🙂Monthly costs for one person with rent: $212 in Gambia versus $1,020 in South Africa.
🙂Estimated couple costs with rent: $355 in Gambia versus $1,598 in South Africa.
🙂Monthly costs for a family of three with rent: $498 in Gambia versus $2,175 in South Africa.
🙂Living in Gambia costs about 79% less than in South Africa on average.
📊Both countries sit below the global median: Gambia84% lower, South Africa24% lower.
📏Gambia ($59.0–$598) and South Africa ($819–$1,339) have similar cost spreads. Where you settle within each country has roughly equal impact on the budget.
Currency
🍽 Eating Out
Gambia
South Africa
Difference
Meal at Budget Restaurant
$4.21GMD 311
$9.05R 147
-53.48%
Three-Course Dinner for Two, Mid-Range
$58.8GMD 4,346
$39.48R 642
48.96%
Fast Food Meal(McDonalds, etc)
$6.28GMD 464
$4.94R 80.3
27.13%
Cappuccino
$2.55GMD 188
$2.06R 33.47
23.79%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.74GMD 128
$0.95R 15.40
83.16%
Water(0.33 liter bottle)
$1.19GMD 87.6
$0.81R 13.13
46.91%
Local Beer(0.5 liter draught)
$3.70GMD 274
$2.21R 35.90
67.42%
Imported Beer(0.33 liter bottle)
$3.70GMD 274
$2.48R 40.33
49.19%
🛒 Groceries & Markets
Gambia
South Africa
Difference
Milk(1 liter)
$1.45GMD 107
$1.11R 18.07
30.63%
White Bread(500g)
$0.76GMD 56.1
$1.02R 16.64
-25.49%
Rice(white)(1kg)
$1.23GMD 91.2
$1.56R 25.28
-21.15%
Eggs
$2.20GMD 163
$2.34R 38.05
-5.98%
Local Cheese(1kg)
$5.79GMD 428
$7.73R 126
-25.10%
Chicken Fillets(1kg)
$8.05GMD 595
$4.49R 73.1
79.29%
Beef Round Steak(1kg)
$5.48GMD 405
$6.73R 109
-18.57%
Apples(1kg)
$3.16GMD 234
$1.56R 25.40
102.56%
Banana(1kg)
$2.38GMD 176
$1.43R 23.22
66.43%
Oranges(1kg)
$2.07GMD 153
$1.44R 23.48
43.75%
Tomato(1kg)
$1.91GMD 141
$1.51R 24.55
26.49%
Potato(1kg)
$1.04GMD 76.8
$1.22R 19.81
-14.75%
Onion(1kg)
$1.03GMD 75.9
$1.28R 20.74
-19.53%
Lettuce(1 head)
$0.26GMD 19.31
$1.04R 16.89
-75.00%
Water(1.5 liter bottle)
$0.39GMD 29.13
$0.94R 15.21
-58.51%
Cigarettes 20 Pack(Marlboro, Camel)
$1.97GMD 146
$2.99R 48.55
-34.11%
Wine(Bottle)
$6.65GMD 491
$5.16R 83.8
28.88%
Local Beer(0.5 liter bottle)
$2.15GMD 159
$1.39R 22.55
54.68%
Imported Beer(0.33 liter bottle)
$1.78GMD 132
$1.66R 26.93
7.23%
🚌 Getting Around
Gambia
South Africa
Difference
One-way Ticket(Public Transport)
$0.20GMD 14.75
$1.63R 26.48
-87.73%
Public Transport Monthly Pass(Regular Price)
$6.62GMD 489
$45.05R 732
-85.31%
Taxi Start(Normal Tariff)
$0.55GMD 40.33
$1.13R 18.41
-51.33%
Taxi(Normal Tariff)(1km)
$0.69GMD 50.8
$1.10R 17.93
-37.27%
Taxi 1hour Waiting(Normal Tariff)
$4.20GMD 310
$4.86R 78.9
-13.58%
Gasoline(1 liter)
$1.13GMD 83.7
$1.24R 20.15
-8.87%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$2,670GMD 197.3K
$20.3KR 330.2K
-86.86%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$4,010GMD 296.4K
$23.5KR 381.4K
-82.91%
🧾 Monthly Utilities & Internet
Gambia
South Africa
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$32.93GMD 2,433
$113R 1,843
-70.97%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$15.01GMD 1,109
$32.36R 526
-53.62%
Internet(50+ Mbps, Unlimited Data)
$46.56GMD 3,441
$41.45R 674
12.33%
🎉 Sport & Entertainment
Gambia
South Africa
Difference
Gym Membership(Monthly)
$24.51GMD 1,811
$31.59R 513
-22.41%
Tennis Court(1 Hour on Weekend)
$14.24GMD 1,052
$9.61R 156
48.18%
Cinema Ticket
$3.64GMD 269
$6.83R 111
-46.71%
🧸 Childcare & Education
Gambia
South Africa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$7.17GMD 530
$187R 3,039
-96.17%
International Primary School, 1 Child(Yearly)
$141GMD 10.4K
$4,362R 70.9K
-96.78%
👕👟 Clothing & Footwear
Gambia
South Africa
Difference
Jeans(Levis 501 Or Similar)
$57.0GMD 4,214
$49.50R 804
15.19%
Summer Dress(H&M, Zara, etc)
$41.85GMD 3,093
$30.42R 494
37.57%
Sport Shoes(Adidas, Nike)
$101GMD 7,453
$91.7R 1,489
10.04%
Men's Leather Business Shoes
$88.1GMD 6,514
$78.9R 1,281
11.78%
🏠 Accommodation & Living
Gambia
South Africa
Difference
1-bedroom Apartment, City Center(Monthly)
$105GMD 7,728
$442R 7,175
-76.32%
1-bedroom Apartment, Outside City Center(Monthly)
$82.5GMD 6,099
$367R 5,963
-77.51%
3-bedroom Apartment, City Center(Monthly)
$257GMD 19.0K
$884R 14.4K
-70.88%
3-bedroom Apartment, Outside City Center(Monthly)
$108GMD 7,966
$723R 11.8K
-85.10%
Buy Apartment in City Center(m2)
$1,452GMD 107.3K
$1,090R 17.7K
33.13%
Buy Apartment Outside City Center(m2)
$1,168GMD 86.3K
$780R 12.7K
49.85%
💵 Salaries & Financials
Gambia
South Africa
Difference
Average Monthly Net Salary(After Tax)
$61.9GMD 4,578
$1,558R 25.3K
-96.02%
20-Year Fixed Mortgage Interest Rate(Annual %)
10.12
11.55
-12.38%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Gambia: June 2, 2026
Last update for South Africa: May 31, 2026
Cost Breakdown
🏠National rent averages: $15.00 in Gambia, $368 in South Africa. Capital cities: $103 in Banjul vs $765 in Cape Town.
💰National salary averages: $60.0 in Gambia, $1,520 in South Africa. Higher pay doesn't always mean more spending money – weigh income against local costs.
Cost Highlights
⭐Rent is 2353% higher in South Africa.
⭐Dining out costs 119% more in South Africa.
⭐Public transport is 1500% more expensive in South Africa.
⭐Salaries are 2433% higher in South Africa, giving South Africa stronger purchasing power.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Gambia vs South Africa: Cost of Living - Frequently Asked Questions
What is the cost difference between Gambia and South Africa?
At $329 per month in Gambia and $1,079 in South Africa, there's a 228% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.
Which country is cheaper for everyday spending?
Gambia is simply cheaper day-to-day: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.
Which country has higher housing costs?
Rent in South Africa beats Gambia across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.
Is $1,000 a realistic budget in Gambia or South Africa?
In Gambia, $1,000 covers most cities easily. In South Africa, it works in regional areas but falls short in the capital – you'll need to make trade-offs on housing or lifestyle.
Should I move to Gambia or South Africa?
It depends on what you're after. Gambia wins on affordability; South Africa may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.