🙂Monthly costs for one person with rent: $214 in Gambia versus $1,020 in South Africa.
🙂Estimated couple costs with rent: $356 in Gambia versus $1,587 in South Africa.
🙂Monthly costs for a family of three with rent: $497 in Gambia versus $2,154 in South Africa.
🌍Living in Gambia costs about 79% less than in South Africa on average.
📊Both countries sit below the global median: Gambia 84% lower, South Africa 24% lower.
📏Gambia ($57.0–$611) and South Africa ($803–$1,362) have similar cost spreads. Where you settle within each country has roughly equal impact on the budget.
Currency
🍽 Eating Out
Gambia
South Africa
Difference
Meal at Budget Restaurant
$4.37GMD 324
$9.14R 150
-52.19%
Three-Course Dinner for Two, Mid-Range
$58.7GMD 4,350
$39.14R 643
49.87%
Fast Food Meal(McDonalds, etc)
$6.48GMD 481
$5.19R 85.3
24.86%
Cappuccino
$2.54GMD 188
$1.98R 32.50
28.28%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.74GMD 129
$1.00R 16.45
74.00%
Water(0.33 liter bottle)
$1.24GMD 91.9
$0.79R 12.92
56.96%
Local Beer(0.5 liter draught)
$3.59GMD 266
$2.21R 36.36
62.44%
Imported Beer(0.33 liter bottle)
$3.65GMD 270
$2.57R 42.28
42.02%
🛒 Groceries & Markets
Gambia
South Africa
Difference
Milk(1 liter)
$1.51GMD 112
$1.12R 18.43
34.82%
White Bread(500g)
$0.70GMD 51.7
$0.97R 15.90
-27.84%
Rice(white)(1kg)
$1.24GMD 91.6
$1.54R 25.37
-19.48%
Eggs
$2.20GMD 163
$2.25R 36.96
-2.22%
Local Cheese(1kg)
$5.82GMD 432
$7.86R 129
-25.95%
Chicken Fillets(1kg)
$7.85GMD 582
$4.58R 75.3
71.40%
Beef Round Steak(1kg)
$5.25GMD 389
$6.68R 110
-21.41%
Apples(1kg)
$3.10GMD 230
$1.57R 25.88
97.45%
Banana(1kg)
$2.37GMD 176
$1.47R 24.18
61.22%
Oranges(1kg)
$2.08GMD 154
$1.52R 25.00
36.84%
Tomato(1kg)
$1.85GMD 137
$1.51R 24.81
22.52%
Potato(1kg)
$1.03GMD 76.2
$1.26R 20.71
-18.25%
Onion(1kg)
$1.00GMD 74.3
$1.27R 20.96
-21.26%
Lettuce(1 head)
$0.24GMD 17.68
$1.09R 17.86
-77.98%
Water(1.5 liter bottle)
$0.40GMD 29.55
$0.97R 15.93
-58.76%
Cigarettes 20 Pack(Marlboro, Camel)
$1.95GMD 144
$2.84R 46.62
-31.34%
Wine(Bottle)
$6.94GMD 515
$5.20R 85.5
33.46%
Local Beer(0.5 liter bottle)
$2.21GMD 164
$1.38R 22.74
60.14%
Imported Beer(0.33 liter bottle)
$1.72GMD 127
$1.72R 28.24
-
🚌 Getting Around
Gambia
South Africa
Difference
One-way Ticket(Public Transport)
$0.22GMD 16.35
$1.72R 28.30
-87.21%
Public Transport Monthly Pass(Regular Price)
$6.45GMD 478
$44.22R 727
-85.41%
Taxi Start(Normal Tariff)
$0.51GMD 37.99
$1.15R 18.93
-55.65%
Taxi(Normal Tariff)(1km)
$0.72GMD 53.1
$1.07R 17.51
-32.71%
Taxi 1hour Waiting(Normal Tariff)
$4.33GMD 321
$4.74R 77.8
-8.65%
Gasoline(1 liter)
$1.09GMD 80.7
$1.28R 21.09
-14.84%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$2,639GMD 195.7K
$20.4KR 334.8K
-87.04%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$4,013GMD 297.5K
$24.0KR 394.3K
-83.27%
🧾 Monthly Utilities & Internet
Gambia
South Africa
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$33.58GMD 2,490
$113R 1,856
-70.26%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.59GMD 1,082
$32.35R 532
-54.90%
Internet(50+ Mbps, Unlimited Data)
$47.96GMD 3,556
$41.46R 682
15.68%
🎉 Sport & Entertainment
Gambia
South Africa
Difference
Gym Membership(Monthly)
$24.78GMD 1,837
$31.04R 510
-20.17%
Tennis Court(1 Hour on Weekend)
$14.23GMD 1,055
$9.72R 160
46.40%
Cinema Ticket
$3.57GMD 265
$6.67R 110
-46.48%
🧸 Childcare & Education
Gambia
South Africa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$6.89GMD 511
$186R 3,051
-96.29%
International Primary School, 1 Child(Yearly)
$143GMD 10.6K
$4,399R 72.3K
-96.74%
👕👟 Clothing & Footwear
Gambia
South Africa
Difference
Jeans(Levis 501 Or Similar)
$55.5GMD 4,115
$50.2R 824
10.65%
Summer Dress(H&M, Zara, etc)
$42.56GMD 3,155
$30.37R 499
40.14%
Sport Shoes(Adidas, Nike)
$102GMD 7,551
$93.4R 1,535
9.06%
Men's Leather Business Shoes
$88.4GMD 6,552
$80.4R 1,322
9.85%
🏠 Accommodation & Living
Gambia
South Africa
Difference
1-bedroom Apartment, City Center(Monthly)
$101GMD 7,511
$439R 7,210
-76.91%
1-bedroom Apartment, Outside City Center(Monthly)
$82.7GMD 6,129
$372R 6,112
-77.77%
3-bedroom Apartment, City Center(Monthly)
$253GMD 18.8K
$903R 14.8K
-71.92%
3-bedroom Apartment, Outside City Center(Monthly)
$107GMD 7,942
$705R 11.6K
-84.81%
Buy Apartment in City Center(m2)
$1,464GMD 108.6K
$1,116R 18.3K
31.17%
Buy Apartment Outside City Center(m2)
$1,165GMD 86.4K
$793R 13.0K
46.87%
💵 Salaries & Financials
Gambia
South Africa
Difference
Average Monthly Net Salary(After Tax)
$62.6GMD 4,642
$1,506R 24.8K
-95.84%
20-Year Fixed Mortgage Interest Rate(Annual %)
10.12
11.55
-12.38%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Gambia: July 12, 2026
Last update for South Africa: July 13, 2026
Cost Breakdown
🏠National rent averages: $15.00 in Gambia, $368 in South Africa. Capital cities: $103 in Banjul vs $292 in Bloemfontein.
💰National salary averages: $61.0 in Gambia, $1,513 in South Africa. Higher pay doesn't always mean more spending money – weigh income against local costs.
Cost Highlights
⭐Rent is 2353% higher in South Africa.
⭐Dining out costs 119% more in South Africa.
⭐Public transport is 1500% more expensive in South Africa.
⭐Salaries are 2380% higher in South Africa, and purchasing power comes out stronger in South Africa.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Gambia vs South Africa: Cost of Living - Frequently Asked Questions
What is the cost difference between Gambia and South Africa?
At $334 per month in Gambia and $1,083 in South Africa, there's a 224% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.
Which country is cheaper for everyday spending?
Day-to-day life is simply cheaper in Gambia: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.
Which country has higher housing costs?
Rent in South Africa is consistently higher than in Gambia across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.
Is $1,000 a realistic budget in Gambia or in South Africa?
In Gambia, $1,000 covers most cities easily; in South Africa it stretches only to regional areas and falls short in the capital – you'll need to make trade-offs on housing or lifestyle.
Should I move to Gambia or to South Africa?
It depends on what you're after: Gambia wins on affordability; South Africa may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.