Cost of Living Comparison Between Navi Mumbai and Kolkata (Calcutta) Cost of Living Comparison Between Navi Mumbai and Kolkata (Calcutta)

Monthly Cost of Living

Monthly costs for one person with rent: $557 in Navi Mumbai versus $417 in Kolkata (Calcutta).

Estimated couple costs with rent: $861 in Navi Mumbai versus $665 in Kolkata (Calcutta).

Monthly costs for a family of three with rent: $1,166 in Navi Mumbai versus $912 in Kolkata (Calcutta).

Living in Navi Mumbai is roughly 34% more expensive than in Kolkata (Calcutta), driven mainly by Clothing & Footwear.

Both cities sit below the global median: Navi Mumbai 59% lower, Kolkata (Calcutta) 70% lower.

Meal at Budget Restaurant

$2.35 ₹223

$2.04 ₹194

15.20%

Three-Course Dinner for Two, Mid-Range

$14.87 ₹1,411

$13.29 ₹1,262

11.89%

Fast Food Meal (McDonalds, etc)

$3.11 ₹295

$4.13 ₹392

-24.70%

Cappuccino

$1.66 ₹158

$1.64 ₹156

1.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.46 ₹43.48

$0.43 ₹41.22

6.98%

Water (0.33 liter bottle)

$0.14 ₹13.23

$0.13 ₹12.70

7.69%

Local Beer (0.5 liter draught)

$2.04 ₹194

$1.92 ₹182

6.25%

Imported Beer (0.33 liter bottle)

$3.13 ₹297

Milk (1 liter)

$0.62 ₹59.3

$0.70 ₹66.9

-11.43%

White Bread (500g)

$0.52 ₹49.29

$0.46 ₹43.65

13.04%

Rice (white) (1kg)

$0.65 ₹61.3

$0.72 ₹68.5

-9.72%

Eggs

$0.96 ₹91.1

$1.05 ₹100

-8.57%

Local Cheese (1kg)

$8.09 ₹768

$5.47 ₹519

47.90%

Chicken Fillets (1kg)

$3.43 ₹325

$2.96 ₹281

15.88%

Apples (1kg)

$1.99 ₹189

$2.53 ₹240

-21.34%

Banana (1kg)

$0.87 ₹82.3

$0.80 ₹76.2

8.75%

Oranges (1kg)

$1.05 ₹99.6

$1.46 ₹138

-28.08%

Tomato (1kg)

$0.64 ₹61.1

$0.68 ₹64.5

-5.88%

Potato (1kg)

$0.53 ₹50.1

$0.30 ₹28.59

76.67%

Onion (1kg)

$0.55 ₹51.8

$0.38 ₹36.37

44.74%

Lettuce (1 head)

$0.43 ₹41.00

$0.31 ₹29.34

38.71%

Water (1.5 liter bottle)

$0.38 ₹35.98

$0.26 ₹24.65

46.15%

Cigarettes 20 Pack (Marlboro, Camel)

$5.17 ₹491

$5.15 ₹489

0.39%

Wine (Bottle)

$7.45 ₹707

$10.39 ₹986

-28.30%

Local Beer (0.5 liter bottle)

$1.69 ₹161

$1.71 ₹163

-1.17%

Imported Beer (0.33 liter bottle)

$2.77 ₹263

$2.68 ₹255

3.36%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.77 ₹548

$7.04 ₹669

-18.04%

One-way Ticket (Public Transport)

$0.17 ₹16.38

$0.15 ₹14.59

13.33%

Public Transport Monthly Pass (Regular Price)

$5.15 ₹489

$2.13 ₹202

141.78%

Taxi Start (Normal Tariff)

$0.30 ₹28.68

$0.57 ₹54.0

-47.37%

Taxi (Normal Tariff) (1km)

$0.33 ₹31.55

$0.31 ₹29.24

6.45%

Taxi 1hour Waiting (Normal Tariff)

$0.93 ₹88.1

$1.79 ₹170

-48.04%

Gasoline (1 liter)

$1.12 ₹107

$1.08 ₹103

3.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$10.0K ₹950.8K

$14.3K ₹1.4M

-29.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.5K ₹1.6M

$21.3K ₹2.0M

-22.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$47.64 ₹4,523

$55.1 ₹5,230

-13.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.74 ₹450

$5.06 ₹481

-6.32%

Internet (50+ Mbps, Unlimited Data)

$7.42 ₹705

$7.06 ₹671

5.10%

Gym Membership (Monthly)

$17.79 ₹1,689

$14.23 ₹1,351

25.02%

Tennis Court (1 Hour on Weekend)

$9.38 ₹891

$10.69 ₹1,015

-12.25%

Cinema Ticket

$4.49 ₹426

$3.75 ₹356

19.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$113 ₹10.7K

$45.21 ₹4,292

149.41%

International Primary School, 1 Child (Yearly)

$1,407 ₹133.6K

$1,963 ₹186.4K

-28.34%

Jeans (Levis 501 Or Similar)

$22.63 ₹2,149

$24.97 ₹2,371

-9.37%

Summer Dress (H&M, Zara, etc)

$19.00 ₹1,804

$22.58 ₹2,144

-15.85%

Sport Shoes (Adidas, Nike)

$47.66 ₹4,525

$31.25 ₹2,967

52.51%

Men's Leather Business Shoes

$39.41 ₹3,742

$26.49 ₹2,515

48.77%

1-bedroom Apartment, City Center (Monthly)

$284 ₹27.0K

$162 ₹15.4K

75.18%

1-bedroom Apartment, Outside City Center (Monthly)

$213 ₹20.3K

$95.1 ₹9,024

124.41%

3-bedroom Apartment, City Center (Monthly)

$755 ₹71.7K

$411 ₹39.0K

83.67%

3-bedroom Apartment, Outside City Center (Monthly)

$435 ₹41.3K

$210 ₹20.0K

106.88%

Buy Apartment in City Center (m2)

$1,635 ₹155.3K

$1,242 ₹117.9K

31.65%

Buy Apartment Outside City Center (m2)

$1,418 ₹134.6K

$617 ₹58.6K

129.87%

Average Monthly Net Salary (After Tax)

$672 ₹63.8K

$381 ₹36.2K

76.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.16

9.27

-1.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Navi Mumbai: August 30, 2026

Last update for Kolkata (Calcutta): August 29, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $284 in Navi Mumbai and $162 in Kolkata (Calcutta). Housing cost is often the main lever when comparing two cities.

Navi Mumbai pays 76% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $15.00 in Navi Mumbai vs $13.00 in Kolkata (Calcutta) for a mid-range dinner for two. Groceries echo the gap at $120 vs $117 per month, with Kolkata (Calcutta) cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Navi Mumbai vs Kolkata (Calcutta): Cost of Living - Frequently Asked Questions

Kolkata (Calcutta) wins on cost – living expenses run 34% lower than in Navi Mumbai. Housing and daily spending are where you'll feel the difference most, making Kolkata (Calcutta) the obvious pick if budget is a priority.

Average pay runs 76% higher in Navi Mumbai, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $284 in Navi Mumbai versus $162 in Kolkata (Calcutta). Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $557 per month in Navi Mumbai versus $417 in Kolkata (Calcutta) – a 34% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kolkata (Calcutta) runs roughly 142% less than in Navi Mumbai. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $800 a month, though Kolkata (Calcutta) gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Kolkata (Calcutta) delivers better value – similar infrastructure at $417 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kolkata (Calcutta) hard to pass up.

Safety-wise, Navi Mumbai and Kolkata (Calcutta) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kolkata (Calcutta) gentler on the wallet – expenses run 34% less than in Navi Mumbai. Beyond cost, consider language, visa policies, and how big the international community is in each city.