Cost of Living in Kumasi - Updated Prices & Insights

Monthly Cost of Living

A single person spends around $431 per month with rent, or $341 for everyday expenses alone.

A couple spends around $719 per month with rent, or $616 for everyday expenses alone.

A family of three spends around $1,007 per month with rent, or $891 without housing.

Overall, Kumasi is 64–68% below the global median across household types. Within Africa, costs are well below average (57% lower) – one of the most affordable options in the region.

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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$2.82 GHS 32.59
$2.01 GHS 23.23
$10.30 GHS 119
Three-Course Dinner for Two, Mid-Range
$32.08 GHS 371
$30.96 GHS 358
$85.3 GHS 985
Fast Food Meal (McDonalds, etc)
$7.71 GHS 89.0
$3.81 GHS 44.05
$12.87 GHS 149
Cappuccino
$0.88 GHS 10.16
$0.57 GHS 6.58
$6.36 GHS 73.4
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.60 GHS 6.98
$0.41 GHS 4.69
$3.12 GHS 36.09
Water (0.33 liter bottle)
$0.21 GHS 2.42
$0.15 GHS 1.76
$0.90 GHS 10.36
Local Beer (0.5 liter draught)
$0.84 GHS 9.73
$0.51 GHS 5.88
$2.46 GHS 28.39
Imported Beer (0.33 liter bottle)
$1.55 GHS 17.89
$0.75 GHS 8.66
$4.10 GHS 47.40
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.70 GHS 19.62
$0.54 GHS 6.28
$4.28 GHS 49.45
White Bread (500g)
$1.50 GHS 17.30
$0.84 GHS 9.65
$3.44 GHS 39.79
Rice (white) (1kg)
$1.67 GHS 19.29
$1.33 GHS 15.31
$4.05 GHS 46.76
Eggs
$2.18 GHS 25.18
$1.01 GHS 11.70
$4.58 GHS 53.0
Local Cheese (1kg)
$5.62 GHS 64.9
$3.04 GHS 35.07
$24.35 GHS 281
Chicken Fillets (1kg)
$4.26 GHS 49.20
$1.90 GHS 21.95
$8.47 GHS 97.8
Beef Round Steak (1kg)
$4.78 GHS 55.2
$1.37 GHS 15.88
$11.87 GHS 137
Apples (1kg)
$1.70 GHS 19.58
$1.08 GHS 12.46
$4.70 GHS 54.2
Banana (1kg)
$0.79 GHS 9.18
$0.73 GHS 8.40
$2.17 GHS 25.07
Oranges (1kg)
$0.78 GHS 9.04
$0.42 GHS 4.85
$3.94 GHS 45.55
Tomato (1kg)
$1.99 GHS 22.94
$1.32 GHS 15.22
$6.05 GHS 69.9
Potato (1kg)
$1.60 GHS 18.50
$1.00 GHS 11.55
$4.85 GHS 56.1
Onion (1kg)
$1.08 GHS 12.51
$0.80 GHS 9.24
$3.75 GHS 43.27
Lettuce (1 head)
$0.81 GHS 9.39
$0.31 GHS 3.61
$1.33 GHS 15.40
Water (1.5 liter bottle)
$0.49 GHS 5.62
$0.35 GHS 4.05
$0.73 GHS 8.43
Cigarettes 20 Pack (Marlboro, Camel)
$0.85 GHS 9.87
$0.85 GHS 9.87
$3.65 GHS 42.14
Wine (Bottle)
$1.32 GHS 15.27
$1.32 GHS 15.27
$12.17 GHS 141
Local Beer (0.5 liter bottle)
$1.11 GHS 12.83
$0.75 GHS 8.67
$1.61 GHS 18.57
Imported Beer (0.33 liter bottle)
$1.92 GHS 22.22
$1.29 GHS 14.89
$2.72 GHS 31.41
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$0.42 GHS 4.84
$0.31 GHS 3.63
$0.51 GHS 5.93
Public Transport Monthly Pass (Regular Price)
$20.17 GHS 233
-
Taxi Start (Normal Tariff)
$0.79 GHS 9.07
$0.79 GHS 9.07
$2.15 GHS 24.79
Taxi (Normal Tariff) (1km)
$1.18 GHS 13.63
$0.99 GHS 11.45
$1.33 GHS 15.35
Taxi 1hour Waiting (Normal Tariff)
$1.61 GHS 18.64
$1.61 GHS 18.64
$8.69 GHS 100
Gasoline (1 liter)
$1.06 GHS 12.20
$0.95 GHS 10.96
$1.41 GHS 16.27
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$7,892 GHS 91.2K
$7,049 GHS 81.4K
$15.7K GHS 181.3K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$9,517 GHS 109.9K
$8,273 GHS 95.6K
$11.8K GHS 136.7K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$40.54 GHS 468
$36.34 GHS 420
$127 GHS 1,468
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.96 GHS 150
$7.34 GHS 84.8
$25.06 GHS 289
Internet (50+ Mbps, Unlimited Data)
$37.16 GHS 429
$21.99 GHS 254
$98.2 GHS 1,135
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$28.58 GHS 330
-
Cinema Ticket
$9.72 GHS 112
$7.14 GHS 82.4
$12.06 GHS 139
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$71.9 GHS 831
$66.5 GHS 768
$104 GHS 1,201
International Primary School, 1 Child (Yearly)
$5,497 GHS 63.5K
$4,824 GHS 55.7K
$26.2K GHS 302.3K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$14.67 GHS 169
$7.48 GHS 86.4
$29.90 GHS 345
Summer Dress (H&M, Zara, etc)
$18.57 GHS 215
$9.84 GHS 114
$25.83 GHS 298
Sport Shoes (Adidas, Nike)
$28.66 GHS 331
$17.24 GHS 199
$65.4 GHS 755
Men's Leather Business Shoes
$41.14 GHS 475
$20.47 GHS 236
$79.6 GHS 920
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$320 GHS 3,696
-
20-Year Fixed Mortgage Interest Rate (Annual %)
25.4
20
35.8

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: July 12, 2026

Cost Breakdown

The average net salary is $320 – below monthly costs of $431. Most locals rely on shared housing or dual incomes. Remote workers earning abroad will find stronger purchasing power.

Groceries cost around $154 per month for one person. A mid-range dinner for two is priced at $32.00 – well below the African average of $42.00.

A monthly public transport pass costs about $20.17 – among the cheapest in Africa (average $29.00).

Cost Highlights

White bread is more expensive than 95% of cities in Africa

Local beer is cheaper than 94% of cities in Africa

Kumasi Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Kumasi - Frequently Asked Questions
How affordable is Kumasi for travelers, expats, and digital nomads compared with other West African cities?
Many visitors and new arrivals find Kumasi surprisingly affordable, especially if you adjust to local options for housing, meals, and transport. You will notice a slower pace, more compact neighborhoods, and markets that prize value over trend. Cost of Living in Kumasi, Ghana is easier to absorb when you prioritize longer stays, shop at markets, and choose guesthouses or shared apartments rather than distant compounds. Public transport and rideshares are practical for daily trips, and you can find reliable coworking spaces without premium dues. With careful planning, you can balance work needs with a richer cultural experience. Tip: build a simple monthly plan that covers housing, food, and transit.
What does daily life look like in Kumasi in terms of housing, food, transport, and coworking options?
Daily life in Kumasi is straightforward and walkable in many central areas. Housing options range from modest rooms near Adum to larger flats in Bantama or Manhyia, often with friendly landlords and negotiable utilities. Food options run from busy hawkers to sit-down eateries and bakeries; street food is tasty and economical if you pace yourself. For transport, tro-tro vans, taxis, and occasional rideshares cover most routes. If you are coworking, you will find affordable memberships in local hubs. Kumasi living cost stays manageable when you plan weekly groceries, shop market days, and ride during off-peak times. Tip: map a core routine to reduce impulse buys.
What are effective budgeting tips and neighborhood fits to maximize quality of life in Kumasi, especially with seasonality and local markets?
Quality of life in Kumasi comes from a balance between culture, pace, and practical budgeting. A simple framework helps: identify fixed costs (housing, utilities) and flexible costs (food, transit), then track small daily expenses to spot savings. Seasonality affects outdoor plans and errands, so plan ahead for rainy days and peak market times. To find the best neighborhood fit, test a few districts – Asafo for nightlife and access, Adum for proximity to services, Bantama for family-friendly vibes – and consider proximity to coworking spaces and transit lines. Local markets offer fresh produce year-round, and cooking at home remains one of the strongest money-savers. Tip: set a realistic weekly shopping list and stick to it.
Is Kumasi a cheap city to live in for foreigners?
By most standards, Kumasi is a budget-friendly place to live. Total monthly costs with rent usually land around $431, and both housing and daily expenses fall below global averages. It's a solid pick for remote workers, long-term travelers, or anyone watching their spending.
Is rent affordable relative to income in Kumasi?
Rent in Kumasi eats up about 0% of a typical income – well under the 30% international benchmark. That leaves plenty of room for other expenses, saving, and actually enjoying life, which is a big part of why the city scores well on affordability.
What income level supports a comfortable lifestyle in Kumasi?
In Kumasi, $646 per month is what most people would call a good salary. It handles rent, food, and utilities with enough left for savings and the occasional splurge. Above that, you unlock better apartments and more freedom with spending.
How expensive is preschool in Kumasi per month?
Private kindergarten in Kumasi costs about $71.9 per month – a big number for families. Prices vary by curriculum and whether you go local or international. Public options are cheaper where they exist, but waitlists can be long.
How much is a monthly gym pass in Kumasi?
A gym membership in Kumasi runs about $28.58 per month – affordable by regional standards. Most gyms include basic equipment, group classes, and locker rooms. Boutique studios and personal training cost more, but the baseline is budget-friendly.
Does $1,200 cover living expenses in Kumasi?
$1,200 a month in Kumasi? Very doable. Average costs with rent come to just $431, which leaves real room to save, eat out, and enjoy the city without watching every dollar.
What are the pros and cons of living in Kumasi?
Quality of life in Kumasi is genuinely good – highlights include expat-friendly services, wellness scene, café culture, and monthly costs hover around $431. Day-to-day life is well-rounded: decent infrastructure, varied dining and entertainment, and a generally positive atmosphere.
Is Kumasi budget-friendly for long-term stays?
Kumasi is affordable by most measures, which is why it appeals to long-term travelers, remote workers, and budget-conscious residents. At $431 per month with rent, it sits well below the global average for cities of similar size.

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