For one person, living costs in Islamabad are estimated at $602 a month, including rent and utilities – 27% above the national average. Rent and utilities take more than a third of the total.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Islamabad actually costs, broken down by who's living it.
A single person spends around $602 per month with rent, or $361 for everyday expenses alone.
$602 /mo
A couple spends around $937 per month with rent, or $627 for everyday expenses alone.
$937 /mo
A family of three spends around $1,272 per month with rent, or $893 without housing.
$1,272 /mo
📊
Overall, Islamabad is about 56% below the global median. Within Asia, costs are well below average (43% lower) – one of the most affordable options in the region.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$54.4KPKR 15.1M
$47.1KPKR 13.0M
$54.4KPKR 15.1M
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.5KPKR 6.5M
$22.6KPKR 6.3M
$25.5KPKR 7.1M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$100PKR 27.8K
$71.1PKR 19.7K
$213PKR 59.1K
SIM Card Monthly Plan(Calls and 10GB+ Data)
$6.12PKR 1,694
$3.69PKR 1,020
$7.36PKR 2,038
Internet(50+ Mbps, Unlimited Data)
$17.33PKR 4,795
$9.17PKR 2,537
$29.32PKR 8,115
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$28.40PKR 7,861
$5.45PKR 1,507
$54.5PKR 15.1K
Tennis Court(1 Hour on Weekend)
$8.87PKR 2,456
$1.84PKR 510
$18.40PKR 5,092
Cinema Ticket
$4.82PKR 1,335
$3.58PKR 990
$6.43PKR 1,781
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$73.6PKR 20.4K
$32.04PKR 8,867
$142PKR 39.4K
International Primary School, 1 Child(Yearly)
$5,109PKR 1.4M
$1,546PKR 427.8K
$12.6KPKR 3.5M
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$26.32PKR 7,284
$10.86PKR 3,007
$43.44PKR 12.0K
Summer Dress(H&M, Zara, etc)
$35.60PKR 9,854
$9.22PKR 2,552
$73.8PKR 20.4K
Sport Shoes(Adidas, Nike)
$98.1PKR 27.2K
$29.39PKR 8,134
$147PKR 40.7K
Men's Leather Business Shoes
$40.95PKR 11.3K
$18.20PKR 5,038
$54.6PKR 15.1K
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$269PKR 74.4K
$160PKR 44.3K
$490PKR 135.7K
1-bedroom Apartment, Outside City Center(Monthly)
$141PKR 38.9K
$90.7PKR 25.1K
$290PKR 80.4K
3-bedroom Apartment, City Center(Monthly)
$577PKR 159.8K
$434PKR 120.0K
$813PKR 225.0K
3-bedroom Apartment, Outside City Center(Monthly)
$279PKR 77.2K
$218PKR 60.4K
$438PKR 121.3K
Buy Apartment in City Center(m2)
$1,679PKR 464.8K
$1,569PKR 434.4K
$1,969PKR 544.9K
Buy Apartment Outside City Center(m2)
$847PKR 234.4K
$594PKR 164.4K
$1,288PKR 356.4K
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$388PKR 107.4K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
13.08
10
17
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: October 19, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
Islamabad$602
Islamabad$1,272
🏠Accommodation & Living
$141 23.4%
🧾Monthly Utilities & Internet
$124 20.6%
🛒Groceries & Markets
$104 17.3%
👕👟Clothing & Footwear
$90 15%
🍽Eating Out
$78 12.9%
🎉Sport & Entertainment
$38 6.3%
🚌Getting Around
$27 4.5%
🏠Accommodation & Living
$279 21.9%
🧾Monthly Utilities & Internet
$130 10.2%
🛒Groceries & Markets
$253 19.9%
👕👟Clothing & Footwear
$201 15.8%
🍽Eating Out
$270 21.3%
🎉Sport & Entertainment
$85 6.7%
🚌Getting Around
$54 4.3%
Cost Breakdown
🏠A one-bedroom apartment in the city center costs around $269, dropping to $141 outside central areas. Housing accounts for roughly 69% of the average salary ($388) – well above the 30% international benchmark.
💰The average net salary is $388 – below monthly costs of $602. Most locals rely on shared housing or dual incomes. Remote workers earning abroad will find stronger purchasing power.
🛒Groceries cost around $104 per month for one person. A mid-range dinner for two is priced at $23.00 – well below the Asian average of $35.00.
🚌A monthly public transport pass costs about $21.41 – among the cheapest in Asia (average $33.00).
Cost Highlights
⭐Islamabad is cheaper than 87% of cities worldwide and 63% within Asia.
Popular online taxi apps offering convenient, cashless rides in many countries, including Uber, Bolt, Grab, inDrive, DiDi, Careem, Gojek, Maxim, and Yango
English is commonly used in services, signage, and daily life
Cost of Living in Islamabad - Frequently Asked Questions
Is Islamabad a good value for money for travelers and expats, and how does it compare to other regional cities in terms of affordability?
Islamabad usually offers a favorable balance of practicality and value, especially if you pick neighborhoods that fit your needs. You can find comfortable apartments and shared housing without paying the premiums of larger capitals. Local markets and street food provide reliable, inexpensive options, while everyday services stay reasonably predictable. For digital nomads and longer stays, coworking spaces and cafes offer approachable costs and reliable internet. The city’s orderly layout, safety, and green spaces add lifestyle value that goes beyond price tags. Cost of Living in Islamabad frames your planning with a practical, real sense of how far your budget goes. Tip: Start with a flexible budget anchored to local prices and adjust as you settle.
What does daily life look like in Islamabad in terms of housing search, food options, transport, coworking, and errands?
For housing, look across sectors that balance access to markets and quiet streets, weighing proximity to work hubs against rental size. Food options are rich and affordable, with plentiful fresh markets, local snacks, and a growing cafe scene for remote work. Transport is versatile: reliable bus routes, ride services, and bike-friendly streets in many districts, with easier travel if you live near major centers. Co-working spaces and libraries offer flexible plans, ideal for project work and meetings. For errands, you’ll find well-served neighborhoods with shops and clinics close by. Islamabad living cost varies by area and lifestyle, so map a route that minimizes backtracking. Tip: Use a local SIM and offline maps to navigate efficiently.
How should you think about quality of life, budgeting, seasonality, and neighborhood fit in Islamabad?
Quality of life in Islamabad rises with deliberate choices: pick a neighborhood that matches your pace, whether you want quiet residential blocks or easy access to markets and transit. Use a simple budgeting framework: track housing, groceries, transport, and leisure, with flexible categories to adjust for seasonality. Save by cooking at home, buying in season at local markets, and selecting energy efficient housing. Seasonality affects energy use and outdoor activities, with cooler evenings and monsoon months shifting plans indoors or outdoors. For neighborhood fit, spend time in a few zones, visit on weekends, and test daylight, parks, and safety. Tip: Build a week-by-week plan that revisits your priorities as you settle.
How affordable is daily life in Islamabad?
By most standards, Islamabad is a budget-friendly place to live. Total monthly costs with rent usually land around $602, and both housing and daily expenses fall below global averages. It's a solid pick for remote workers, long-term travelers, or anyone watching their spending.
How much of a salary does housing take in Islamabad?
Housing in Islamabad takes a heavy bite – about 69% of a typical income, which is above the 30% international benchmark. That squeezes the budget for everything else and is one of the main pain points for residents here.
How much should you earn to live well in Islamabad?
In Islamabad, $903 per month is what most people would call a good salary. It handles rent, food, and utilities with enough left for savings and the occasional splurge. Above that, you unlock better apartments and more freedom with spending.
How affordable is housing in Islamabad?
Rent is one of the biggest advantages of living in Islamabad – 1-bedroom apartments range from $141 to $269 per month, and even central neighborhoods stay accessible on modest incomes. Cheap housing frees up cash for everything else.
Is grocery shopping affordable in Islamabad?
Groceries in Islamabad are cheap – a single person spends about $104 per month. Local markets and budget supermarkets push costs even lower. Food is one of the city's strongest affordability points.
What is a monthly transit pass in Islamabad?
Public transport in Islamabad costs about $21.41 per month – usually unlimited rides on buses, metro, or trams within the main zone. Much cheaper than owning a car, and the practical choice for most residents.
Is $1,000 enough to live comfortably in Islamabad?
$1,000 a month in Islamabad? Very doable. Average costs with rent come to just $602, which leaves real room to save, eat out, and enjoy the city without watching every dollar.
How welcoming is Islamabad to foreigners?
Islamabad has an established expat community and is welcoming to foreigners. low crime rates, family-friendly facilities, wellness scene smooth the transition, and English-speaking landlords, expat-focused healthcare, and international services are all reasonably accessible. Monthly costs average $602 including housing.
Is Islamabad a cheap city to live in?
Islamabad is affordable by most measures, which is why it appeals to long-term travelers, remote workers, and budget-conscious residents. At $602 per month with rent, it sits well below the global average for cities of similar size.
Can you backpack through Islamabad cheaply?
Islamabad is great for backpackers. All-in costs average just $602 monthly, and even short-term visitors on tight budgets can stretch their money. Cheap hostels, affordable street food, budget transport, and free attractions make it easy to explore without overspending.