Last update: Oct 2026 Ghana 155K

Cost of Living in Cape Coast

For one person, living costs in Cape Coast are estimated at $1,261 a month, including rent and utilities – 28% above the national average. Rent and utilities take about half of the total.

Monthly Cost of Living

How much you'll spend in Cape Coast

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cape Coast actually costs, broken down by who's living it.

A single person spends around $1,261 per month with rent, or $599 for everyday expenses alone.

$1,261 /mo

A couple spends around $1,989 per month with rent, or $1,061 for everyday expenses alone.

$1,989 /mo

A family of three spends around $2,716 per month with rent, or $1,523 without housing.

$2,716 /mo

Overall, Cape Coast is 4–7% below the global median across household types. Within Africa, costs are 39% above average – pricier than most cities in the region.

Currency
Do you live in Cape Coast? Add cost details
🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$8.15 GHS 94.8
$6.07 GHS 70.6
$12.23 GHS 142
Three-Course Dinner for Two, Mid-Range
$51.9 GHS 603
$43.23 GHS 503
$86.5 GHS 1,006
Fast Food Meal (McDonalds, etc)
$10.18 GHS 118
$10.03 GHS 117
$12.54 GHS 146
Cappuccino
$4.45 GHS 51.7
$2.11 GHS 24.57
$7.03 GHS 81.8
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.57 GHS 18.27
$0.51 GHS 5.97
$3.02 GHS 35.13
Water (0.33 liter bottle)
$0.45 GHS 5.19
$0.24 GHS 2.82
$1.23 GHS 14.32
Local Beer (0.5 liter draught)
$1.84 GHS 21.40
$1.26 GHS 14.69
$3.38 GHS 39.33
Imported Beer (0.33 liter bottle)
$2.20 GHS 25.56
$1.39 GHS 16.19
$5.49 GHS 63.8
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$3.64 GHS 42.35
$2.98 GHS 34.65
$4.68 GHS 54.5
White Bread (500g)
$1.67 GHS 19.47
$0.87 GHS 10.15
$2.62 GHS 30.46
Rice (white) (1kg)
$3.07 GHS 35.70
$1.67 GHS 19.45
$7.53 GHS 87.5
Eggs
$2.55 GHS 29.68
$1.51 GHS 17.60
$4.95 GHS 57.6
Local Cheese (1kg)
$12.01 GHS 140
$6.88 GHS 80.0
$24.80 GHS 288
Chicken Fillets (1kg)
$7.04 GHS 81.8
$2.25 GHS 26.14
$9.14 GHS 106
Beef Round Steak (1kg)
$9.76 GHS 114
$4.21 GHS 48.92
$13.84 GHS 161
Apples (1kg)
$3.57 GHS 41.48
$1.24 GHS 14.43
$4.88 GHS 56.7
Banana (1kg)
$1.38 GHS 16.10
$0.78 GHS 9.07
$2.49 GHS 28.92
Oranges (1kg)
$1.76 GHS 20.53
$0.76 GHS 8.83
$2.96 GHS 34.40
Tomato (1kg)
$3.63 GHS 42.26
$1.72 GHS 20.01
$5.16 GHS 60.0
Potato (1kg)
$2.77 GHS 32.22
$1.30 GHS 15.16
$6.11 GHS 71.0
Onion (1kg)
$2.74 GHS 31.82
$1.22 GHS 14.19
$4.77 GHS 55.5
Lettuce (1 head)
$0.69 GHS 8.06
$0.29 GHS 3.36
$1.64 GHS 19.03
Water (1.5 liter bottle)
$0.60 GHS 7.00
$0.44 GHS 5.07
$0.88 GHS 10.26
Cigarettes 20 Pack (Marlboro, Camel)
$2.50 GHS 29.13
$1.67 GHS 19.42
$5.01 GHS 58.3
Wine (Bottle)
$7.32 GHS 85.1
$5.50 GHS 64.0
$12.29 GHS 143
Local Beer (0.5 liter bottle)
$1.28 GHS 14.86
$0.79 GHS 9.15
$2.61 GHS 30.32
Imported Beer (0.33 liter bottle)
$2.38 GHS 27.71
$1.03 GHS 11.98
$3.86 GHS 44.86
🚌 Getting Around
Cost
Range
Taxi Start (Normal Tariff)
$1.73 GHS 20.07
$1.42 GHS 16.52
$2.59 GHS 30.10
Taxi (Normal Tariff) (1km)
$1.25 GHS 14.50
$0.98 GHS 11.41
$2.50 GHS 29.10
Taxi 1hour Waiting (Normal Tariff)
$4.26 GHS 49.55
$2.98 GHS 34.63
$8.52 GHS 99.1
Gasoline (1 liter)
$1.29 GHS 14.98
$1.00 GHS 11.58
$1.39 GHS 16.12
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$7,862 GHS 91.4K
$6,693 GHS 77.8K
$16.7K GHS 194.6K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$9,880 GHS 114.9K
$8,150 GHS 94.8K
$12.9K GHS 149.7K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$73.2 GHS 851
$42.40 GHS 493
$170 GHS 1,972
SIM Card Monthly Plan (Calls and 10GB+ Data)
$19.55 GHS 227
$17.30 GHS 201
$23.50 GHS 273
Internet (50+ Mbps, Unlimited Data)
$43.07 GHS 501
$30.13 GHS 350
$75.9 GHS 882
🎉 Sport & Entertainment
Cost
Range
Cinema Ticket
$12.92 GHS 150
$10.12 GHS 118
$12.92 GHS 150
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$466 GHS 5,421
$85.8 GHS 997
$1,808 GHS 21.0K
International Primary School, 1 Child (Yearly)
$18.7K GHS 217.7K
$12.6K GHS 146.1K
$35.9K GHS 417.7K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$14.04 GHS 163
$4.19 GHS 48.78
$17.27 GHS 201
Summer Dress (H&M, Zara, etc)
$18.28 GHS 213
$5.05 GHS 58.7
$74.2 GHS 862
Sport Shoes (Adidas, Nike)
$36.79 GHS 428
$17.26 GHS 201
$101 GHS 1,179
Men's Leather Business Shoes
$53.0 GHS 616
$17.15 GHS 199
$90.6 GHS 1,054
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$608 GHS 7,076
-
1-bedroom Apartment, Outside City Center (Monthly)
$589 GHS 6,848
-
3-bedroom Apartment, City Center (Monthly)
$1,230 GHS 14.3K
-
3-bedroom Apartment, Outside City Center (Monthly)
$1,119 GHS 13.0K
-
💵 Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
26.75
20
35.8

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Cape Coast $1,261
Accommodation & Living
$589
Groceries & Markets
$277
Eating Out
$171
Monthly Utilities & Internet
$136
Clothing & Footwear
$55
Sport & Entertainment
$26 *
Getting Around
$8 *

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Groceries cost around $277 per month for one person. A mid-range dinner for two is priced at $52.0 – above the African average of $41.00.

Cost Highlights

Milk is more expensive than 98% of cities in Africa

Rice is more expensive than 97% of cities in Africa

Cappuccino is more expensive than 96% of cities in Africa

Good to know
🕒 Local time
11:45 11:45 AM
🌤 Weather
👥 Population
155,000
💱 Currency
Exchange rates and currency converter

USD, EUR to GHS – Ghanaian Cedi Converter

Ghanaian Cedi exchange rates as of October 17, 2026: 1 USD = 11.63 GHS (100 GHS = 8.6 USD). 1 EUR = 13.08 GHS (100 GHS = 7.65 EUR).

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  • Cape Coast

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Cape Coast Median Internet Speeds (Updated April 2026)

Mobile

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Fixed Broadband

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The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Cape Coast - Frequently Asked Questions
How does Cape Coast compare in terms of affordability for travelers, expats, and digital nomads, and who tends to find good value here?
Cost of Living in Cape Coast offers an approachable balance of comfort and value for many travelers and long-stay visitors. Housing is cheaper outside the core tourist zones, with a mix of modest apartments, guesthouses, and family-run rentals that suit various budgets. Local markets, seafood stalls, and traditional eateries help keep daily meals economical, while imported goods or tourist services can push costs during peak seasons. The situation remains flexible for different lifestyles, but many find it balances comfort and value by choosing neighborhood clusters a short ride from the center, cooking at home, and negotiating monthly rents when possible. Tip: start with a short stay to test prices before committing.
What does day-to-day life look like here – best neighborhoods for housing, where to eat, how to get around, and spaces for work?
Daily life in Cape Coast centers on markets, coastal scenery, and a friendly pace. For housing, aim for central Cape Coast or just uptown near campuses to balance access and cost; outskirts offer quieter streets and more space if you want more affordable rents. Food options range from busy market stalls to family-run diners serving local dishes; shop at Kotokuraba for fresh produce and negotiate if you buy in bulk. Transport is usually via taxis, shared minibuses, or motorbikes; walking is workable in the compact core. Co-working and cafes with Wi-Fi exist but expect variability – plan a backup connection for important work. Tip: keep a small backup data plan for work days.
What are the best budgeting strategies and neighborhood fits for quality of life, and how do seasons or neighborhoods affect life here?
Quality of life here rewards mindful planning and neighborhood fit. Build a simple budgeting framework around rent, utilities, groceries, transport, and occasional leisure, then adjust by season. The rainy period can alter daily routines and utility usage, while dry spells open more outdoor options but may bring weekend crowds to the coast. Favor residential areas a quick ride from the center that still offer markets and coworking spaces. Shopping locally and cooking at home routinely lowers overall costs; consider shared workspaces to stretch your budget for productivity. Cape Coast living cost awareness helps you align choices with your lifestyle. Tip: set a monthly cap for eating out and explore off-peak travel days.
How much does it cost to live in Cape Coast per month?
Plan for roughly $1,261 a month in Cape Coast if you're renting, or around $599 for non-housing expenses. That covers one person's basics: food, bills, getting around, and a modest social life. Couples and families will need more, especially for housing and childcare.
Does Cape Coast offer good value for money?
Cape Coast is mid-range – monthly costs with rent reach about $1,261. For most residents, that's a fair trade: urban amenities, services, and job access without major-hub prices.
What salary is needed for a comfortable life in Cape Coast?
You'll want at least $1,892 per month after taxes to live comfortably in Cape Coast. That covers a decent apartment, groceries, utilities, transport, and enough left over for dining out occasionally. Families or people wanting a central location should budget higher.
What is the average rent for an apartment in Cape Coast?
A central one-bedroom apartment in Cape Coast runs about $608 per month. Move further out and that drops to around $589. Location makes a big difference here – and furnished places or short-term rentals will cost more on top of these figures.
What are kindergarten prices in Cape Coast?
Private kindergarten in Cape Coast costs about $466 per month – a big number for families. Prices vary by curriculum and whether you go local or international. Public options are cheaper where they exist, but waitlists can be long.
How much should I budget for food per month in Cape Coast?
Groceries in Cape Coast run about $277 monthly for one person – a moderate figure that matches the city's overall cost level. Local markets and supermarkets cover most needs, and food costs are manageable without strict budgeting.
Is $1,500 a month enough for Cape Coast?
$1,500 is below the $1,261 average in Cape Coast, so it's tight but not impossible. You'll need to keep rent low – sharing an apartment, cooking at home, and sticking to public transport are the main levers.
How welcoming is Cape Coast to foreigners?
Cape Coast has an established expat community and is welcoming to foreigners. expat-friendly services, coastal lifestyle, beach access smooth the transition, and English-speaking landlords, expat-focused healthcare, and international services are all reasonably accessible. Monthly costs average $1,261 including housing.
Is Cape Coast a cheap city to live in?
Cape Coast is neither cheap nor expensive – it sits comfortably in the middle. Monthly costs with rent run about $1,261, a figure most working professionals can handle without major financial stress.

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