Cost of Living Comparison Between Navi Mumbai and Delhi Cost of Living Comparison Between Navi Mumbai and Delhi

Monthly Cost of Living

A single person spends $539 per month in Navi Mumbai vs $539 in Delhi, rent included.

A couple spends around $884 per month in Navi Mumbai vs $857 in Delhi, rent included.

A family of three spends $1,230 per month in Navi Mumbai vs $1,174 in Delhi, rent included.

Navi Mumbai and Delhi have comparable living costs – the differences are in the details.

Both Navi Mumbai and Delhi are more affordable than the global median – Navi Mumbai 60% lower, Delhi 60% lower.

Meal at Budget Restaurant

$2.98 ₹283

$4.76 ₹452

-37.39%

Three-Course Dinner for Two, Mid-Range

$17.70 ₹1,680

$19.65 ₹1,866

-9.92%

Fast Food Meal (McDonalds, etc)

$4.59 ₹435

$4.13 ₹392

11.14%

Cappuccino

$2.03 ₹193

$2.10 ₹199

-3.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₹36.45

$0.48 ₹45.40

-20.83%

Water (0.33 liter bottle)

$0.12 ₹11.77

$0.14 ₹13.70

-14.29%

Local Beer (0.5 liter draught)

$2.39 ₹227

$2.04 ₹194

17.16%

Imported Beer (0.33 liter bottle)

$3.48 ₹330

$3.55 ₹337

-1.97%

Milk (1 liter)

$0.69 ₹65.1

$0.73 ₹69.8

-5.48%

White Bread (500g)

$0.47 ₹45.00

$0.56 ₹53.0

-16.07%

Rice (white) (1kg)

$0.64 ₹61.2

$0.92 ₹87.4

-30.43%

Eggs

$0.88 ₹83.3

$1.17 ₹111

-24.79%

Local Cheese (1kg)

$6.86 ₹652

$4.63 ₹440

48.16%

Chicken Fillets (1kg)

$4.51 ₹428

$3.50 ₹332

28.86%

Apples (1kg)

$1.91 ₹182

$2.03 ₹193

-5.91%

Banana (1kg)

$0.67 ₹63.3

$0.85 ₹80.6

-21.18%

Oranges (1kg)

$1.16 ₹110

$0.96 ₹91.6

20.83%

Tomato (1kg)

$0.62 ₹58.4

$0.60 ₹57.3

3.33%

Potato (1kg)

$0.53 ₹50.5

$0.42 ₹39.81

26.19%

Onion (1kg)

$0.53 ₹50.4

$0.51 ₹48.15

3.92%

Lettuce (1 head)

$0.45 ₹42.71

$0.59 ₹56.2

-23.73%

Water (1.5 liter bottle)

$0.33 ₹31.18

$0.36 ₹34.62

-8.33%

Cigarettes 20 Pack (Marlboro, Camel)

$4.11 ₹390

$4.11 ₹391

Wine (Bottle)

$7.27 ₹690

$10.10 ₹959

-28.02%

Local Beer (0.5 liter bottle)

$1.86 ₹177

$1.78 ₹169

4.49%

Imported Beer (0.33 liter bottle)

$3.04 ₹288

$2.77 ₹263

9.75%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.63 ₹629

$5.62 ₹534

17.97%

One-way Ticket (Public Transport)

$0.15 ₹14.30

$0.54 ₹50.8

-72.22%

Public Transport Monthly Pass (Regular Price)

$5.75 ₹546

$11.58 ₹1,099

-50.35%

Taxi Start (Normal Tariff)

$0.34 ₹32.43

$0.57 ₹53.9

-40.35%

Taxi (Normal Tariff) (1km)

$0.28 ₹26.22

Taxi 1hour Waiting (Normal Tariff)

$1.07 ₹102

$1.25 ₹119

-14.40%

Gasoline (1 liter)

$1.19 ₹113

$1.17 ₹111

1.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$12.9K ₹1.2M

$17.3K ₹1.6M

-25.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.0K ₹2.2M

$24.0K ₹2.3M

-4.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$44.36 ₹4,211

$65.6 ₹6,232

-32.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.68 ₹350

$4.30 ₹409

-14.42%

Internet (50+ Mbps, Unlimited Data)

$9.05 ₹859

$7.90 ₹750

14.56%

Gym Membership (Monthly)

$18.60 ₹1,766

$20.40 ₹1,936

-8.82%

Tennis Court (1 Hour on Weekend)

$9.27 ₹880

$10.17 ₹965

-8.85%

Cinema Ticket

$4.00 ₹380

$4.75 ₹451

-15.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$96.1 ₹9,123

$80.2 ₹7,612

19.84%

International Primary School, 1 Child (Yearly)

$1,415 ₹134.3K

$2,059 ₹195.4K

-31.28%

Jeans (Levis 501 Or Similar)

$22.52 ₹2,138

$27.26 ₹2,588

-17.39%

Summer Dress (H&M, Zara, etc)

$18.56 ₹1,762

$31.85 ₹3,023

-41.73%

Sport Shoes (Adidas, Nike)

$49.22 ₹4,673

$49.67 ₹4,716

-0.91%

Men's Leather Business Shoes

$34.26 ₹3,253

$36.83 ₹3,496

-6.98%

1-bedroom Apartment, City Center (Monthly)

$292 ₹27.7K

$242 ₹22.9K

20.95%

1-bedroom Apartment, Outside City Center (Monthly)

$178 ₹16.9K

$140 ₹13.2K

27.88%

3-bedroom Apartment, City Center (Monthly)

$785 ₹74.5K

$596 ₹56.5K

31.84%

3-bedroom Apartment, Outside City Center (Monthly)

$457 ₹43.4K

$329 ₹31.2K

38.91%

Buy Apartment in City Center (m2)

$1,633 ₹155.0K

$2,553 ₹242.4K

-36.05%

Buy Apartment Outside City Center (m2)

$1,262 ₹119.8K

$922 ₹87.5K

36.91%

Average Monthly Net Salary (After Tax)

$663 ₹62.9K

$535 ₹50.8K

23.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.27

3.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Navi Mumbai: April 27, 2026

Last update for Delhi: April 27, 2026

Cost Breakdown

A central one-bedroom costs $292 in Navi Mumbai versus $242 in Delhi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 24% higher in Navi Mumbai. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $18.00 in Navi Mumbai versus $20.00 in Delhi. Groceries tell a different story – $120 in Navi Mumbai vs $118 in Delhi – so Delhi wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Navi Mumbai vs Delhi: Cost of Living - Frequently Asked Questions

For a comfortable life, plan on about $809 per month in Navi Mumbai and $809 in Delhi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Navi Mumbai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 2% cheaper in Delhi – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

Kindergarten costs $96.1 per month in Navi Mumbai and $80.2 in Delhi. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$800 covers both cities comfortably – all-in costs are $539 in Navi Mumbai and $539 in Delhi, leaving budget for savings and extras in both cases.

It depends on your priorities. Navi Mumbai has an edge in some lifestyle areas, with costs from $539 in Navi Mumbai to $539 in Delhi. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Navi Mumbai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Delhi makes more sense. Both are solid long-term options with distinct trade-offs.