For one person, living is cheaper in Montenegro: $1,309 a month against $2,727 in the United States, rent and utilities included – about $17,000 less a year. Rent and utilities account for most of the difference.
How much you'll spend in Montenegro and in the United States
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montenegro and in the United States actually costs, broken down by who's living it.
A single person spends $1,309 per month in Montenegro vs $2,727 in the United States, rent included.
Montenegro $1,309
United States $2,727
A couple spends around $2,062 per month in Montenegro vs $4,009 in the United States, rent included.
Montenegro $2,062
United States $4,009
A family of three spends $2,816 per month in Montenegro vs $5,291 in the United States, rent included.
Montenegro $2,816
United States $5,291
📏
The regional cost range is wider in the United States ($977–$5,215) than in Montenegro ($986–$1,651), so city choice matters more there.
🌍
The cost of living in Montenegro is roughly 52% lower than in the United States on average.
📊
Montenegro sits 3% below the global median, while the United States is 101% above – they fall on opposite sides of the world average.
Currency
No currencies found
🍽 Eating Out
Montenegro
United States
Difference
Meal at Budget Restaurant
$11.41€10.15
$19.73$19.73
-42.17%
Three-Course Dinner for Two, Mid-Range
$50.1€44.56
$81.0$81.0
-38.14%
Fast Food Meal(McDonalds, etc)
$11.22€9.98
$11.98$11.98
-6.34%
Cappuccino
$2.57€2.28
$5.59$5.59
-54.03%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.44€2.17
$2.78$2.78
-12.23%
Water(0.33 liter bottle)
$1.56€1.38
$2.10$2.10
-25.71%
Local Beer(0.5 liter draught)
$3.10€2.76
$5.98$5.98
-48.16%
Imported Beer(0.33 liter bottle)
$3.43€3.05
$7.92$7.92
-56.69%
🛒 Groceries & Markets
Montenegro
United States
Difference
Milk(1 liter)
$1.23€1.10
$1.03$1.03
19.42%
White Bread(500g)
$1.03€0.91
$3.75$3.75
-72.53%
Rice(white)(1kg)
$2.11€1.88
$4.46$4.46
-52.69%
Eggs
$3.22€2.86
$4.34$4.34
-25.81%
Local Cheese(1kg)
$8.58€7.63
$12.75$12.75
-32.71%
Chicken Fillets(1kg)
$7.52€6.68
$12.27$12.27
-38.71%
Beef Round Steak(1kg)
$11.79€10.49
$17.29$17.29
-31.81%
Apples(1kg)
$1.36€1.21
$5.31$5.31
-74.39%
Banana(1kg)
$1.76€1.56
$1.67$1.67
5.39%
Oranges(1kg)
$1.60€1.42
$4.32$4.32
-62.96%
Tomato(1kg)
$2.48€2.20
$5.03$5.03
-50.70%
Potato(1kg)
$1.00€0.89
$2.81$2.81
-64.41%
Onion(1kg)
$1.11€0.98
$3.05$3.05
-63.61%
Lettuce(1 head)
$1.55€1.38
$2.22$2.22
-30.18%
Water(1.5 liter bottle)
$0.84€0.75
$2.35$2.35
-64.26%
Cigarettes 20 Pack(Marlboro, Camel)
$4.14€3.68
$10.92$10.92
-62.09%
Wine(Bottle)
$5.63€5.01
$14.87$14.87
-62.14%
Local Beer(0.5 liter bottle)
$1.09€0.97
$2.10$2.10
-48.10%
Imported Beer(0.33 liter bottle)
$1.62€1.44
$3.62$3.62
-55.25%
🚌 Getting Around
Montenegro
United States
Difference
One-way Ticket(Public Transport)
$1.37€1.22
$2.46$2.46
-44.31%
Public Transport Monthly Pass(Regular Price)
$33.17€29.50
$65.7$65.7
-49.52%
Taxi Start(Normal Tariff)
$1.09€0.97
$3.58$3.58
-69.55%
Taxi(Normal Tariff)(1km)
$1.10€0.98
$1.90$1.90
-42.11%
Taxi 1hour Waiting(Normal Tariff)
$12.25€10.89
$29.51$29.51
-58.49%
Gasoline(1 liter)
$1.80€1.60
$1.02$1.02
76.47%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.4K€27.0K
$28.3K$28.3K
7.34%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.6K€21.9K
$26.0K$26.0K
-5.15%
🧾 Monthly Utilities & Internet
Montenegro
United States
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$128€114
$221$221
-41.81%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$16.73€14.88
$61.3$61.3
-72.70%
Internet(50+ Mbps, Unlimited Data)
$31.82€28.30
$73.3$73.3
-56.57%
🎉 Sport & Entertainment
Montenegro
United States
Difference
Gym Membership(Monthly)
$44.57€39.65
$44.89$44.89
-0.71%
Tennis Court(1 Hour on Weekend)
$13.52€12.02
$22.65$22.65
-40.31%
Cinema Ticket
$5.65€5.03
$15.16$15.16
-62.73%
🧸 Childcare & Education
Montenegro
United States
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$345€307
$1,471$1,471
-76.58%
International Primary School, 1 Child(Yearly)
$8,572€7,625
$25.0K$25.0K
-65.73%
👕👟 Clothing & Footwear
Montenegro
United States
Difference
Jeans(Levis 501 Or Similar)
$79.7€70.9
$53.5$53.5
48.84%
Summer Dress(H&M, Zara, etc)
$38.96€34.65
$43.76$43.76
-10.97%
Sport Shoes(Adidas, Nike)
$94.3€83.9
$92.0$92.0
2.47%
Men's Leather Business Shoes
$114€101
$114$114
-0.11%
🏠 Accommodation & Living
Montenegro
United States
Difference
1-bedroom Apartment, City Center(Monthly)
$634€564
$1,654$1,654
-61.69%
1-bedroom Apartment, Outside City Center(Monthly)
$470€418
$1,332$1,332
-64.74%
3-bedroom Apartment, City Center(Monthly)
$1,183€1,052
$2,669$2,669
-55.69%
3-bedroom Apartment, Outside City Center(Monthly)
$923€821
$2,207$2,207
-58.16%
Buy Apartment in City Center(m2)
$3,204€2,850
$3,054$3,054
4.90%
Buy Apartment Outside City Center(m2)
$2,316€2,060
$2,522$2,522
-8.16%
💵 Salaries & Financials
Montenegro
United States
Difference
Average Monthly Net Salary(After Tax)
$1,043€928
$4,391$4,391
-76.24%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.38
6.55
-17.86%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Montenegro: October 20, 2026
Last update for the United States: October 18, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Montenegro
$470 35.9%
United States
$1.3K 48.9% ↑ 184%$862
🛒Groceries & Markets
Montenegro
$220 16.8%
United States
$413 15.1% ↑ 87.4%$192
🍽Eating Out
Montenegro
$194 14.8%
United States
$326 12% ↑ 68.1%$132
🧾Monthly Utilities & Internet
Montenegro
$177 13.5%
United States
$355 13% ↑ 101%$178
👕👟Clothing & Footwear
Montenegro
$147 11.2%
United States
$137 5% ↓ 7.2%$11
🎉Sport & Entertainment
Montenegro
$56 4.3%
United States
$75 2.8% ↑ 34.6%$19
🚌Getting Around
Montenegro
$45 3.5%
United States
$89 3.3% ↑ 95.9%$43
🏠Accommodation & Living
Montenegro
$923 32.8%
United States
$2.2K 41.7% ↑ 139%$1.3K
🛒Groceries & Markets
Montenegro
$517 18.4%
United States
$946 17.9% ↑ 83%$429
🍽Eating Out
Montenegro
$636 22.6%
United States
$1.1K 20.1% ↑ 67.1%$427
🧾Monthly Utilities & Internet
Montenegro
$194 6.9%
United States
$417 7.9% ↑ 115%$223
👕👟Clothing & Footwear
Montenegro
$327 11.6%
United States
$304 5.7% ↓ 7.2%$23
🎉Sport & Entertainment
Montenegro
$125 4.5%
United States
$173 3.3% ↑ 38.1%$48
🚌Getting Around
Montenegro
$93 3.3%
United States
$182 3.4% ↑ 95.4%$89
Cost Breakdown
🏠Average rent: $626 in Montenegro vs $1,612 in the United States. For reference, capital cities sit at $638 in Podgorica and $2,743 in Washington, DC.
💰Average salary: $910 in Montenegro vs $4,548 in the United States. The income gap affects purchasing power and how far your budget stretches in each country.
Cost Highlights
⭐Rent is 158% higher in the United States.
⭐Dining out costs 88% more in the United States.
⭐Public transport is 41% more expensive in Montenegro.
⭐Salaries are 400% higher in the United States, and purchasing power comes out stronger in the United States.
Montenegro→United States8,560 km≈ 11 h nonstop flight
From you
Montenegro
United States
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Montenegro vs United States: Cost of Living - Frequently Asked Questions
Which country is cheaper: Montenegro or the United States?
Montenegro is the cheaper option – living costs run roughly 108% lower on average.
Is rent more expensive in Montenegro or in the United States?
Housing costs more in the United States: a central one-bedroom averages $1,612 versus $626 in Montenegro.
Can you live in both Montenegro and the United States on $2,000 per month?
$2,000 buys a comfortable lifestyle in Montenegro, but in the United States it only works with careful planning outside the capital. Same money, very different lives.
Which country is better for expats: Montenegro or the United States?
Montenegro is the budget-friendly choice for expats – lower housing and daily costs. But cost isn't everything: visa policies, language, healthcare quality, and job markets all weigh in too.
Montenegro vs other spots: cost of living compared