Last update: Oct 2026

Cost of Living Comparison Between Navi Mumbai and Kolkata (Calcutta)

For one person, living is cheaper in Kolkata (Calcutta): $428 a month against $551 in Navi Mumbai, rent and utilities included – about $1,500 less a year. Rent and utilities account for most of the difference.

27

Cost of Living Index in Navi Mumbai
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Navi Mumbai Living Index
21

Cost of Living Index in Kolkata (Calcutta)
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Kolkata (Calcutta) Living Index

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Navi Mumbai

🇮🇳 India

$551

/mo nomad

Kolkata (Calcutta)

🇮🇳 India

$428

/mo nomad

Monthly Cost of Living

How much you'll spend in Navi Mumbai and in Kolkata (Calcutta)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Navi Mumbai and in Kolkata (Calcutta) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $551 in Navi Mumbai versus $428 in Kolkata (Calcutta).

Navi Mumbai $551
Kolkata (Calcutta) $428

Estimated couple costs with rent: $866 in Navi Mumbai versus $676 in Kolkata (Calcutta).

Navi Mumbai $866
Kolkata (Calcutta) $676

Monthly costs for a family of three with rent: $1,182 in Navi Mumbai versus $924 in Kolkata (Calcutta).

Navi Mumbai $1,182
Kolkata (Calcutta) $924

Living in Navi Mumbai is roughly 29% more expensive than in Kolkata (Calcutta), and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Navi Mumbai 59% lower, Kolkata (Calcutta) 68% lower.

Meal at Budget Restaurant

$2.34 ₹222

$2.10 ₹200

11.43%

Three-Course Dinner for Two, Mid-Range

$14.50 ₹1,376

$14.69 ₹1,395

-1.29%

Fast Food Meal (McDonalds, etc)

$3.15 ₹299

$4.28 ₹406

-26.40%

Cappuccino

$1.65 ₹157

$1.64 ₹156

0.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.45 ₹42.83

$0.45 ₹42.81

Water (0.33 liter bottle)

$0.12 ₹11.56

$0.13 ₹12.23

-7.69%

Local Beer (0.5 liter draught)

$2.14 ₹203

$1.94 ₹184

10.31%

Imported Beer (0.33 liter bottle)

$3.08 ₹292

$3.21 ₹305

-4.05%

Milk (1 liter)

$0.67 ₹63.5

$0.71 ₹67.6

-5.63%

White Bread (500g)

$0.48 ₹45.25

$0.47 ₹44.41

2.13%

Rice (white) (1kg)

$0.59 ₹56.1

$0.70 ₹66.9

-15.71%

Eggs

$1.02 ₹96.5

$1.04 ₹98.6

-1.92%

Local Cheese (1kg)

$10.72 ₹1,018

$5.20 ₹494

106.15%

Chicken Fillets (1kg)

$3.36 ₹319

$3.06 ₹291

9.80%

Apples (1kg)

$2.04 ₹194

$2.39 ₹227

-14.64%

Banana (1kg)

$0.85 ₹80.9

$0.83 ₹78.8

2.41%

Oranges (1kg)

$1.04 ₹98.3

$1.47 ₹140

-29.25%

Tomato (1kg)

$0.64 ₹60.7

$0.62 ₹58.8

3.23%

Potato (1kg)

$0.50 ₹47.31

$0.30 ₹28.62

66.67%

Onion (1kg)

$0.54 ₹51.5

$0.44 ₹42.10

22.73%

Lettuce (1 head)

$0.41 ₹38.60

$0.34 ₹32.68

20.59%

Water (1.5 liter bottle)

$0.40 ₹38.13

$0.28 ₹26.62

42.86%

Cigarettes 20 Pack (Marlboro, Camel)

$5.12 ₹486

Wine (Bottle)

$7.17 ₹681

$10.30 ₹979

-30.39%

Local Beer (0.5 liter bottle)

$1.76 ₹167

$1.83 ₹174

-3.83%

Imported Beer (0.33 liter bottle)

$2.69 ₹256

$2.81 ₹267

-4.27%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.51 ₹523

$6.57 ₹624

-16.13%

One-way Ticket (Public Transport)

$0.17 ₹16.08

$0.16 ₹15.06

6.25%

Public Transport Monthly Pass (Regular Price)

$5.38 ₹511

$3.13 ₹297

71.88%

Taxi Start (Normal Tariff)

$0.30 ₹28.88

$0.66 ₹62.3

-54.55%

Taxi (Normal Tariff) (1km)

$0.30 ₹28.03

$0.32 ₹30.52

-6.25%

Taxi 1hour Waiting (Normal Tariff)

$0.96 ₹91.3

$1.61 ₹153

-40.37%

Gasoline (1 liter)

$1.07 ₹101

$1.11 ₹105

-3.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$9,857 ₹936.0K

$15.9K ₹1.5M

-38.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.5K ₹1.6M

$22.5K ₹2.1M

-26.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$48.64 ₹4,619

$52.9 ₹5,021

-8.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.72 ₹448

$4.97 ₹472

-5.03%

Internet (50+ Mbps, Unlimited Data)

$7.18 ₹682

$7.30 ₹693

-1.64%

Gym Membership (Monthly)

$17.23 ₹1,636

$15.66 ₹1,487

10.03%

Tennis Court (1 Hour on Weekend)

$9.59 ₹911

$11.55 ₹1,097

-16.97%

Cinema Ticket

$4.40 ₹418

$3.42 ₹325

28.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$112 ₹10.7K

$47.35 ₹4,497

136.85%

International Primary School, 1 Child (Yearly)

$1,405 ₹133.4K

$2,072 ₹196.7K

-32.18%

Jeans (Levis 501 Or Similar)

$20.58 ₹1,955

$27.13 ₹2,576

-24.14%

Summer Dress (H&M, Zara, etc)

$19.48 ₹1,850

$26.58 ₹2,524

-26.71%

Sport Shoes (Adidas, Nike)

$43.58 ₹4,139

$35.20 ₹3,343

23.81%

Men's Leather Business Shoes

$38.70 ₹3,675

$28.34 ₹2,691

36.56%

1-bedroom Apartment, City Center (Monthly)

$291 ₹27.6K

$152 ₹14.5K

90.67%

1-bedroom Apartment, Outside City Center (Monthly)

$207 ₹19.7K

$96.3 ₹9,143

115.38%

3-bedroom Apartment, City Center (Monthly)

$725 ₹68.9K

$393 ₹37.3K

84.41%

3-bedroom Apartment, Outside City Center (Monthly)

$435 ₹41.3K

$212 ₹20.1K

105.01%

Buy Apartment in City Center (m2)

$1,596 ₹151.5K

$1,115 ₹105.9K

43.08%

Buy Apartment Outside City Center (m2)

$1,401 ₹133.0K

$597 ₹56.7K

134.53%

Average Monthly Net Salary (After Tax)

$720 ₹68.4K

$392 ₹37.2K

83.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.16

9.04

1.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Navi Mumbai: October 10, 2026

Last update for Kolkata (Calcutta): October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Navi Mumbai

$207 37.7%

Kolkata (Calcutta)

$96 22.5% 53.6% $111

Groceries & Markets

Navi Mumbai

$127 23.1%

Kolkata (Calcutta)

$117 27.4% 7.5% $9.6

Eating Out

Navi Mumbai

$67 12.2%

Kolkata (Calcutta)

$68 15.8% 1% $0.6

Monthly Utilities & Internet

Navi Mumbai

$61 11%

Kolkata (Calcutta)

$65 15.2% 7.6% $4.6

Clothing & Footwear

Navi Mumbai

$55 10%

Kolkata (Calcutta)

$53 12.3% 4.2% $2.3

Sport & Entertainment

Navi Mumbai

$26 4.7%

Kolkata (Calcutta)

$23 5.3% 13.6% $3.5

Getting Around

Navi Mumbai

$7.8 1.4%

Kolkata (Calcutta)

$6 1.4% 23.1% $1.8

Cost Breakdown

A one-bedroom apartment in the center runs $291 in Navi Mumbai and $152 in Kolkata (Calcutta). Housing cost is often the main lever when comparing two cities.

Navi Mumbai pays 84% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $14.00 in Navi Mumbai vs $15.00 in Kolkata (Calcutta). Groceries flip the comparison at $127 vs $118, with Kolkata (Calcutta) cheaper for home cooking.

Good to know

🇮🇳 Navi Mumbai

🇮🇳 Kolkata (Calcutta)

🕒 Local time

03:29 3:29 AM

Same time as Navi Mumbai

🌤 Weather

👥 Population

1,120,547

4,486,679

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

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Navi Mumbai Kolkata (Calcutta) 1,640 km ≈ 2 h 30 min nonstop flight

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Navi Mumbai
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City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

Navi Mumbai vs Kolkata (Calcutta): Cost of Living - Frequently Asked Questions

Kolkata (Calcutta) wins on cost – living expenses run 29% lower than in Navi Mumbai. Housing and daily spending are where you'll feel the difference most, making Kolkata (Calcutta) the obvious pick if budget is a priority.

Average pay runs 84% higher in Navi Mumbai, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $291 in Navi Mumbai versus $152 in Kolkata (Calcutta). Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $551 per month in Navi Mumbai versus $428 in Kolkata (Calcutta) – a 29% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kolkata (Calcutta) runs roughly 72% less than in Navi Mumbai. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $800 a month, though Kolkata (Calcutta) gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Kolkata (Calcutta) delivers better value – similar infrastructure at $428 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kolkata (Calcutta) hard to pass up.

Safety-wise, Navi Mumbai and Kolkata (Calcutta) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kolkata (Calcutta) gentler on the wallet – expenses run 29% less than in Navi Mumbai. Beyond cost, consider language, visa policies, and how big the international community is in each city.