Last update: Oct 2026

Cost of Living Comparison Between Istanbul and Lomza

For one person, living costs are similar in Istanbul and in Lomza: $1,550 and $1,483 a month, rent and utilities included.

75

Cost of Living Index in Istanbul
Learn more

Istanbul Living Index
73

Cost of Living Index in Lomza
Learn more

Lomza Living Index

Jump to prices

Istanbul

🇹🇷 Turkey

$1,550

/mo nomad

Lomza

🇵🇱 Poland

$1,483

/mo nomad

Monthly Cost of Living

How much you'll spend in Istanbul and in Lomza

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Istanbul and in Lomza actually costs, broken down by who's living it.

A single person spends $1,550 per month in Istanbul vs $1,483 in Lomza, rent included.

Istanbul $1,550
Lomza $1,483

A couple spends around $2,415 per month in Istanbul vs $2,144 in Lomza, rent included.

Istanbul $2,415
Lomza $2,144

A family of three spends $3,281 per month in Istanbul vs $2,805 in Lomza, rent included.

Istanbul $3,281
Lomza $2,805

Istanbul costs about 5% more than Lomza, and outside of rent the biggest gap is in leisure.

Both Istanbul and Lomza sit above the global median – Istanbul by 15%, Lomza by 10%.

Meal at Budget Restaurant

$12.30 ₺609

$9.52 zł 37.00

29.20%

Three-Course Dinner for Two, Mid-Range

$54.7 ₺2,708

$46.51 zł 181

17.61%

Fast Food Meal (McDonalds, etc)

$9.22 ₺456

$9.00 zł 34.98

2.44%

Cappuccino

$4.40 ₺218

$3.66 zł 14.22

20.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.68 ₺83.1

$2.64 zł 10.25

-36.36%

Water (0.33 liter bottle)

$0.59 ₺29.40

$2.76 zł 10.73

-78.62%

Local Beer (0.5 liter draught)

$4.70 ₺233

$4.71 zł 18.28

-0.21%

Imported Beer (0.33 liter bottle)

$5.91 ₺292

$5.05 zł 19.61

17.03%

Milk (1 liter)

$1.21 ₺60.0

$1.03 zł 3.98

17.48%

White Bread (500g)

$0.89 ₺44.10

$1.07 zł 4.15

-16.82%

Rice (white) (1kg)

$2.19 ₺108

$1.39 zł 5.39

57.55%

Eggs

$2.35 ₺116

$3.42 zł 13.29

-31.29%

Local Cheese (1kg)

$10.42 ₺516

$10.65 zł 41.39

-2.16%

Chicken Fillets (1kg)

$5.65 ₺280

$6.81 zł 26.44

-17.03%

Beef Round Steak (1kg)

$20.94 ₺1,037

$11.64 zł 45.24

79.90%

Apples (1kg)

$1.90 ₺94.1

$1.18 zł 4.60

61.02%

Banana (1kg)

$2.31 ₺114

$1.61 zł 6.27

43.48%

Oranges (1kg)

$1.28 ₺63.1

$2.36 zł 9.15

-45.76%

Tomato (1kg)

$1.80 ₺89.0

$3.00 zł 11.66

-40.00%

Potato (1kg)

$0.65 ₺32.16

$0.79 zł 3.06

-17.72%

Onion (1kg)

$0.64 ₺31.91

$0.88 zł 3.42

-27.27%

Lettuce (1 head)

$1.25 ₺62.1

$1.38 zł 5.34

-9.42%

Water (1.5 liter bottle)

$0.56 ₺27.58

$0.59 zł 2.28

-5.08%

Cigarettes 20 Pack (Marlboro, Camel)

$2.37 ₺118

$5.82 zł 22.63

-59.28%

Wine (Bottle)

$13.42 ₺664

$6.66 zł 25.88

101.50%

Local Beer (0.5 liter bottle)

$2.40 ₺119

$1.10 zł 4.29

118.18%

Imported Beer (0.33 liter bottle)

$3.48 ₺172

$1.68 zł 6.51

107.14%

One-way Ticket (Public Transport)

$0.89 ₺43.84

$1.12 zł 4.34

-20.54%

Public Transport Monthly Pass (Regular Price)

$67.4 ₺3,338

$29.42 zł 114

129.20%

Taxi Start (Normal Tariff)

$1.29 ₺64.1

$1.59 zł 6.17

-18.87%

Taxi (Normal Tariff) (1km)

$0.92 ₺45.70

$0.59 zł 2.28

55.93%

Taxi 1hour Waiting (Normal Tariff)

$10.96 ₺542

$9.37 zł 36.39

16.97%

Gasoline (1 liter)

$1.47 ₺72.9

$1.60 zł 6.23

-8.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$50.8K ₺2.5M

$30.1K zł 116.8K

68.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$44.5K ₺2.2M

$26.9K zł 104.6K

65.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.6 ₺4,387

$316 zł 1,227

-71.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.59 ₺574

$8.65 zł 33.59

33.99%

Internet (50+ Mbps, Unlimited Data)

$15.81 ₺783

$17.11 zł 66.5

-7.60%

Gym Membership (Monthly)

$77.2 ₺3,820

$32.54 zł 126

137.12%

Tennis Court (1 Hour on Weekend)

$22.74 ₺1,126

$23.27 zł 90.4

-2.28%

Cinema Ticket

$8.14 ₺403

$8.12 zł 31.54

0.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,008 ₺49.9K

$509 zł 1,978

97.96%

International Primary School, 1 Child (Yearly)

$25.6K ₺1.3M

$10.3K zł 40.1K

147.71%

Jeans (Levis 501 Or Similar)

$54.0 ₺2,671

$74.7 zł 290

-27.81%

Summer Dress (H&M, Zara, etc)

$40.83 ₺2,021

$40.74 zł 158

0.22%

Sport Shoes (Adidas, Nike)

$98.9 ₺4,895

$90.1 zł 350

9.76%

Men's Leather Business Shoes

$96.6 ₺4,783

$95.7 zł 372

0.96%

1-bedroom Apartment, City Center (Monthly)

$985 ₺48.7K

$608 zł 2,363

61.85%

1-bedroom Apartment, Outside City Center (Monthly)

$650 ₺32.2K

$496 zł 1,927

31.00%

3-bedroom Apartment, City Center (Monthly)

$1,983 ₺98.2K

$969 zł 3,766

104.61%

3-bedroom Apartment, Outside City Center (Monthly)

$1,180 ₺58.4K

$809 zł 3,142

45.92%

Buy Apartment in City Center (m2)

$3,138 ₺155.4K

$2,957 zł 11.5K

6.13%

Buy Apartment Outside City Center (m2)

$1,780 ₺88.1K

$2,539 zł 9,864

-29.89%

Average Monthly Net Salary (After Tax)

$1,205 ₺59.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

40.92

6.87

495.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Istanbul: October 13, 2026

Last update for Lomza: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Istanbul

$650 41.9%

Lomza

$496 33.5% 23.7% $154

Groceries & Markets

Istanbul

$260 16.8%

Lomza

$220 14.8% 15.3% $40

Eating Out

Istanbul

$223 14.4%

Lomza

$202 13.7% 9.4% $21

Clothing & Footwear

Istanbul

$131 8.4%

Lomza

$136 9.1% 3.8% $4.9

Monthly Utilities & Internet

Istanbul

$116 7.5%

Lomza

$342 23% 195% $226

Sport & Entertainment

Istanbul

$93 6%

Lomza

$49 3.3% 47.8% $45

Getting Around

Istanbul

$77 5%

Lomza

$38 2.6% 50% $38

Cost Breakdown

A central one-bedroom costs $985 in Istanbul versus $608 in Lomza. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $55.0 in Istanbul versus $47.00 in Lomza. Monthly groceries follow the same trend: $260 vs $220 – making Lomza the more affordable choice for daily food spending.

Good to know

🇹🇷 Istanbul

🇵🇱 Lomza

🕒 Local time

04:13 4:13 AM

03:13 3:13 AM

1 h behind Istanbul

🌤 Weather

👥 Population

15,701,602

62,711

💱 Currency

Turkish Lira TRY ₺

Polish Złoty PLN zł

📈 Exchange rate

100 TRY = 2.02 USD

100 TRY = 1.8 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, USD, EUR to TRY – Turkish Lira Converter

🇺🇸 United States Dollar ($)

🇹🇷 Turkish Lira (₺)

Turkish Lira exchange rates as of October 20, 2026: 1 USD = 49.51 TRY (100 TRY = 2.02 USD). 1 EUR = 55.66 TRY (100 TRY = 1.8 EUR).

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

USD to TRY in detail →

On the map

Lowest

Highest

Between locations

Istanbul Lomza 1,450 km ≈ 2 h 15 min nonstop flight

From you

Istanbul
Lomza

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Istanbul vs Lomza: Cost of Living - Frequently Asked Questions

Yes – Istanbul is pricier by about 5%, and outside of rent the gap shows up most in leisure.

For a comfortable life, plan on about $2,325 per month in Istanbul and $2,224 in Lomza. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lomza, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,008 per month in Istanbul and $509 in Lomza. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 18% more in Istanbul, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Lomza, where all-in costs run around $1,483, than in Istanbul at $1,550. In Lomza it covers expenses comfortably, while in Istanbul it requires careful planning or may not stretch far enough.

Families tend to lean toward Lomza – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lomza. If higher salaries, better infrastructure, or specific career opportunities are the priority, Istanbul makes more sense. Both are solid long-term options with distinct trade-offs.