Cost of Living in Ghana - Updated Prices & Insights

Name: Ghana
Address: GH

Solo nomad: Estimated monthly costs are $516 (excluding rent), and $719 including rent.

Family of 3: Estimated monthly costs are $1,334 (excluding rent), and $1,796 including rent.

Meal at Budget Restaurant

$3.73 GHS 40.41

$2.35 GHS 25.49

$7.98 GHS 86.5

Three-Course Dinner for Two, Mid-Range

$44.37 GHS 481

$25.94 GHS 281

$86.8 GHS 941

Fast Food Meal (McDonalds, etc)

$7.72 GHS 83.6

$5.11 GHS 55.4

$10.39 GHS 113

Cappuccino

$3.06 GHS 33.17

$0.67 GHS 7.31

$6.00 GHS 65.1

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.88 GHS 9.49

$0.52 GHS 5.63

$2.89 GHS 31.28

Water (0.33 liter bottle)

$0.33 GHS 3.62

$0.21 GHS 2.27

$0.90 GHS 9.72

Local Beer (0.5 liter draught)

$1.32 GHS 14.31

$0.64 GHS 6.93

$2.53 GHS 27.40

Imported Beer (0.33 liter bottle)

$2.29 GHS 24.85

$1.27 GHS 13.79

$4.08 GHS 44.23

Milk (1 liter)

$2.97 GHS 32.24

$1.40 GHS 15.14

$4.39 GHS 47.60

White Bread (500g)

$1.36 GHS 14.73

$0.84 GHS 9.15

$2.16 GHS 23.47

Rice (white) (1kg)

$2.18 GHS 23.61

$1.31 GHS 14.21

$3.87 GHS 41.97

Eggs

$2.30 GHS 24.90

$1.23 GHS 13.30

$4.54 GHS 49.26

Local Cheese (1kg)

$8.36 GHS 90.6

$3.17 GHS 34.42

$25.46 GHS 276

Chicken Fillets (1kg)

$4.43 GHS 48.05

$2.05 GHS 22.18

$6.79 GHS 73.6

Beef Round Steak (1kg)

$5.38 GHS 58.3

$2.26 GHS 24.55

$10.74 GHS 116

Apples (1kg)

$2.81 GHS 30.49

$1.06 GHS 11.48

$4.21 GHS 45.69

Banana (1kg)

$1.42 GHS 15.34

$0.79 GHS 8.56

$2.30 GHS 24.90

Oranges (1kg)

$1.56 GHS 16.96

$0.68 GHS 7.41

$2.97 GHS 32.20

Tomato (1kg)

$2.82 GHS 30.58

$1.33 GHS 14.39

$4.60 GHS 49.88

Potato (1kg)

$2.81 GHS 30.45

$1.03 GHS 11.12

$4.33 GHS 46.97

Onion (1kg)

$1.96 GHS 21.28

$1.17 GHS 12.70

$3.45 GHS 37.37

Lettuce (1 head)

$0.88 GHS 9.52

$0.31 GHS 3.40

$1.34 GHS 14.51

Water (1.5 liter bottle)

$0.54 GHS 5.82

$0.36 GHS 3.92

$0.89 GHS 9.63

Cigarettes 20 Pack (Marlboro, Camel)

$1.63 GHS 17.64

$1.56 GHS 16.87

$2.47 GHS 26.79

Wine (Bottle)

$5.97 GHS 64.7

$2.89 GHS 31.33

$12.04 GHS 131

Local Beer (0.5 liter bottle)

$1.12 GHS 12.18

$0.78 GHS 8.45

$1.55 GHS 16.79

Imported Beer (0.33 liter bottle)

$1.79 GHS 19.36

$1.24 GHS 13.47

$2.62 GHS 28.41

One-way Ticket (Public Transport)

$1.08 GHS 11.73

$0.72 GHS 7.86

$2.50 GHS 27.11

Public Transport Monthly Pass (Regular Price)

$35.43 GHS 384

$23.93 GHS 259

$45.91 GHS 498

Taxi Start (Normal Tariff)

$1.53 GHS 16.61

$0.89 GHS 9.63

$2.29 GHS 24.81

Taxi (Normal Tariff) (1km)

$1.26 GHS 13.70

$1.02 GHS 11.05

$1.37 GHS 14.81

Taxi 1hour Waiting (Normal Tariff)

$4.29 GHS 46.46

$2.76 GHS 29.87

$8.77 GHS 95.1

Gasoline (1 liter)

$1.12 GHS 12.09

$1.03 GHS 11.21

$1.26 GHS 13.63

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,850 GHS 85.1K

$7,580 GHS 82.2K

$15.6K GHS 169.2K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$10.1K GHS 109.3K

$8,325 GHS 90.2K

$11.8K GHS 128.4K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$47.20 GHS 512

$31.67 GHS 343

$87.9 GHS 952

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.37 GHS 145

$7.49 GHS 81.2

$25.05 GHS 272

Internet (50+ Mbps, Unlimited Data)

$42.88 GHS 465

$22.54 GHS 244

$101 GHS 1,091

Gym Membership (Monthly)

$32.39 GHS 351

$16.06 GHS 174

$75.3 GHS 817

Tennis Court (1 Hour on Weekend)

$15.51 GHS 168

$9.32 GHS 101

$19.68 GHS 213

Cinema Ticket

$9.42 GHS 102

$6.91 GHS 75.0

$11.69 GHS 127

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$79.3 GHS 860

$68.3 GHS 740

$107 GHS 1,157

International Primary School, 1 Child (Yearly)

$7,416 GHS 80.4K

$4,797 GHS 52.0K

$14.9K GHS 162.0K

Jeans (Levis 501 Or Similar)

$16.45 GHS 178

$7.46 GHS 80.9

$36.89 GHS 400

Summer Dress (H&M, Zara, etc)

$20.64 GHS 224

$10.15 GHS 110

$26.64 GHS 289

Sport Shoes (Adidas, Nike)

$31.56 GHS 342

$17.26 GHS 187

$65.5 GHS 710

Men's Leather Business Shoes

$44.14 GHS 478

$20.42 GHS 221

$85.6 GHS 928

1-bedroom Apartment, City Center (Monthly)

$521 GHS 5,646

$229 GHS 2,485

$1,218 GHS 13.2K

1-bedroom Apartment, Outside City Center (Monthly)

$159 GHS 1,728

$60.4 GHS 654

$383 GHS 4,147

3-bedroom Apartment, City Center (Monthly)

$1,049 GHS 11.4K

$382 GHS 4,141

$2,466 GHS 26.7K

3-bedroom Apartment, Outside City Center (Monthly)

$404 GHS 4,382

$201 GHS 2,181

$668 GHS 7,237

Buy Apartment in City Center (m2)

$2,995 GHS 32.5K

$1,762 GHS 19.1K

$4,921 GHS 53.3K

Buy Apartment Outside City Center (m2)

$1,703 GHS 18.5K

$1,001 GHS 10.8K

$3,928 GHS 42.6K

Average Monthly Net Salary (After Tax)

$219 GHS 2,373

20-Year Fixed Mortgage Interest Rate (Annual %)

26.83

35.8

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 18, 2026

By City in Ghana

Lowest

Highest

Rank	City	Population	Living Index	Solo costs (no rent) / month	Solo costs (with rent) / month	Family of 3 costs (no rent) / month	Family of 3 costs (with rent) / month	Mobile download speed (Mbps)	Internet download speed (Mbps)
1	Accra	2388000	38	$561	$757	$1,400	$1,856	26.23	65.85
2	Begoro	-	27	$457	$538	$1,060	$1,269	63.3	99.59
3	Cape Coast	155000	40	$477	$793	$1,327	$1,814	87.15	50.21
4	Elmina	-	27	$469	$537	$1,315	$1,286	121.71	31.41
5	Gbawe	-		$3.10	$2.88	$10.17	$10.39	27.29	59.95
6	Ho	83715	17	$287	$344	$754	$768	252.64	33.17
7	Koforidua	130000	27	$434	$529	$1,384	$1,282	105.21	53.17
8	Kumasi	1517000	22	$425	$440	$913	$1,005	52.68	74.88
9	Lawra	-						92.05	39.05
10	Nungua	84119						179.74	65.85
11	Takoradi	539548	24	$392	$487	$1,151	$1,178	32.86	69.45
12	Tamale	950124		$66.9	$62.8	$123	$121	36.79	76.27
13	Tema	160000	31	$459	$618	$1,132	$1,367	16.29	67.45
14	Tongo	-						148.14	62.61
15	Winneba	-	27	$533	$534	$1,138	$1,283	59.75	22.37

Digital Nomad Cost of Living Index

Cost of Living in Ghana - Frequently Asked Questions

Cost of Living in Ghana varies by city and lifestyle, but many incoming travelers find it reasonable for basic living with careful planning. In general, housing can be affordable outside major neighborhoods, while imported goods and certain services cost more. Daily meals from local markets and street food offer good value, and you can stretch your budget with local transportation and shared accommodations. Digital nomads often prioritize reliable internet and a safe neighborhood with coffee shops and co-working spaces. Seasonal differences affect comfort, power reliability, and travel costs, so consider flexible plans. Tip: Build a simple monthly plan that accounts for housing, utilities, food, transport, and occasional travel to stay balanced.

Daily life centers on neighborhood feel and practical routines. For housing, look at a mix of apartment blocks, compounds, and guesthouses in areas with good internet and safety, and consider negotiating lease terms before committing. Food options range from vibrant local markets to modern supermarkets; cooking at home using fresh produce keeps costs predictable. Transport often relies on tro-tros, ride-hailing apps, and walking; a bike can be useful in smaller towns. Errands are straightforward with mobile money and card payments in urban centers, but cash is handy in markets. Ghana living cost varies by location, so compare Accra, Kumasi, and coastal towns before committing. Tip: visit multiple neighborhoods on foot to judge vibe and practicality.

Quality of life in Ghana comes from balancing pace, safety, and access to everyday essentials. Build a simple budgeting framework: housing, utilities, groceries, transport, and occasional entertainment, with a buffer for surprises like power outages or travel. Neighborhood choices range from vibrant commercial hubs to quieter residential pockets; test commute times at different hours to gauge practicality. Seasonal patterns affect travel and dining options, so keep flexible plans for holidays and weather. Look for measures that boost security, reliable internet, and easy access to healthcare and coworking spaces, then tailor your circle of neighborhoods accordingly. Tip: set a monthly review to adjust based on actual use and preferred pace.