Cost of Living Comparison Between Mumbai (Bombay) and Navi Mumbai Cost of Living Comparison Between Mumbai (Bombay) and Navi Mumbai

Monthly Cost of Living

Monthly costs for one person with rent: $779 in Mumbai (Bombay) versus $532 in Navi Mumbai.

Estimated couple costs with rent: $1,255 in Mumbai (Bombay) versus $874 in Navi Mumbai.

Monthly costs for a family of three with rent: $1,732 in Mumbai (Bombay) versus $1,216 in Navi Mumbai.

Living in Mumbai (Bombay) is roughly 46% more expensive than Navi Mumbai, driven mainly by Eating Out.

Both cities sit below the global median: Mumbai (Bombay) 42% lower, Navi Mumbai 60% lower.

Meal at Budget Restaurant

$5.32 ₹506

$2.93 ₹279

81.57%

Three-Course Dinner for Two, Mid-Range

$22.40 ₹2,133

$17.39 ₹1,656

28.81%

Fast Food Meal (McDonalds, etc)

$4.63 ₹441

$4.66 ₹444

-0.64%

Cappuccino

$2.52 ₹240

$1.96 ₹186

28.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 ₹48.25

$0.41 ₹39.38

24.39%

Water (0.33 liter bottle)

$0.15 ₹14.64

$0.13 ₹12.86

15.38%

Local Beer (0.5 liter draught)

$2.28 ₹217

$2.28 ₹218

Imported Beer (0.33 liter bottle)

$3.95 ₹376

$3.41 ₹325

15.84%

Milk (1 liter)

$0.75 ₹71.1

$0.72 ₹69.0

4.17%

White Bread (500g)

$0.51 ₹48.81

$0.47 ₹44.36

8.51%

Rice (white) (1kg)

$0.77 ₹73.7

$0.64 ₹61.3

20.31%

Eggs

$1.08 ₹103

$0.90 ₹86.0

20.00%

Local Cheese (1kg)

$7.14 ₹680

$7.22 ₹688

-1.11%

Chicken Fillets (1kg)

$3.88 ₹370

$4.50 ₹428

-13.78%

Apples (1kg)

$2.30 ₹219

$1.90 ₹181

21.05%

Banana (1kg)

$0.81 ₹77.3

$0.69 ₹65.6

17.39%

Oranges (1kg)

$1.26 ₹120

$1.14 ₹109

10.53%

Tomato (1kg)

$0.64 ₹60.7

$0.58 ₹55.3

10.34%

Potato (1kg)

$0.58 ₹54.8

$0.50 ₹47.85

16.00%

Onion (1kg)

$0.63 ₹60.1

$0.49 ₹47.15

28.57%

Lettuce (1 head)

$0.64 ₹61.0

$0.44 ₹42.20

45.45%

Water (1.5 liter bottle)

$0.33 ₹31.00

$0.32 ₹30.85

3.13%

Cigarettes 20 Pack (Marlboro, Camel)

$4.20 ₹400

$4.28 ₹408

-1.87%

Wine (Bottle)

$8.25 ₹786

$7.25 ₹691

13.79%

Local Beer (0.5 liter bottle)

$2.17 ₹207

$1.95 ₹185

11.28%

Imported Beer (0.33 liter bottle)

$3.40 ₹324

$3.09 ₹294

10.03%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.03 ₹670

$6.71 ₹639

4.77%

One-way Ticket (Public Transport)

$0.24 ₹22.97

$0.15 ₹14.62

60.00%

Public Transport Monthly Pass (Regular Price)

$4.51 ₹430

$5.66 ₹539

-20.32%

Taxi Start (Normal Tariff)

$0.37 ₹34.87

$0.34 ₹32.79

8.82%

Taxi 1hour Waiting (Normal Tariff)

$1.41 ₹135

$1.07 ₹102

31.78%

Gasoline (1 liter)

$1.19 ₹113

$1.25 ₹119

-4.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.4K ₹1.7M

$12.9K ₹1.2M

34.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K ₹2.3M

$23.0K ₹2.2M

6.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.8 ₹4,838

$45.73 ₹4,356

11.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.81 ₹458

$3.62 ₹345

32.87%

Internet (50+ Mbps, Unlimited Data)

$8.75 ₹834

$9.42 ₹897

-7.11%

Gym Membership (Monthly)

$23.11 ₹2,201

$19.08 ₹1,818

21.12%

Tennis Court (1 Hour on Weekend)

$11.99 ₹1,142

$9.08 ₹864

32.05%

Cinema Ticket

$4.71 ₹448

$4.05 ₹386

16.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$122 ₹11.6K

$96.4 ₹9,180

26.09%

International Primary School, 1 Child (Yearly)

$3,393 ₹323.2K

$1,429 ₹136.2K

137.39%

Jeans (Levis 501 Or Similar)

$29.14 ₹2,776

$22.22 ₹2,116

31.14%

Summer Dress (H&M, Zara, etc)

$30.61 ₹2,916

$18.39 ₹1,751

66.45%

Sport Shoes (Adidas, Nike)

$55.2 ₹5,253

$49.65 ₹4,729

11.08%

Men's Leather Business Shoes

$39.74 ₹3,786

$33.08 ₹3,151

20.13%

1-bedroom Apartment, City Center (Monthly)

$705 ₹67.1K

$295 ₹28.1K

138.81%

1-bedroom Apartment, Outside City Center (Monthly)

$357 ₹34.0K

$181 ₹17.2K

97.15%

3-bedroom Apartment, City Center (Monthly)

$1,792 ₹170.7K

$797 ₹75.9K

124.87%

3-bedroom Apartment, Outside City Center (Monthly)

$825 ₹78.6K

$446 ₹42.5K

85.21%

Buy Apartment in City Center (m2)

$6,436 ₹613.1K

$1,610 ₹153.4K

299.67%

Buy Apartment Outside City Center (m2)

$2,627 ₹250.2K

$1,433 ₹136.5K

83.36%

Average Monthly Net Salary (After Tax)

$744 ₹70.9K

$667 ₹63.5K

11.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

9.27

-0.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): May 31, 2026

Last update for Navi Mumbai: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $705 in Mumbai (Bombay) and $295 in Navi Mumbai. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 12% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $22.00 in Mumbai (Bombay) vs $17.00 in Navi Mumbai for a mid-range dinner for two. Groceries echo the gap at $129 vs $122 per month, with Navi Mumbai cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Navi Mumbai: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) and Navi Mumbai differ by about 46% in total monthly costs ($779 vs $532 including rent). Navi Mumbai is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Mumbai (Bombay) pays 12% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $705 in Mumbai (Bombay) versus $295 in Navi Mumbai. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 6% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Navi Mumbai – a meal for two runs $17.00 versus $22.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $532 in Navi Mumbai versus $779 in Mumbai (Bombay), a $1,000 budget is realistic in Navi Mumbai but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Navi Mumbai the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Mumbai (Bombay) and Navi Mumbai are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Navi Mumbai gentler on the wallet – expenses run 46% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.