Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Ormoc

For one person, living is cheaper in Ormoc: $801 a month against $1,331 in Ubud, Bali, rent and utilities included – about $6,400 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
40

Cost of Living Index in Ormoc
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Ormoc Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Ormoc

🇵🇭 Philippines

$801

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Ormoc

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Ormoc actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $801 in Ormoc, rent included.

Ubud, Bali $1,331
Ormoc $801

A couple spends around $2,255 per month in Ubud, Bali vs $1,192 in Ormoc, rent included.

Ubud, Bali $2,255
Ormoc $1,192

A family of three spends $3,180 per month in Ubud, Bali vs $1,582 in Ormoc, rent included.

Ubud, Bali $3,180
Ormoc $1,582

Ubud, Bali costs about 66% more than Ormoc, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Ormoc are more affordable than the global median – Ubud, Bali 2% lower, Ormoc 41% lower.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$3.58 ₱227

-5.59%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$16.26 ₱1,032

113.10%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$4.80 ₱305

16.04%

Cappuccino

$2.62 Rp 47.5K

$2.15 ₱136

21.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.69 ₱43.74

123.19%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.39 ₱24.49

64.10%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$1.26 ₱79.7

111.90%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$2.19 ₱139

94.52%

Milk (1 liter)

$1.46 Rp 26.5K

$1.54 ₱97.5

-5.19%

White Bread (500g)

$2.29 Rp 41.6K

$1.18 ₱74.6

94.07%

Rice (white) (1kg)

$1.11 Rp 20.1K

$0.92 ₱58.4

20.65%

Eggs

$2.10 Rp 38.1K

$1.93 ₱122

8.81%

Local Cheese (1kg)

$15.94 Rp 289.2K

$4.16 ₱264

283.17%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$4.20 ₱267

-7.62%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$6.12 ₱388

86.27%

Apples (1kg)

$3.55 Rp 64.4K

$2.37 ₱150

49.79%

Banana (1kg)

$1.54 Rp 27.9K

$2.09 ₱132

-26.32%

Oranges (1kg)

$2.23 Rp 40.5K

$2.14 ₱136

4.21%

Tomato (1kg)

$1.97 Rp 35.8K

$0.93 ₱59.1

111.83%

Potato (1kg)

$1.86 Rp 33.7K

$1.54 ₱97.6

20.78%

Onion (1kg)

$2.42 Rp 43.9K

$1.50 ₱94.9

61.33%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.80 ₱50.6

27.50%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$0.55 ₱34.79

-5.45%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$2.98 ₱189

-26.17%

Wine (Bottle)

$21.79 Rp 395.2K

$6.85 ₱434

218.10%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.27 ₱80.7

83.46%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.75 ₱111

69.71%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$0.21 ₱13.61

19.05%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

$11.35 ₱720

-28.02%

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$0.87 ₱55.0

-49.43%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$0.20 ₱12.73

135.00%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$2.13 ₱135

162.91%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.11 ₱70.7

-25.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$18.4K ₱1.2M

32.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$17.6K ₱1.1M

80.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$113 ₱7,173

-31.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$15.74 ₱999

-60.99%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$26.03 ₱1,651

-27.31%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$30.33 ₱1,925

68.12%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$4.38 Rp 79.5K

$5.01 ₱318

-12.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$308 ₱19.5K

59.82%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$7,941 ₱503.8K

53.90%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$43.00 ₱2,728

5.02%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$28.33 ₱1,797

23.16%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$74.4 ₱4,723

5.21%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$59.7 ₱3,789

30.37%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$364 ₱23.1K

195.99%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$247 ₱15.7K

169.36%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$824 ₱52.3K

325.76%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$457 ₱29.0K

265.43%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$3,654 ₱231.8K

-35.95%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$2,438 ₱154.7K

-8.29%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

96.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Ormoc: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Ormoc

$247 30.8% 62.9% $418

Groceries & Markets

Ubud, Bali

$279 21%

Ormoc

$169 21.1% 39.6% $111

Clothing & Footwear

Ubud, Bali

$106 8%

Ormoc

$92 11.5% 13% $14

Eating Out

Ubud, Bali

$106 8%

Ormoc

$84 10.5% 20.8% $22

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Ormoc

$155 19.3% 51% $52

Sport & Entertainment

Ubud, Bali

$60 4.5%

Ormoc

$40 5% 32.5% $19

Getting Around

Ubud, Bali

$12 0.9%

Ormoc

$14 1.8% 17.8% $2.1

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $364 in Ormoc. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35 in Ubud, Bali versus $16 in Ormoc. Monthly groceries follow the same trend: $279 vs $169 – making Ormoc the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇵🇭 Ormoc

🕒 Local time

02:02 2:02 AM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

230,998

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

100 PHP = 1.58 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,309 IDR (100,000 IDR = 4.92 EUR).

Philippine Peso exchange rates as of November 3, 2026: 1 USD = 63.44 PHP (100 PHP = 1.58 USD). 1 EUR = 71.03 PHP (100 PHP = 1.41 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Ormoc 2,400 km ≈ 3 h 30 min nonstop flight

From you

Ubud, Bali
Ormoc

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ormoc: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 66%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $1,202 in Ormoc. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ormoc, especially for central apartments: a one-bedroom in the center costs $364 there versus $1,078 in Ubud, Bali.

Kindergarten costs $492 per month in Ubud, Bali and $308 in Ormoc. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 66% more in Ubud, Bali, though the gap depends on what you buy.

A $1,000 monthly budget goes further in Ormoc, where all-in costs run around $801, than in Ubud, Bali at $1,331. In Ormoc it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Ormoc – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.