Last update: Oct 2026

Cost of Living Comparison Between Montenegro and Spain

Name: Spain
Address: ES

For one person, living is cheaper in Montenegro: $1,309 a month against $1,760 in Spain, rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Montenegro
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Montenegro Living Index
85

Cost of Living Index in Spain
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Spain Living Index

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🇲🇪 Montenegro

$1,309

/mo nomad

🇪🇸 Spain

$1,760

/mo nomad

Monthly Cost of Living

How much you'll spend in Montenegro and in Spain

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montenegro and in Spain actually costs, broken down by who's living it.

A single person spends $1,309 per month in Montenegro vs $1,760 in Spain, rent included.

Montenegro $1,309
Spain $1,760

A couple spends around $2,062 per month in Montenegro vs $2,581 in Spain, rent included.

Montenegro $2,062
Spain $2,581

A family of three spends $2,816 per month in Montenegro vs $3,402 in Spain, rent included.

Montenegro $2,816
Spain $3,402

The regional cost range is wider in Spain ($937–$2,649) than in Montenegro ($986–$1,651), so city choice matters more there.

The cost of living in Montenegro is roughly 26% lower than in Spain on average.

Montenegro sits 3% below the global median, while Spain is 30% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.41 €10.15

$16.72 €14.87

-31.76%

Three-Course Dinner for Two, Mid-Range

$50.1 €44.56

$56.0 €49.76

-10.47%

Fast Food Meal (McDonalds, etc)

$11.22 €9.98

$11.13 €9.90

0.81%

Cappuccino

$2.57 €2.28

$2.43 €2.17

5.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.44 €2.17

$2.63 €2.34

-7.22%

Water (0.33 liter bottle)

$1.56 €1.38

$1.81 €1.61

-13.81%

Local Beer (0.5 liter draught)

$3.10 €2.76

$3.40 €3.03

-8.82%

Imported Beer (0.33 liter bottle)

$3.43 €3.05

$3.82 €3.39

-10.21%

Milk (1 liter)

$1.23 €1.10

$1.17 €1.04

5.13%

White Bread (500g)

$1.03 €0.91

$1.50 €1.33

-31.33%

Rice (white) (1kg)

$2.11 €1.88

$1.60 €1.43

31.87%

Eggs

$3.22 €2.86

$3.33 €2.96

-3.30%

Local Cheese (1kg)

$8.58 €7.63

$14.41 €12.82

-40.46%

Chicken Fillets (1kg)

$7.52 €6.68

$8.33 €7.41

-9.72%

Beef Round Steak (1kg)

$11.79 €10.49

$16.30 €14.50

-27.67%

Apples (1kg)

$1.36 €1.21

$2.57 €2.29

-47.08%

Banana (1kg)

$1.76 €1.56

$2.04 €1.82

-13.73%

Oranges (1kg)

$1.60 €1.42

$2.04 €1.82

-21.57%

Tomato (1kg)

$2.48 €2.20

$2.55 €2.27

-2.75%

Potato (1kg)

$1.00 €0.89

$1.83 €1.63

-45.36%

Onion (1kg)

$1.11 €0.98

$2.03 €1.80

-45.32%

Lettuce (1 head)

$1.55 €1.38

$1.36 €1.21

13.97%

Water (1.5 liter bottle)

$0.84 €0.75

$0.74 €0.66

13.51%

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 €3.68

$6.35 €5.65

-34.80%

Wine (Bottle)

$5.63 €5.01

$5.52 €4.91

1.99%

Local Beer (0.5 liter bottle)

$1.09 €0.97

$1.31 €1.17

-16.79%

Imported Beer (0.33 liter bottle)

$1.62 €1.44

$2.02 €1.80

-19.80%

One-way Ticket (Public Transport)

$1.37 €1.22

$1.71 €1.52

-19.88%

Public Transport Monthly Pass (Regular Price)

$33.17 €29.50

$33.15 €29.49

0.06%

Taxi Start (Normal Tariff)

$1.09 €0.97

$4.52 €4.02

-75.88%

Taxi (Normal Tariff) (1km)

$1.10 €0.98

$1.50 €1.34

-26.67%

Taxi 1hour Waiting (Normal Tariff)

$12.25 €10.89

$24.43 €21.73

-49.86%

Gasoline (1 liter)

$1.80 €1.60

$1.79 €1.59

0.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K €27.0K

$35.9K €32.0K

-15.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.6K €21.9K

$31.2K €27.7K

-21.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$128 €114

$150 €133

-14.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.73 €14.88

$17.57 €15.62

-4.78%

Internet (50+ Mbps, Unlimited Data)

$31.82 €28.30

$31.32 €27.86

1.60%

Gym Membership (Monthly)

$44.57 €39.65

$45.55 €40.52

-2.15%

Tennis Court (1 Hour on Weekend)

$13.52 €12.02

$15.00 €13.34

-9.87%

Cinema Ticket

$5.65 €5.03

$9.47 €8.43

-40.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$345 €307

$544 €484

-36.69%

International Primary School, 1 Child (Yearly)

$8,572 €7,625

$10.8K €9,563

-20.26%

Jeans (Levis 501 Or Similar)

$79.7 €70.9

$84.1 €74.8

-5.21%

Summer Dress (H&M, Zara, etc)

$38.96 €34.65

$36.90 €32.82

5.58%

Sport Shoes (Adidas, Nike)

$94.3 €83.9

$88.5 €78.7

6.54%

Men's Leather Business Shoes

$114 €101

$104 €92.8

9.35%

1-bedroom Apartment, City Center (Monthly)

$634 €564

$1,017 €904

-37.69%

1-bedroom Apartment, Outside City Center (Monthly)

$470 €418

$793 €705

-40.75%

3-bedroom Apartment, City Center (Monthly)

$1,183 €1,052

$1,605 €1,428

-26.31%

3-bedroom Apartment, Outside City Center (Monthly)

$923 €821

$1,209 €1,075

-23.62%

Buy Apartment in City Center (m2)

$3,204 €2,850

$4,093 €3,640

-21.72%

Buy Apartment Outside City Center (m2)

$2,316 €2,060

$2,581 €2,296

-10.24%

Average Monthly Net Salary (After Tax)

$1,043 €928

$2,001 €1,780

-47.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.38

3.3

63.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montenegro: October 20, 2026

Last update for Spain: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montenegro

$470 35.9%

Spain

$793 45% 68.8% $323

Groceries & Markets

Montenegro

$220 16.8%

Spain

$272 15.4% 23.4% $52

Eating Out

Montenegro

$194 14.8%

Spain

$239 13.6% 23% $45

Monthly Utilities & Internet

Montenegro

$177 13.5%

Spain

$199 11.3% 12.3% $22

Clothing & Footwear

Montenegro

$147 11.2%

Spain

$141 8% 4% $5.9

Sport & Entertainment

Montenegro

$56 4.3%

Spain

$65 3.7% 15.4% $8.6

Getting Around

Montenegro

$45 3.5%

Spain

$52 3% 15% $6.8

Cost Breakdown

Average rent: $626 in Montenegro vs $913 in Spain. For reference, capital cities sit at $638 in Podgorica and $1,509 in Madrid.

Average salary: $910 in Montenegro vs $1,977 in Spain. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 46% higher in Spain.

Dining out costs 43% more in Spain.

Public transport is 31% more expensive in Montenegro.

Salaries are 117% higher in Spain, and purchasing power comes out stronger in Spain.

Good to know

🇲🇪 Montenegro

🇪🇸 Spain

🕒 Local time

23:34 11:34 PM

Same time as Montenegro

🌤 Weather

👥 Population

617,213

47,415,750

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Montenegro Spain 1,920 km ≈ 3 h nonstop flight

From you

Montenegro
Spain

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montenegro vs Spain: Cost of Living - Frequently Asked Questions

Montenegro is the cheaper option – living costs run roughly 34% lower on average.

Housing costs more in Spain: a central one-bedroom averages $913 versus $626 in Montenegro.

$2,000 buys a comfortable lifestyle in Montenegro, but in Spain it only works with careful planning outside the capital. Same money, very different lives.

Montenegro is the budget-friendly choice for expats – lower housing and daily costs. But cost isn't everything: visa policies, language, healthcare quality, and job markets all weigh in too.