For one person, living is cheaper in Montenegro: $1,309 a month against $2,478 in the United Kingdom, rent and utilities included – about $14,000 less a year. Rent and utilities account for most of the difference.
How much you'll spend in Montenegro and in the United Kingdom
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montenegro and in the United Kingdom actually costs, broken down by who's living it.
A single person spends $1,309 per month in Montenegro vs $2,478 in the United Kingdom, rent included.
Montenegro $1,309
United Kingdom $2,478
A couple spends around $2,062 per month in Montenegro vs $3,608 in the United Kingdom, rent included.
Montenegro $2,062
United Kingdom $3,608
A family of three spends $2,816 per month in Montenegro vs $4,739 in the United Kingdom, rent included.
Montenegro $2,816
United Kingdom $4,739
📏
The regional cost range is wider in the United Kingdom ($1,143–$4,049) than in Montenegro ($986–$1,651), so city choice matters more there.
🌍
The cost of living in Montenegro is roughly 47% lower than in the United Kingdom on average.
📊
Montenegro sits 3% below the global median, while the United Kingdom is 83% above – they fall on opposite sides of the world average.
Currency
No currencies found
🍽 Eating Out
Montenegro
United Kingdom
Difference
Meal at Budget Restaurant
$11.41€10.15
$21.61£16.21
-47.20%
Three-Course Dinner for Two, Mid-Range
$50.1€44.56
$87.7£65.8
-42.87%
Fast Food Meal(McDonalds, etc)
$11.22€9.98
$10.82£8.12
3.70%
Cappuccino
$2.57€2.28
$4.77£3.58
-46.12%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.44€2.17
$2.64£1.98
-7.58%
Water(0.33 liter bottle)
$1.56€1.38
$1.88£1.41
-17.02%
Local Beer(0.5 liter draught)
$3.10€2.76
$6.59£4.94
-52.96%
Imported Beer(0.33 liter bottle)
$3.43€3.05
$6.56£4.92
-47.71%
🛒 Groceries & Markets
Montenegro
United Kingdom
Difference
Milk(1 liter)
$1.23€1.10
$1.64£1.23
-25.00%
White Bread(500g)
$1.03€0.91
$1.65£1.23
-37.58%
Rice(white)(1kg)
$2.11€1.88
$2.23£1.68
-5.38%
Eggs
$3.22€2.86
$4.06£3.05
-20.69%
Local Cheese(1kg)
$8.58€7.63
$9.64£7.23
-11.00%
Chicken Fillets(1kg)
$7.52€6.68
$9.14£6.86
-17.72%
Beef Round Steak(1kg)
$11.79€10.49
$14.77£11.08
-20.18%
Apples(1kg)
$1.36€1.21
$2.92£2.19
-53.42%
Banana(1kg)
$1.76€1.56
$1.65£1.24
6.67%
Oranges(1kg)
$1.60€1.42
$2.80£2.10
-42.86%
Tomato(1kg)
$2.48€2.20
$3.32£2.49
-25.30%
Potato(1kg)
$1.00€0.89
$1.81£1.36
-44.75%
Onion(1kg)
$1.11€0.98
$1.56£1.17
-28.85%
Lettuce(1 head)
$1.55€1.38
$1.24£0.93
25.00%
Water(1.5 liter bottle)
$0.84€0.75
$1.66£1.25
-49.40%
Cigarettes 20 Pack(Marlboro, Camel)
$4.14€3.68
$23.79£17.85
-82.60%
Wine(Bottle)
$5.63€5.01
$10.46£7.85
-46.18%
Local Beer(0.5 liter bottle)
$1.09€0.97
$2.94£2.21
-62.93%
Imported Beer(0.33 liter bottle)
$1.62€1.44
$3.39£2.54
-52.21%
🚌 Getting Around
Montenegro
United Kingdom
Difference
One-way Ticket(Public Transport)
$1.37€1.22
$3.51£2.63
-60.97%
Public Transport Monthly Pass(Regular Price)
$33.17€29.50
$104£78.3
-68.20%
Taxi Start(Normal Tariff)
$1.09€0.97
$5.42£4.06
-79.89%
Taxi(Normal Tariff)(1km)
$1.10€0.98
$2.40£1.80
-54.17%
Taxi 1hour Waiting(Normal Tariff)
$12.25€10.89
$27.06£20.30
-54.73%
Gasoline(1 liter)
$1.80€1.60
$1.96£1.47
-8.16%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.4K€27.0K
$38.7K£29.0K
-21.49%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.6K€21.9K
$41.2K£30.9K
-40.28%
🧾 Monthly Utilities & Internet
Montenegro
United Kingdom
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$128€114
$323£242
-60.22%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$16.73€14.88
$18.55£13.92
-9.81%
Internet(50+ Mbps, Unlimited Data)
$31.82€28.30
$42.14£31.61
-24.49%
🎉 Sport & Entertainment
Montenegro
United Kingdom
Difference
Gym Membership(Monthly)
$44.57€39.65
$46.76£35.08
-4.68%
Tennis Court(1 Hour on Weekend)
$13.52€12.02
$17.95£13.47
-24.68%
Cinema Ticket
$5.65€5.03
$13.85£10.39
-59.21%
🧸 Childcare & Education
Montenegro
United Kingdom
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$345€307
$1,725£1,294
-80.03%
International Primary School, 1 Child(Yearly)
$8,572€7,625
$22.6K£16.9K
-62.05%
👕👟 Clothing & Footwear
Montenegro
United Kingdom
Difference
Jeans(Levis 501 Or Similar)
$79.7€70.9
$92.8£69.6
-14.10%
Summer Dress(H&M, Zara, etc)
$38.96€34.65
$46.58£34.94
-16.36%
Sport Shoes(Adidas, Nike)
$94.3€83.9
$102£76.5
-7.52%
Men's Leather Business Shoes
$114€101
$102£76.6
11.78%
🏠 Accommodation & Living
Montenegro
United Kingdom
Difference
1-bedroom Apartment, City Center(Monthly)
$634€564
$1,348£1,011
-52.98%
1-bedroom Apartment, Outside City Center(Monthly)
$470€418
$1,098£824
-57.22%
3-bedroom Apartment, City Center(Monthly)
$1,183€1,052
$2,160£1,620
-45.24%
3-bedroom Apartment, Outside City Center(Monthly)
$923€821
$1,745£1,309
-47.09%
Buy Apartment in City Center(m2)
$3,204€2,850
$5,578£4,184
-42.56%
Buy Apartment Outside City Center(m2)
$2,316€2,060
$4,418£3,315
-47.57%
💵 Salaries & Financials
Montenegro
United Kingdom
Difference
Average Monthly Net Salary(After Tax)
$1,043€928
$3,358£2,519
-68.93%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.38
5.32
1.13%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Montenegro: October 20, 2026
Last update for the United Kingdom: October 20, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Montenegro
$470 35.9%
United Kingdom
$1.1K 44.3% ↑ 134%$628
🛒Groceries & Markets
Montenegro
$220 16.8%
United Kingdom
$305 12.3% ↑ 38.6%$85
🍽Eating Out
Montenegro
$194 14.8%
United Kingdom
$327 13.2% ↑ 68.3%$133
🧾Monthly Utilities & Internet
Montenegro
$177 13.5%
United Kingdom
$384 15.5% ↑ 117%$207
👕👟Clothing & Footwear
Montenegro
$147 11.2%
United Kingdom
$155 6.2% ↑ 5%$7.3
🎉Sport & Entertainment
Montenegro
$56 4.3%
United Kingdom
$74 3% ↑ 33.2%$19
🚌Getting Around
Montenegro
$45 3.5%
United Kingdom
$136 5.5% ↑ 200%$91
🏠Accommodation & Living
Montenegro
$923 32.8%
United Kingdom
$1.7K 36.8% ↑ 89%$822
🛒Groceries & Markets
Montenegro
$517 18.4%
United Kingdom
$701 14.8% ↑ 35.6%$184
🍽Eating Out
Montenegro
$636 22.6%
United Kingdom
$1.1K 23.3% ↑ 73.2%$466
🧾Monthly Utilities & Internet
Montenegro
$194 6.9%
United Kingdom
$402 8.5% ↑ 108%$208
👕👟Clothing & Footwear
Montenegro
$327 11.6%
United Kingdom
$343 7.3% ↑ 5%$16
🎉Sport & Entertainment
Montenegro
$125 4.5%
United Kingdom
$167 3.5% ↑ 33.2%$42
🚌Getting Around
Montenegro
$93 3.3%
United Kingdom
$279 5.9% ↑ 199%$185
Cost Breakdown
🏠Average rent: $626 in Montenegro vs $1,265 in the United Kingdom. For reference, capital cities sit at $638 in Podgorica and $2,852 in London.
💰Average salary: $910 in Montenegro vs $3,250 in the United Kingdom. The income gap affects purchasing power and how far your budget stretches in each country.
Cost Highlights
⭐Rent is 102% higher in the United Kingdom.
⭐Dining out costs 108% more in the United Kingdom.
⭐Public transport is 132% more expensive in the United Kingdom.
⭐Salaries are 257% higher in the United Kingdom, and purchasing power comes out stronger in the United Kingdom.
Montenegro→United Kingdom1,770 km≈ 2 h 45 min nonstop flight
From you
Montenegro
United Kingdom
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Montenegro vs United Kingdom: Cost of Living - Frequently Asked Questions
Which country is cheaper: Montenegro or the United Kingdom?
Montenegro is the cheaper option – living costs run roughly 89% lower on average.
Is rent more expensive in Montenegro or in the United Kingdom?
Housing costs more in the United Kingdom: a central one-bedroom averages $1,265 versus $626 in Montenegro.
How do daily expenses compare in Montenegro vs the United Kingdom?
Groceries, public transport, and eating out all cost less in Montenegro, adding to the overall 89% price gap.
Can you live in both Montenegro and the United Kingdom on $2,000 per month?
$2,000 buys a comfortable lifestyle in Montenegro, but in the United Kingdom it only works with careful planning outside the capital. Same money, very different lives.
Which country is better for expats: Montenegro or the United Kingdom?
Montenegro is the budget-friendly choice for expats – lower housing and daily costs. But cost isn't everything: visa policies, language, healthcare quality, and job markets all weigh in too.
Montenegro vs other spots: cost of living compared