Last update: Oct 2026

Cost of Living Comparison Between Lomza and Istanbul

For one person, living costs are similar in Lomza and in Istanbul: $1,483 and $1,550 a month, rent and utilities included.

73

Cost of Living Index in Lomza
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Lomza Living Index
75

Cost of Living Index in Istanbul
Learn more

Istanbul Living Index

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Lomza

🇵🇱 Poland

$1,483

/mo nomad

Istanbul

🇹🇷 Turkey

$1,550

/mo nomad

Monthly Cost of Living

How much you'll spend in Lomza and in Istanbul

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lomza and in Istanbul actually costs, broken down by who's living it.

A single person spends $1,483 per month in Lomza vs $1,550 in Istanbul, rent included.

Lomza $1,483
Istanbul $1,550

A couple spends around $2,144 per month in Lomza vs $2,415 in Istanbul, rent included.

Lomza $2,144
Istanbul $2,415

A family of three spends $2,805 per month in Lomza vs $3,281 in Istanbul, rent included.

Lomza $2,805
Istanbul $3,281

Lomza is about 4% cheaper than Istanbul, and outside of rent the biggest gap is in leisure.

Both Lomza and Istanbul sit above the global median – Lomza by 10%, Istanbul by 15%.

Meal at Budget Restaurant

$9.52 zł 37.00

$12.30 ₺609

-22.60%

Three-Course Dinner for Two, Mid-Range

$46.51 zł 181

$54.7 ₺2,708

-14.97%

Fast Food Meal (McDonalds, etc)

$9.00 zł 34.98

$9.22 ₺456

-2.39%

Cappuccino

$3.66 zł 14.22

$4.40 ₺218

-16.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 zł 10.25

$1.68 ₺83.1

57.14%

Water (0.33 liter bottle)

$2.76 zł 10.73

$0.59 ₺29.40

367.80%

Local Beer (0.5 liter draught)

$4.71 zł 18.28

$4.70 ₺233

0.21%

Imported Beer (0.33 liter bottle)

$5.05 zł 19.61

$5.91 ₺292

-14.55%

Milk (1 liter)

$1.03 zł 3.98

$1.21 ₺60.0

-14.88%

White Bread (500g)

$1.07 zł 4.15

$0.89 ₺44.10

20.22%

Rice (white) (1kg)

$1.39 zł 5.39

$2.19 ₺108

-36.53%

Eggs

$3.42 zł 13.29

$2.35 ₺116

45.53%

Local Cheese (1kg)

$10.65 zł 41.39

$10.42 ₺516

2.21%

Chicken Fillets (1kg)

$6.81 zł 26.44

$5.65 ₺280

20.53%

Beef Round Steak (1kg)

$11.64 zł 45.24

$20.94 ₺1,037

-44.41%

Apples (1kg)

$1.18 zł 4.60

$1.90 ₺94.1

-37.89%

Banana (1kg)

$1.61 zł 6.27

$2.31 ₺114

-30.30%

Oranges (1kg)

$2.36 zł 9.15

$1.28 ₺63.1

84.37%

Tomato (1kg)

$3.00 zł 11.66

$1.80 ₺89.0

66.67%

Potato (1kg)

$0.79 zł 3.06

$0.65 ₺32.16

21.54%

Onion (1kg)

$0.88 zł 3.42

$0.64 ₺31.91

37.50%

Lettuce (1 head)

$1.38 zł 5.34

$1.25 ₺62.1

10.40%

Water (1.5 liter bottle)

$0.59 zł 2.28

$0.56 ₺27.58

5.36%

Cigarettes 20 Pack (Marlboro, Camel)

$5.82 zł 22.63

$2.37 ₺118

145.57%

Wine (Bottle)

$6.66 zł 25.88

$13.42 ₺664

-50.37%

Local Beer (0.5 liter bottle)

$1.10 zł 4.29

$2.40 ₺119

-54.17%

Imported Beer (0.33 liter bottle)

$1.68 zł 6.51

$3.48 ₺172

-51.72%

One-way Ticket (Public Transport)

$1.12 zł 4.34

$0.89 ₺43.84

25.84%

Public Transport Monthly Pass (Regular Price)

$29.42 zł 114

$67.4 ₺3,338

-56.37%

Taxi Start (Normal Tariff)

$1.59 zł 6.17

$1.29 ₺64.1

23.26%

Taxi (Normal Tariff) (1km)

$0.59 zł 2.28

$0.92 ₺45.70

-35.87%

Taxi 1hour Waiting (Normal Tariff)

$9.37 zł 36.39

$10.96 ₺542

-14.51%

Gasoline (1 liter)

$1.60 zł 6.23

$1.47 ₺72.9

8.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.1K zł 116.8K

$50.8K ₺2.5M

-40.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K zł 104.6K

$44.5K ₺2.2M

-39.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$316 zł 1,227

$88.6 ₺4,387

256.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.65 zł 33.59

$11.59 ₺574

-25.37%

Internet (50+ Mbps, Unlimited Data)

$17.11 zł 66.5

$15.81 ₺783

8.22%

Gym Membership (Monthly)

$32.54 zł 126

$77.2 ₺3,820

-57.83%

Tennis Court (1 Hour on Weekend)

$23.27 zł 90.4

$22.74 ₺1,126

2.33%

Cinema Ticket

$8.12 zł 31.54

$8.14 ₺403

-0.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$509 zł 1,978

$1,008 ₺49.9K

-49.48%

International Primary School, 1 Child (Yearly)

$10.3K zł 40.1K

$25.6K ₺1.3M

-59.63%

Jeans (Levis 501 Or Similar)

$74.7 zł 290

$54.0 ₺2,671

38.52%

Summer Dress (H&M, Zara, etc)

$40.74 zł 158

$40.83 ₺2,021

-0.22%

Sport Shoes (Adidas, Nike)

$90.1 zł 350

$98.9 ₺4,895

-8.89%

Men's Leather Business Shoes

$95.7 zł 372

$96.6 ₺4,783

-0.95%

1-bedroom Apartment, City Center (Monthly)

$608 zł 2,363

$985 ₺48.7K

-38.22%

1-bedroom Apartment, Outside City Center (Monthly)

$496 zł 1,927

$650 ₺32.2K

-23.67%

3-bedroom Apartment, City Center (Monthly)

$969 zł 3,766

$1,983 ₺98.2K

-51.13%

3-bedroom Apartment, Outside City Center (Monthly)

$809 zł 3,142

$1,180 ₺58.4K

-31.47%

Buy Apartment in City Center (m2)

$2,957 zł 11.5K

$3,138 ₺155.4K

-5.77%

Buy Apartment Outside City Center (m2)

$2,539 zł 9,864

$1,780 ₺88.1K

42.64%

Average Monthly Net Salary (After Tax)

$1,205 ₺59.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.87

40.92

-83.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lomza: October 11, 2026

Last update for Istanbul: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lomza

$496 33.5%

Istanbul

$650 41.9% 31% $154

Monthly Utilities & Internet

Lomza

$342 23%

Istanbul

$116 7.5% 66% $226

Groceries & Markets

Lomza

$220 14.8%

Istanbul

$260 16.8% 18% $40

Eating Out

Lomza

$202 13.7%

Istanbul

$223 14.4% 10.4% $21

Clothing & Footwear

Lomza

$136 9.1%

Istanbul

$131 8.4% 3.7% $4.9

Sport & Entertainment

Lomza

$49 3.3%

Istanbul

$93 6% 91.6% $45

Getting Around

Lomza

$38 2.6%

Istanbul

$77 5% 100% $38

Cost Breakdown

A central one-bedroom costs $608 in Lomza versus $985 in Istanbul. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $47.00 in Lomza versus $55.0 in Istanbul. Monthly groceries follow the same trend: $220 vs $260 – making Lomza the more affordable choice for daily food spending.

Good to know

🇵🇱 Lomza

🇹🇷 Istanbul

🕒 Local time

02:29 2:29 AM

03:29 3:29 AM

1 h ahead of Lomza

🌤 Weather

👥 Population

62,711

15,701,602

💱 Currency

Polish Złoty PLN zł

Turkish Lira TRY ₺

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

100 TRY = 2.02 USD

100 TRY = 1.8 EUR

Exchange rates and currency converter

TRY, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Turkish Lira exchange rates as of October 20, 2026: 1 USD = 49.51 TRY (100 TRY = 2.02 USD). 1 EUR = 55.66 TRY (100 TRY = 1.8 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Lomza Istanbul 1,450 km ≈ 2 h 15 min nonstop flight

From you

Lomza
Istanbul

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lomza vs Istanbul: Cost of Living - Frequently Asked Questions

Yes – Istanbul is pricier by about 5%, and outside of rent the gap shows up most in leisure.

For a comfortable life, plan on about $2,224 per month in Lomza and $2,325 in Istanbul. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lomza, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $509 per month in Lomza and $1,008 in Istanbul. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 18% more in Istanbul, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Lomza, where all-in costs run around $1,483, than in Istanbul at $1,550. In Lomza it covers expenses comfortably, while in Istanbul it requires careful planning or may not stretch far enough.

Families tend to lean toward Lomza – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lomza. If higher salaries, better infrastructure, or specific career opportunities are the priority, Istanbul makes more sense. Both are solid long-term options with distinct trade-offs.