Cost of Living Comparison Between Navi Mumbai and Kolkata (Calcutta) Cost of Living Comparison Between Navi Mumbai and Kolkata (Calcutta)

Monthly Cost of Living

Monthly costs for one person with rent: $535 in Navi Mumbai versus $423 in Kolkata (Calcutta).

Estimated couple costs with rent: $879 in Navi Mumbai versus $677 in Kolkata (Calcutta).

Monthly costs for a family of three with rent: $1,223 in Navi Mumbai versus $932 in Kolkata (Calcutta).

Living in Navi Mumbai is roughly 27% more expensive than in Kolkata (Calcutta), driven mainly by Groceries & Markets.

Both cities sit below the global median: Navi Mumbai 60% lower, Kolkata (Calcutta) 68% lower.

Meal at Budget Restaurant

$2.88 ₹278

$3.16 ₹305

-8.86%

Three-Course Dinner for Two, Mid-Range

$17.10 ₹1,646

$11.50 ₹1,107

48.70%

Fast Food Meal (McDonalds, etc)

$4.71 ₹454

$4.92 ₹474

-4.27%

Cappuccino

$2.06 ₹198

$1.84 ₹177

11.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.39 ₹37.46

$0.38 ₹36.28

2.63%

Water (0.33 liter bottle)

$0.12 ₹11.28

$0.13 ₹12.57

-7.69%

Local Beer (0.5 liter draught)

$2.39 ₹230

$1.78 ₹171

34.27%

Imported Beer (0.33 liter bottle)

$3.58 ₹345

$2.92 ₹281

22.60%

Milk (1 liter)

$0.68 ₹65.9

$0.69 ₹66.4

-1.45%

White Bread (500g)

$0.51 ₹48.63

$0.42 ₹40.78

21.43%

Rice (white) (1kg)

$0.69 ₹66.5

$0.70 ₹67.9

-1.43%

Eggs

$0.94 ₹90.3

$1.02 ₹98.1

-7.84%

Local Cheese (1kg)

$7.12 ₹686

$5.33 ₹513

33.58%

Chicken Fillets (1kg)

$4.37 ₹421

$2.92 ₹281

49.66%

Apples (1kg)

$1.99 ₹192

$2.54 ₹245

-21.65%

Banana (1kg)

$0.73 ₹70.3

$0.81 ₹77.6

-9.88%

Oranges (1kg)

$1.10 ₹106

$1.26 ₹121

-12.70%

Tomato (1kg)

$0.62 ₹59.9

$0.60 ₹57.8

3.33%

Potato (1kg)

$0.50 ₹48.26

$0.40 ₹38.85

25.00%

Onion (1kg)

$0.50 ₹47.80

$0.59 ₹57.2

-15.25%

Lettuce (1 head)

$0.41 ₹39.34

$0.42 ₹40.30

-2.38%

Water (1.5 liter bottle)

$0.35 ₹34.10

$0.30 ₹29.33

16.67%

Cigarettes 20 Pack (Marlboro, Camel)

$4.25 ₹409

$3.87 ₹373

9.82%

Wine (Bottle)

$7.22 ₹695

$9.17 ₹883

-21.26%

Local Beer (0.5 liter bottle)

$1.85 ₹178

$1.66 ₹160

11.45%

Imported Beer (0.33 liter bottle)

$3.08 ₹297

$2.52 ₹242

22.22%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.80 ₹654

$7.55 ₹727

-9.93%

One-way Ticket (Public Transport)

$0.19 ₹18.65

$0.22 ₹21.12

-13.64%

Public Transport Monthly Pass (Regular Price)

$5.89 ₹567

$2.87 ₹277

105.23%

Taxi Start (Normal Tariff)

$0.31 ₹30.32

$0.56 ₹53.8

-44.64%

Taxi (Normal Tariff) (1km)

$0.30 ₹28.54

Taxi 1hour Waiting (Normal Tariff)

$1.07 ₹103

$1.99 ₹192

-46.23%

Gasoline (1 liter)

$1.23 ₹118

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$13.0K ₹1.2M

$15.5K ₹1.5M

-16.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.1K ₹2.2M

$22.8K ₹2.2M

1.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$45.04 ₹4,337

$41.64 ₹4,009

8.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.80 ₹366

$4.06 ₹391

-6.40%

Internet (50+ Mbps, Unlimited Data)

$8.95 ₹862

$7.18 ₹691

24.65%

Gym Membership (Monthly)

$18.86 ₹1,816

$15.93 ₹1,534

18.39%

Tennis Court (1 Hour on Weekend)

$9.45 ₹910

$11.45 ₹1,102

-17.47%

Cinema Ticket

$4.06 ₹391

$3.99 ₹384

1.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$95.3 ₹9,176

$43.39 ₹4,178

119.64%

International Primary School, 1 Child (Yearly)

$1,432 ₹137.9K

$1,558 ₹150.0K

-8.08%

Jeans (Levis 501 Or Similar)

$22.52 ₹2,168

$28.22 ₹2,717

-20.20%

Summer Dress (H&M, Zara, etc)

$18.66 ₹1,797

$30.66 ₹2,952

-39.14%

Sport Shoes (Adidas, Nike)

$49.70 ₹4,785

$49.15 ₹4,732

1.12%

Men's Leather Business Shoes

$34.19 ₹3,292

$32.01 ₹3,082

6.81%

1-bedroom Apartment, City Center (Monthly)

$293 ₹28.2K

$160 ₹15.4K

83.51%

1-bedroom Apartment, Outside City Center (Monthly)

$183 ₹17.6K

$89.5 ₹8,619

104.68%

3-bedroom Apartment, City Center (Monthly)

$813 ₹78.3K

$385 ₹37.1K

111.21%

3-bedroom Apartment, Outside City Center (Monthly)

$445 ₹42.8K

$188 ₹18.1K

136.05%

Buy Apartment in City Center (m2)

$1,603 ₹154.3K

$1,161 ₹111.8K

38.06%

Buy Apartment Outside City Center (m2)

$1,425 ₹137.2K

$573 ₹55.2K

148.75%

Average Monthly Net Salary (After Tax)

$652 ₹62.8K

$373 ₹35.9K

74.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.27

9.9

-6.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Navi Mumbai: July 13, 2026

Last update for Kolkata (Calcutta): July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $293 in Navi Mumbai and $160 in Kolkata (Calcutta). Housing cost is often the main lever when comparing two cities.

Navi Mumbai pays 75% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $17.00 in Navi Mumbai vs $11.00 in Kolkata (Calcutta) for a mid-range dinner for two. Groceries echo the gap at $122 vs $114 per month, with Kolkata (Calcutta) cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Navi Mumbai vs Kolkata (Calcutta): Cost of Living - Frequently Asked Questions

Kolkata (Calcutta) wins on cost – living expenses run 27% lower than in Navi Mumbai. Housing and daily spending are where you'll feel the difference most, making Kolkata (Calcutta) the obvious pick if budget is a priority.

Average pay runs 75% higher in Navi Mumbai, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $293 in Navi Mumbai versus $160 in Kolkata (Calcutta). Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $535 per month in Navi Mumbai versus $423 in Kolkata (Calcutta) – a 27% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kolkata (Calcutta) runs roughly 105% less than in Navi Mumbai. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $800 a month, though Kolkata (Calcutta) gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Kolkata (Calcutta) delivers better value – similar infrastructure at $423 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kolkata (Calcutta) hard to pass up.

Safety-wise, Navi Mumbai and Kolkata (Calcutta) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kolkata (Calcutta) gentler on the wallet – expenses run 27% less than in Navi Mumbai. Beyond cost, consider language, visa policies, and how big the international community is in each city.