Last update: Oct 2026

Cost of Living Comparison Between Lomza and Athens

For one person, living is cheaper in Lomza: $1,483 a month against $1,775 in Athens, rent and utilities included – about $3,500 less a year. Other living expenses account for most of the difference.

73

Cost of Living Index in Lomza
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Lomza Living Index
86

Cost of Living Index in Athens
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Athens Living Index

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Lomza

🇵🇱 Poland

$1,483

/mo nomad

Athens

🇬🇷 Greece

$1,775

/mo nomad

Monthly Cost of Living

How much you'll spend in Lomza and in Athens

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lomza and in Athens actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,483 in Lomza versus $1,775 in Athens.

Lomza $1,483
Athens $1,775

Estimated couple costs with rent: $2,144 in Lomza versus $2,721 in Athens.

Lomza $2,144
Athens $2,721

Monthly costs for a family of three with rent: $2,805 in Lomza versus $3,666 in Athens.

Lomza $2,805
Athens $3,666

Living in Lomza costs roughly 16% less than in Athens, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Lomza 10% above, Athens 31% above.

Meal at Budget Restaurant

$9.52 zł 37.00

$16.69 €14.84

-42.96%

Three-Course Dinner for Two, Mid-Range

$46.51 zł 181

$67.8 €60.3

-31.39%

Fast Food Meal (McDonalds, etc)

$9.00 zł 34.98

$11.14 €9.91

-19.21%

Cappuccino

$3.66 zł 14.22

$4.03 €3.58

-9.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 zł 10.25

$2.77 €2.46

-4.69%

Water (0.33 liter bottle)

$2.76 zł 10.73

$0.55 €0.49

401.82%

Local Beer (0.5 liter draught)

$4.71 zł 18.28

$5.74 €5.10

-17.94%

Imported Beer (0.33 liter bottle)

$5.05 zł 19.61

$5.45 €4.85

-7.34%

Milk (1 liter)

$1.03 zł 3.98

$1.82 €1.62

-43.41%

White Bread (500g)

$1.07 zł 4.15

$1.38 €1.23

-22.46%

Rice (white) (1kg)

$1.39 zł 5.39

$2.80 €2.49

-50.36%

Eggs

$3.42 zł 13.29

$4.83 €4.30

-29.19%

Local Cheese (1kg)

$10.65 zł 41.39

$15.05 €13.39

-29.24%

Chicken Fillets (1kg)

$6.81 zł 26.44

$10.63 €9.45

-35.94%

Beef Round Steak (1kg)

$11.64 zł 45.24

$18.43 €16.39

-36.84%

Apples (1kg)

$1.18 zł 4.60

$2.20 €1.96

-46.36%

Banana (1kg)

$1.61 zł 6.27

$1.90 €1.69

-15.26%

Oranges (1kg)

$2.36 zł 9.15

$1.37 €1.22

72.26%

Tomato (1kg)

$3.00 zł 11.66

$2.10 €1.87

42.86%

Potato (1kg)

$0.79 zł 3.06

$1.08 €0.96

-26.85%

Onion (1kg)

$0.88 zł 3.42

$1.12 €1.00

-21.43%

Lettuce (1 head)

$1.38 zł 5.34

$1.12 €1.00

23.21%

Water (1.5 liter bottle)

$0.59 zł 2.28

$0.88 €0.79

-32.95%

Cigarettes 20 Pack (Marlboro, Camel)

$5.82 zł 22.63

$5.48 €4.88

6.20%

Wine (Bottle)

$6.66 zł 25.88

$10.13 €9.01

-34.25%

Local Beer (0.5 liter bottle)

$1.10 zł 4.29

$2.13 €1.89

-48.36%

Imported Beer (0.33 liter bottle)

$1.68 zł 6.51

$2.25 €2.00

-25.33%

One-way Ticket (Public Transport)

$1.12 zł 4.34

$1.36 €1.21

-17.65%

Public Transport Monthly Pass (Regular Price)

$29.42 zł 114

$29.89 €26.59

-1.57%

Taxi Start (Normal Tariff)

$1.59 zł 6.17

$4.45 €3.96

-64.27%

Taxi (Normal Tariff) (1km)

$0.59 zł 2.28

$1.02 €0.90

-42.16%

Taxi 1hour Waiting (Normal Tariff)

$9.37 zł 36.39

$16.92 €15.05

-44.62%

Gasoline (1 liter)

$1.60 zł 6.23

$2.25 €2.00

-28.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.1K zł 116.8K

$28.0K €24.9K

7.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K zł 104.6K

$28.2K €25.1K

-4.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$316 zł 1,227

$205 €182

54.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.65 zł 33.59

$26.65 €23.71

-67.54%

Internet (50+ Mbps, Unlimited Data)

$17.11 zł 66.5

$30.38 €27.02

-43.68%

Gym Membership (Monthly)

$32.54 zł 126

$54.5 €48.47

-40.28%

Tennis Court (1 Hour on Weekend)

$23.27 zł 90.4

$25.88 €23.02

-10.09%

Cinema Ticket

$8.12 zł 31.54

$10.42 €9.27

-22.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$509 zł 1,978

$569 €506

-10.54%

International Primary School, 1 Child (Yearly)

$10.3K zł 40.1K

$12.6K €11.2K

-18.01%

Jeans (Levis 501 Or Similar)

$74.7 zł 290

$88.7 €78.9

-15.71%

Summer Dress (H&M, Zara, etc)

$40.74 zł 158

$40.46 €35.99

0.69%

Sport Shoes (Adidas, Nike)

$90.1 zł 350

$105 €93.3

-14.13%

Men's Leather Business Shoes

$95.7 zł 372

$121 €108

-21.13%

1-bedroom Apartment, City Center (Monthly)

$608 zł 2,363

$741 €659

-17.89%

1-bedroom Apartment, Outside City Center (Monthly)

$496 zł 1,927

$655 €582

-24.22%

3-bedroom Apartment, City Center (Monthly)

$969 zł 3,766

$1,300 €1,156

-25.41%

3-bedroom Apartment, Outside City Center (Monthly)

$809 zł 3,142

$1,148 €1,021

-29.55%

Buy Apartment in City Center (m2)

$2,957 zł 11.5K

$4,014 €3,570

-26.33%

Buy Apartment Outside City Center (m2)

$2,539 zł 9,864

$3,460 €3,078

-26.63%

Average Monthly Net Salary (After Tax)

$1,242 €1,105

20-Year Fixed Mortgage Interest Rate (Annual %)

6.87

4.48

53.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lomza: October 11, 2026

Last update for Athens: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lomza

$496 33.5%

Athens

$655 36.9% 32% $159

Monthly Utilities & Internet

Lomza

$342 23%

Athens

$262 14.7% 23.4% $80

Groceries & Markets

Lomza

$220 14.8%

Athens

$310 17.5% 41.1% $90

Eating Out

Lomza

$202 13.7%

Athens

$268 15.1% 32.5% $66

Clothing & Footwear

Lomza

$136 9.1%

Athens

$160 9% 18% $24

Sport & Entertainment

Lomza

$49 3.3%

Athens

$75 4.2% 54.4% $27

Getting Around

Lomza

$38 2.6%

Athens

$45 2.5% 16.8% $6.5

Cost Breakdown

A one-bedroom apartment in the center runs $608 in Lomza and $741 in Athens. Housing cost is often the main lever when comparing two cities.

Dining out: $47.00 in Lomza vs $68.0 in Athens for a mid-range dinner for two. Groceries echo the gap at $220 vs $310 per month, with Lomza cheaper across the board.

Good to know

🇵🇱 Lomza

🇬🇷 Athens

🕒 Local time

01:38 1:38 AM

02:38 2:38 AM

1 h ahead of Lomza

🌤 Weather

👥 Population

62,711

3,090,508 Capital

💱 Currency

Polish Złoty PLN zł

Euro EUR €

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 19, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to PLN in detail →

On the map

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Between locations

Lomza Athens 1,690 km ≈ 2 h 30 min nonstop flight

From you

Lomza
Athens

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lomza vs Athens: Cost of Living - Frequently Asked Questions

Lomza wins on cost – living expenses run 20% lower than in Athens. Housing and daily spending are where you'll feel the difference most, making Lomza the obvious pick if budget is a priority.

You'd need roughly $2,224 in Lomza and $2,662 in Athens to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $608 in Lomza versus $741 in Athens. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Lomza – a meal for two runs $47.00 versus $68.0 in Athens. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,483 per month in Lomza versus $1,775 in Athens – a 20% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,483 in Lomza versus $1,775 in Athens, a $1,500 budget is realistic in Lomza but tight or insufficient in Athens. The gap between the two cities makes Lomza the clear choice for anyone on this budget.

Both work as nomad bases, but Lomza delivers better value – similar infrastructure at $1,483 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Lomza hard to pass up.

Safety-wise, Lomza and Athens are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lomza gentler on the wallet – expenses run 20% less than in Athens. Beyond cost, consider language, visa policies, and how big the international community is in each city.