Last update: Oct 2026

Cost of Living Comparison Between Montenegro and India

Name: India
Address: IN

For one person, living is cheaper in India: $395 a month against $1,309 in Montenegro, rent and utilities included – about $11,000 less a year. Rent and utilities account for about half of the difference.

64

Cost of Living Index in Montenegro
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Montenegro Living Index
19

Cost of Living Index in India
Learn more

India Living Index

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🇲🇪 Montenegro

$1,309

/mo nomad

🇮🇳 India

$395

/mo nomad

Monthly Cost of Living

How much you'll spend in Montenegro and in India

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montenegro and in India actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,309 in Montenegro versus $395 in India.

Montenegro $1,309
India $395

Estimated couple costs with rent: $2,062 in Montenegro versus $628 in India.

Montenegro $2,062
India $628

Monthly costs for a family of three with rent: $2,816 in Montenegro versus $861 in India.

Montenegro $2,816
India $861

Montenegro ($986–$1,651) and India ($229–$828) have similar cost spreads. Where you settle within each country has roughly equal impact on the budget.

Living in Montenegro is roughly 231% more expensive than in India on average.

Both countries sit below the global median: Montenegro 3% lower, India 71% lower.

Meal at Budget Restaurant

$11.41 €10.15

$2.14 ₹203

433.18%

Three-Course Dinner for Two, Mid-Range

$50.1 €44.56

$10.57 ₹1,004

373.89%

Fast Food Meal (McDonalds, etc)

$11.22 €9.98

$3.77 ₹358

197.61%

Cappuccino

$2.57 €2.28

$1.76 ₹167

46.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.44 €2.17

$0.42 ₹39.67

480.95%

Water (0.33 liter bottle)

$1.56 €1.38

$0.14 ₹13.45

1014.29%

Local Beer (0.5 liter draught)

$3.10 €2.76

$1.95 ₹186

58.97%

Imported Beer (0.33 liter bottle)

$3.43 €3.05

$3.11 ₹295

10.29%

Milk (1 liter)

$1.23 €1.10

$0.63 ₹59.6

95.24%

White Bread (500g)

$1.03 €0.91

$0.46 ₹43.45

123.91%

Rice (white) (1kg)

$2.11 €1.88

$0.68 ₹64.3

210.29%

Eggs

$3.22 €2.86

$0.93 ₹88.4

246.24%

Local Cheese (1kg)

$8.58 €7.63

$4.83 ₹458

77.64%

Chicken Fillets (1kg)

$7.52 €6.68

$2.91 ₹276

158.42%

Beef Round Steak (1kg)

$11.79 €10.49

Apples (1kg)

$1.36 €1.21

$2.00 ₹190

-32.00%

Banana (1kg)

$1.76 €1.56

$0.63 ₹59.6

179.37%

Oranges (1kg)

$1.60 €1.42

$0.98 ₹92.8

63.27%

Tomato (1kg)

$2.48 €2.20

$0.51 ₹48.04

386.27%

Potato (1kg)

$1.00 €0.89

$0.36 ₹34.28

177.78%

Onion (1kg)

$1.11 €0.98

$0.39 ₹36.72

184.62%

Lettuce (1 head)

$1.55 €1.38

$0.43 ₹41.31

260.47%

Water (1.5 liter bottle)

$0.84 €0.75

$0.29 ₹27.53

189.66%

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 €3.68

$5.14 ₹488

-19.46%

Wine (Bottle)

$5.63 €5.01

$7.33 ₹696

-23.19%

Local Beer (0.5 liter bottle)

$1.09 €0.97

$1.65 ₹157

-33.94%

Imported Beer (0.33 liter bottle)

$1.62 €1.44

$2.73 ₹259

-40.66%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.08 ₹483

One-way Ticket (Public Transport)

$1.37 €1.22

$0.25 ₹23.70

448.00%

Public Transport Monthly Pass (Regular Price)

$33.17 €29.50

$8.49 ₹806

290.69%

Taxi Start (Normal Tariff)

$1.09 €0.97

$1.03 ₹97.9

5.83%

Taxi (Normal Tariff) (1km)

$1.10 €0.98

$0.25 ₹23.69

340.00%

Taxi 1hour Waiting (Normal Tariff)

$12.25 €10.89

$1.61 ₹153

660.87%

Gasoline (1 liter)

$1.80 €1.60

$1.07 ₹101

68.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K €27.0K

$11.3K ₹1.1M

168.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.6K €21.9K

$20.1K ₹1.9M

22.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$128 €114

$37.73 ₹3,583

240.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.73 €14.88

$3.58 ₹340

367.32%

Internet (50+ Mbps, Unlimited Data)

$31.82 €28.30

$6.89 ₹655

361.83%

Gym Membership (Monthly)

$44.57 €39.65

$14.63 ₹1,390

204.65%

Tennis Court (1 Hour on Weekend)

$13.52 €12.02

$7.25 ₹688

86.48%

Cinema Ticket

$5.65 €5.03

$3.17 ₹301

78.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$345 €307

$56.5 ₹5,369

509.44%

International Primary School, 1 Child (Yearly)

$8,572 €7,625

$1,646 ₹156.3K

420.79%

Jeans (Levis 501 Or Similar)

$79.7 €70.9

$22.73 ₹2,158

250.59%

Summer Dress (H&M, Zara, etc)

$38.96 €34.65

$24.04 ₹2,283

62.06%

Sport Shoes (Adidas, Nike)

$94.3 €83.9

$41.04 ₹3,898

129.80%

Men's Leather Business Shoes

$114 €101

$30.60 ₹2,906

272.75%

1-bedroom Apartment, City Center (Monthly)

$634 €564

$144 ₹13.6K

341.14%

1-bedroom Apartment, Outside City Center (Monthly)

$470 €418

$91.5 ₹8,691

413.21%

3-bedroom Apartment, City Center (Monthly)

$1,183 €1,052

$324 ₹30.8K

264.50%

3-bedroom Apartment, Outside City Center (Monthly)

$923 €821

$214 ₹20.3K

332.20%

Buy Apartment in City Center (m2)

$3,204 €2,850

$1,200 ₹114.0K

166.88%

Buy Apartment Outside City Center (m2)

$2,316 €2,060

$619 ₹58.8K

274.33%

Average Monthly Net Salary (After Tax)

$1,043 €928

$440 ₹41.8K

137.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.38

8.92

-39.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montenegro: October 20, 2026

Last update for India: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montenegro

$470 35.9%

India

$92 23.1% 80.5% $378

Groceries & Markets

Montenegro

$220 16.8%

India

$102 25.8% 53.7% $118

Eating Out

Montenegro

$194 14.8%

India

$68 17.1% 65.1% $126

Monthly Utilities & Internet

Montenegro

$177 13.5%

India

$48 12.2% 72.8% $129

Clothing & Footwear

Montenegro

$147 11.2%

India

$53 13.5% 63.8% $94

Sport & Entertainment

Montenegro

$56 4.3%

India

$21 5.3% 62.5% $35

Getting Around

Montenegro

$45 3.5%

India

$12 3% 74% $33

Cost Breakdown

National rent averages: $626 in Montenegro, $119 in India. Capital cities: $638 in Podgorica vs $271 in Delhi.

National salary averages: $910 in Montenegro, $413 in India. Higher pay doesn't always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 426% higher in Montenegro.

Dining out costs 300% more in Montenegro.

Public transport is 443% more expensive in Montenegro.

Salaries are 120% higher in Montenegro, and purchasing power comes out stronger in India.

Good to know

🇲🇪 Montenegro

🇮🇳 India

🕒 Local time

03:26 3:26 AM

07:56 7:56 AM

4 h 30 min ahead of Montenegro

🌤 Weather

👥 Population

617,213

1,326,093,247

💱 Currency

Euro EUR €

Indian Rupee INR ₹

📈 Exchange rate

1 EUR = 1.12 USD

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 25, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indian Rupee exchange rates as of October 25, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to EUR in detail →

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Between locations

Montenegro India 5,350 km ≈ 7 h nonstop flight

From you

Montenegro
India

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montenegro vs India: Cost of Living - Frequently Asked Questions

At $395 per month in India and $1,309 in Montenegro, there's a 231% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Day-to-day life is cheaper in India: lower grocery prices, cheaper commutes, and more affordable meals out. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.

Rent for a central one-bedroom averages $626 in Montenegro and $119 in India. Rents vary a lot between cities, so the gap depends on where you settle.

In India, $1,000 covers most cities easily; in Montenegro it stretches only to regional areas and falls short in the capital – you'll need to make trade-offs on housing or lifestyle.

It depends on what you're after: India wins on affordability; Montenegro may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.