For one person, living costs in Mumbai (Bombay) are estimated at $785 a month, including rent and utilities – 99% above the national average. Rent and utilities take more than half of the total.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) actually costs, broken down by who's living it.
Living costs for one person come to about $785 monthly including rent, or $366 excluding housing.
$785 /mo
Estimated monthly costs for a couple: $1,308 with rent, or $620 without housing.
$1,308 /mo
Monthly costs for a family of three come to about $1,831 including rent, or $875 for daily expenses alone.
$1,831 /mo
📊
Mumbai (Bombay) sits 36–42% below the global median across household types. Within Asia, costs are 26% below average – relatively affordable for the region.
Buffalo Round(or Equivalent Back Leg Red Meat)(1kg)
$6.17₹586
$3.19₹302
$8.49₹806
🚌 Getting Around
Cost
Range
One-way Ticket(Public Transport)
$0.22₹20.94
$0.12₹10.97
$0.56₹52.8
Public Transport Monthly Pass(Regular Price)
$5.64₹535
$2.68₹255
$13.53₹1,285
Taxi Start(Normal Tariff)
$0.35₹32.89
$0.29₹27.91
$0.44₹41.86
Taxi(Normal Tariff)(1km)
$0.31₹29.21
$0.23₹21.91
$0.40₹38.33
Taxi 1hour Waiting(Normal Tariff)
$1.54₹146
$1.02₹97.2
$2.56₹243
Gasoline(1 liter)
$1.11₹105
$1.05₹99.8
$1.15₹109
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$16.0K₹1.5M
$11.4K₹1.1M
$19.2K₹1.8M
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.2K₹2.1M
$19.7K₹1.9M
$26.0K₹2.5M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$62.2₹5,905
$31.76₹3,016
$108₹10.2K
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.58₹435
$3.19₹303
$9.57₹909
Internet(50+ Mbps, Unlimited Data)
$9.43₹895
$6.46₹614
$16.15₹1,533
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$27.93₹2,652
$12.81₹1,216
$53.4₹5,067
Tennis Court(1 Hour on Weekend)
$13.87₹1,317
$7.28₹691
$20.79₹1,974
Cinema Ticket
$4.97₹472
$3.14₹298
$8.38₹795
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$118₹11.2K
$84.7₹8,040
$176₹16.7K
International Primary School, 1 Child(Yearly)
$4,844₹460.0K
$2,392₹227.2K
$8,320₹790.1K
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$35.28₹3,351
$15.49₹1,471
$51.7₹4,906
Summer Dress(H&M, Zara, etc)
$38.79₹3,683
$26.45₹2,512
$63.5₹6,030
Sport Shoes(Adidas, Nike)
$55.7₹5,291
$32.00₹3,039
$90.7₹8,609
Men's Leather Business Shoes
$46.65₹4,429
$15.59₹1,480
$72.8₹6,910
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$610₹57.9K
$468₹44.4K
$832₹79.0K
1-bedroom Apartment, Outside City Center(Monthly)
$357₹33.9K
$262₹24.9K
$524₹49.8K
3-bedroom Apartment, City Center(Monthly)
$1,876₹178.1K
$1,068₹101.4K
$3,203₹304.1K
3-bedroom Apartment, Outside City Center(Monthly)
$894₹84.9K
$532₹50.5K
$1,277₹121.2K
Buy Apartment in City Center(m2)
$5,882₹558.6K
$4,364₹414.4K
$9,055₹859.9K
Buy Apartment Outside City Center(m2)
$2,403₹228.2K
$1,684₹159.9K
$3,930₹373.2K
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$755₹71.7K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
8.29
7.45
9
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: October 19, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
Mumbai (Bombay)$785
Mumbai (Bombay)$1,831
🏠Accommodation & Living
$357 45.5%
🛒Groceries & Markets
$117 14.9%
🍽Eating Out
$109 13.9%
👕👟Clothing & Footwear
$79 10.1%
🧾Monthly Utilities & Internet
$76 9.7%
🎉Sport & Entertainment
$38 4.8%
🚌Getting Around
$8.4 1.1%
🏠Accommodation & Living
$894 48.8%
🛒Groceries & Markets
$251 13.7%
🍽Eating Out
$322 17.6%
👕👟Clothing & Footwear
$176 9.6%
🧾Monthly Utilities & Internet
$81 4.4%
🎉Sport & Entertainment
$90 4.9%
🚌Getting Around
$17 0.9%
Cost Breakdown
🏠Expect to pay about $610 for a central one-bedroom, or $357 outside the center. At 81% of the average salary ($755), housing is the biggest financial pressure.
💰Average take-home pay sits at $755, while typical expenses reach $785. The gap means tight budgeting for locals, though expats with foreign income can live comfortably.
🛒Expect to spend about $117 monthly on groceries. Dining out at a mid-range restaurant costs roughly $21.00 for two – well below the Asian average of $35.00.
🚌Public transport is priced at around $5.64 per month – among the cheapest in Asia (average $33.00).
Cost Highlights
⭐Public transport monthly pass is cheaper than 94% of cities in Asia
⭐3-bedroom apartment, city center is more expensive than 93% of cities in Asia
Popular online taxi apps offering convenient, cashless rides in many countries, including Uber, Bolt, Grab, inDrive, DiDi, Careem, Gojek, Maxim, and Yango
Ride waves using a surfboard — ideal for coastal towns with steady swells
Cost of Living in Mumbai (Bombay) - Frequently Asked Questions
How does Mumbai compare for affordability and value for travelers, expats, and digital nomads?
Mumbai tends to be one of the more expensive Indian metros, but value exists with smart choices. Costs rise in central and coastal pockets, while outer suburbs and shared accommodations can stretch a budget. You’ll find solid value when you plan around housing, food, and transit: cook some meals, lean on reliable public transport, and opt for short-term or co-living options to test neighborhoods before committing. The Cost of Living in Mumbai (Bombay), India varies by neighborhood, season, and demand, so flexibility matters. You gain access to top services and a vibrant scene if you budget around transit and housing choices. Tip: start with a short stay in a few neighborhoods to compare daily costs.
What does daily life look like in Mumbai in terms of housing search, food options, transport, and errands?
When you map daily life, the quick takeaway is variety and pace. Housing search spans shared PGs in Andheri to mid-range flats in Bandra or Fort; use a mix of online listings and local agents, visit several blocks, and check commute times to your core spots. Food options cover street bites, markets, and grocery shops that let you cook cheap meals at home. Transport blends trains, auto rickshaws, buses, and ride-hailing apps; plan longer hops around peak traffic. For errands, a weekly rhythm and a reliable delivery window help. Mumbai (Bombay), India living cost varies by area and season. Tip: build a two-week trial period to compare neighborhood vibes.
What budgeting framework and neighborhood fit would you recommend for a practical stay in Mumbai?
Adopt a simple three-pillar budgeting approach: housing, daily meals, and transport. Choose a neighborhood that fits your cadence: central spots like Fort or Colaba for work access, or western suburbs such as Bandra or Andheri for space and a livelier scene, then test with a short stay. Build a monthly rhythm: cook at least half your meals, use local trains or monthly passes for commutes, and look for longer-term leases or shared housing to reduce per-month costs. Leave a buffer for festivals and weekend trips to nearby beaches. Tip: map a two-week trial in one area before committing.
Is Mumbai (Bombay) a cheap city to live in for foreigners?
Your money goes further in Mumbai (Bombay) than in most cities its size. Expect to spend roughly $785 per month with housing included – groceries, transport, and eating out are all priced well below what you'd pay in comparable urban centers.
Is rent in Mumbai (Bombay) too high relative to local incomes?
With 81% of the average paycheck going to rent, Mumbai (Bombay) is on the expensive side for housing. Many locals cope by sharing apartments, moving to outer neighborhoods, or downsizing to keep things manageable.
What income level supports a comfortable lifestyle in Mumbai (Bombay)?
Earning $1,178 monthly in Mumbai (Bombay) means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.
What does a one-bedroom apartment cost in Mumbai (Bombay) per month?
Where you live in Mumbai (Bombay) makes all the difference. Central one-bedrooms cost about $610; commute-friendly outer districts come in around $357. Overall, the market runs from $357 to $610 depending on size, location, and apartment condition.
Is public transport affordable in Mumbai (Bombay)?
A monthly transit pass in Mumbai (Bombay) runs about $5.64, with good coverage across residential and business areas. It's entirely feasible to live car-free here for daily commuting and errands.
What is a typical monthly grocery bill in Mumbai (Bombay)?
Groceries in Mumbai (Bombay) cost around $117 monthly – well below what you'd pay in most cities. Fresh produce, staples, and locally made goods are all well-priced, so eating well on a budget is straightforward here.
Does $1,200 cover living expenses in Mumbai (Bombay)?
$1,200 stretches far in Mumbai (Bombay) – all-in monthly costs average only $785. The surplus means you can build savings, travel a bit, and live above the local average without much effort.
What are the pros and cons of living in Mumbai (Bombay)?
Mumbai (Bombay) offers genuinely appealing day-to-day living. Residents value vibrant nightlife, remote work facilities, expat-friendly services, and at around $785 per month, it's accessible to a broad range of incomes. Most people find the cost-to-quality balance sustainable long-term.
How much can you save per month in Mumbai (Bombay)?
Monthly expenses in Mumbai (Bombay) run around $785, so putting money aside takes more than $1,178 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.
How much does a backpacker need per day in Mumbai (Bombay)?
Budget travelers love Mumbai (Bombay) – low prices across accommodation, food, and transport make it one of the most backpacker-friendly cities around. Long-stay costs come to just $785 monthly; short-term visitors can get by on even less with hostels and local food.
Mumbai (Bombay) vs other spots: cost of living compared