Last update: Oct 2026

Cost of Living Comparison Between India and Montenegro

Name: Montenegro
Address: ME

For one person, living is cheaper in India: $395 a month against $1,309 in Montenegro, rent and utilities included – about $11,000 less a year. Rent and utilities account for about half of the difference.

19

Cost of Living Index in India
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India Living Index
64

Cost of Living Index in Montenegro
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Montenegro Living Index

Jump to prices

🇮🇳 India

$395

/mo nomad

🇲🇪 Montenegro

$1,309

/mo nomad

Monthly Cost of Living

How much you'll spend in India and in Montenegro

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in India and in Montenegro actually costs, broken down by who's living it.

Monthly costs for one person with rent: $395 in India versus $1,309 in Montenegro.

India $395
Montenegro $1,309

Estimated couple costs with rent: $628 in India versus $2,062 in Montenegro.

India $628
Montenegro $2,062

Monthly costs for a family of three with rent: $861 in India versus $2,816 in Montenegro.

India $861
Montenegro $2,816

India ($229–$828) and Montenegro ($986–$1,651) have similar cost spreads. Where you settle within each country has roughly equal impact on the budget.

Living in India costs about 70% less than in Montenegro on average.

Both countries sit below the global median: India 71% lower, Montenegro 3% lower.

Meal at Budget Restaurant

$2.14 ₹203

$11.41 €10.15

-81.24%

Three-Course Dinner for Two, Mid-Range

$10.57 ₹1,004

$50.1 €44.56

-78.90%

Fast Food Meal (McDonalds, etc)

$3.77 ₹358

$11.22 €9.98

-66.40%

Cappuccino

$1.76 ₹167

$2.57 €2.28

-31.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.42 ₹39.67

$2.44 €2.17

-82.79%

Water (0.33 liter bottle)

$0.14 ₹13.45

$1.56 €1.38

-91.03%

Local Beer (0.5 liter draught)

$1.95 ₹186

$3.10 €2.76

-37.10%

Imported Beer (0.33 liter bottle)

$3.11 ₹295

$3.43 €3.05

-9.33%

Milk (1 liter)

$0.63 ₹59.6

$1.23 €1.10

-48.78%

White Bread (500g)

$0.46 ₹43.45

$1.03 €0.91

-55.34%

Rice (white) (1kg)

$0.68 ₹64.3

$2.11 €1.88

-67.77%

Eggs

$0.93 ₹88.4

$3.22 €2.86

-71.12%

Local Cheese (1kg)

$4.83 ₹458

$8.58 €7.63

-43.71%

Chicken Fillets (1kg)

$2.91 ₹276

$7.52 €6.68

-61.30%

Beef Round Steak (1kg)

$11.79 €10.49

Apples (1kg)

$2.00 ₹190

$1.36 €1.21

47.06%

Banana (1kg)

$0.63 ₹59.6

$1.76 €1.56

-64.20%

Oranges (1kg)

$0.98 ₹92.8

$1.60 €1.42

-38.75%

Tomato (1kg)

$0.51 ₹48.04

$2.48 €2.20

-79.44%

Potato (1kg)

$0.36 ₹34.28

$1.00 €0.89

-64.00%

Onion (1kg)

$0.39 ₹36.72

$1.11 €0.98

-64.86%

Lettuce (1 head)

$0.43 ₹41.31

$1.55 €1.38

-72.26%

Water (1.5 liter bottle)

$0.29 ₹27.53

$0.84 €0.75

-65.48%

Cigarettes 20 Pack (Marlboro, Camel)

$5.14 ₹488

$4.14 €3.68

24.15%

Wine (Bottle)

$7.33 ₹696

$5.63 €5.01

30.20%

Local Beer (0.5 liter bottle)

$1.65 ₹157

$1.09 €0.97

51.38%

Imported Beer (0.33 liter bottle)

$2.73 ₹259

$1.62 €1.44

68.52%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.08 ₹483

One-way Ticket (Public Transport)

$0.25 ₹23.70

$1.37 €1.22

-81.75%

Public Transport Monthly Pass (Regular Price)

$8.49 ₹806

$33.17 €29.50

-74.40%

Taxi Start (Normal Tariff)

$1.03 ₹97.9

$1.09 €0.97

-5.50%

Taxi (Normal Tariff) (1km)

$0.25 ₹23.69

$1.10 €0.98

-77.27%

Taxi 1hour Waiting (Normal Tariff)

$1.61 ₹153

$12.25 €10.89

-86.86%

Gasoline (1 liter)

$1.07 ₹101

$1.80 €1.60

-40.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.3K ₹1.1M

$30.4K €27.0K

-62.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.1K ₹1.9M

$24.6K €21.9K

-18.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$37.73 ₹3,583

$128 €114

-70.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.58 ₹340

$16.73 €14.88

-78.60%

Internet (50+ Mbps, Unlimited Data)

$6.89 ₹655

$31.82 €28.30

-78.35%

Gym Membership (Monthly)

$14.63 ₹1,390

$44.57 €39.65

-67.18%

Tennis Court (1 Hour on Weekend)

$7.25 ₹688

$13.52 €12.02

-46.38%

Cinema Ticket

$3.17 ₹301

$5.65 €5.03

-43.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$56.5 ₹5,369

$345 €307

-83.59%

International Primary School, 1 Child (Yearly)

$1,646 ₹156.3K

$8,572 €7,625

-80.80%

Jeans (Levis 501 Or Similar)

$22.73 ₹2,158

$79.7 €70.9

-71.48%

Summer Dress (H&M, Zara, etc)

$24.04 ₹2,283

$38.96 €34.65

-38.30%

Sport Shoes (Adidas, Nike)

$41.04 ₹3,898

$94.3 €83.9

-56.48%

Men's Leather Business Shoes

$30.60 ₹2,906

$114 €101

-73.17%

1-bedroom Apartment, City Center (Monthly)

$144 ₹13.6K

$634 €564

-77.33%

1-bedroom Apartment, Outside City Center (Monthly)

$91.5 ₹8,691

$470 €418

-80.51%

3-bedroom Apartment, City Center (Monthly)

$324 ₹30.8K

$1,183 €1,052

-72.56%

3-bedroom Apartment, Outside City Center (Monthly)

$214 ₹20.3K

$923 €821

-76.86%

Buy Apartment in City Center (m2)

$1,200 ₹114.0K

$3,204 €2,850

-62.53%

Buy Apartment Outside City Center (m2)

$619 ₹58.8K

$2,316 €2,060

-73.29%

Average Monthly Net Salary (After Tax)

$440 ₹41.8K

$1,043 €928

-57.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.92

5.38

65.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for India: October 19, 2026

Last update for Montenegro: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

India

$102 25.8%

Montenegro

$220 16.8% 116% $118

Accommodation & Living

India

$92 23.1%

Montenegro

$470 35.9% 413% $378

Eating Out

India

$68 17.1%

Montenegro

$194 14.8% 187% $126

Clothing & Footwear

India

$53 13.5%

Montenegro

$147 11.2% 176% $94

Monthly Utilities & Internet

India

$48 12.2%

Montenegro

$177 13.5% 267% $129

Sport & Entertainment

India

$21 5.3%

Montenegro

$56 4.3% 166% $35

Getting Around

India

$12 3%

Montenegro

$45 3.5% 285% $33

Cost Breakdown

National rent averages: $119 in India, $626 in Montenegro. Capital cities: $271 in Delhi vs $638 in Podgorica.

National salary averages: $413 in India, $910 in Montenegro. Higher pay doesn't always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 426% higher in Montenegro.

Dining out costs 300% more in Montenegro.

Public transport is 443% more expensive in Montenegro.

Salaries are 120% higher in Montenegro, and purchasing power comes out stronger in India.

Good to know

🇮🇳 India

🇲🇪 Montenegro

🕒 Local time

08:44 8:44 AM

04:14 4:14 AM

4 h 30 min behind India

🌤 Weather

👥 Population

1,326,093,247

617,213

💱 Currency

Indian Rupee INR ₹

Euro EUR €

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 25, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

Euro exchange rates as of October 25, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to INR in detail →

On the map

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Between locations

India Montenegro 5,350 km ≈ 7 h nonstop flight

From you

India
Montenegro

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

India vs Montenegro: Cost of Living - Frequently Asked Questions

At $395 per month in India and $1,309 in Montenegro, there's a 231% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Day-to-day life is cheaper in India: lower grocery prices, cheaper commutes, and more affordable meals out. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.

Rent for a central one-bedroom averages $626 in Montenegro and $119 in India. Rents vary a lot between cities, so the gap depends on where you settle.

In India, $1,000 covers most cities easily; in Montenegro it stretches only to regional areas and falls short in the capital – you'll need to make trade-offs on housing or lifestyle.

It depends on what you're after: India wins on affordability; Montenegro may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.