Last update: Oct 2026

Cost of Living Comparison Between Athens and Lomza

For one person, living is cheaper in Lomza: $1,483 a month against $1,775 in Athens, rent and utilities included – about $3,500 less a year. Other living expenses account for most of the difference.

86

Cost of Living Index in Athens
Learn more

Athens Living Index
73

Cost of Living Index in Lomza
Learn more

Lomza Living Index

Jump to prices

Athens

🇬🇷 Greece

$1,775

/mo nomad

Lomza

🇵🇱 Poland

$1,483

/mo nomad

Monthly Cost of Living

How much you'll spend in Athens and in Lomza

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Athens and in Lomza actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,775 in Athens versus $1,483 in Lomza.

Athens $1,775
Lomza $1,483

Estimated couple costs with rent: $2,721 in Athens versus $2,144 in Lomza.

Athens $2,721
Lomza $2,144

Monthly costs for a family of three with rent: $3,666 in Athens versus $2,805 in Lomza.

Athens $3,666
Lomza $2,805

Living in Athens is roughly 20% more expensive than in Lomza, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Athens 31% above, Lomza 10% above.

Meal at Budget Restaurant

$16.69 €14.84

$9.52 zł 37.00

75.32%

Three-Course Dinner for Two, Mid-Range

$67.8 €60.3

$46.51 zł 181

45.75%

Fast Food Meal (McDonalds, etc)

$11.14 €9.91

$9.00 zł 34.98

23.78%

Cappuccino

$4.03 €3.58

$3.66 zł 14.22

10.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.77 €2.46

$2.64 zł 10.25

4.92%

Water (0.33 liter bottle)

$0.55 €0.49

$2.76 zł 10.73

-80.07%

Local Beer (0.5 liter draught)

$5.74 €5.10

$4.71 zł 18.28

21.87%

Imported Beer (0.33 liter bottle)

$5.45 €4.85

$5.05 zł 19.61

7.92%

Milk (1 liter)

$1.82 €1.62

$1.03 zł 3.98

76.70%

White Bread (500g)

$1.38 €1.23

$1.07 zł 4.15

28.97%

Rice (white) (1kg)

$2.80 €2.49

$1.39 zł 5.39

101.44%

Eggs

$4.83 €4.30

$3.42 zł 13.29

41.23%

Local Cheese (1kg)

$15.05 €13.39

$10.65 zł 41.39

41.31%

Chicken Fillets (1kg)

$10.63 €9.45

$6.81 zł 26.44

56.09%

Beef Round Steak (1kg)

$18.43 €16.39

$11.64 zł 45.24

58.33%

Apples (1kg)

$2.20 €1.96

$1.18 zł 4.60

86.44%

Banana (1kg)

$1.90 €1.69

$1.61 zł 6.27

18.01%

Oranges (1kg)

$1.37 €1.22

$2.36 zł 9.15

-41.95%

Tomato (1kg)

$2.10 €1.87

$3.00 zł 11.66

-30.00%

Potato (1kg)

$1.08 €0.96

$0.79 zł 3.06

36.71%

Onion (1kg)

$1.12 €1.00

$0.88 zł 3.42

27.27%

Lettuce (1 head)

$1.12 €1.00

$1.38 zł 5.34

-18.84%

Water (1.5 liter bottle)

$0.88 €0.79

$0.59 zł 2.28

49.15%

Cigarettes 20 Pack (Marlboro, Camel)

$5.48 €4.88

$5.82 zł 22.63

-5.84%

Wine (Bottle)

$10.13 €9.01

$6.66 zł 25.88

52.10%

Local Beer (0.5 liter bottle)

$2.13 €1.89

$1.10 zł 4.29

93.64%

Imported Beer (0.33 liter bottle)

$2.25 €2.00

$1.68 zł 6.51

33.93%

One-way Ticket (Public Transport)

$1.36 €1.21

$1.12 zł 4.34

21.43%

Public Transport Monthly Pass (Regular Price)

$29.89 €26.59

$29.42 zł 114

1.60%

Taxi Start (Normal Tariff)

$4.45 €3.96

$1.59 zł 6.17

179.87%

Taxi (Normal Tariff) (1km)

$1.02 €0.90

$0.59 zł 2.28

72.88%

Taxi 1hour Waiting (Normal Tariff)

$16.92 €15.05

$9.37 zł 36.39

80.58%

Gasoline (1 liter)

$2.25 €2.00

$1.60 zł 6.23

40.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K €24.9K

$30.1K zł 116.8K

-6.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.2K €25.1K

$26.9K zł 104.6K

4.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$205 €182

$316 zł 1,227

-35.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.65 €23.71

$8.65 zł 33.59

208.09%

Internet (50+ Mbps, Unlimited Data)

$30.38 €27.02

$17.11 zł 66.5

77.56%

Gym Membership (Monthly)

$54.5 €48.47

$32.54 zł 126

67.46%

Tennis Court (1 Hour on Weekend)

$25.88 €23.02

$23.27 zł 90.4

11.22%

Cinema Ticket

$10.42 €9.27

$8.12 zł 31.54

28.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$569 €506

$509 zł 1,978

11.78%

International Primary School, 1 Child (Yearly)

$12.6K €11.2K

$10.3K zł 40.1K

21.96%

Jeans (Levis 501 Or Similar)

$88.7 €78.9

$74.7 zł 290

18.64%

Summer Dress (H&M, Zara, etc)

$40.46 €35.99

$40.74 zł 158

-0.69%

Sport Shoes (Adidas, Nike)

$105 €93.3

$90.1 zł 350

16.45%

Men's Leather Business Shoes

$121 €108

$95.7 zł 372

26.79%

1-bedroom Apartment, City Center (Monthly)

$741 €659

$608 zł 2,363

21.79%

1-bedroom Apartment, Outside City Center (Monthly)

$655 €582

$496 zł 1,927

31.97%

3-bedroom Apartment, City Center (Monthly)

$1,300 €1,156

$969 zł 3,766

34.07%

3-bedroom Apartment, Outside City Center (Monthly)

$1,148 €1,021

$809 zł 3,142

41.94%

Buy Apartment in City Center (m2)

$4,014 €3,570

$2,957 zł 11.5K

35.74%

Buy Apartment Outside City Center (m2)

$3,460 €3,078

$2,539 zł 9,864

36.30%

Average Monthly Net Salary (After Tax)

$1,242 €1,105

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

6.87

-34.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Athens: October 10, 2026

Last update for Lomza: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Athens

$655 36.9%

Lomza

$496 33.5% 24.2% $159

Groceries & Markets

Athens

$310 17.5%

Lomza

$220 14.8% 29.1% $90

Eating Out

Athens

$268 15.1%

Lomza

$202 13.7% 24.5% $66

Monthly Utilities & Internet

Athens

$262 14.7%

Lomza

$342 23% 30.6% $80

Clothing & Footwear

Athens

$160 9%

Lomza

$136 9.1% 15.2% $24

Sport & Entertainment

Athens

$75 4.2%

Lomza

$49 3.3% 35.2% $27

Getting Around

Athens

$45 2.5%

Lomza

$38 2.6% 14.4% $6.5

Cost Breakdown

A one-bedroom apartment in the center runs $741 in Athens and $608 in Lomza. Housing cost is often the main lever when comparing two cities.

Dining out: $68.0 in Athens vs $47.00 in Lomza for a mid-range dinner for two. Groceries echo the gap at $310 vs $220 per month, with Lomza cheaper across the board.

Good to know

🇬🇷 Athens

🇵🇱 Lomza

🕒 Local time

03:27 3:27 AM

02:27 2:27 AM

1 h behind Athens

🌤 Weather

👥 Population

3,090,508 Capital

62,711

💱 Currency

Euro EUR €

Polish Złoty PLN zł

📈 Exchange rate

1 EUR = 1.12 USD

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Athens Lomza 1,690 km ≈ 2 h 30 min nonstop flight

From you

Athens
Lomza

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Athens vs Lomza: Cost of Living - Frequently Asked Questions

Lomza wins on cost – living expenses run 20% lower than in Athens. Housing and daily spending are where you'll feel the difference most, making Lomza the obvious pick if budget is a priority.

You'd need roughly $2,662 in Athens and $2,224 in Lomza to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $741 in Athens versus $608 in Lomza. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Lomza – a meal for two runs $47.00 versus $68.0 in Athens. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,775 per month in Athens versus $1,483 in Lomza – a 20% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,483 in Lomza versus $1,775 in Athens, a $1,500 budget is realistic in Lomza but tight or insufficient in Athens. The gap between the two cities makes Lomza the clear choice for anyone on this budget.

Both work as nomad bases, but Lomza delivers better value – similar infrastructure at $1,483 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Lomza hard to pass up.

Safety-wise, Athens and Lomza are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lomza gentler on the wallet – expenses run 20% less than in Athens. Beyond cost, consider language, visa policies, and how big the international community is in each city.