Cost of Living Comparison Between Mumbai (Bombay) and Navi Mumbai Cost of Living Comparison Between Mumbai (Bombay) and Navi Mumbai

Monthly Cost of Living

Monthly costs for one person with rent: $763 in Mumbai (Bombay) versus $535 in Navi Mumbai.

Estimated couple costs with rent: $1,259 in Mumbai (Bombay) versus $879 in Navi Mumbai.

Monthly costs for a family of three with rent: $1,754 in Mumbai (Bombay) versus $1,223 in Navi Mumbai.

Living in Mumbai (Bombay) is roughly 43% more expensive than in Navi Mumbai, driven mainly by Eating Out.

Both cities sit below the global median: Mumbai (Bombay) 43% lower, Navi Mumbai 60% lower.

Meal at Budget Restaurant

$5.17 ₹498

$2.88 ₹278

79.51%

Three-Course Dinner for Two, Mid-Range

$22.50 ₹2,167

$17.10 ₹1,646

31.58%

Fast Food Meal (McDonalds, etc)

$4.70 ₹452

$4.71 ₹454

-0.21%

Cappuccino

$2.60 ₹251

$2.06 ₹198

26.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.50 ₹48.58

$0.39 ₹37.46

28.21%

Water (0.33 liter bottle)

$0.19 ₹18.22

$0.12 ₹11.28

58.33%

Local Beer (0.5 liter draught)

$2.33 ₹224

$2.39 ₹230

-2.51%

Imported Beer (0.33 liter bottle)

$4.18 ₹403

$3.58 ₹345

16.76%

Milk (1 liter)

$0.73 ₹70.1

$0.68 ₹65.9

7.35%

White Bread (500g)

$0.48 ₹46.49

$0.51 ₹48.63

-5.88%

Rice (white) (1kg)

$0.82 ₹79.3

$0.69 ₹66.5

18.84%

Eggs

$1.05 ₹101

$0.94 ₹90.3

11.70%

Local Cheese (1kg)

$6.87 ₹661

$7.12 ₹686

-3.51%

Chicken Fillets (1kg)

$3.89 ₹374

$4.37 ₹421

-10.98%

Apples (1kg)

$2.29 ₹220

$1.99 ₹192

15.08%

Banana (1kg)

$0.83 ₹79.8

$0.73 ₹70.3

13.70%

Oranges (1kg)

$1.30 ₹125

$1.10 ₹106

18.18%

Tomato (1kg)

$0.65 ₹63.0

$0.62 ₹59.9

4.84%

Potato (1kg)

$0.57 ₹54.8

$0.50 ₹48.26

14.00%

Onion (1kg)

$0.58 ₹56.3

$0.50 ₹47.80

16.00%

Lettuce (1 head)

$0.64 ₹61.9

$0.41 ₹39.34

56.10%

Water (1.5 liter bottle)

$0.35 ₹33.81

$0.35 ₹34.10

Cigarettes 20 Pack (Marlboro, Camel)

$4.22 ₹406

$4.25 ₹409

-0.71%

Wine (Bottle)

$8.18 ₹787

$7.22 ₹695

13.30%

Local Beer (0.5 liter bottle)

$2.08 ₹200

$1.85 ₹178

12.43%

Imported Beer (0.33 liter bottle)

$3.27 ₹315

$3.08 ₹297

6.17%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.98 ₹672

$6.80 ₹654

2.65%

One-way Ticket (Public Transport)

$0.22 ₹21.17

$0.19 ₹18.65

15.79%

Public Transport Monthly Pass (Regular Price)

$4.69 ₹451

$5.89 ₹567

-20.37%

Taxi Start (Normal Tariff)

$0.37 ₹35.23

$0.31 ₹30.32

19.35%

Taxi 1hour Waiting (Normal Tariff)

$1.37 ₹132

$1.07 ₹103

28.04%

Gasoline (1 liter)

$1.18 ₹114

$1.23 ₹118

-4.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.3K ₹1.7M

$13.0K ₹1.2M

32.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K ₹2.4M

$23.1K ₹2.2M

7.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.2 ₹4,834

$45.04 ₹4,337

11.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.08 ₹489

$3.80 ₹366

33.68%

Internet (50+ Mbps, Unlimited Data)

$8.62 ₹830

$8.95 ₹862

-3.69%

Gym Membership (Monthly)

$23.20 ₹2,234

$18.86 ₹1,816

23.01%

Tennis Court (1 Hour on Weekend)

$11.85 ₹1,141

$9.45 ₹910

25.40%

Cinema Ticket

$4.70 ₹452

$4.06 ₹391

15.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.4K

$95.3 ₹9,176

24.18%

International Primary School, 1 Child (Yearly)

$3,379 ₹325.3K

$1,432 ₹137.9K

135.89%

Jeans (Levis 501 Or Similar)

$29.21 ₹2,812

$22.52 ₹2,168

29.71%

Summer Dress (H&M, Zara, etc)

$31.19 ₹3,003

$18.66 ₹1,797

67.15%

Sport Shoes (Adidas, Nike)

$56.6 ₹5,445

$49.70 ₹4,785

13.78%

Men's Leather Business Shoes

$40.55 ₹3,904

$34.19 ₹3,292

18.60%

1-bedroom Apartment, City Center (Monthly)

$697 ₹67.1K

$293 ₹28.2K

137.75%

1-bedroom Apartment, Outside City Center (Monthly)

$357 ₹34.4K

$183 ₹17.6K

94.99%

3-bedroom Apartment, City Center (Monthly)

$1,783 ₹171.7K

$813 ₹78.3K

119.34%

3-bedroom Apartment, Outside City Center (Monthly)

$844 ₹81.3K

$445 ₹42.8K

89.95%

Buy Apartment in City Center (m2)

$6,047 ₹582.2K

$1,603 ₹154.3K

277.25%

Buy Apartment Outside City Center (m2)

$2,517 ₹242.4K

$1,425 ₹137.2K

76.64%

Average Monthly Net Salary (After Tax)

$787 ₹75.8K

$652 ₹62.8K

20.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

9.27

-0.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): July 13, 2026

Last update for Navi Mumbai: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $697 in Mumbai (Bombay) and $293 in Navi Mumbai. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 21% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Mumbai (Bombay) vs $17.00 in Navi Mumbai for a mid-range dinner for two. Groceries echo the gap at $127 vs $122 per month, with Navi Mumbai cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Navi Mumbai: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) and Navi Mumbai differ by about 43% in total monthly costs ($763 vs $535 including rent). Navi Mumbai is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 21% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $697 in Mumbai (Bombay) versus $293 in Navi Mumbai. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 5% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Navi Mumbai – a meal for two runs $17.00 versus $23.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $535 in Navi Mumbai versus $763 in Mumbai (Bombay), a $1,000 budget is realistic in Navi Mumbai but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Navi Mumbai the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Mumbai (Bombay) and Navi Mumbai are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Navi Mumbai gentler on the wallet – expenses run 43% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.