😐Monthly costs for one person with rent: $1,020 in South Africa versus $212 in Gambia.
😐Estimated couple costs with rent: $1,598 in South Africa versus $355 in Gambia.
😐Monthly costs for a family of three with rent: $2,175 in South Africa versus $498 in Gambia.
😐Living in South Africa is roughly 381% more expensive than Gambia on average.
📊Both countries sit below the global median: South Africa24% lower, Gambia84% lower.
📏South Africa ($819–$1,339) and Gambia ($59.0–$598) have similar cost spreads. Where you settle within each country has roughly equal impact on the budget.
Currency
🍽 Eating Out
South Africa
Gambia
Difference
Meal at Budget Restaurant
$9.05R 147
$4.21GMD 311
114.96%
Three-Course Dinner for Two, Mid-Range
$39.48R 642
$58.8GMD 4,346
-32.87%
Fast Food Meal(McDonalds, etc)
$4.94R 80.3
$6.28GMD 464
-21.34%
Cappuccino
$2.06R 33.47
$2.55GMD 188
-19.22%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.95R 15.40
$1.74GMD 128
-45.40%
Water(0.33 liter bottle)
$0.81R 13.13
$1.19GMD 87.6
-31.93%
Local Beer(0.5 liter draught)
$2.21R 35.90
$3.70GMD 274
-40.27%
Imported Beer(0.33 liter bottle)
$2.48R 40.33
$3.70GMD 274
-32.97%
🛒 Groceries & Markets
South Africa
Gambia
Difference
Milk(1 liter)
$1.11R 18.07
$1.45GMD 107
-23.45%
White Bread(500g)
$1.02R 16.64
$0.76GMD 56.1
34.21%
Rice(white)(1kg)
$1.56R 25.28
$1.23GMD 91.2
26.83%
Eggs
$2.34R 38.05
$2.20GMD 163
6.36%
Local Cheese(1kg)
$7.73R 126
$5.79GMD 428
33.51%
Chicken Fillets(1kg)
$4.49R 73.1
$8.05GMD 595
-44.22%
Beef Round Steak(1kg)
$6.73R 109
$5.48GMD 405
22.81%
Apples(1kg)
$1.56R 25.40
$3.16GMD 234
-50.63%
Banana(1kg)
$1.43R 23.22
$2.38GMD 176
-39.92%
Oranges(1kg)
$1.44R 23.48
$2.07GMD 153
-30.43%
Tomato(1kg)
$1.51R 24.55
$1.91GMD 141
-20.94%
Potato(1kg)
$1.22R 19.81
$1.04GMD 76.8
17.31%
Onion(1kg)
$1.28R 20.74
$1.03GMD 75.9
24.27%
Lettuce(1 head)
$1.04R 16.89
$0.26GMD 19.31
300.00%
Water(1.5 liter bottle)
$0.94R 15.21
$0.39GMD 29.13
141.03%
Cigarettes 20 Pack(Marlboro, Camel)
$2.99R 48.55
$1.97GMD 146
51.78%
Wine(Bottle)
$5.16R 83.8
$6.65GMD 491
-22.41%
Local Beer(0.5 liter bottle)
$1.39R 22.55
$2.15GMD 159
-35.35%
Imported Beer(0.33 liter bottle)
$1.66R 26.93
$1.78GMD 132
-6.74%
🚌 Getting Around
South Africa
Gambia
Difference
One-way Ticket(Public Transport)
$1.63R 26.48
$0.20GMD 14.75
715.00%
Public Transport Monthly Pass(Regular Price)
$45.05R 732
$6.62GMD 489
580.51%
Taxi Start(Normal Tariff)
$1.13R 18.41
$0.55GMD 40.33
105.45%
Taxi(Normal Tariff)(1km)
$1.10R 17.93
$0.69GMD 50.8
59.42%
Taxi 1hour Waiting(Normal Tariff)
$4.86R 78.9
$4.20GMD 310
15.71%
Gasoline(1 liter)
$1.24R 20.15
$1.13GMD 83.7
9.73%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.3KR 330.2K
$2,670GMD 197.3K
660.92%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.5KR 381.4K
$4,010GMD 296.4K
485.22%
🧾 Monthly Utilities & Internet
South Africa
Gambia
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$113R 1,843
$32.93GMD 2,433
244.46%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$32.36R 526
$15.01GMD 1,109
115.59%
Internet(50+ Mbps, Unlimited Data)
$41.45R 674
$46.56GMD 3,441
-10.98%
🎉 Sport & Entertainment
South Africa
Gambia
Difference
Gym Membership(Monthly)
$31.59R 513
$24.51GMD 1,811
28.89%
Tennis Court(1 Hour on Weekend)
$9.61R 156
$14.24GMD 1,052
-32.51%
Cinema Ticket
$6.83R 111
$3.64GMD 269
87.64%
🧸 Childcare & Education
South Africa
Gambia
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$187R 3,039
$7.17GMD 530
2508.23%
International Primary School, 1 Child(Yearly)
$4,362R 70.9K
$141GMD 10.4K
3002.65%
👕👟 Clothing & Footwear
South Africa
Gambia
Difference
Jeans(Levis 501 Or Similar)
$49.50R 804
$57.0GMD 4,214
-13.19%
Summer Dress(H&M, Zara, etc)
$30.42R 494
$41.85GMD 3,093
-27.31%
Sport Shoes(Adidas, Nike)
$91.7R 1,489
$101GMD 7,453
-9.12%
Men's Leather Business Shoes
$78.9R 1,281
$88.1GMD 6,514
-10.54%
🏠 Accommodation & Living
South Africa
Gambia
Difference
1-bedroom Apartment, City Center(Monthly)
$442R 7,175
$105GMD 7,728
322.24%
1-bedroom Apartment, Outside City Center(Monthly)
$367R 5,963
$82.5GMD 6,099
344.60%
3-bedroom Apartment, City Center(Monthly)
$884R 14.4K
$257GMD 19.0K
243.35%
3-bedroom Apartment, Outside City Center(Monthly)
$723R 11.8K
$108GMD 7,966
571.19%
Buy Apartment in City Center(m2)
$1,090R 17.7K
$1,452GMD 107.3K
-24.88%
Buy Apartment Outside City Center(m2)
$780R 12.7K
$1,168GMD 86.3K
-33.27%
💵 Salaries & Financials
South Africa
Gambia
Difference
Average Monthly Net Salary(After Tax)
$1,558R 25.3K
$61.9GMD 4,578
2414.56%
20-Year Fixed Mortgage Interest Rate(Annual %)
11.55
10.12
14.13%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for South Africa: May 31, 2026
Last update for Gambia: June 2, 2026
Cost Breakdown
🏠National rent averages: $368 in South Africa, $15.00 in Gambia. Capital cities: $765 in Cape Town vs $103 in Banjul.
💰National salary averages: $1,520 in South Africa, $60.0 in Gambia. Higher pay doesn't always mean more spending money – weigh income against local costs.
Cost Highlights
⭐Rent is 2353% higher in South Africa.
⭐Dining out costs 119% more in South Africa.
⭐Public transport is 1500% more expensive in South Africa.
⭐Salaries are 2433% higher in South Africa, giving South Africa stronger purchasing power.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
South Africa vs Gambia: Cost of Living - Frequently Asked Questions
What is the cost difference between Gambia and South Africa?
At $329 per month in Gambia and $1,079 in South Africa, there's a 228% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.
Which country is cheaper for everyday spending?
Gambia is simply cheaper day-to-day: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.
Which country has higher housing costs?
Rent in South Africa beats Gambia across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.
Is $1,000 a realistic budget in Gambia or South Africa?
In Gambia, $1,000 covers most cities easily. In South Africa, it works in regional areas but falls short in the capital – you'll need to make trade-offs on housing or lifestyle.
Should I move to Gambia or South Africa?
It depends on what you're after. Gambia wins on affordability; South Africa may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.
South Africa vs other spots: cost of living compared