Last update: Oct 2026

Cost of Living Comparison Between Ghana and India

Name: India
Address: IN

For one person, living is cheaper in India: $399 a month against $991 in Ghana, rent and utilities included – about $7,100 less a year. Other living expenses account for most of the difference.

48

Cost of Living Index in Ghana
Learn more

Ghana Living Index
19

Cost of Living Index in India
Learn more

India Living Index

Jump to prices

🇬🇭 Ghana

$991

/mo nomad

🇮🇳 India

$399

/mo nomad

Monthly Cost of Living

How much you'll spend in Ghana and in India

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ghana and in India actually costs, broken down by who's living it.

Monthly costs for one person with rent: $991 in Ghana versus $399 in India.

Ghana $991
India $399

Estimated couple costs with rent: $1,570 in Ghana versus $639 in India.

Ghana $1,570
India $639

Monthly costs for a family of three with rent: $2,148 in Ghana versus $879 in India.

Ghana $2,148
India $879

Internal cost variation is higher in Ghana: monthly costs span $3 to $1,260, compared to $230–$813 in India. City choice carries more weight in Ghana.

Living in Ghana is roughly 148% more expensive than in India on average.

Both countries sit below the global median: Ghana 27% lower, India 71% lower.

Meal at Budget Restaurant

$6.87 GHS 79.5

$2.14 ₹204

221.03%

Three-Course Dinner for Two, Mid-Range

$49.92 GHS 578

$10.46 ₹996

377.25%

Fast Food Meal (McDonalds, etc)

$10.34 GHS 120

$3.80 ₹362

172.11%

Cappuccino

$3.97 GHS 45.98

$1.68 ₹160

136.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.09 GHS 12.61

$0.38 ₹36.03

186.84%

Water (0.33 liter bottle)

$0.48 GHS 5.59

$0.15 ₹14.62

220.00%

Local Beer (0.5 liter draught)

$1.67 GHS 19.40

$1.87 ₹178

-10.70%

Imported Beer (0.33 liter bottle)

$2.60 GHS 30.15

$3.18 ₹303

-18.24%

Milk (1 liter)

$3.37 GHS 39.05

$0.62 ₹59.3

443.55%

White Bread (500g)

$1.55 GHS 17.98

$0.50 ₹47.82

210.00%

Rice (white) (1kg)

$2.96 GHS 34.33

$0.63 ₹60.4

369.84%

Eggs

$2.65 GHS 30.74

$0.96 ₹91.4

176.04%

Local Cheese (1kg)

$10.98 GHS 127

$4.85 ₹462

126.39%

Chicken Fillets (1kg)

$5.86 GHS 67.9

$2.84 ₹271

106.34%

Beef Round Steak (1kg)

$7.50 GHS 86.8

Apples (1kg)

$3.09 GHS 35.78

$2.00 ₹191

54.50%

Banana (1kg)

$1.38 GHS 15.96

$0.65 ₹61.5

112.31%

Oranges (1kg)

$1.66 GHS 19.26

$0.97 ₹92.4

71.13%

Tomato (1kg)

$3.18 GHS 36.79

$0.47 ₹44.35

576.60%

Potato (1kg)

$2.82 GHS 32.65

$0.34 ₹31.91

729.41%

Onion (1kg)

$2.22 GHS 25.69

$0.42 ₹39.78

428.57%

Lettuce (1 head)

$0.91 GHS 10.52

$0.47 ₹44.45

93.62%

Water (1.5 liter bottle)

$0.63 GHS 7.31

$0.31 ₹29.71

103.23%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 GHS 25.21

$5.08 ₹483

-57.09%

Wine (Bottle)

$7.25 GHS 84.0

$7.31 ₹696

-0.82%

Local Beer (0.5 liter bottle)

$1.40 GHS 16.17

$1.63 ₹155

-14.11%

Imported Beer (0.33 liter bottle)

$2.56 GHS 29.61

$2.76 ₹263

-7.25%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.11 ₹487

One-way Ticket (Public Transport)

$1.26 GHS 14.61

$0.26 ₹24.89

384.62%

Public Transport Monthly Pass (Regular Price)

$39.42 GHS 456

$8.58 ₹817

359.44%

Taxi Start (Normal Tariff)

$1.65 GHS 19.09

$1.00 ₹94.8

65.00%

Taxi (Normal Tariff) (1km)

$1.26 GHS 14.56

$0.27 ₹25.77

366.67%

Taxi 1hour Waiting (Normal Tariff)

$3.62 GHS 41.96

$1.54 ₹146

135.06%

Gasoline (1 liter)

$1.27 GHS 14.71

$1.07 ₹102

18.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,959 GHS 92.2K

$11.2K ₹1.1M

-29.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.4K GHS 236.7K

$20.1K ₹1.9M

1.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.7 GHS 900

$37.08 ₹3,531

109.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.87 GHS 218

$3.58 ₹341

427.09%

Internet (50+ Mbps, Unlimited Data)

$46.54 GHS 539

$7.15 ₹681

550.91%

Gym Membership (Monthly)

$60.1 GHS 696

$15.00 ₹1,428

300.93%

Tennis Court (1 Hour on Weekend)

$17.97 GHS 208

$7.17 ₹683

150.63%

Cinema Ticket

$12.33 GHS 143

$3.20 ₹304

285.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$409 GHS 4,731

$58.8 ₹5,599

594.81%

International Primary School, 1 Child (Yearly)

$15.6K GHS 180.6K

$1,667 ₹158.7K

835.97%

Jeans (Levis 501 Or Similar)

$14.00 GHS 162

$23.03 ₹2,193

-39.21%

Summer Dress (H&M, Zara, etc)

$18.28 GHS 212

$24.17 ₹2,302

-24.37%

Sport Shoes (Adidas, Nike)

$38.76 GHS 449

$41.20 ₹3,923

-5.92%

Men's Leather Business Shoes

$49.88 GHS 578

$29.62 ₹2,820

68.40%

1-bedroom Apartment, City Center (Monthly)

$554 GHS 6,414

$146 ₹13.9K

278.17%

1-bedroom Apartment, Outside City Center (Monthly)

$250 GHS 2,889

$96.4 ₹9,176

158.94%

3-bedroom Apartment, City Center (Monthly)

$1,055 GHS 12.2K

$343 ₹32.7K

207.59%

3-bedroom Apartment, Outside City Center (Monthly)

$426 GHS 4,935

$234 ₹22.3K

82.26%

Buy Apartment in City Center (m2)

$3,225 GHS 37.3K

$1,177 ₹112.1K

173.99%

Buy Apartment Outside City Center (m2)

$1,719 GHS 19.9K

$633 ₹60.3K

171.50%

Average Monthly Net Salary (After Tax)

$247 GHS 2,855

$409 ₹38.9K

-39.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

28.8

8.93

222.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ghana: October 26, 2026

Last update for India: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Ghana

$253 25.6%

India

$102 25.6% 59.7% $151

Accommodation & Living

Ghana

$250 25.2%

India

$96 24.1% 61.4% $153

Eating Out

Ghana

$153 15.5%

India

$67 16.7% 56.7% $87

Monthly Utilities & Internet

Ghana

$143 14.4%

India

$48 12% 66.6% $95

Sport & Entertainment

Ghana

$85 8.6%

India

$21 5.4% 74.8% $63

Clothing & Footwear

Ghana

$54 5.5%

India

$53 13.3% 2.4% $1.3

Getting Around

Ghana

$52 5.3%

India

$12 3% 77.1% $40

Cost Breakdown

National rent averages: $444 in Ghana, $120 in India. Capital cities: $686 in Accra vs $277 in Delhi.

National salary averages: $340 in Ghana, $412 in India. Higher pay doesn’t always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 270% higher in Ghana.

Dining out costs 327% more in Ghana.

Public transport is 325% more expensive in Ghana.

Salaries are 21% higher in India, and purchasing power comes out stronger in India.

Good to know

🇬🇭 Ghana

🇮🇳 India

🕒 Local time

20:08 8:08 PM

01:38 1:38 AM

5 h 30 min ahead of Ghana

🌤 Weather

👥 Population

32,833,031

1,326,093,247

💱 Currency

Ghanaian Cedi GHS ₵

Indian Rupee INR ₹

📈 Exchange rate

100 GHS = 8.64 USD

100 GHS = 7.76 EUR

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to GHS – Ghanaian Cedi Converter

🇺🇸 United States Dollar ($)

🇬🇭 Ghanaian Cedi (₵)

Ghanaian Cedi exchange rates as of October 28, 2026: 1 USD = 11.58 GHS (100 GHS = 8.64 USD). 1 EUR = 12.89 GHS (100 GHS = 7.76 EUR).

Indian Rupee exchange rates as of October 28, 2026: 1 USD = 95.22 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to GHS in detail →

On the map

Lowest

Highest

Between locations

Ghana India 8,490 km ≈ 11 h nonstop flight

From you

Ghana
India

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ghana vs India: Cost of Living - Frequently Asked Questions

At $991 per month in Ghana and $399 in India, India comes out about 60% cheaper. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Day-to-day life is cheaper in India: lower grocery prices, cheaper commutes, and more affordable meals out. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.

Rent for a central one-bedroom averages $444 in Ghana and $120 in India. Rents vary a lot between cities, so the gap depends on where you settle.

In India, $1,000 covers most cities easily; in Ghana it stretches only to regional areas and falls short in the capital – you’ll need to make trade-offs on housing or lifestyle.

It depends on what you’re after: India wins on affordability, while salaries, visas, language, and lifestyle can tip the balance either way.