Cost of Living in Cape Coast - Updated Prices & Insights

Monthly Cost of Living

A single person spends around $808 per month with rent, or $426 for everyday expenses alone.

A couple spends around $1,315 per month with rent, or $914 for everyday expenses alone.

A family of three spends around $1,823 per month with rent, or $1,401 without housing.

Overall, Cape Coast is 36–40% below the global median across household types. Within Africa, costs are 20% below average – relatively affordable for the region.

Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$4.33 GHS 50.1
$2.73 GHS 31.58
$9.98 GHS 115
Three-Course Dinner for Two, Mid-Range
$47.00 GHS 543
$31.11 GHS 359
$85.7 GHS 990
Fast Food Meal (McDonalds, etc)
$7.90 GHS 91.3
$6.77 GHS 78.2
$9.48 GHS 109
Cappuccino
$3.45 GHS 39.84
$2.06 GHS 23.77
$6.02 GHS 69.5
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.99 GHS 11.42
$0.56 GHS 6.42
$3.09 GHS 35.69
Water (0.33 liter bottle)
$0.37 GHS 4.28
$0.20 GHS 2.26
$0.97 GHS 11.17
Local Beer (0.5 liter draught)
$1.51 GHS 17.44
$0.85 GHS 9.85
$2.46 GHS 28.43
Imported Beer (0.33 liter bottle)
$2.54 GHS 29.34
$1.42 GHS 16.36
$4.21 GHS 48.62
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$3.37 GHS 38.87
$1.97 GHS 22.80
$4.35 GHS 50.3
White Bread (500g)
$1.45 GHS 16.74
$0.88 GHS 10.13
$2.20 GHS 25.39
Rice (white) (1kg)
$2.35 GHS 27.09
$1.28 GHS 14.78
$3.91 GHS 45.14
Eggs
$2.26 GHS 26.12
$1.45 GHS 16.71
$4.35 GHS 50.2
Local Cheese (1kg)
$11.32 GHS 131
$3.18 GHS 36.73
$25.50 GHS 295
Chicken Fillets (1kg)
$4.55 GHS 52.6
$2.56 GHS 29.57
$6.62 GHS 76.4
Beef Round Steak (1kg)
$5.98 GHS 69.1
$2.26 GHS 26.14
$12.13 GHS 140
Apples (1kg)
$2.95 GHS 34.06
$1.05 GHS 12.08
$4.55 GHS 52.6
Banana (1kg)
$1.40 GHS 16.19
$0.74 GHS 8.55
$2.21 GHS 25.54
Oranges (1kg)
$1.69 GHS 19.47
$0.44 GHS 5.13
$4.17 GHS 48.15
Tomato (1kg)
$3.13 GHS 36.17
$1.28 GHS 14.84
$5.90 GHS 68.2
Potato (1kg)
$3.00 GHS 34.68
$1.01 GHS 11.67
$4.91 GHS 56.7
Onion (1kg)
$2.35 GHS 27.13
$1.18 GHS 13.62
$3.77 GHS 43.59
Lettuce (1 head)
$0.79 GHS 9.16
$0.31 GHS 3.52
$1.30 GHS 15.03
Water (1.5 liter bottle)
$0.52 GHS 5.99
$0.37 GHS 4.31
$0.78 GHS 8.98
Cigarettes 20 Pack (Marlboro, Camel)
$1.65 GHS 19.00
$1.56 GHS 18.06
$3.58 GHS 41.31
Wine (Bottle)
$7.37 GHS 85.2
$5.51 GHS 63.7
$12.25 GHS 142
Local Beer (0.5 liter bottle)
$1.15 GHS 13.29
$0.78 GHS 8.98
$1.54 GHS 17.84
Imported Beer (0.33 liter bottle)
$1.94 GHS 22.41
$1.30 GHS 15.02
$2.74 GHS 31.68
🚌 Getting Around
Cost
Range
Taxi Start (Normal Tariff)
$1.62 GHS 18.72
$1.44 GHS 16.59
$2.30 GHS 26.54
Taxi (Normal Tariff) (1km)
$1.16 GHS 13.35
$0.97 GHS 11.21
$1.30 GHS 15.03
Taxi 1hour Waiting (Normal Tariff)
$5.62 GHS 64.9
$3.17 GHS 36.57
$9.04 GHS 104
Gasoline (1 liter)
$1.08 GHS 12.47
$1.02 GHS 11.79
$1.15 GHS 13.26
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$7,869 GHS 90.9K
$7,028 GHS 81.2K
$15.6K GHS 180.8K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$9,553 GHS 110.3K
$8,304 GHS 95.9K
$11.9K GHS 137.3K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$54.6 GHS 630
$35.87 GHS 414
$125 GHS 1,449
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.10 GHS 151
$7.42 GHS 85.7
$23.68 GHS 273
Internet (50+ Mbps, Unlimited Data)
$37.30 GHS 431
$22.08 GHS 255
$98.6 GHS 1,139
🎉 Sport & Entertainment
Cost
Range
Cinema Ticket
$9.61 GHS 111
$7.05 GHS 81.5
$11.92 GHS 138
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$73.4 GHS 847
$67.8 GHS 783
$106 GHS 1,225
International Primary School, 1 Child (Yearly)
$8,042 GHS 92.9K
$4,799 GHS 55.4K
$26.0K GHS 300.7K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$14.85 GHS 172
$7.58 GHS 87.5
$30.28 GHS 350
Summer Dress (H&M, Zara, etc)
$18.52 GHS 214
$9.82 GHS 113
$25.76 GHS 297
Sport Shoes (Adidas, Nike)
$28.94 GHS 334
$17.41 GHS 201
$66.0 GHS 763
Men's Leather Business Shoes
$40.61 GHS 469
$20.20 GHS 233
$78.6 GHS 908
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$704 GHS 8,127
-
1-bedroom Apartment, Outside City Center (Monthly)
$256 GHS 2,955
-
3-bedroom Apartment, City Center (Monthly)
$1,437 GHS 16.6K
-
3-bedroom Apartment, Outside City Center (Monthly)
$552 GHS 6,374
-
💵 Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
25.4
20
35.8

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: July 12, 2026

Cost Breakdown

Groceries cost around $234 per month for one person. A mid-range dinner for two is priced at $47.00 – broadly in line with the African average.

Cost Highlights

Milk is more expensive than 98% of cities in Africa

White bread is more expensive than 94% of cities in Africa

Rice is more expensive than 94% of cities in Africa

Cape Coast Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Cape Coast - Frequently Asked Questions
How does Cape Coast compare in terms of affordability for travelers, expats, and digital nomads, and who tends to find good value here?
Cost of Living in Cape Coast offers an approachable balance of comfort and value for many travelers and long-stay visitors. Housing is cheaper outside the core tourist zones, with a mix of modest apartments, guesthouses, and family-run rentals that suit various budgets. Local markets, seafood stalls, and traditional eateries help keep daily meals economical, while imported goods or tourist services can push costs during peak seasons. The situation remains flexible for different lifestyles, but many find it balances comfort and value by choosing neighborhood clusters a short ride from the center, cooking at home, and negotiating monthly rents when possible. Tip: start with a short stay to test prices before committing.
What does day-to-day life look like here – best neighborhoods for housing, where to eat, how to get around, and spaces for work?
Daily life in Cape Coast centers on markets, coastal scenery, and a friendly pace. For housing, aim for central Cape Coast or just uptown near campuses to balance access and cost; outskirts offer quieter streets and more space if you want more affordable rents. Food options range from busy market stalls to family-run diners serving local dishes; shop at Kotokuraba for fresh produce and negotiate if you buy in bulk. Transport is usually via taxis, shared minibuses, or motorbikes; walking is workable in the compact core. Co-working and cafes with Wi-Fi exist but expect variability – plan a backup connection for important work. Tip: keep a small backup data plan for work days.
What are the best budgeting strategies and neighborhood fits for quality of life, and how do seasons or neighborhoods affect life here?
Quality of life here rewards mindful planning and neighborhood fit. Build a simple budgeting framework around rent, utilities, groceries, transport, and occasional leisure, then adjust by season. The rainy period can alter daily routines and utility usage, while dry spells open more outdoor options but may bring weekend crowds to the coast. Favor residential areas a quick ride from the center that still offer markets and coworking spaces. Shopping locally and cooking at home routinely lowers overall costs; consider shared workspaces to stretch your budget for productivity. Cape Coast living cost awareness helps you align choices with your lifestyle. Tip: set a monthly cap for eating out and explore off-peak travel days.
How much does it cost to live in Cape Coast per month?
Plan for roughly $808 a month in Cape Coast if you're renting, or around $426 for non-housing expenses. That covers one person's basics: food, bills, getting around, and a modest social life. Couples and families will need more, especially for housing and childcare.
Does Cape Coast offer good value for money?
Cape Coast is mid-range – monthly costs with rent reach about $808. For most residents, that's a fair trade: urban amenities, services, and job access without major-hub prices.
What salary is needed for a comfortable life in Cape Coast?
You'll want at least $1,212 per month after taxes to live comfortably in Cape Coast. That covers a decent apartment, groceries, utilities, transport, and enough left over for dining out occasionally. Families or people wanting a central location should budget higher.
What is the average rent for an apartment in Cape Coast?
A central one-bedroom apartment in Cape Coast runs about $704 per month. Move further out and that drops to around $256. Location makes a big difference here – and furnished places or short-term rentals will cost more on top of these figures.
What are kindergarten prices in Cape Coast?
Private kindergarten in Cape Coast costs about $73.4 per month – a big number for families. Prices vary by curriculum and whether you go local or international. Public options are cheaper where they exist, but waitlists can be long.
How much should I budget for food per month in Cape Coast?
Groceries in Cape Coast run about $234 monthly for one person – a moderate figure that matches the city's overall cost level. Local markets and supermarkets cover most needs, and food costs are manageable without strict budgeting.
Is $1,500 a month enough for Cape Coast?
$1,500 is below the $808 average in Cape Coast, so it's tight but not impossible. You'll need to keep rent low – sharing an apartment, cooking at home, and sticking to public transport are the main levers.
How welcoming is Cape Coast to foreigners?
Cape Coast has an established expat community and is welcoming to foreigners. expat-friendly services, coastal lifestyle, beach access smooth the transition, and English-speaking landlords, expat-focused healthcare, and international services are all reasonably accessible. Monthly costs average $808 including housing.
Is Cape Coast a cheap city to live in?
Cape Coast is neither cheap nor expensive – it sits comfortably in the middle. Monthly costs with rent run about $808, a figure most working professionals can handle without major financial stress.

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