Cost of Living Comparison Between Navi Mumbai and Delhi Cost of Living Comparison Between Navi Mumbai and Delhi

Monthly Cost of Living

A single person spends $536 per month in Navi Mumbai vs $540 in Delhi, rent included.

A couple spends around $880 per month in Navi Mumbai vs $865 in Delhi, rent included.

A family of three spends $1,224 per month in Navi Mumbai vs $1,190 in Delhi, rent included.

Navi Mumbai is about 1% cheaper than Delhi, driven mainly by Eating Out.

Both Navi Mumbai and Delhi are more affordable than the global median – Navi Mumbai 60% lower, Delhi 60% lower.

Meal at Budget Restaurant

$2.87 ₹273

$4.62 ₹439

-37.88%

Three-Course Dinner for Two, Mid-Range

$17.53 ₹1,667

$19.58 ₹1,862

-10.47%

Fast Food Meal (McDonalds, etc)

$4.63 ₹441

$3.97 ₹378

16.62%

Cappuccino

$2.04 ₹194

$2.09 ₹199

-2.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.42 ₹39.90

$0.44 ₹41.91

-4.55%

Water (0.33 liter bottle)

$0.13 ₹12.34

$0.15 ₹14.33

-13.33%

Local Beer (0.5 liter draught)

$2.38 ₹226

$2.07 ₹197

14.98%

Imported Beer (0.33 liter bottle)

$3.56 ₹338

$3.51 ₹333

1.42%

Milk (1 liter)

$0.68 ₹64.2

$0.79 ₹74.8

-13.92%

White Bread (500g)

$0.48 ₹45.23

$0.55 ₹52.6

-12.73%

Rice (white) (1kg)

$0.66 ₹62.6

$0.87 ₹83.1

-24.14%

Eggs

$0.95 ₹90.6

$1.17 ₹111

-18.80%

Local Cheese (1kg)

$6.91 ₹657

$4.71 ₹448

46.71%

Chicken Fillets (1kg)

$4.54 ₹431

$3.54 ₹337

28.25%

Apples (1kg)

$1.94 ₹184

$2.05 ₹195

-5.37%

Banana (1kg)

$0.67 ₹64.1

$0.84 ₹79.9

-20.24%

Oranges (1kg)

$1.10 ₹105

$0.96 ₹91.6

14.58%

Tomato (1kg)

$0.59 ₹55.8

$0.64 ₹61.1

-7.81%

Potato (1kg)

$0.53 ₹50.6

$0.41 ₹39.30

29.27%

Onion (1kg)

$0.51 ₹48.46

$0.51 ₹48.41

Lettuce (1 head)

$0.45 ₹42.64

$0.56 ₹52.8

-19.64%

Water (1.5 liter bottle)

$0.33 ₹31.19

$0.36 ₹34.68

-8.33%

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 ₹393

$3.97 ₹378

4.28%

Wine (Bottle)

$7.23 ₹688

$9.20 ₹875

-21.41%

Local Beer (0.5 liter bottle)

$1.96 ₹187

$1.79 ₹171

9.50%

Imported Beer (0.33 liter bottle)

$2.97 ₹283

$2.85 ₹272

4.21%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.86 ₹652

$5.62 ₹534

22.06%

One-way Ticket (Public Transport)

$0.18 ₹16.75

$0.51 ₹48.36

-64.71%

Public Transport Monthly Pass (Regular Price)

$5.78 ₹550

$11.76 ₹1,118

-50.85%

Taxi Start (Normal Tariff)

$0.32 ₹30.26

$0.61 ₹57.8

-47.54%

Taxi (Normal Tariff) (1km)

$0.30 ₹28.87

Taxi 1hour Waiting (Normal Tariff)

$1.02 ₹97.1

$1.26 ₹120

-19.05%

Gasoline (1 liter)

$1.24 ₹118

$1.18 ₹113

5.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$12.6K ₹1.2M

$17.1K ₹1.6M

-26.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.6K ₹2.2M

$24.4K ₹2.3M

-7.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$44.90 ₹4,270

$67.9 ₹6,454

-33.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.76 ₹358

$4.33 ₹412

-13.16%

Internet (50+ Mbps, Unlimited Data)

$9.36 ₹890

$7.93 ₹754

18.03%

Gym Membership (Monthly)

$18.69 ₹1,777

$20.19 ₹1,920

-7.43%

Tennis Court (1 Hour on Weekend)

$9.18 ₹873

$10.14 ₹965

-9.47%

Cinema Ticket

$4.11 ₹391

$4.69 ₹446

-12.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$95.2 ₹9,049

$78.7 ₹7,479

20.98%

International Primary School, 1 Child (Yearly)

$1,404 ₹133.5K

$2,045 ₹194.5K

-31.37%

Jeans (Levis 501 Or Similar)

$22.06 ₹2,098

$27.58 ₹2,623

-20.01%

Summer Dress (H&M, Zara, etc)

$18.43 ₹1,753

$31.66 ₹3,011

-41.79%

Sport Shoes (Adidas, Nike)

$49.23 ₹4,682

$50.0 ₹4,758

-1.60%

Men's Leather Business Shoes

$33.24 ₹3,161

$35.96 ₹3,420

-7.56%

1-bedroom Apartment, City Center (Monthly)

$301 ₹28.6K

$236 ₹22.4K

27.45%

1-bedroom Apartment, Outside City Center (Monthly)

$184 ₹17.5K

$138 ₹13.1K

33.08%

3-bedroom Apartment, City Center (Monthly)

$784 ₹74.5K

$584 ₹55.5K

34.14%

3-bedroom Apartment, Outside City Center (Monthly)

$444 ₹42.2K

$326 ₹31.0K

36.06%

Buy Apartment in City Center (m2)

$1,592 ₹151.4K

$2,453 ₹233.3K

-35.09%

Buy Apartment Outside City Center (m2)

$1,416 ₹134.7K

$932 ₹88.6K

52.00%

Average Monthly Net Salary (After Tax)

$655 ₹62.2K

$529 ₹50.3K

23.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.27

3.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Navi Mumbai: June 8, 2026

Last update for Delhi: June 6, 2026

Cost Breakdown

A central one-bedroom costs $301 in Navi Mumbai versus $236 in Delhi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 24% higher in Navi Mumbai, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $18.00 in Navi Mumbai versus $20.00 in Delhi. Groceries tell a different story – $121 in Navi Mumbai vs $118 in Delhi – so Delhi wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Navi Mumbai vs Delhi: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $536 in Navi Mumbai, $540 in Delhi – roughly 1% apart. Delhi costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $804 per month in Navi Mumbai and $809 in Delhi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Navi Mumbai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $18.00 in Navi Mumbai and $20.00 in Delhi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $536 in Navi Mumbai and $540 in Delhi. The difference isn't just one category – it shows up across housing, food, transport, and services.

$800 covers both cities comfortably – all-in costs are $536 in Navi Mumbai and $540 in Delhi, leaving budget for savings and extras in both cases.

It depends on your priorities. Navi Mumbai has an edge in some lifestyle areas, with costs from $536 in Navi Mumbai to $540 in Delhi. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Navi Mumbai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Delhi makes more sense. Both are solid long-term options with distinct trade-offs.