Last update: Oct 2026

Cost of Living Comparison Between Ormoc and Ubud, Bali

For one person, living is cheaper in Ormoc: $682 a month against $1,349 in Ubud, Bali, rent and utilities included – about $8,000 less a year. Rent and utilities account for most of the difference.

32

Cost of Living Index in Ormoc
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Ormoc Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ormoc

🇵🇭 Philippines

$682

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Ormoc and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ormoc and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $682 per month in Ormoc vs $1,349 in Ubud, Bali, rent included.

Ormoc $682
Ubud, Bali $1,349

A couple spends around $1,056 per month in Ormoc vs $2,305 in Ubud, Bali, rent included.

Ormoc $1,056
Ubud, Bali $2,305

A family of three spends $1,430 per month in Ormoc vs $3,261 in Ubud, Bali, rent included.

Ormoc $1,430
Ubud, Bali $3,261

Ormoc is about 49% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$4.47 ₱283

$3.32 Rp 60.3K

34.64%

Three-Course Dinner for Two, Mid-Range

$11.34 ₱719

$35.64 Rp 647.3K

-68.18%

Fast Food Meal (McDonalds, etc)

$4.70 ₱298

$5.53 Rp 100.5K

-15.01%

Cappuccino

$2.26 ₱144

$2.72 Rp 49.4K

-16.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.49 ₱30.77

$1.70 Rp 30.9K

-71.18%

Water (0.33 liter bottle)

$0.32 ₱20.38

$0.76 Rp 13.8K

-57.89%

Local Beer (0.5 liter draught)

$1.20 ₱76.3

$2.65 Rp 48.2K

-54.72%

Imported Beer (0.33 liter bottle)

$2.04 ₱129

$4.38 Rp 79.6K

-53.42%

Milk (1 liter)

$1.58 ₱100

$1.49 Rp 27.1K

6.04%

White Bread (500g)

$1.03 ₱65.6

$2.28 Rp 41.3K

-54.82%

Rice (white) (1kg)

$0.95 ₱59.9

$1.19 Rp 21.6K

-20.17%

Eggs

$1.67 ₱106

$2.04 Rp 37.0K

-18.14%

Local Cheese (1kg)

$5.40 ₱342

$17.70 Rp 321.5K

-69.49%

Chicken Fillets (1kg)

$3.12 ₱198

$3.96 Rp 72.0K

-21.21%

Beef Round Steak (1kg)

$7.00 ₱443

$12.19 Rp 221.4K

-42.58%

Apples (1kg)

$2.30 ₱146

$3.66 Rp 66.4K

-37.16%

Banana (1kg)

$1.55 ₱98.4

$1.52 Rp 27.6K

1.97%

Oranges (1kg)

$2.39 ₱152

$2.23 Rp 40.5K

7.17%

Tomato (1kg)

$1.10 ₱70.0

$1.97 Rp 35.8K

-44.16%

Potato (1kg)

$1.92 ₱122

$1.85 Rp 33.6K

3.78%

Onion (1kg)

$2.06 ₱130

$2.42 Rp 44.0K

-14.88%

Lettuce (1 head)

$1.04 ₱66.2

$0.99 Rp 18.0K

5.05%

Water (1.5 liter bottle)

$0.54 ₱34.04

$0.51 Rp 9,324

5.88%

Cigarettes 20 Pack (Marlboro, Camel)

$3.04 ₱192

$2.22 Rp 40.4K

36.94%

Wine (Bottle)

$8.30 ₱526

$22.24 Rp 403.9K

-62.68%

Local Beer (0.5 liter bottle)

$0.96 ₱60.8

$2.26 Rp 41.0K

-57.52%

Imported Beer (0.33 liter bottle)

$2.10 ₱133

$2.97 Rp 53.9K

-29.29%

One-way Ticket (Public Transport)

$0.20 ₱12.50

$0.25 Rp 4,559

-20.00%

Public Transport Monthly Pass (Regular Price)

$12.85 ₱815

$7.82 Rp 142.1K

64.32%

Taxi Start (Normal Tariff)

$0.74 ₱47.13

$0.44 Rp 7,982

68.18%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.64

$0.43 Rp 7,811

-46.51%

Taxi 1hour Waiting (Normal Tariff)

$1.95 ₱123

$5.41 Rp 98.2K

-63.96%

Gasoline (1 liter)

$1.20 ₱76.3

$0.82 Rp 15.0K

46.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.5K ₱1.5M

$23.8K Rp 433.0M

-1.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.2K ₱1.2M

$31.7K Rp 576.6M

-39.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$65.2 ₱4,132

$79.1 Rp 1.4M

-17.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.56 ₱986

$6.45 Rp 117.1K

141.24%

Internet (50+ Mbps, Unlimited Data)

$23.40 ₱1,483

$18.58 Rp 337.4K

25.94%

Gym Membership (Monthly)

$26.96 ₱1,709

$49.48 Rp 898.7K

-45.51%

Tennis Court (1 Hour on Weekend)

$5.15 ₱327

$17.65 Rp 320.5K

-70.82%

Cinema Ticket

$5.83 ₱370

$4.27 Rp 77.6K

36.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$130 ₱8,252

$491 Rp 8.9M

-73.46%

International Primary School, 1 Child (Yearly)

$6,940 ₱439.9K

$5,674 Rp 103.0M

22.31%

Jeans (Levis 501 Or Similar)

$32.13 ₱2,037

$44.64 Rp 810.7K

-28.02%

Summer Dress (H&M, Zara, etc)

$19.54 ₱1,239

$34.95 Rp 634.8K

-44.09%

Sport Shoes (Adidas, Nike)

$63.6 ₱4,033

$79.9 Rp 1.5M

-20.36%

Men's Leather Business Shoes

$54.4 ₱3,445

$79.4 Rp 1.4M

-31.57%

1-bedroom Apartment, City Center (Monthly)

$249 ₱15.8K

$1,125 Rp 20.4M

-77.83%

1-bedroom Apartment, Outside City Center (Monthly)

$186 ₱11.8K

$671 Rp 12.2M

-72.34%

3-bedroom Apartment, City Center (Monthly)

$202 ₱12.8K

$3,565 Rp 64.7M

-94.33%

3-bedroom Apartment, Outside City Center (Monthly)

$391 ₱24.8K

$1,723 Rp 31.3M

-77.32%

Buy Apartment in City Center (m2)

$2,417 ₱153.2K

$2,732 Rp 49.6M

-11.52%

Buy Apartment Outside City Center (m2)

$1,157 ₱73.3K

$2,284 Rp 41.5M

-49.35%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.92

13.78

-49.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ormoc: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ormoc

$186 27.2%

Ubud, Bali

$672 49.8% 262% $486

Groceries & Markets

Ormoc

$171 25.1%

Ubud, Bali

$288 21.4% 68.3% $117

Monthly Utilities & Internet

Ormoc

$104 15.3%

Ubud, Bali

$104 7.7% 0.1% $0.1

Eating Out

Ormoc

$90 13.3%

Ubud, Bali

$108 8% 19.2% $17

Clothing & Footwear

Ormoc

$76 11.2%

Ubud, Bali

$108 8% 40.8% $31

Sport & Entertainment

Ormoc

$39 5.7%

Ubud, Bali

$58 4.3% 50.2% $19

Getting Around

Ormoc

$16 2.3%

Ubud, Bali

$11 0.9% 26.5% $4.1

Cost Breakdown

A central one-bedroom costs $249 in Ormoc versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $11 in Ormoc versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $171 vs $288 – making Ormoc the more affordable choice for daily food spending.

Good to know

🇵🇭 Ormoc

🇮🇩 Ubud, Bali

🕒 Local time

08:19 8:19 AM

Same time as Ormoc

🌤 Weather

👥 Population

230,998

74,800

💱 Currency

Philippine Peso PHP ₱

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 PHP = 1.58 USD

100 PHP = 1.41 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of November 3, 2026: 1 USD = 63.38 PHP (100 PHP = 1.58 USD). 1 EUR = 71.04 PHP (100 PHP = 1.41 EUR).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,355 IDR (100,000 IDR = 4.91 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Ormoc Ubud, Bali 2,400 km ≈ 3 h 30 min nonstop flight

From you

Ormoc
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ormoc vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 98%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,023 per month in Ormoc and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ormoc, especially for central apartments: a one-bedroom in the center costs $249 there versus $1,125 in Ubud, Bali.

Kindergarten costs $130 per month in Ormoc and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 68% more in Ubud, Bali, though the gap depends on what you buy.

A $1,000 monthly budget goes further in Ormoc, where all-in costs run around $682, than in Ubud, Bali at $1,349. In Ormoc it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Ormoc – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.