Cost of Living Comparison Between Ubud, Bali and Ormoc Cost of Living Comparison Between Ubud, Bali and Ormoc

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $682 in Ormoc, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $1,031 in Ormoc, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $1,381 in Ormoc, rent included.

Ubud, Bali costs about 101% more than Ormoc, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Ormoc is 50% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$4.71 ₱295

-26.96%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$11.69 ₱733

210.61%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$4.80 ₱301

18.96%

Cappuccino

$2.67 Rp 47.3K

$2.13 ₱134

25.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.47 ₱29.19

272.34%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.31 ₱19.37

180.65%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$1.08 ₱67.6

173.15%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$1.91 ₱120

136.65%

Milk (1 liter)

$1.62 Rp 28.7K

$1.60 ₱100

1.25%

White Bread (500g)

$2.33 Rp 41.3K

$1.02 ₱63.7

128.43%

Rice (white) (1kg)

$1.11 Rp 19.6K

$0.96 ₱59.9

15.63%

Eggs

$2.20 Rp 39.0K

$1.76 ₱110

25.00%

Local Cheese (1kg)

$17.69 Rp 313.3K

$5.45 ₱342

224.59%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$3.31 ₱208

23.87%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$7.23 ₱453

68.46%

Apples (1kg)

$3.71 Rp 65.6K

$2.25 ₱141

64.89%

Banana (1kg)

$1.59 Rp 28.1K

$1.56 ₱97.6

1.92%

Oranges (1kg)

$2.28 Rp 40.4K

$2.39 ₱150

-4.60%

Tomato (1kg)

$1.95 Rp 34.6K

$1.20 ₱75.1

62.50%

Potato (1kg)

$1.91 Rp 33.7K

$1.90 ₱119

0.53%

Onion (1kg)

$2.33 Rp 41.3K

$2.12 ₱133

9.91%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.77 ₱48.22

31.17%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.55 ₱34.80

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$2.52 ₱158

-11.51%

Wine (Bottle)

$23.07 Rp 408.6K

$8.57 ₱538

169.19%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$0.96 ₱60.4

152.08%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$1.74 ₱109

72.41%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.28 ₱17.60

-3.57%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$9.94 ₱623

-9.66%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$0.78 ₱48.82

-38.46%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.27 ₱16.91

59.26%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$1.67 ₱105

237.72%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.10 ₱68.8

-27.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$18.8K ₱1.2M

32.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$16.4K ₱1.0M

93.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$66.2 ₱4,151

23.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$15.32 ₱961

-57.64%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$23.77 ₱1,491

-21.03%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$35.10 ₱2,201

62.02%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$4.91 ₱308

281.47%

Cinema Ticket

$4.54 Rp 80.4K

$5.85 ₱367

-22.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$130 ₱8,155

269.66%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$6,796 ₱426.2K

-15.96%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$32.14 ₱2,016

41.63%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$19.31 ₱1,211

85.81%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$66.2 ₱4,151

21.47%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$54.7 ₱3,433

43.72%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$268 ₱16.8K

315.16%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$167 ₱10.4K

318.96%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$201 ₱12.6K

1709.81%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$359 ₱22.5K

384.19%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$2,716 ₱170.3K

2.52%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$1,173 ₱73.6K

95.13%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.75

104.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Ormoc: September 14, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $268 in Ormoc. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $12.00 in Ormoc. Monthly groceries follow the same trend: $295 vs $173 – making Ormoc the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ormoc: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 101%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $1,023 in Ormoc. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ormoc, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $481 per month in Ubud, Bali and $130 in Ormoc. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 71% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Ormoc, where all-in costs run around $682, than in Ubud, Bali at $1,368. In Ormoc it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Ormoc – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ormoc. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.