Cost of Living in Mumbai (Bombay) - Updated Prices & Insights

Monthly Cost of Living

Living costs for one person come to about $795 monthly including rent, or $373 excluding housing.

Estimated monthly costs for a couple: $1,311 with rent, or $630 without housing.

Monthly costs for a family of three come to about $1,827 including rent, or $887 for daily expenses alone.

Mumbai (Bombay) sits 38–42% below the global median across household types. Within Asia, costs are 27% below average – relatively affordable for the region.

Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$5.30 ₹503
$3.17 ₹301
$10.59 ₹1,005
Three-Course Dinner for Two, Mid-Range
$21.42 ₹2,034
$12.85 ₹1,220
$42.84 ₹4,068
Fast Food Meal (McDonalds, etc)
$4.29 ₹407
$3.22 ₹305
$5.37 ₹510
Cappuccino
$2.61 ₹248
$1.55 ₹147
$3.61 ₹343
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.41 ₹38.49
$0.27 ₹25.66
$0.55 ₹52.3
Water (0.33 liter bottle)
$0.14 ₹13.13
$0.11 ₹10.31
$0.21 ₹19.69
Local Beer (0.5 liter draught)
$2.59 ₹246
$1.66 ₹157
$5.70 ₹541
Imported Beer (0.33 liter bottle)
$4.16 ₹395
$2.60 ₹247
$6.43 ₹611
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$0.69 ₹66.0
$0.57 ₹54.1
$0.92 ₹87.1
White Bread (500g)
$0.49 ₹46.29
$0.40 ₹38.12
$0.91 ₹86.2
Rice (white) (1kg)
$0.73 ₹69.2
$0.41 ₹38.76
$1.02 ₹96.9
Eggs
$0.95 ₹90.0
$0.61 ₹57.9
$1.46 ₹139
Local Cheese (1kg)
$5.69 ₹540
$3.64 ₹346
$10.39 ₹987
Chicken Fillets (1kg)
$3.48 ₹330
$2.07 ₹197
$6.22 ₹591
Apples (1kg)
$2.34 ₹223
$0.86 ₹82.0
$3.24 ₹308
Banana (1kg)
$0.67 ₹63.7
$0.45 ₹42.78
$1.01 ₹95.6
Oranges (1kg)
$1.20 ₹114
$0.64 ₹60.6
$2.55 ₹242
Tomato (1kg)
$0.50 ₹47.45
$0.31 ₹29.77
$0.82 ₹78.2
Potato (1kg)
$0.38 ₹35.75
$0.27 ₹25.82
$0.55 ₹52.6
Onion (1kg)
$0.40 ₹38.38
$0.22 ₹20.67
$0.55 ₹52.2
Lettuce (1 head)
$0.49 ₹46.41
$0.22 ₹20.74
$0.77 ₹73.1
Water (1.5 liter bottle)
$0.29 ₹27.14
$0.20 ₹19.00
$0.30 ₹28.95
Cigarettes 20 Pack (Marlboro, Camel)
$4.98 ₹473
$3.63 ₹344
$5.18 ₹492
Wine (Bottle)
$8.23 ₹781
$4.11 ₹390
$15.43 ₹1,465
Local Beer (0.5 liter bottle)
$2.10 ₹200
$1.60 ₹152
$2.98 ₹283
Imported Beer (0.33 liter bottle)
$3.15 ₹299
$2.14 ₹203
$4.28 ₹407
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$5.95 ₹565
$3.09 ₹293
$8.24 ₹783
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$0.20 ₹18.97
$0.10 ₹9.93
$0.50 ₹47.87
Public Transport Monthly Pass (Regular Price)
$5.88 ₹558
$2.68 ₹254
$16.04 ₹1,524
Taxi Start (Normal Tariff)
$0.31 ₹29.22
$0.26 ₹24.65
$0.45 ₹42.91
Taxi (Normal Tariff) (1km)
$0.33 ₹31.44
$0.24 ₹22.60
$0.39 ₹37.34
Taxi 1hour Waiting (Normal Tariff)
$1.55 ₹147
$1.03 ₹97.8
$2.58 ₹245
Gasoline (1 liter)
$1.10 ₹105
$1.04 ₹99.1
$1.16 ₹110
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$16.2K ₹1.5M
$12.8K ₹1.2M
$21.3K ₹2.0M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.6K ₹2.1M
$20.3K ₹1.9M
$26.7K ₹2.5M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$59.1 ₹5,613
$31.08 ₹2,951
$105 ₹10.0K
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.38 ₹416
$3.11 ₹296
$7.79 ₹740
Internet (50+ Mbps, Unlimited Data)
$9.34 ₹887
$6.23 ₹591
$15.56 ₹1,477
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$27.20 ₹2,583
$10.39 ₹987
$46.76 ₹4,441
Tennis Court (1 Hour on Weekend)
$14.11 ₹1,340
$8.56 ₹813
$19.25 ₹1,828
Cinema Ticket
$4.62 ₹439
$3.08 ₹292
$8.22 ₹781
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$118 ₹11.2K
$82.9 ₹7,873
$173 ₹16.4K
International Primary School, 1 Child (Yearly)
$4,947 ₹469.8K
$2,579 ₹244.9K
$8,254 ₹783.8K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$33.63 ₹3,194
$15.46 ₹1,468
$51.5 ₹4,894
Summer Dress (H&M, Zara, etc)
$38.59 ₹3,665
$26.60 ₹2,526
$53.2 ₹5,052
Sport Shoes (Adidas, Nike)
$59.8 ₹5,677
$30.99 ₹2,943
$93.0 ₹8,829
Men's Leather Business Shoes
$48.89 ₹4,643
$21.11 ₹2,005
$73.9 ₹7,017
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$652 ₹61.9K
$476 ₹45.2K
$952 ₹90.4K
1-bedroom Apartment, Outside City Center (Monthly)
$356 ₹33.8K
$258 ₹24.5K
$516 ₹49.0K
3-bedroom Apartment, City Center (Monthly)
$1,907 ₹181.1K
$1,057 ₹100.4K
$3,699 ₹351.3K
3-bedroom Apartment, Outside City Center (Monthly)
$863 ₹81.9K
$519 ₹49.3K
$1,246 ₹118.3K
Buy Apartment in City Center (m2)
$6,242 ₹592.7K
$5,326 ₹505.7K
$9,099 ₹864.1K
Buy Apartment Outside City Center (m2)
$2,324 ₹220.6K
$1,666 ₹158.2K
$3,888 ₹369.2K
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$804 ₹76.3K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
8.36
7.5
9

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: August 30, 2026

Cost Breakdown

Expect to pay about $652 for a central one-bedroom, or $356 outside the center. At 81% of the average salary ($804), housing is the biggest financial pressure.

Average take-home pay sits at $804, while typical expenses reach $795. This leaves some room for savings, though a comfortable buffer starts closer to $1,192.

Expect to spend about $117 monthly on groceries. Dining out at a mid-range restaurant costs roughly $21.00 for two – well below the Asian average of $36.00.

Public transport is priced at around $5.88 per month – among the cheapest in Asia (average $34.00).

Cost Highlights

Public transport monthly pass is cheaper than 94% of cities in Asia

3-bedroom apartment, city center is more expensive than 93% of cities in Asia

Mumbai (Bombay) Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

Download
Mbps
Upload
Mbps
Latency
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The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Mumbai (Bombay) - Frequently Asked Questions
How does Mumbai compare for affordability and value for travelers, expats, and digital nomads?
Mumbai tends to be one of the more expensive Indian metros, but value exists with smart choices. Costs rise in central and coastal pockets, while outer suburbs and shared accommodations can stretch a budget. You’ll find solid value when you plan around housing, food, and transit: cook some meals, lean on reliable public transport, and opt for short-term or co-living options to test neighborhoods before committing. The Cost of Living in Mumbai (Bombay), India varies by neighborhood, season, and demand, so flexibility matters. You gain access to top services and a vibrant scene if you budget around transit and housing choices. Tip: start with a short stay in a few neighborhoods to compare daily costs.
What does daily life look like in Mumbai in terms of housing search, food options, transport, and errands?
When you map daily life, the quick takeaway is variety and pace. Housing search spans shared PGs in Andheri to mid-range flats in Bandra or Fort; use a mix of online listings and local agents, visit several blocks, and check commute times to your core spots. Food options cover street bites, markets, and grocery shops that let you cook cheap meals at home. Transport blends trains, auto rickshaws, buses, and ride-hailing apps; plan longer hops around peak traffic. For errands, a weekly rhythm and a reliable delivery window help. Mumbai (Bombay), India living cost varies by area and season. Tip: build a two-week trial period to compare neighborhood vibes.
What budgeting framework and neighborhood fit would you recommend for a practical stay in Mumbai?
Adopt a simple three-pillar budgeting approach: housing, daily meals, and transport. Choose a neighborhood that fits your cadence: central spots like Fort or Colaba for work access, or western suburbs such as Bandra or Andheri for space and a livelier scene, then test with a short stay. Build a monthly rhythm: cook at least half your meals, use local trains or monthly passes for commutes, and look for longer-term leases or shared housing to reduce per-month costs. Leave a buffer for festivals and weekend trips to nearby beaches. Tip: map a two-week trial in one area before committing.
Is Mumbai (Bombay) affordable on an average income?
Everyday life in Mumbai (Bombay) is moderately priced at about $795 per month, rent included. Groceries and transport stay reasonable, though dining out and entertainment can feel a bit pricier than in budget destinations.
Is rent in Mumbai (Bombay) too high relative to local incomes?
With 81% of the average paycheck going to rent, Mumbai (Bombay) is on the expensive side for housing. Many locals cope by sharing apartments, moving to outer neighborhoods, or downsizing to keep things manageable.
How does the average salary in Mumbai (Bombay) compare to the cost of living?
At $804 take-home, most residents in Mumbai (Bombay) can cover the $795 monthly cost of living. Those earning $1,192 or more have room to save; below-average earners will find things noticeably tighter.
What does a one-bedroom apartment cost in Mumbai (Bombay) per month?
Where you live in Mumbai (Bombay) makes all the difference. Central one-bedrooms cost about $652; commute-friendly outer districts come in around $356. Overall, the market runs from $356 to $652 depending on size, location, and apartment condition.
Is public transport affordable in Mumbai (Bombay)?
A monthly transit pass in Mumbai (Bombay) runs about $5.88, with good coverage across residential and business areas. It's entirely feasible to live car-free here for daily commuting and errands.
What should I budget for groceries in Mumbai (Bombay)?
At about $117 monthly, food costs in Mumbai (Bombay) sit in moderate territory. A mix of local markets and supermarkets covers most needs at fair prices, and most residents eat well without having to pinch pennies.
Does $2,000 cover living expenses in Mumbai (Bombay)?
Living on $2,000 in Mumbai (Bombay) means careful planning, since monthly costs average $795. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
What are the pros and cons of living in Mumbai (Bombay)?
Mumbai (Bombay) offers genuinely appealing day-to-day living. Residents value vibrant nightlife, remote work facilities, expat-friendly services, and at around $795 per month, it's accessible to a broad range of incomes. Most people find the cost-to-quality balance sustainable long-term.
How much can you save per month in Mumbai (Bombay)?
Monthly expenses in Mumbai (Bombay) run around $795, so putting money aside takes more than $1,192 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.
Can budget travelers get by in Mumbai (Bombay)?
Budget travel in Mumbai (Bombay) works but takes effort. Hostels, street food, and local restaurants keep daily costs reasonable. All-in monthly expenses run about $795 for residents – backpackers can do less with some planning.

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