Last update: Oct 2026

Cost of Living Comparison Between Navi Mumbai and Mumbai (Bombay)

For one person, living is cheaper in Navi Mumbai: $551 a month against $782 in Mumbai (Bombay), rent and utilities included – about $2,800 less a year. Rent and utilities account for most of the difference.

27

Cost of Living Index in Navi Mumbai
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Navi Mumbai Living Index
38

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index

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Navi Mumbai

🇮🇳 India

$551

/mo nomad

Mumbai (Bombay)

🇮🇳 India

$782

/mo nomad

Monthly Cost of Living

How much you'll spend in Navi Mumbai and in Mumbai (Bombay)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Navi Mumbai and in Mumbai (Bombay) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $551 in Navi Mumbai versus $782 in Mumbai (Bombay).

Navi Mumbai $551
Mumbai (Bombay) $782

Estimated couple costs with rent: $866 in Navi Mumbai versus $1,299 in Mumbai (Bombay).

Navi Mumbai $866
Mumbai (Bombay) $1,299

Monthly costs for a family of three with rent: $1,182 in Navi Mumbai versus $1,816 in Mumbai (Bombay).

Navi Mumbai $1,182
Mumbai (Bombay) $1,816

Living in Navi Mumbai costs roughly 30% less than in Mumbai (Bombay), and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Navi Mumbai 59% lower, Mumbai (Bombay) 42% lower.

Meal at Budget Restaurant

$2.34 ₹222

$5.38 ₹511

-56.51%

Three-Course Dinner for Two, Mid-Range

$14.50 ₹1,376

$20.76 ₹1,971

-30.15%

Fast Food Meal (McDonalds, etc)

$3.15 ₹299

$4.19 ₹398

-24.82%

Cappuccino

$1.65 ₹157

$2.74 ₹260

-39.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.45 ₹42.83

$0.41 ₹38.77

9.76%

Water (0.33 liter bottle)

$0.12 ₹11.56

$0.16 ₹15.04

-25.00%

Local Beer (0.5 liter draught)

$2.14 ₹203

$2.59 ₹246

-17.37%

Imported Beer (0.33 liter bottle)

$3.08 ₹292

$4.17 ₹396

-26.14%

Milk (1 liter)

$0.67 ₹63.5

$0.75 ₹71.2

-10.67%

White Bread (500g)

$0.48 ₹45.25

$0.53 ₹50.5

-9.43%

Rice (white) (1kg)

$0.59 ₹56.1

$0.73 ₹69.6

-19.18%

Eggs

$1.02 ₹96.5

$0.96 ₹91.4

6.25%

Local Cheese (1kg)

$10.72 ₹1,018

$5.52 ₹524

94.20%

Chicken Fillets (1kg)

$3.36 ₹319

$3.58 ₹340

-6.15%

Apples (1kg)

$2.04 ₹194

$2.14 ₹203

-4.67%

Banana (1kg)

$0.85 ₹80.9

$0.69 ₹65.5

23.19%

Oranges (1kg)

$1.04 ₹98.3

$1.23 ₹116

-15.45%

Tomato (1kg)

$0.64 ₹60.7

$0.46 ₹43.77

39.13%

Potato (1kg)

$0.50 ₹47.31

$0.36 ₹34.24

38.89%

Onion (1kg)

$0.54 ₹51.5

$0.39 ₹37.12

38.46%

Lettuce (1 head)

$0.41 ₹38.60

$0.40 ₹38.05

2.50%

Water (1.5 liter bottle)

$0.40 ₹38.13

$0.31 ₹29.46

29.03%

Cigarettes 20 Pack (Marlboro, Camel)

$5.12 ₹486

$5.10 ₹485

0.39%

Wine (Bottle)

$7.17 ₹681

$8.12 ₹771

-11.70%

Local Beer (0.5 liter bottle)

$1.76 ₹167

$1.95 ₹185

-9.74%

Imported Beer (0.33 liter bottle)

$2.69 ₹256

$3.18 ₹302

-15.41%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.51 ₹523

$6.17 ₹586

-10.70%

One-way Ticket (Public Transport)

$0.17 ₹16.08

$0.20 ₹18.99

-15.00%

Public Transport Monthly Pass (Regular Price)

$5.38 ₹511

$5.39 ₹512

-0.19%

Taxi Start (Normal Tariff)

$0.30 ₹28.88

$0.31 ₹29.39

-3.23%

Taxi (Normal Tariff) (1km)

$0.30 ₹28.03

$0.29 ₹28.01

3.45%

Taxi 1hour Waiting (Normal Tariff)

$0.96 ₹91.3

$1.59 ₹151

-39.62%

Gasoline (1 liter)

$1.07 ₹101

$1.10 ₹104

-2.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$9,857 ₹936.0K

$15.9K ₹1.5M

-37.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.5K ₹1.6M

$22.7K ₹2.2M

-27.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$48.64 ₹4,619

$61.6 ₹5,846

-20.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.72 ₹448

$4.25 ₹404

11.06%

Internet (50+ Mbps, Unlimited Data)

$7.18 ₹682

$9.01 ₹855

-20.31%

Gym Membership (Monthly)

$17.23 ₹1,636

$27.24 ₹2,587

-36.75%

Tennis Court (1 Hour on Weekend)

$9.59 ₹911

$13.31 ₹1,264

-27.95%

Cinema Ticket

$4.40 ₹418

$4.38 ₹416

0.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$112 ₹10.7K

$116 ₹11.0K

-2.98%

International Primary School, 1 Child (Yearly)

$1,405 ₹133.4K

$4,968 ₹471.7K

-71.72%

Jeans (Levis 501 Or Similar)

$20.58 ₹1,955

$37.16 ₹3,529

-44.62%

Summer Dress (H&M, Zara, etc)

$19.48 ₹1,850

$39.88 ₹3,787

-51.15%

Sport Shoes (Adidas, Nike)

$43.58 ₹4,139

$55.9 ₹5,307

-22.01%

Men's Leather Business Shoes

$38.70 ₹3,675

$48.19 ₹4,576

-19.69%

1-bedroom Apartment, City Center (Monthly)

$291 ₹27.6K

$611 ₹58.0K

-52.41%

1-bedroom Apartment, Outside City Center (Monthly)

$207 ₹19.7K

$354 ₹33.6K

-41.45%

3-bedroom Apartment, City Center (Monthly)

$725 ₹68.9K

$1,829 ₹173.7K

-60.35%

3-bedroom Apartment, Outside City Center (Monthly)

$435 ₹41.3K

$877 ₹83.3K

-50.42%

Buy Apartment in City Center (m2)

$1,596 ₹151.5K

$5,877 ₹558.0K

-72.84%

Buy Apartment Outside City Center (m2)

$1,401 ₹133.0K

$2,448 ₹232.4K

-42.77%

Average Monthly Net Salary (After Tax)

$720 ₹68.4K

$758 ₹72.0K

-5.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.16

8.29

10.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Navi Mumbai: October 10, 2026

Last update for Mumbai (Bombay): October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Navi Mumbai

$207 37.7%

Mumbai (Bombay)

$354 45.3% 70.8% $147

Groceries & Markets

Navi Mumbai

$127 23.1%

Mumbai (Bombay)

$116 14.8% 9% $11

Eating Out

Navi Mumbai

$67 12.2%

Mumbai (Bombay)

$112 14.3% 66.9% $45

Monthly Utilities & Internet

Navi Mumbai

$61 11%

Mumbai (Bombay)

$75 9.6% 23.6% $14

Clothing & Footwear

Navi Mumbai

$55 10%

Mumbai (Bombay)

$82 10.4% 48% $26

Sport & Entertainment

Navi Mumbai

$26 4.7%

Mumbai (Bombay)

$36 4.6% 38.3% $10

Getting Around

Navi Mumbai

$7.8 1.4%

Mumbai (Bombay)

$8 1% 1.8% $0.1

Cost Breakdown

A one-bedroom apartment in the center runs $291 in Navi Mumbai and $611 in Mumbai (Bombay). Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 5% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $14.00 in Navi Mumbai vs $21.00 in Mumbai (Bombay). Groceries flip the comparison at $127 vs $116, with Mumbai (Bombay) cheaper for home cooking.

Good to know

🇮🇳 Navi Mumbai

🇮🇳 Mumbai (Bombay)

🕒 Local time

22:02 10:02 PM

Same time as Navi Mumbai

🌤 Weather

👥 Population

1,120,547

12,442,373

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

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Navi Mumbai Mumbai (Bombay) 16 km

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Navi Mumbai vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions

Navi Mumbai and Mumbai (Bombay) differ by about 42% in total monthly costs ($551 vs $782 including rent). Navi Mumbai is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 5% lower in Mumbai (Bombay). That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $291 in Navi Mumbai versus $611 in Mumbai (Bombay). Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Mumbai (Bombay) pay roughly 10% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Navi Mumbai – a meal for two runs $14.00 versus $21.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $800 a month, though Navi Mumbai gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Navi Mumbai and Mumbai (Bombay) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Navi Mumbai gentler on the wallet – expenses run 42% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.