48 ₹2,402

226.77%

Summer Dress (H&M, Zara, etc)

$39.98 €34.14

$26.46 ₹2,495

51.10%

Sport Shoes (Adidas, Nike)

$99.4 €84.9

$45.74 ₹4,312

117.25%

Men's Leather Business Shoes

$117 €99.5

$33.10 ₹3,120

252.15%

1-bedroom Apartment, City Center (Monthly)

$698 €596

$173 ₹16.3K

304.01%

1-bedroom Apartment, Outside City Center (Monthly)

$515 €440

$111 ₹10.5K

361.66%

3-bedroom Apartment, City Center (Monthly)

$1,193 €1,019

$409 ₹38.5K

191.80%

3-bedroom Apartment, Outside City Center (Monthly)

$915 €781

$255 ₹24.1K

258.69%

Buy Apartment in City Center (m2)

$3,055 €2,609

$1,223 ₹115.3K

149.78%

Buy Apartment Outside City Center (m2)

$2,346 €2,004

$633 ₹59.7K

270.41%

Average Monthly Net Salary (After Tax)

$1,058 €903

$435 ₹41.0K

143.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.66

9.02

-37.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montenegro: April 20, 2026

Last update for India: April 21, 2026

Cost Breakdown

National rent averages: $686 in Montenegro, $127 in India. Capital cities: $630 in Podgorica vs $234 in Delhi.

National salary averages: $944 in Montenegro, $404 in India. Higher pay doesn't always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 440% higher in Montenegro.

Dining out costs 336% more in Montenegro.

Public transport is 322% more expensive in Montenegro.

Salaries are 134% higher in Montenegro, giving India stronger purchasing power.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montenegro vs India: Cost of Living - Frequently Asked Questions

At $587 per month in India and $1,331 in Montenegro, there's a 127% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

India is simply cheaper day-to-day: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.

Rent in Montenegro beats India across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.

In India, $1,000 covers most cities easily. In Montenegro, it works in regional areas but falls short in the capital – you'll need to make trade-offs on housing or lifestyle.

It depends on what you're after. India wins on affordability; Montenegro may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.