Cost of Living in Ghana - Updated Prices & Insights

Name: Ghana
Address: GH

Solo nomad: Estimated monthly costs are $523 (excluding rent), and $733 including rent.

Family of 3: Estimated monthly costs are $1,328 (excluding rent), and $1,761 including rent.

Meal at Budget Restaurant

$3.90 GHS 42.06

$2.46 GHS 26.54

$8.35 GHS 90.1

Three-Course Dinner for Two, Mid-Range

$43.65 GHS 471

$25.51 GHS 275

$85.4 GHS 921

Fast Food Meal (McDonalds, etc)

$7.85 GHS 84.7

$5.19 GHS 56.1

$10.57 GHS 114

Cappuccino

$3.07 GHS 33.11

$0.68 GHS 7.30

$6.02 GHS 64.9

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.95 GHS 10.25

$0.56 GHS 6.09

$3.13 GHS 33.81

Water (0.33 liter bottle)

$0.37 GHS 3.95

$0.23 GHS 2.48

$0.98 GHS 10.60

Local Beer (0.5 liter draught)

$1.29 GHS 13.91

$0.62 GHS 6.74

$2.47 GHS 26.64

Imported Beer (0.33 liter bottle)

$2.30 GHS 24.79

$1.28 GHS 13.76

$4.09 GHS 44.11

Milk (1 liter)

$2.95 GHS 31.81

$1.38 GHS 14.94

$4.35 GHS 46.97

White Bread (500g)

$1.42 GHS 15.31

$0.88 GHS 9.51

$2.26 GHS 24.39

Rice (white) (1kg)

$2.20 GHS 23.72

$1.32 GHS 14.27

$3.91 GHS 42.16

Eggs

$2.28 GHS 24.61

$1.22 GHS 13.15

$4.51 GHS 48.69

Local Cheese (1kg)

$8.41 GHS 90.8

$3.20 GHS 34.48

$25.63 GHS 277

Chicken Fillets (1kg)

$4.47 GHS 48.27

$2.06 GHS 22.28

$6.85 GHS 73.9

Beef Round Steak (1kg)

$5.43 GHS 58.6

$2.29 GHS 24.67

$10.84 GHS 117

Apples (1kg)

$2.86 GHS 30.81

$1.07 GHS 11.59

$4.28 GHS 46.16

Banana (1kg)

$1.40 GHS 15.11

$0.78 GHS 8.43

$2.27 GHS 24.53

Oranges (1kg)

$1.61 GHS 17.33

$0.70 GHS 7.57

$3.05 GHS 32.90

Tomato (1kg)

$2.77 GHS 29.93

$1.31 GHS 14.09

$4.52 GHS 48.82

Potato (1kg)

$2.80 GHS 30.20

$1.02 GHS 11.03

$4.32 GHS 46.59

Onion (1kg)

$2.05 GHS 22.11

$1.22 GHS 13.20

$3.60 GHS 38.83

Lettuce (1 head)

$0.88 GHS 9.48

$0.31 GHS 3.38

$1.34 GHS 14.44

Water (1.5 liter bottle)

$0.50 GHS 5.42

$0.34 GHS 3.65

$0.83 GHS 8.97

Cigarettes 20 Pack (Marlboro, Camel)

$1.65 GHS 17.76

$1.57 GHS 16.99

$2.50 GHS 26.98

Wine (Bottle)

$6.48 GHS 70.0

$3.49 GHS 37.61

$12.19 GHS 132

Local Beer (0.5 liter bottle)

$1.09 GHS 11.75

$0.76 GHS 8.15

$1.50 GHS 16.20

Imported Beer (0.33 liter bottle)

$1.86 GHS 20.06

$1.29 GHS 13.95

$2.73 GHS 29.43

One-way Ticket (Public Transport)

$1.08 GHS 11.70

$0.73 GHS 7.83

$2.51 GHS 27.03

Public Transport Monthly Pass (Regular Price)

$34.98 GHS 377

$23.63 GHS 255

$45.33 GHS 489

Taxi Start (Normal Tariff)

$1.53 GHS 16.56

$0.89 GHS 9.60

$2.29 GHS 24.72

Taxi (Normal Tariff) (1km)

$1.26 GHS 13.61

$1.02 GHS 10.98

$1.36 GHS 14.71

Taxi 1hour Waiting (Normal Tariff)

$4.39 GHS 47.33

$2.82 GHS 30.42

$8.97 GHS 96.8

Gasoline (1 liter)

$1.12 GHS 12.07

$1.04 GHS 11.19

$1.26 GHS 13.60

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,992 GHS 86.2K

$7,717 GHS 83.3K

$15.9K GHS 171.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$10.2K GHS 110.3K

$8,440 GHS 91.1K

$12.0K GHS 129.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$47.94 GHS 517

$32.16 GHS 347

$89.2 GHS 963

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.39 GHS 145

$7.51 GHS 81.0

$25.10 GHS 271

Internet (50+ Mbps, Unlimited Data)

$42.81 GHS 462

$22.50 GHS 243

$100 GHS 1,084

Gym Membership (Monthly)

$32.53 GHS 351

$16.14 GHS 174

$75.7 GHS 817

Tennis Court (1 Hour on Weekend)

$15.85 GHS 171

$9.52 GHS 103

$20.11 GHS 217

Cinema Ticket

$9.77 GHS 105

$7.17 GHS 77.4

$12.12 GHS 131

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$77.0 GHS 830

$66.2 GHS 714

$104 GHS 1,118

International Primary School, 1 Child (Yearly)

$7,493 GHS 80.9K

$4,847 GHS 52.3K

$15.1K GHS 162.9K

Jeans (Levis 501 Or Similar)

$16.48 GHS 178

$7.48 GHS 80.7

$36.97 GHS 399

Summer Dress (H&M, Zara, etc)

$20.69 GHS 223

$10.18 GHS 110

$26.71 GHS 288

Sport Shoes (Adidas, Nike)

$31.70 GHS 342

$17.33 GHS 187

$65.7 GHS 709

Men's Leather Business Shoes

$44.44 GHS 480

$20.56 GHS 222

$86.2 GHS 930

1-bedroom Apartment, City Center (Monthly)

$521 GHS 5,618

$229 GHS 2,473

$1,218 GHS 13.1K

1-bedroom Apartment, Outside City Center (Monthly)

$161 GHS 1,734

$60.9 GHS 657

$386 GHS 4,163

3-bedroom Apartment, City Center (Monthly)

$1,060 GHS 11.4K

$386 GHS 4,165

$2,492 GHS 26.9K

3-bedroom Apartment, Outside City Center (Monthly)

$397 GHS 4,281

$197 GHS 2,130

$655 GHS 7,070

Buy Apartment in City Center (m2)

$3,094 GHS 33.4K

$1,820 GHS 19.6K

$5,084 GHS 54.9K

Buy Apartment Outside City Center (m2)

$1,764 GHS 19.0K

$1,036 GHS 11.2K

$4,067 GHS 43.9K

Average Monthly Net Salary (After Tax)

$237 GHS 2,553

20-Year Fixed Mortgage Interest Rate (Annual %)

26.83

35.8

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: March 9, 2026

By City in Ghana

Lowest

Highest

Rank	City	Population	Living Index	Solo costs (no rent) / month	Solo costs (with rent) / month	Family of 3 costs (no rent) / month	Family of 3 costs (with rent) / month	Mobile download speed (Mbps)	Internet download speed (Mbps)
1	Accra	2388000	38	$555	$745	$1,382	$1,810	26.23	65.85
2	Begoro	-	27	$481	$536	$1,197	$1,287	63.3	99.59
3	Cape Coast	155000	40	$462	$784	$1,175	$1,833	87.15	50.21
4	Elmina	-	27	$507	$536	$1,061	$1,292	121.71	31.41
5	Gbawe	-		$2.85	$2.89	$11.67	$10.30	27.29	59.95
6	Ho	83715	17	$295	$331	$804	$764	252.64	33.17
7	Koforidua	130000	27	$506	$541	$1,305	$1,297	105.21	53.17
8	Kumasi	1517000	22	$371	$428	$1,028	$1,013	52.68	74.88
9	Lawra	-						92.05	39.05
10	Nungua	84119						179.74	65.85
11	Takoradi	539548	24	$382	$482	$1,063	$1,151	32.86	69.45
12	Tamale	950124		$57.7	$63.1	$118	$123	36.79	76.27
13	Tema	160000	31	$465	$622	$1,341	$1,374	16.29	67.45
14	Tongo	-						148.14	62.61
15	Winneba	-	27	$544	$534	$1,081	$1,305	59.75	22.37

Ghana Median Internet Speeds (Updated January 2026)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cost of Living in Ghana - Frequently Asked Questions

Cost of Living in Ghana varies by city and lifestyle, but many incoming travelers find it reasonable for basic living with careful planning. In general, housing can be affordable outside major neighborhoods, while imported goods and certain services cost more. Daily meals from local markets and street food offer good value, and you can stretch your budget with local transportation and shared accommodations. Digital nomads often prioritize reliable internet and a safe neighborhood with coffee shops and co-working spaces. Seasonal differences affect comfort, power reliability, and travel costs, so consider flexible plans. Tip: Build a simple monthly plan that accounts for housing, utilities, food, transport, and occasional travel to stay balanced.

Daily life centers on neighborhood feel and practical routines. For housing, look at a mix of apartment blocks, compounds, and guesthouses in areas with good internet and safety, and consider negotiating lease terms before committing. Food options range from vibrant local markets to modern supermarkets; cooking at home using fresh produce keeps costs predictable. Transport often relies on tro-tros, ride-hailing apps, and walking; a bike can be useful in smaller towns. Errands are straightforward with mobile money and card payments in urban centers, but cash is handy in markets. Ghana living cost varies by location, so compare Accra, Kumasi, and coastal towns before committing. Tip: visit multiple neighborhoods on foot to judge vibe and practicality.

Quality of life in Ghana comes from balancing pace, safety, and access to everyday essentials. Build a simple budgeting framework: housing, utilities, groceries, transport, and occasional entertainment, with a buffer for surprises like power outages or travel. Neighborhood choices range from vibrant commercial hubs to quieter residential pockets; test commute times at different hours to gauge practicality. Seasonal patterns affect travel and dining options, so keep flexible plans for holidays and weather. Look for measures that boost security, reliable internet, and easy access to healthcare and coworking spaces, then tailor your circle of neighborhoods accordingly. Tip: set a monthly review to adjust based on actual use and preferred pace.