Cost of Living Comparison Between Montenegro and India Cost of Living Comparison Between Montenegro and India

Name: India
Address: IN

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Montenegro versus $388 in India.

Estimated couple costs with rent: $2,126 in Montenegro versus $617 in India.

Monthly costs for a family of three with rent: $2,859 in Montenegro versus $845 in India.

Living in Montenegro is roughly 259% more expensive than in India on average.

Montenegro (4% above) and India (71% below) straddle the global median.

Montenegro ($948–$1,756) and India ($267–$900) have similar cost spreads. Where you settle within each country has roughly equal impact on the budget.

Meal at Budget Restaurant

$11.66 €10.25

$2.61 ₹252

346.74%

Three-Course Dinner for Two, Mid-Range

$45.37 €39.88

$13.92 ₹1,344

225.93%

Fast Food Meal (McDonalds, etc)

$9.05 €7.95

$3.99 ₹386

126.82%

Cappuccino

$2.39 €2.10

$1.89 ₹183

26.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.31 €2.03

$0.44 ₹42.27

425.00%

Water (0.33 liter bottle)

$1.44 €1.26

$0.16 ₹15.37

800.00%

Local Beer (0.5 liter draught)

$2.94 €2.59

$1.96 ₹189

50.00%

Imported Beer (0.33 liter bottle)

$3.46 €3.04

$3.39 ₹327

2.06%

Milk (1 liter)

$1.31 €1.15

$0.68 ₹66.1

92.65%

White Bread (500g)

$0.98 €0.86

$0.52 ₹49.77

88.46%

Rice (white) (1kg)

$2.28 €2.00

$0.72 ₹69.7

216.67%

Eggs

$3.09 €2.72

$0.91 ₹88.2

239.56%

Local Cheese (1kg)

$8.74 €7.68

$5.22 ₹504

67.43%

Chicken Fillets (1kg)

$7.66 €6.73

$3.09 ₹298

147.90%

Beef Round Steak (1kg)

$11.41 €10.03

Apples (1kg)

$1.35 €1.19

$2.21 ₹213

-38.91%

Banana (1kg)

$1.77 €1.56

$0.70 ₹67.5

152.86%

Oranges (1kg)

$1.56 €1.37

$1.04 ₹100

50.00%

Tomato (1kg)

$2.66 €2.33

$0.53 ₹50.9

401.89%

Potato (1kg)

$1.06 €0.93

$0.39 ₹37.78

171.79%

Onion (1kg)

$1.19 €1.04

$0.45 ₹43.49

164.44%

Lettuce (1 head)

$1.62 €1.42

$0.55 ₹53.1

194.55%

Water (1.5 liter bottle)

$0.84 €0.74

$0.35 ₹33.94

140.00%

Cigarettes 20 Pack (Marlboro, Camel)

$4.28 €3.77

$4.06 ₹392

5.42%

Wine (Bottle)

$5.65 €4.97

$7.49 ₹723

-24.57%

Local Beer (0.5 liter bottle)

$1.18 €1.04

$1.91 ₹184

-38.22%

Imported Beer (0.33 liter bottle)

$1.80 €1.58

$2.99 ₹288

-39.80%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.78 ₹558

One-way Ticket (Public Transport)

$1.14 €1.00

$0.34 ₹32.39

235.29%

Public Transport Monthly Pass (Regular Price)

$35.28 €31.02

$9.75 ₹941

261.85%

Taxi Start (Normal Tariff)

$1.15 €1.01

$0.98 ₹94.3

17.35%

Taxi (Normal Tariff) (1km)

$1.07 €0.94

$0.28 ₹26.92

282.14%

Taxi 1hour Waiting (Normal Tariff)

$13.92 €12.24

$1.78 ₹171

682.02%

Gasoline (1 liter)

$1.76 €1.54

$1.17 ₹113

50.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.0K €28.1K

$14.1K ₹1.4M

127.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.3K €26.7K

$22.7K ₹2.2M

33.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$128 €113

$41.03 ₹3,962

212.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.63 €16.37

$3.77 ₹364

394.16%

Internet (50+ Mbps, Unlimited Data)

$30.91 €27.18

$7.68 ₹742

302.47%

Gym Membership (Monthly)

$45.69 €40.17

$16.49 ₹1,592

177.08%

Tennis Court (1 Hour on Weekend)

$13.50 €11.86

$7.63 ₹737

76.93%

Cinema Ticket

$5.71 €5.02

$3.43 ₹331

66.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$321 €282

$70.0 ₹6,756

358.55%

International Primary School, 1 Child (Yearly)

$8,706 €7,653

$1,851 ₹178.7K

370.29%

Jeans (Levis 501 Or Similar)

$83.3 €73.2

$24.90 ₹2,405

234.46%

Summer Dress (H&M, Zara, etc)

$40.53 €35.63

$26.83 ₹2,591

51.06%

Sport Shoes (Adidas, Nike)

$98.2 €86.4

$45.28 ₹4,372

116.96%

Men's Leather Business Shoes

$121 €106

$33.56 ₹3,241

259.09%

1-bedroom Apartment, City Center (Monthly)

$685 €602

$173 ₹16.7K

296.43%

1-bedroom Apartment, Outside City Center (Monthly)

$515 €453

$115 ₹11.1K

349.31%

3-bedroom Apartment, City Center (Monthly)

$1,211 €1,064

$407 ₹39.3K

197.42%

3-bedroom Apartment, Outside City Center (Monthly)

$907 €797

$264 ₹25.5K

243.56%

Buy Apartment in City Center (m2)

$3,246 €2,854

$1,229 ₹118.7K

164.10%

Buy Apartment Outside City Center (m2)

$2,267 €1,993

$633 ₹61.1K

258.39%

Average Monthly Net Salary (After Tax)

$1,051 €924

$425 ₹41.1K

147.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.66

9.02

-37.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montenegro: July 21, 2026

Last update for India: July 19, 2026

Cost Breakdown

National rent averages: $690 in Montenegro, $127 in India. Capital cities: $638 in Podgorica vs $235 in Delhi.

National salary averages: $920 in Montenegro, $396 in India. Higher pay doesn't always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 443% higher in Montenegro.

Dining out costs 336% more in Montenegro.

Public transport is 322% more expensive in Montenegro.

Salaries are 132% higher in Montenegro, and purchasing power comes out stronger in India.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montenegro vs India: Cost of Living - Frequently Asked Questions

At $584 per month in India and $1,352 in Montenegro, there's a 132% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Day-to-day life is simply cheaper in India: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.

Rent in Montenegro is consistently higher than in India across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.

In India, $1,000 covers most cities easily; in Montenegro it stretches only to regional areas and falls short in the capital – you'll need to make trade-offs on housing or lifestyle.

It depends on what you're after: India wins on affordability; Montenegro may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.