Cost of Living in Ho - Updated Prices & Insights

Name: Ho
Address: Ho, GH

Solo nomad: Estimated monthly costs are $331 (excluding rent), and $341 including rent.

Family of 3: Estimated monthly costs are $836 (excluding rent), and $741 including rent.

Meal at Budget Restaurant

$2.83 GHS 31.55

$2.67 GHS 29.71

$9.75 GHS 108

Three-Course Dinner for Two, Mid-Range

$9.63 GHS 107

$85.7 GHS 954

Fast Food Meal (McDonalds, etc)

$3.87 GHS 43.07

$9.28 GHS 103

Cappuccino

$1.47 GHS 16.40

$6.20 GHS 69.0

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 GHS 5.22

$2.87 GHS 31.96

Water (0.33 liter bottle)

$0.28 GHS 3.07

$0.18 GHS 2.01

$0.89 GHS 9.94

Local Beer (0.5 liter draught)

$0.51 GHS 5.64

$2.60 GHS 28.90

Imported Beer (0.33 liter bottle)

$0.80 GHS 8.95

$4.29 GHS 47.71

Milk (1 liter)

$1.19 GHS 13.23

$4.48 GHS 49.88

White Bread (500g)

$0.50 GHS 5.60

$2.29 GHS 25.47

Rice (white) (1kg)

$0.79 GHS 8.80

$4.05 GHS 45.12

Eggs

$2.30 GHS 25.56

$1.47 GHS 16.34

$4.42 GHS 49.14

Local Cheese (1kg)

$10.97 GHS 122

$3.08 GHS 34.31

$24.72 GHS 275

Chicken Fillets (1kg)

$4.36 GHS 48.55

$2.61 GHS 29.04

$6.74 GHS 75.1

Beef Round Steak (1kg)

$5.32 GHS 59.2

$2.23 GHS 24.80

$11.94 GHS 133

Apples (1kg)

$2.17 GHS 24.17

$1.07 GHS 11.86

$4.64 GHS 51.6

Banana (1kg)

$1.00 GHS 11.10

$0.77 GHS 8.58

$2.30 GHS 25.63

Oranges (1kg)

$1.01 GHS 11.24

$0.46 GHS 5.10

$4.30 GHS 47.86

Tomato (1kg)

$0.95 GHS 10.53

$5.73 GHS 63.8

Potato (1kg)

$1.98 GHS 22.04

$1.05 GHS 11.64

$5.08 GHS 56.5

Onion (1kg)

$1.02 GHS 11.32

$4.03 GHS 44.83

Lettuce (1 head)

$0.28 GHS 3.11

$1.23 GHS 13.73

Water (1.5 liter bottle)

$0.51 GHS 5.71

$0.38 GHS 4.20

$0.79 GHS 8.74

Cigarettes 20 Pack (Marlboro, Camel)

$1.58 GHS 17.64

$1.51 GHS 16.76

$3.45 GHS 38.35

Wine (Bottle)

$3.25 GHS 36.13

$12.25 GHS 136

Local Beer (0.5 liter bottle)

$0.59 GHS 6.62

$1.57 GHS 17.45

Imported Beer (0.33 liter bottle)

$1.14 GHS 12.67

$2.63 GHS 29.24

Taxi Start (Normal Tariff)

$1.63 GHS 18.11

$1.44 GHS 16.05

$2.31 GHS 25.68

Taxi (Normal Tariff) (1km)

$1.16 GHS 12.96

$0.98 GHS 10.89

$1.31 GHS 14.59

Taxi 1hour Waiting (Normal Tariff)

$5.40 GHS 60.1

$3.04 GHS 33.86

$8.69 GHS 96.7

Gasoline (1 liter)

$1.00 GHS 11.13

$1.21 GHS 13.42

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$5,732 GHS 63.8K

$15.6K GHS 173.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$7,911 GHS 88.1K

$12.2K GHS 135.7K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$24.20 GHS 269

$127 GHS 1,413

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.09 GHS 146

$7.41 GHS 82.5

$23.66 GHS 263

Internet (50+ Mbps, Unlimited Data)

$14.55 GHS 162

$99.6 GHS 1,109

Cinema Ticket

$9.83 GHS 109

$7.22 GHS 80.3

$12.20 GHS 136

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$73.9 GHS 822

$68.3 GHS 760

$107 GHS 1,189

International Primary School, 1 Child (Yearly)

$8,005 GHS 89.1K

$4,777 GHS 53.2K

$25.9K GHS 288.5K

Jeans (Levis 501 Or Similar)

$14.85 GHS 165

$7.57 GHS 84.3

$30.27 GHS 337

Summer Dress (H&M, Zara, etc)

$18.81 GHS 209

$9.97 GHS 111

$26.15 GHS 291

Sport Shoes (Adidas, Nike)

$29.40 GHS 327

$17.69 GHS 197

$67.1 GHS 747

Men's Leather Business Shoes

$40.82 GHS 454

$20.31 GHS 226

$79.0 GHS 879

Average Monthly Net Salary (After Tax)

$109 GHS 1,209

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

35.8

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: April 11, 2026

Ho Median Internet Speeds (Updated April 2026)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌍 Africa

Cost of Living in Ho - Frequently Asked Questions

Ho offers a practical blend of value and comfort for travelers, expats, and digital nomads who want a slower pace without sacrificing access to essentials. You'll find simple apartments or guesthouses at reasonable rents, plentiful street food, and affordable local transport that covers daily errands without a car. The city's smaller scale means shorter commutes and a calmer rhythm, which translates to lower daily costs than bigger metros. If you're weighing options, the Cost of Living in Ho, Ghana tends to feel more approachable for longer stays focused on community, learning, or remote work. Tip: scout neighborhoods by vibe, not just price, to find your fit.

Daily life in Ho centers on a practical, community-focused rhythm. For housing, look in midtown or riverside pockets where safety and access to markets align, with flexible leases common. Food options range from bustling markets offering Ghanaian staples to cafés with Western favorites; you can keep costs down by cooking at home using fresh produce. Transport relies on tro-tro minibuses, shared taxis, and motorbike taxis, plus walking when distances are short. Co-working spaces exist but are modest; many remote workers blend work with casual cafés. Ho, Ghana living cost remains reasonable for most routines. Tip: create a core shortlist of reliable vendors for groceries and transport to keep days efficient.

Quality of life in Ho is defined by pace, green spaces, and accessible services. A simple budgeting approach: identify a comfortable base on rent, then plan meals at markets and occasional dining out, with transport kept affordable by bulk trips and walking. Seasonality affects markets and prices; the Harmattan and rainy periods can shift availability and travel comfort, so stay flexible and keep extra supplies in the dry season. When choosing neighborhoods, consider proximity to the river, schools, or coworking hubs, and the feel of morning markets. Tip: visit at different times of day to gauge noise, safety, and convenience.