Cost of Living Comparison Between Navi Mumbai and Delhi Cost of Living Comparison Between Navi Mumbai and Delhi

Monthly Cost of Living

A single person spends $559 per month in Navi Mumbai vs $527 in Delhi, rent included.

A couple spends around $866 per month in Navi Mumbai vs $880 in Delhi, rent included.

A family of three spends $1,174 per month in Navi Mumbai vs $1,232 in Delhi, rent included.

Navi Mumbai costs about 6% more than Delhi, driven mainly by Eating Out.

Both Navi Mumbai and Delhi are more affordable than the global median – Navi Mumbai 59% lower, Delhi 61% lower.

Currency
🍽 Eating Out
Navi Mumbai
Delhi
Difference
Meal at Budget Restaurant
$2.29 ₹220
$3.66 ₹352
-37.43%
Three-Course Dinner for Two, Mid-Range
$14.71 ₹1,411
$20.58 ₹1,975
-28.52%
Fast Food Meal (McDonalds, etc)
$3.08 ₹295
$3.87 ₹372
-20.41%
Cappuccino
$1.66 ₹159
$2.37 ₹227
-29.96%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.44 ₹42.48
$0.38 ₹36.50
15.79%
Water (0.33 liter bottle)
$0.15 ₹14.07
$0.16 ₹15.66
-6.25%
Local Beer (0.5 liter draught)
$2.13 ₹204
$2.06 ₹197
3.40%
Imported Beer (0.33 liter bottle)
$3.17 ₹305
$3.09 ₹297
2.59%
🛒 Groceries & Markets
Navi Mumbai
Delhi
Difference
Milk (1 liter)
$0.64 ₹61.3
$0.69 ₹66.2
-7.25%
White Bread (500g)
$0.48 ₹46.13
$0.52 ₹49.83
-7.69%
Rice (white) (1kg)
$0.60 ₹57.3
$0.79 ₹75.7
-24.05%
Eggs
$1.01 ₹97.3
$1.12 ₹107
-9.82%
Local Cheese (1kg)
$8.20 ₹787
$4.42 ₹424
85.52%
Chicken Fillets (1kg)
$3.47 ₹333
$3.40 ₹326
2.06%
Apples (1kg)
$1.99 ₹191
$2.01 ₹193
-1.00%
Banana (1kg)
$0.91 ₹87.3
$0.74 ₹71.4
22.97%
Oranges (1kg)
$1.04 ₹99.5
$0.98 ₹94.0
6.12%
Tomato (1kg)
$0.68 ₹65.5
$0.54 ₹52.1
25.93%
Potato (1kg)
$0.49 ₹46.86
$0.29 ₹27.71
68.97%
Onion (1kg)
$0.50 ₹47.92
$0.41 ₹39.14
21.95%
Lettuce (1 head)
$0.41 ₹39.34
$0.49 ₹46.64
-16.33%
Water (1.5 liter bottle)
$0.38 ₹36.43
$0.29 ₹27.55
31.03%
Cigarettes 20 Pack (Marlboro, Camel)
$5.07 ₹486
$4.96 ₹475
2.22%
Wine (Bottle)
$7.31 ₹701
$8.59 ₹824
-14.90%
Local Beer (0.5 liter bottle)
$1.74 ₹167
$1.67 ₹160
4.19%
Imported Beer (0.33 liter bottle)
$2.74 ₹263
$2.71 ₹260
1.11%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$5.54 ₹532
$6.18 ₹593
-10.36%
🚌 Getting Around
Navi Mumbai
Delhi
Difference
One-way Ticket (Public Transport)
$0.18 ₹17.59
$0.44 ₹41.90
-59.09%
Public Transport Monthly Pass (Regular Price)
$5.14 ₹494
$15.54 ₹1,491
-66.92%
Taxi Start (Normal Tariff)
$0.28 ₹26.72
$0.96 ₹91.9
-70.83%
Taxi (Normal Tariff) (1km)
$0.30 ₹28.48
$0.25 ₹23.84
20.00%
Taxi 1hour Waiting (Normal Tariff)
$0.97 ₹92.6
$1.59 ₹153
-38.99%
Gasoline (1 liter)
$1.06 ₹102
$1.10 ₹105
-3.64%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$9,729 ₹933.4K
$11.4K ₹1.1M
-14.66%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$16.2K ₹1.6M
$19.2K ₹1.8M
-15.41%
🧾 Monthly Utilities & Internet
Navi Mumbai
Delhi
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$48.14 ₹4,619
$41.81 ₹4,012
15.14%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.56 ₹438
$4.10 ₹393
11.22%
Internet (50+ Mbps, Unlimited Data)
$7.26 ₹697
$6.84 ₹656
6.14%
🎉 Sport & Entertainment
Navi Mumbai
Delhi
Difference
Gym Membership (Monthly)
$17.68 ₹1,696
$19.63 ₹1,883
-9.93%
Tennis Court (1 Hour on Weekend)
$9.51 ₹913
$8.42 ₹807
12.95%
Cinema Ticket
$4.37 ₹420
$5.12 ₹491
-14.65%
🧸 Childcare & Education
Navi Mumbai
Delhi
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$114 ₹11.0K
$99.2 ₹9,519
15.10%
International Primary School, 1 Child (Yearly)
$1,414 ₹135.7K
$2,050 ₹196.7K
-31.04%
👕👟 Clothing & Footwear
Navi Mumbai
Delhi
Difference
Jeans (Levis 501 Or Similar)
$22.16 ₹2,126
$25.16 ₹2,414
-11.92%
Summer Dress (H&M, Zara, etc)
$19.45 ₹1,866
$28.75 ₹2,758
-32.35%
Sport Shoes (Adidas, Nike)
$46.72 ₹4,483
$52.9 ₹5,070
-11.60%
Men's Leather Business Shoes
$38.98 ₹3,740
$46.54 ₹4,465
-16.24%
🏠 Accommodation & Living
Navi Mumbai
Delhi
Difference
1-bedroom Apartment, City Center (Monthly)
$286 ₹27.4K
$270 ₹25.9K
5.67%
1-bedroom Apartment, Outside City Center (Monthly)
$207 ₹19.8K
$152 ₹14.6K
35.65%
3-bedroom Apartment, City Center (Monthly)
$735 ₹70.6K
$690 ₹66.2K
6.51%
3-bedroom Apartment, Outside City Center (Monthly)
$428 ₹41.1K
$370 ₹35.5K
15.72%
Buy Apartment in City Center (m2)
$1,620 ₹155.5K
$2,525 ₹242.3K
-35.84%
Buy Apartment Outside City Center (m2)
$1,418 ₹136.0K
$950 ₹91.2K
49.17%
💵 Salaries & Financials
Navi Mumbai
Delhi
Difference
Average Monthly Net Salary (After Tax)
$722 ₹69.3K
$582 ₹55.8K
24.22%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.16
8.6
6.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Navi Mumbai: September 15, 2026

Last update for Delhi: September 13, 2026

Cost Breakdown

A central one-bedroom costs $286 in Navi Mumbai versus $270 in Delhi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 24% higher in Navi Mumbai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $15.00 in Navi Mumbai versus $21.00 in Delhi. Groceries tell a different story – $120 in Navi Mumbai vs $109 in Delhi – so Delhi wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Navi Mumbai vs Delhi: Cost of Living - Frequently Asked Questions
How do living costs in Navi Mumbai and in Delhi compare overall?
Monthly costs with rent: $559 in Navi Mumbai, $527 in Delhi – roughly 6% apart. Navi Mumbai costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Navi Mumbai compared to Delhi?
For a comfortable life, plan on about $838 per month in Navi Mumbai and $791 in Delhi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Navi Mumbai and Delhi?
Rent is clearly cheaper in Delhi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $15.00 in Navi Mumbai and $21.00 in Delhi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Navi Mumbai or Delhi?
Monthly expenses with rent come to $559 in Navi Mumbai and $527 in Delhi. The difference isn't just one category – it shows up across housing, food, transport, and services.
How far does $1,200 go in Navi Mumbai compared to Delhi?
$1,200 covers both cities comfortably – all-in costs are $559 in Navi Mumbai and $527 in Delhi, leaving budget for savings and extras in both cases.
How does quality of life compare between Navi Mumbai and Delhi?
It depends on your priorities. Navi Mumbai has an edge in some lifestyle areas, with costs from $527 in Delhi to $559 in Navi Mumbai. Climate, culture, job market, and personal taste all factor in.
Is Navi Mumbai or Delhi safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Navi Mumbai and Delhi?
If budget matters most, go with Delhi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Navi Mumbai makes more sense. Both are solid long-term options with distinct trade-offs.

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