Cost of Living Comparison Between Ubud, Bali and Ormoc Cost of Living Comparison Between Ubud, Bali and Ormoc

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $792 in Ormoc, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $1,217 in Ormoc, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $1,641 in Ormoc, rent included.

Ubud, Bali costs about 77% more than Ormoc, driven mainly by Groceries & Markets.

Ubud, Bali sits 4% above the global median, while Ormoc is 41% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$3.52 ₱214

1.42%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$17.51 ₱1,063

85.61%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$4.37 ₱265

11.21%

Cappuccino

$2.75 Rp 49.2K

$2.48 ₱151

10.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.78 ₱47.17

69.23%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.39 ₱23.89

79.49%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$1.29 ₱78.5

125.58%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$2.17 ₱132

74.65%

Milk (1 liter)

$1.71 Rp 30.6K

$1.92 ₱117

-10.94%

White Bread (500g)

$2.47 Rp 44.3K

$1.26 ₱76.7

96.03%

Rice (white) (1kg)

$1.20 Rp 21.5K

$0.99 ₱60.0

21.21%

Eggs

$2.44 Rp 43.8K

$2.03 ₱123

20.20%

Local Cheese (1kg)

$14.38 Rp 257.7K

$7.82 ₱475

83.89%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$4.30 ₱261

0.23%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$7.52 ₱457

62.37%

Apples (1kg)

$3.68 Rp 66.0K

$2.87 ₱174

28.22%

Banana (1kg)

$1.55 Rp 27.8K

$1.55 ₱94.0

Oranges (1kg)

$2.79 Rp 49.9K

$2.58 ₱157

8.14%

Tomato (1kg)

$2.33 Rp 41.8K

$1.55 ₱94.1

50.32%

Potato (1kg)

$1.97 Rp 35.3K

$2.22 ₱135

-11.26%

Onion (1kg)

$2.31 Rp 41.4K

$2.55 ₱155

-9.41%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.06 ₱64.3

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.76 ₱46.07

-3.95%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$2.87 ₱174

14.29%

Wine (Bottle)

$22.79 Rp 408.4K

$8.36 ₱507

172.61%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.21 ₱73.5

132.23%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$2.05 ₱125

35.61%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.21 ₱12.72

38.10%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$0.77 ₱46.54

-41.56%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.22 ₱13.33

104.55%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$2.08 ₱126

200.00%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.18 ₱71.7

-27.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$26.5K ₱1.6M

-2.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$20.7K ₱1.3M

52.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$113 ₱6,890

-28.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$32.30 ₱1,961

-87.43%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$27.76 ₱1,685

-12.03%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$33.63 ₱2,042

190.43%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$4.55 ₱276

41.76%

Cinema Ticket

$4.04 Rp 72.4K

$6.08 ₱369

-33.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$150 ₱9,110

102.63%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$4,267 ₱259.1K

55.16%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$45.49 ₱2,762

19.21%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$26.18 ₱1,590

48.13%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$75.3 ₱4,571

14.43%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$52.8 ₱3,204

45.29%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$268 ₱16.3K

268.15%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$174 ₱10.5K

278.68%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$214 ₱13.0K

1471.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$393 ₱23.9K

425.76%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$2,295 ₱139.4K

19.44%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$1,126 ₱68.3K

97.90%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.67

99.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Ormoc: June 6, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $268 in Ormoc. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $18.00 in Ormoc. Monthly groceries follow the same trend: $297 vs $205 – making Ormoc the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ormoc: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 77%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $1,188 in Ormoc. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ormoc, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $18.00 in Ormoc. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 45% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Ormoc, where all-in costs run around $792, than in Ubud, Bali at $1,404. In Ormoc it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Ormoc – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ormoc. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.