Cost of Living in Ghana - Updated Prices & Insights

Name: Ghana
Address: GH

Solo nomad: Estimated monthly costs are $520 (excluding rent), and $738 including rent.

Family of 3: Estimated monthly costs are $1,337 (excluding rent), and $1,767 including rent.

Meal at Budget Restaurant

$3.93 GHS 43.74

$2.48 GHS 27.60

$8.42 GHS 93.7

Three-Course Dinner for Two, Mid-Range

$43.90 GHS 489

$25.67 GHS 286

$85.9 GHS 956

Fast Food Meal (McDonalds, etc)

$7.72 GHS 86.0

$5.11 GHS 56.9

$10.40 GHS 116

Cappuccino

$3.20 GHS 35.64

$0.71 GHS 7.86

$6.28 GHS 69.9

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.95 GHS 10.58

$0.56 GHS 6.28

$3.13 GHS 34.88

Water (0.33 liter bottle)

$0.36 GHS 4.06

$0.23 GHS 2.55

$0.98 GHS 10.89

Local Beer (0.5 liter draught)

$1.33 GHS 14.83

$0.65 GHS 7.18

$2.55 GHS 28.40

Imported Beer (0.33 liter bottle)

$2.29 GHS 25.49

$1.27 GHS 14.15

$4.08 GHS 45.36

Milk (1 liter)

$2.89 GHS 32.19

$1.36 GHS 15.12

$4.27 GHS 47.53

White Bread (500g)

$1.38 GHS 15.31

$0.85 GHS 9.51

$2.19 GHS 24.39

Rice (white) (1kg)

$2.11 GHS 23.53

$1.27 GHS 14.16

$3.76 GHS 41.82

Eggs

$2.28 GHS 25.35

$1.22 GHS 13.54

$4.51 GHS 50.2

Local Cheese (1kg)

$8.46 GHS 94.2

$3.22 GHS 35.79

$25.78 GHS 287

Chicken Fillets (1kg)

$4.53 GHS 50.4

$2.09 GHS 23.28

$6.94 GHS 77.3

Beef Round Steak (1kg)

$5.38 GHS 59.9

$2.27 GHS 25.22

$10.74 GHS 120

Apples (1kg)

$2.81 GHS 31.32

$1.06 GHS 11.79

$4.22 GHS 46.93

Banana (1kg)

$1.41 GHS 15.70

$0.79 GHS 8.76

$2.29 GHS 25.49

Oranges (1kg)

$1.61 GHS 17.97

$0.71 GHS 7.85

$3.07 GHS 34.12

Tomato (1kg)

$2.68 GHS 29.84

$1.26 GHS 14.05

$4.37 GHS 48.68

Potato (1kg)

$2.84 GHS 31.56

$1.04 GHS 11.53

$4.37 GHS 48.68

Onion (1kg)

$1.96 GHS 21.80

$1.17 GHS 13.02

$3.44 GHS 38.29

Lettuce (1 head)

$0.88 GHS 9.81

$0.31 GHS 3.50

$1.34 GHS 14.94

Water (1.5 liter bottle)

$0.49 GHS 5.50

$0.33 GHS 3.70

$0.82 GHS 9.09

Cigarettes 20 Pack (Marlboro, Camel)

$1.55 GHS 17.30

$1.49 GHS 16.54

$2.36 GHS 26.27

Wine (Bottle)

$6.46 GHS 71.9

$3.47 GHS 38.64

$12.15 GHS 135

Local Beer (0.5 liter bottle)

$1.13 GHS 12.56

$0.78 GHS 8.71

$1.56 GHS 17.31

Imported Beer (0.33 liter bottle)

$1.82 GHS 20.26

$1.27 GHS 14.10

$2.67 GHS 29.73

One-way Ticket (Public Transport)

$1.03 GHS 11.49

$0.69 GHS 7.70

$2.39 GHS 26.56

Public Transport Monthly Pass (Regular Price)

$34.37 GHS 383

$23.22 GHS 258

$44.55 GHS 496

Taxi Start (Normal Tariff)

$1.46 GHS 16.22

$0.85 GHS 9.41

$2.18 GHS 24.22

Taxi (Normal Tariff) (1km)

$1.26 GHS 14.01

$1.02 GHS 11.30

$1.36 GHS 15.14

Taxi 1hour Waiting (Normal Tariff)

$4.39 GHS 48.90

$2.82 GHS 31.44

$8.99 GHS 100

Gasoline (1 liter)

$1.12 GHS 12.47

$1.04 GHS 11.56

$1.26 GHS 14.06

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,098 GHS 90.1K

$7,819 GHS 87.0K

$16.1K GHS 179.2K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$10.1K GHS 113.0K

$8,377 GHS 93.2K

$11.9K GHS 132.7K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$47.48 GHS 528

$31.86 GHS 355

$88.4 GHS 984

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.27 GHS 148

$7.44 GHS 82.8

$24.88 GHS 277

Internet (50+ Mbps, Unlimited Data)

$43.20 GHS 481

$22.70 GHS 253

$101 GHS 1,129

Gym Membership (Monthly)

$32.32 GHS 360

$16.03 GHS 178

$75.2 GHS 837

Tennis Court (1 Hour on Weekend)

$15.75 GHS 175

$9.46 GHS 105

$19.99 GHS 222

Cinema Ticket

$9.45 GHS 105

$6.94 GHS 77.3

$11.73 GHS 131

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$78.8 GHS 877

$67.8 GHS 755

$106 GHS 1,181

International Primary School, 1 Child (Yearly)

$7,381 GHS 82.1K

$4,775 GHS 53.1K

$14.9K GHS 165.5K

Jeans (Levis 501 Or Similar)

$16.45 GHS 183

$7.46 GHS 83.1

$36.90 GHS 411

Summer Dress (H&M, Zara, etc)

$20.28 GHS 226

$9.98 GHS 111

$26.18 GHS 291

Sport Shoes (Adidas, Nike)

$32.22 GHS 359

$17.62 GHS 196

$66.8 GHS 744

Men's Leather Business Shoes

$44.19 GHS 492

$20.45 GHS 228

$85.7 GHS 954

1-bedroom Apartment, City Center (Monthly)

$506 GHS 5,634

$223 GHS 2,479

$1,184 GHS 13.2K

1-bedroom Apartment, Outside City Center (Monthly)

$162 GHS 1,806

$61.4 GHS 684

$389 GHS 4,334

3-bedroom Apartment, City Center (Monthly)

$1,047 GHS 11.7K

$381 GHS 4,243

$2,462 GHS 27.4K

3-bedroom Apartment, Outside City Center (Monthly)

$399 GHS 4,446

$199 GHS 2,212

$660 GHS 7,342

Buy Apartment in City Center (m2)

$3,226 GHS 35.9K

$1,808 GHS 20.1K

$5,050 GHS 56.2K

Buy Apartment Outside City Center (m2)

$1,765 GHS 19.6K

$1,037 GHS 11.5K

$4,071 GHS 45.3K

Average Monthly Net Salary (After Tax)

$235 GHS 2,613

20-Year Fixed Mortgage Interest Rate (Annual %)

26.83

35.8

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: April 12, 2026

By City in Ghana

Lowest

Highest

Rank	City	Population	Living Index	Solo costs (no rent) / month	Solo costs (with rent) / month	Family of 3 costs (no rent) / month	Family of 3 costs (with rent) / month	Mobile download speed (Mbps)	Internet download speed (Mbps)
1	Accra	2388000	38	$552	$750	$1,391	$1,822	27.98	62.3
2	Begoro	-	27	$514	$534	$1,169	$1,284	93	135.86
3	Cape Coast	155000	40	$446	$778	$1,331	$1,873	78.14	44.71
4	Elmina	-	27	$415	$525	$1,305	$1,313	28.47	26.42
5	Gbawe	-		$2.61	$2.86	$9.99	$10.25	48.1	58.24
6	Ho	83715	17	$331	$341	$836	$741	245.06	16.16
7	Koforidua	130000	27	$536	$534	$1,338	$1,301	114.69	65.09
8	Kumasi	1517000	22	$397	$442	$891	$1,009	96.83	70.77
9	Lawra	-						192.64	210.2
10	Nungua	84119						212.26	62.3
11	Takoradi	539548	24	$444	$479	$1,114	$1,159	57.93	54.45
12	Tamale	950124		$66.5	$61.3	$122	$121	46.54	99.3
13	Tema	160000	31	$520	$613	$1,332	$1,383	99.18	63.41
14	Tongo	-						34.56	66.84
15	Winneba	-	27	$521	$539	$1,235	$1,294	85.38	48.76

Ghana Median Internet Speeds (Updated April 2026)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cost of Living in Ghana - Frequently Asked Questions

Cost of Living in Ghana varies by city and lifestyle, but many incoming travelers find it reasonable for basic living with careful planning. In general, housing can be affordable outside major neighborhoods, while imported goods and certain services cost more. Daily meals from local markets and street food offer good value, and you can stretch your budget with local transportation and shared accommodations. Digital nomads often prioritize reliable internet and a safe neighborhood with coffee shops and co-working spaces. Seasonal differences affect comfort, power reliability, and travel costs, so consider flexible plans. Tip: Build a simple monthly plan that accounts for housing, utilities, food, transport, and occasional travel to stay balanced.

Daily life centers on neighborhood feel and practical routines. For housing, look at a mix of apartment blocks, compounds, and guesthouses in areas with good internet and safety, and consider negotiating lease terms before committing. Food options range from vibrant local markets to modern supermarkets; cooking at home using fresh produce keeps costs predictable. Transport often relies on tro-tros, ride-hailing apps, and walking; a bike can be useful in smaller towns. Errands are straightforward with mobile money and card payments in urban centers, but cash is handy in markets. Ghana living cost varies by location, so compare Accra, Kumasi, and coastal towns before committing. Tip: visit multiple neighborhoods on foot to judge vibe and practicality.

Quality of life in Ghana comes from balancing pace, safety, and access to everyday essentials. Build a simple budgeting framework: housing, utilities, groceries, transport, and occasional entertainment, with a buffer for surprises like power outages or travel. Neighborhood choices range from vibrant commercial hubs to quieter residential pockets; test commute times at different hours to gauge practicality. Seasonal patterns affect travel and dining options, so keep flexible plans for holidays and weather. Look for measures that boost security, reliable internet, and easy access to healthcare and coworking spaces, then tailor your circle of neighborhoods accordingly. Tip: set a monthly review to adjust based on actual use and preferred pace.