Cost of Living Comparison Between Navi Mumbai and Delhi Cost of Living Comparison Between Navi Mumbai and Delhi

Monthly Cost of Living

A single person spends $527 per month in Navi Mumbai vs $530 in Delhi, rent included.

A couple spends around $874 per month in Navi Mumbai vs $864 in Delhi, rent included.

A family of three spends $1,222 per month in Navi Mumbai vs $1,197 in Delhi, rent included.

Navi Mumbai is about 1% cheaper than Delhi, driven mainly by Eating Out.

Both Navi Mumbai and Delhi are more affordable than the global median – Navi Mumbai 60% lower, Delhi 60% lower.

Currency
🍽 Eating Out
Navi Mumbai
Delhi
Difference
Meal at Budget Restaurant
$2.96 ₹283
$4.57 ₹437
-35.23%
Three-Course Dinner for Two, Mid-Range
$17.65 ₹1,688
$20.03 ₹1,916
-11.88%
Fast Food Meal (McDonalds, etc)
$4.54 ₹434
$4.05 ₹388
12.10%
Cappuccino
$1.97 ₹188
$2.02 ₹193
-2.48%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.42 ₹39.84
$0.47 ₹45.40
-10.64%
Water (0.33 liter bottle)
$0.12 ₹11.18
$0.14 ₹13.41
-14.29%
Local Beer (0.5 liter draught)
$2.37 ₹227
$2.12 ₹203
11.79%
Imported Beer (0.33 liter bottle)
$3.56 ₹341
$3.57 ₹341
-0.28%
🛒 Groceries & Markets
Navi Mumbai
Delhi
Difference
Milk (1 liter)
$0.72 ₹68.4
$0.74 ₹71.2
-2.70%
White Bread (500g)
$0.51 ₹48.56
$0.60 ₹57.7
-15.00%
Rice (white) (1kg)
$0.65 ₹62.6
$0.85 ₹81.5
-23.53%
Eggs
$0.89 ₹84.7
$1.18 ₹113
-24.58%
Local Cheese (1kg)
$6.92 ₹662
$4.49 ₹430
54.12%
Chicken Fillets (1kg)
$4.58 ₹438
$3.42 ₹327
33.92%
Apples (1kg)
$1.98 ₹190
$2.13 ₹204
-7.04%
Banana (1kg)
$0.69 ₹65.6
$0.84 ₹80.1
-17.86%
Oranges (1kg)
$1.16 ₹111
$1.01 ₹96.9
14.85%
Tomato (1kg)
$0.57 ₹54.5
$0.61 ₹58.3
-6.56%
Potato (1kg)
$0.54 ₹51.9
$0.39 ₹37.29
38.46%
Onion (1kg)
$0.50 ₹48.13
$0.54 ₹51.7
-7.41%
Lettuce (1 head)
$0.41 ₹39.26
$0.60 ₹57.2
-31.67%
Water (1.5 liter bottle)
$0.33 ₹31.11
$0.34 ₹32.36
-2.94%
Cigarettes 20 Pack (Marlboro, Camel)
$4.22 ₹404
$4.05 ₹387
4.20%
Wine (Bottle)
$7.46 ₹713
$9.32 ₹891
-19.96%
Local Beer (0.5 liter bottle)
$1.86 ₹178
$1.87 ₹179
-0.53%
Imported Beer (0.33 liter bottle)
$2.99 ₹286
$2.73 ₹261
9.52%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$6.53 ₹624
$5.40 ₹516
20.93%
🚌 Getting Around
Navi Mumbai
Delhi
Difference
One-way Ticket (Public Transport)
$0.16 ₹15.72
$0.50 ₹48.19
-68.00%
Public Transport Monthly Pass (Regular Price)
$5.75 ₹550
$11.57 ₹1,106
-50.30%
Taxi Start (Normal Tariff)
$0.34 ₹32.81
$0.61 ₹58.1
-44.26%
Taxi (Normal Tariff) (1km)
-
$0.30 ₹28.87
-
Taxi 1hour Waiting (Normal Tariff)
$1.07 ₹102
$1.25 ₹119
-14.40%
Gasoline (1 liter)
$1.19 ₹114
$1.18 ₹113
0.85%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$12.9K ₹1.2M
$17.4K ₹1.7M
-25.72%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5K ₹2.1M
$23.7K ₹2.3M
-5.16%
🧾 Monthly Utilities & Internet
Navi Mumbai
Delhi
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$45.76 ₹4,376
$65.6 ₹6,278
-30.29%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.65 ₹349
$4.23 ₹404
-13.71%
Internet (50+ Mbps, Unlimited Data)
$9.41 ₹900
$8.23 ₹787
14.34%
🎉 Sport & Entertainment
Navi Mumbai
Delhi
Difference
Gym Membership (Monthly)
$18.87 ₹1,805
$20.36 ₹1,947
-7.32%
Tennis Court (1 Hour on Weekend)
$9.20 ₹880
$9.84 ₹941
-6.50%
Cinema Ticket
$3.96 ₹379
$4.52 ₹432
-12.39%
🧸 Childcare & Education
Navi Mumbai
Delhi
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$96.1 ₹9,195
$80.6 ₹7,712
19.22%
International Primary School, 1 Child (Yearly)
$1,429 ₹136.7K
$2,027 ₹193.8K
-29.47%
👕👟 Clothing & Footwear
Navi Mumbai
Delhi
Difference
Jeans (Levis 501 Or Similar)
$22.64 ₹2,165
$28.26 ₹2,703
-19.89%
Summer Dress (H&M, Zara, etc)
$18.86 ₹1,804
$30.88 ₹2,953
-38.92%
Sport Shoes (Adidas, Nike)
$49.55 ₹4,739
$49.52 ₹4,736
0.06%
Men's Leather Business Shoes
$33.50 ₹3,204
$36.35 ₹3,476
-7.84%
🏠 Accommodation & Living
Navi Mumbai
Delhi
Difference
1-bedroom Apartment, City Center (Monthly)
$301 ₹28.8K
$240 ₹22.9K
25.52%
1-bedroom Apartment, Outside City Center (Monthly)
$180 ₹17.2K
$137 ₹13.1K
31.85%
3-bedroom Apartment, City Center (Monthly)
$803 ₹76.8K
$584 ₹55.8K
37.63%
3-bedroom Apartment, Outside City Center (Monthly)
$457 ₹43.7K
$321 ₹30.7K
42.21%
Buy Apartment in City Center (m2)
$1,608 ₹153.8K
$2,337 ₹223.5K
-31.20%
Buy Apartment Outside City Center (m2)
$1,436 ₹137.3K
$956 ₹91.4K
50.25%
💵 Salaries & Financials
Navi Mumbai
Delhi
Difference
Average Monthly Net Salary (After Tax)
$657 ₹62.9K
$547 ₹52.4K
20.04%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.27
9
3.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Navi Mumbai: July 28, 2026

Last update for Delhi: July 25, 2026

Cost Breakdown

A central one-bedroom costs $301 in Navi Mumbai versus $240 in Delhi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 20% higher in Navi Mumbai, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $18.00 in Navi Mumbai versus $20.00 in Delhi. Groceries tell a different story – $122 in Navi Mumbai vs $117 in Delhi – so Delhi wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Navi Mumbai vs Delhi: Cost of Living - Frequently Asked Questions
How do living costs in Navi Mumbai and in Delhi compare overall?
Monthly costs with rent: $527 in Navi Mumbai, $530 in Delhi – roughly 1% apart. Delhi costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Navi Mumbai compared to Delhi?
For a comfortable life, plan on about $790 per month in Navi Mumbai and $795 in Delhi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Navi Mumbai and Delhi?
Rent is clearly cheaper in Navi Mumbai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $18.00 in Navi Mumbai and $20.00 in Delhi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Navi Mumbai or Delhi?
Monthly expenses with rent come to $527 in Navi Mumbai and $530 in Delhi. The difference isn't just one category – it shows up across housing, food, transport, and services.
How far does $800 go in Navi Mumbai compared to Delhi?
$800 covers both cities comfortably – all-in costs are $527 in Navi Mumbai and $530 in Delhi, leaving budget for savings and extras in both cases.
How does quality of life compare between Navi Mumbai and Delhi?
It depends on your priorities. Navi Mumbai has an edge in some lifestyle areas, with costs from $527 in Navi Mumbai to $530 in Delhi. Climate, culture, job market, and personal taste all factor in.
Is Navi Mumbai or Delhi safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Navi Mumbai and Delhi?
If budget matters most, go with Navi Mumbai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Delhi makes more sense. Both are solid long-term options with distinct trade-offs.

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