Cost of Living Comparison Between India and Montenegro Cost of Living Comparison Between India and Montenegro

Name: Montenegro
Address: ME

Monthly Cost of Living

Monthly costs for one person with rent: $389 in India versus $1,396 in Montenegro.

Estimated couple costs with rent: $618 in India versus $2,130 in Montenegro.

Monthly costs for a family of three with rent: $846 in India versus $2,864 in Montenegro.

Living in India costs about 72% less than in Montenegro on average.

India (71% below) and Montenegro (4% above) straddle the global median.

India ($272–$901) and Montenegro ($957–$1,705) have similar cost spreads. Where you settle within each country has roughly equal impact on the budget.

Meal at Budget Restaurant

$2.53 ₹238

$11.36 €9.70

-77.73%

Three-Course Dinner for Two, Mid-Range

$14.21 ₹1,340

$47.20 €40.31

-69.89%

Fast Food Meal (McDonalds, etc)

$4.03 ₹380

$9.38 €8.01

-57.04%

Cappuccino

$1.81 ₹170

$2.40 €2.05

-24.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.43 ₹40.79

$2.33 €1.99

-81.55%

Water (0.33 liter bottle)

$0.14 ₹13.65

$1.50 €1.28

-90.67%

Local Beer (0.5 liter draught)

$2.03 ₹192

$2.86 €2.44

-29.02%

Imported Beer (0.33 liter bottle)

$3.56 ₹335

$3.49 €2.98

2.01%

Milk (1 liter)

$0.73 ₹69.2

$1.36 €1.16

-46.32%

White Bread (500g)

$0.51 ₹48.52

$0.99 €0.84

-48.48%

Rice (white) (1kg)

$0.71 ₹67.3

$2.23 €1.90

-68.16%

Eggs

$0.92 ₹86.5

$3.14 €2.68

-70.70%

Local Cheese (1kg)

$5.38 ₹507

$8.74 €7.46

-38.44%

Chicken Fillets (1kg)

$3.15 ₹297

$7.97 €6.81

-60.48%

Beef Round Steak (1kg)

$11.64 €9.94

Apples (1kg)

$2.19 ₹206

$1.39 €1.18

57.55%

Banana (1kg)

$0.76 ₹71.7

$1.74 €1.48

-56.32%

Oranges (1kg)

$1.05 ₹99.3

$1.57 €1.34

-33.12%

Tomato (1kg)

$0.54 ₹50.5

$2.67 €2.28

-79.78%

Potato (1kg)

$0.39 ₹37.17

$1.00 €0.86

-61.00%

Onion (1kg)

$0.45 ₹42.63

$1.14 €0.97

-60.53%

Lettuce (1 head)

$0.55 ₹52.0

$1.62 €1.39

-66.05%

Water (1.5 liter bottle)

$0.33 ₹30.86

$0.89 €0.76

-62.92%

Cigarettes 20 Pack (Marlboro, Camel)

$4.12 ₹389

$4.08 €3.48

0.98%

Wine (Bottle)

$7.51 ₹708

$5.76 €4.92

30.38%

Local Beer (0.5 liter bottle)

$1.87 ₹177

$1.12 €0.96

66.96%

Imported Beer (0.33 liter bottle)

$3.01 ₹283

$1.78 €1.52

69.10%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.74 ₹542

One-way Ticket (Public Transport)

$0.37 ₹34.54

$1.14 €0.97

-67.54%

Public Transport Monthly Pass (Regular Price)

$9.64 ₹909

$35.06 €29.94

-72.50%

Taxi Start (Normal Tariff)

$0.89 ₹84.3

$1.19 €1.02

-25.21%

Taxi (Normal Tariff) (1km)

$0.28 ₹26.25

$1.03 €0.88

-72.82%

Taxi 1hour Waiting (Normal Tariff)

$1.70 ₹160

$13.71 €11.71

-87.60%

Gasoline (1 liter)

$1.23 ₹116

$1.76 €1.50

-30.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$13.9K ₹1.3M

$30.8K €26.3K

-54.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K ₹2.1M

$31.0K €26.5K

-28.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$39.60 ₹3,733

$129 €111

-69.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.88 ₹366

$18.15 €15.50

-78.62%

Internet (50+ Mbps, Unlimited Data)

$7.76 ₹732

$31.53 €26.92

-75.39%

Gym Membership (Monthly)

$16.21 ₹1,528

$44.67 €38.15

-63.71%

Tennis Court (1 Hour on Weekend)

$7.67 ₹723

$13.57 €11.59

-43.48%

Cinema Ticket

$3.42 ₹323

$5.82 €4.97

-41.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$70.4 ₹6,640

$324 €277

-78.30%

International Primary School, 1 Child (Yearly)

$1,830 ₹172.5K

$8,966 €7,657

-79.59%

Jeans (Levis 501 Or Similar)

$25.48 ₹2,402

$83.3 €71.1

-69.40%

Summer Dress (H&M, Zara, etc)

$26.46 ₹2,495

$39.98 €34.14

-33.82%

Sport Shoes (Adidas, Nike)

$45.74 ₹4,312

$99.4 €84.9

-53.97%

Men's Leather Business Shoes

$33.10 ₹3,120

$117 €99.5

-71.60%

1-bedroom Apartment, City Center (Monthly)

$173 ₹16.3K

$698 €596

-75.25%

1-bedroom Apartment, Outside City Center (Monthly)

$111 ₹10.5K

$515 €440

-78.34%

3-bedroom Apartment, City Center (Monthly)

$409 ₹38.5K

$1,193 €1,019

-65.73%

3-bedroom Apartment, Outside City Center (Monthly)

$255 ₹24.1K

$915 €781

-72.12%

Buy Apartment in City Center (m2)

$1,223 ₹115.3K

$3,055 €2,609

-59.96%

Buy Apartment Outside City Center (m2)

$633 ₹59.7K

$2,346 €2,004

-73.00%

Average Monthly Net Salary (After Tax)

$435 ₹41.0K

$1,058 €903

-58.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.02

5.66

59.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for India: April 21, 2026

Last update for Montenegro: April 20, 2026

Cost Breakdown

National rent averages: $127 in India, $686 in Montenegro. Capital cities: $234 in Delhi vs $630 in Podgorica.

National salary averages: $404 in India, $944 in Montenegro. Higher pay doesn't always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 440% higher in Montenegro.

Dining out costs 336% more in Montenegro.

Public transport is 322% more expensive in Montenegro.

Salaries are 134% higher in Montenegro, giving India stronger purchasing power.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

India vs Montenegro: Cost of Living - Frequently Asked Questions

At $587 per month in India and $1,331 in Montenegro, there's a 127% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

India is simply cheaper day-to-day: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.

Rent in Montenegro beats India across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.

In India, $1,000 covers most cities easily. In Montenegro, it works in regional areas but falls short in the capital – you'll need to make trade-offs on housing or lifestyle.

It depends on what you're after. India wins on affordability; Montenegro may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.