Cost of Living Comparison Between Ghana and India Cost of Living Comparison Between Ghana and India

Name: India
Address: IN

Monthly Cost of Living

Monthly costs for one person with rent: $525 in Ghana versus $366 in India.

Estimated couple costs with rent: $860 in Ghana versus $581 in India.

Monthly costs for a family of three with rent: $1,195 in Ghana versus $795 in India.

Living in Ghana is roughly 43% more expensive than in India on average.

Both countries sit below the global median: Ghana 62% lower, India 73% lower.

Meal at Budget Restaurant

$7.12 GHS 81.4

$2.15 ₹205

231.16%

Three-Course Dinner for Two, Mid-Range

$49.49 GHS 565

$10.42 ₹996

374.95%

Fast Food Meal (McDonalds, etc)

$10.41 GHS 119

$3.59 ₹343

189.97%

Cappuccino

$4.05 GHS 46.27

$1.67 ₹160

142.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.15 GHS 13.12

$0.39 ₹37.26

194.87%

Water (0.33 liter bottle)

$0.45 GHS 5.11

$0.17 ₹15.92

164.71%

Local Beer (0.5 liter draught)

$1.78 GHS 20.35

$1.87 ₹179

-4.81%

Imported Beer (0.33 liter bottle)

$2.60 GHS 29.66

$3.18 ₹304

-18.24%

Milk (1 liter)

$3.32 GHS 37.95

$0.64 ₹61.1

418.75%

White Bread (500g)

$1.68 GHS 19.14

$0.45 ₹42.66

273.33%

Rice (white) (1kg)

$3.06 GHS 34.91

$0.63 ₹59.9

385.71%

Eggs

$2.72 GHS 31.02

$0.87 ₹83.5

212.64%

Local Cheese (1kg)

$11.60 GHS 132

$4.62 ₹442

151.08%

Chicken Fillets (1kg)

$5.96 GHS 68.1

$2.86 ₹273

108.39%

Beef Round Steak (1kg)

$7.34 GHS 83.9

Apples (1kg)

$2.96 GHS 33.80

$1.95 ₹186

51.79%

Banana (1kg)

$1.40 GHS 15.95

$0.67 ₹64.3

108.96%

Oranges (1kg)

$1.69 GHS 19.25

$0.99 ₹94.3

70.71%

Tomato (1kg)

$3.25 GHS 37.15

$0.51 ₹48.45

537.25%

Potato (1kg)

$2.95 GHS 33.72

$0.35 ₹33.23

742.86%

Onion (1kg)

$2.34 GHS 26.70

$0.42 ₹39.69

457.14%

Lettuce (1 head)

$0.92 GHS 10.51

$0.44 ₹41.87

109.09%

Water (1.5 liter bottle)

$0.64 GHS 7.31

$0.31 ₹29.80

106.45%

Cigarettes 20 Pack (Marlboro, Camel)

$2.24 GHS 25.54

$5.14 ₹491

-56.42%

Wine (Bottle)

$7.10 GHS 81.1

$7.58 ₹724

-6.33%

Local Beer (0.5 liter bottle)

$1.42 GHS 16.19

$1.67 ₹160

-14.97%

Imported Beer (0.33 liter bottle)

$2.54 GHS 28.99

$2.79 ₹266

-8.96%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.36 ₹512

One-way Ticket (Public Transport)

$1.56 GHS 17.77

$0.25 ₹23.64

524.00%

Public Transport Monthly Pass (Regular Price)

$40.58 GHS 463

$8.53 ₹815

375.73%

Taxi Start (Normal Tariff)

$1.70 GHS 19.44

$0.94 ₹89.4

80.85%

Taxi (Normal Tariff) (1km)

$1.35 GHS 15.39

$0.27 ₹25.96

400.00%

Taxi 1hour Waiting (Normal Tariff)

$3.64 GHS 41.59

$1.60 ₹153

127.50%

Gasoline (1 liter)

$1.30 GHS 14.82

$1.12 ₹107

16.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,158 GHS 93.2K

$12.4K ₹1.2M

-34.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$10.2K GHS 116.9K

$20.2K ₹1.9M

-49.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.8 GHS 900

$37.28 ₹3,562

111.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.52 GHS 223

$3.49 ₹334

459.31%

Internet (50+ Mbps, Unlimited Data)

$47.51 GHS 543

$7.20 ₹688

559.86%

Gym Membership (Monthly)

$62.9 GHS 718

$14.69 ₹1,403

328.18%

Tennis Court (1 Hour on Weekend)

$18.89 GHS 216

$7.31 ₹698

158.41%

Cinema Ticket

$12.37 GHS 141

$3.08 ₹294

301.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$409 GHS 4,672

$59.1 ₹5,646

592.40%

International Primary School, 1 Child (Yearly)

$15.2K GHS 174.1K

$1,693 ₹161.8K

800.53%

Jeans (Levis 501 Or Similar)

$13.97 GHS 160

$23.25 ₹2,221

-39.91%

Summer Dress (H&M, Zara, etc)

$18.85 GHS 215

$24.03 ₹2,296

-21.56%

Sport Shoes (Adidas, Nike)

$39.73 GHS 454

$40.99 ₹3,917

-3.07%

Men's Leather Business Shoes

$51.3 GHS 586

$30.46 ₹2,911

68.48%

1-bedroom Apartment, City Center (Monthly)

$577 GHS 6,592

$143 ₹13.7K

302.90%

1-bedroom Apartment, Outside City Center (Monthly)

$244 GHS 2,781

$93.2 ₹8,902

161.35%

3-bedroom Apartment, City Center (Monthly)

$1,144 GHS 13.1K

$332 ₹31.7K

244.75%

3-bedroom Apartment, Outside City Center (Monthly)

$498 GHS 5,691

$214 ₹20.4K

133.42%

Buy Apartment in City Center (m2)

$3,171 GHS 36.2K

$1,203 ₹115.0K

163.49%

Buy Apartment Outside City Center (m2)

$1,728 GHS 19.7K

$643 ₹61.5K

168.56%

Average Monthly Net Salary (After Tax)

$224 GHS 2,554

$441 ₹42.1K

-49.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

28.8

8.93

222.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ghana: September 7, 2026

Last update for India: September 5, 2026

Cost Breakdown

National rent averages: $97.0 in Ghana, $121 in India. Capital cities: $693 in Accra vs $272 in Delhi.

National salary averages: $348 in Ghana, $410 in India. Higher pay doesn't always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 25% higher in India.

Dining out costs 230% more in Ghana.

Salaries are 18% higher in India, and purchasing power comes out stronger in India.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ghana vs India: Cost of Living - Frequently Asked Questions

At $635 per month in Ghana and $519 in India, there's a 22% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Day-to-day life is simply cheaper in India: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.

Rent in Ghana is consistently higher than in India across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.

In India, $1,000 covers most cities easily; in Ghana it stretches only to regional areas and falls short in the capital – you'll need to make trade-offs on housing or lifestyle.

It depends on what you're after: India wins on affordability; Ghana may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.