Last update: Oct 2026

Cost of Living Comparison Between the Gambia and India

Name: India
Address: IN

For one person, living is cheaper in India: $399 a month against $703 in the Gambia, rent and utilities included – about $3,600 less a year. The total is higher in the Gambia despite lower rent and utilities.

34

Cost of Living Index in the Gambia
Learn more

Gambia Living Index
19

Cost of Living Index in India
Learn more

India Living Index

Jump to prices

🇬🇲 Gambia

$703

/mo nomad

🇮🇳 India

$399

/mo nomad

Monthly Cost of Living

How much you'll spend in the Gambia and in India

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in the Gambia and in India actually costs, broken down by who's living it.

Monthly costs for one person with rent: $703 in the Gambia versus $399 in India.

Gambia $703
India $399

Estimated couple costs with rent: $1,215 in the Gambia versus $639 in India.

Gambia $1,215
India $639

Monthly costs for a family of three with rent: $1,726 in the Gambia versus $879 in India.

Gambia $1,726
India $879

The Gambia ($56–$677) and India ($230–$813) have similar cost spreads. Where you settle within each country has roughly equal impact on the budget.

Living in the Gambia is roughly 76% more expensive than in India on average.

Both countries sit below the global median: the Gambia 48% lower, India 71% lower.

Meal at Budget Restaurant

$6.81 GMD 505

$2.14 ₹204

218.22%

Three-Course Dinner for Two, Mid-Range

$74.8 GMD 5,542

$10.46 ₹995

615.01%

Fast Food Meal (McDonalds, etc)

$7.59 GMD 562

$3.80 ₹361

99.74%

Cappuccino

$3.51 GMD 260

$1.68 ₹160

108.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.19 GMD 163

$0.38 ₹35.99

476.32%

Water (0.33 liter bottle)

$1.31 GMD 96.9

$0.15 ₹14.60

773.33%

Local Beer (0.5 liter draught)

$5.73 GMD 424

$1.87 ₹178

206.42%

Imported Beer (0.33 liter bottle)

$4.52 GMD 335

$3.18 ₹303

42.14%

Milk (1 liter)

$1.38 GMD 102

$0.62 ₹59.2

122.58%

White Bread (500g)

$0.72 GMD 53.4

$0.50 ₹47.76

44.00%

Rice (white) (1kg)

$1.19 GMD 88.2

$0.63 ₹60.3

88.89%

Eggs

$2.07 GMD 154

$0.96 ₹91.3

115.63%

Local Cheese (1kg)

$5.92 GMD 439

$4.85 ₹461

22.06%

Chicken Fillets (1kg)

$8.57 GMD 635

$2.84 ₹271

201.76%

Beef Round Steak (1kg)

$5.55 GMD 411

Apples (1kg)

$2.01 GMD 149

$2.00 ₹190

0.50%

Banana (1kg)

$1.53 GMD 114

$0.65 ₹61.4

135.38%

Oranges (1kg)

$2.08 GMD 154

$0.97 ₹92.3

114.43%

Tomato (1kg)

$1.76 GMD 131

$0.47 ₹44.30

274.47%

Potato (1kg)

$0.98 GMD 72.6

$0.34 ₹31.87

188.24%

Onion (1kg)

$0.91 GMD 67.3

$0.42 ₹39.73

116.67%

Lettuce (1 head)

$0.28 GMD 20.95

$0.47 ₹44.39

-40.43%

Water (1.5 liter bottle)

$0.39 GMD 28.75

$0.31 ₹29.67

25.81%

Cigarettes 20 Pack (Marlboro, Camel)

$1.66 GMD 123

$5.08 ₹483

-67.32%

Wine (Bottle)

$6.83 GMD 506

$7.31 ₹695

-6.57%

Local Beer (0.5 liter bottle)

$1.51 GMD 112

$1.63 ₹155

-7.36%

Imported Beer (0.33 liter bottle)

$1.57 GMD 117

$2.76 ₹262

-43.12%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.11 ₹486

One-way Ticket (Public Transport)

$0.33 GMD 24.09

$0.26 ₹24.86

26.92%

Public Transport Monthly Pass (Regular Price)

$6.63 GMD 491

$8.58 ₹816

-22.73%

Taxi Start (Normal Tariff)

$1.00 ₹94.7

Taxi (Normal Tariff) (1km)

$0.65 GMD 48.22

$0.27 ₹25.74

140.74%

Taxi 1hour Waiting (Normal Tariff)

$4.03 GMD 299

$1.54 ₹146

161.69%

Gasoline (1 liter)

$1.03 GMD 76.6

$1.07 ₹102

-3.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$2,672 GMD 198.0K

$11.2K ₹1.1M

-76.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$3,254 GMD 241.1K

$20.1K ₹1.9M

-83.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.48 GMD 2,258

$37.08 ₹3,527

-17.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.20 GMD 1,052

$3.58 ₹340

296.65%

Internet (50+ Mbps, Unlimited Data)

$51.7 GMD 3,830

$7.15 ₹680

622.94%

Gym Membership (Monthly)

$23.45 GMD 1,738

$15.00 ₹1,427

56.33%

Tennis Court (1 Hour on Weekend)

$13.63 GMD 1,010

$7.17 ₹682

90.10%

Cinema Ticket

$3.33 GMD 247

$3.20 ₹304

4.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$6.61 GMD 490

$58.8 ₹5,592

-88.76%

International Primary School, 1 Child (Yearly)

$138 GMD 10.2K

$1,667 ₹158.5K

-91.75%

Jeans (Levis 501 Or Similar)

$56.8 GMD 4,212

$23.03 ₹2,191

146.81%

Summer Dress (H&M, Zara, etc)

$44.94 GMD 3,330

$24.17 ₹2,299

85.93%

Sport Shoes (Adidas, Nike)

$97.8 GMD 7,247

$41.20 ₹3,918

137.38%

Men's Leather Business Shoes

$87.6 GMD 6,490

$29.62 ₹2,817

195.68%

1-bedroom Apartment, City Center (Monthly)

$102 GMD 7,587

$146 ₹13.9K

-30.09%

1-bedroom Apartment, Outside City Center (Monthly)

$82.4 GMD 6,107

$96.4 ₹9,165

-14.47%

3-bedroom Apartment, City Center (Monthly)

$219 GMD 16.2K

$343 ₹32.6K

-36.16%

3-bedroom Apartment, Outside City Center (Monthly)

$104 GMD 7,684

$234 ₹22.2K

-55.66%

Buy Apartment in City Center (m2)

$1,467 GMD 108.7K

$1,177 ₹111.9K

24.67%

Buy Apartment Outside City Center (m2)

$1,144 GMD 84.8K

$633 ₹60.2K

80.63%

Average Monthly Net Salary (After Tax)

$60.4 GMD 4,477

$409 ₹38.9K

-85.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.93

67.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for the Gambia: October 26, 2026

Last update for India: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Gambia

$183 26%

India

$102 25.6% 44% $80

Eating Out

Gambia

$171 24.3%

India

$67 16.7% 61.1% $105

Clothing & Footwear

Gambia

$129 18.4%

India

$53 13.3% 58.9% $76

Monthly Utilities & Internet

Gambia

$96 13.7%

India

$48 12% 50.4% $49

Accommodation & Living

Gambia

$82 11.7%

India

$96 24.1% 16.9% $14

Sport & Entertainment

Gambia

$30 4.3%

India

$21 5.4% 29% $8.7

Getting Around

Gambia

$11 * 1.6%

India

$12 3% 7.2% $0.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

National rent averages: $105 in the Gambia, $120 in India. Capital cities: $105 in Banjul vs $277 in Delhi.

National salary averages: $62 in the Gambia, $412 in India. Higher pay doesn’t always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 14% higher in India.

Dining out costs 491% more in the Gambia.

Salaries are about 6.6 times higher in India, and purchasing power comes out stronger in India.

Good to know

🇬🇲 Gambia

🇮🇳 India

🕒 Local time

09:26 9:26 AM

14:56 2:56 PM

5 h 30 min ahead of the Gambia

🌤 Weather

👥 Population

2,639,916

1,326,093,247

💱 Currency

Gambian Dalasi GMD D

Indian Rupee INR ₹

📈 Exchange rate

100 GMD = 1.35 USD

100 GMD = 1.21 EUR

1,000 INR = 10.51 USD

1,000 INR = 9.45 EUR

Exchange rates and currency converter

INR, USD, EUR to GMD – Gambian Dalasi Converter

🇺🇸 United States Dollar ($)

🇬🇲 Gambian Dalasi (D)

Gambian Dalasi exchange rates as of October 28, 2026: 1 USD = 74.1 GMD (100 GMD = 1.35 USD). 1 EUR = 82.47 GMD (100 GMD = 1.21 EUR).

Indian Rupee exchange rates as of October 28, 2026: 1 USD = 95.1 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.45 EUR).

USD to GMD in detail →

On the map

Lowest

Highest

Between locations

Gambia India 9,660 km ≈ 13 h nonstop flight

From you

Gambia
India

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gambia vs India: Cost of Living - Frequently Asked Questions

At $703 per month in the Gambia and $399 in India, there’s a 76% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Overall, India is the cheaper option, but not in every category: rent, groceries, transport, and eating out each follow their own pattern. Check the categories you spend the most on before deciding.

It depends on what you’re after: India wins on affordability; the Gambia may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.