Cost of Living Comparison Between Mumbai (Bombay) and Navi Mumbai Cost of Living Comparison Between Mumbai (Bombay) and Navi Mumbai

Monthly Cost of Living

Monthly costs for one person with rent: $783 in Mumbai (Bombay) versus $559 in Navi Mumbai.

Estimated couple costs with rent: $1,280 in Mumbai (Bombay) versus $866 in Navi Mumbai.

Monthly costs for a family of three with rent: $1,776 in Mumbai (Bombay) versus $1,174 in Navi Mumbai.

Living in Mumbai (Bombay) is roughly 40% more expensive than in Navi Mumbai, driven mainly by Eating Out.

Both cities sit below the global median: Mumbai (Bombay) 43% lower, Navi Mumbai 59% lower.

Meal at Budget Restaurant

$5.10 ₹489

$2.29 ₹220

122.71%

Three-Course Dinner for Two, Mid-Range

$20.90 ₹2,005

$14.71 ₹1,411

42.08%

Fast Food Meal (McDonalds, etc)

$4.18 ₹401

$3.08 ₹295

35.71%

Cappuccino

$2.61 ₹251

$1.66 ₹159

57.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₹36.00

$0.44 ₹42.48

-13.64%

Water (0.33 liter bottle)

$0.14 ₹13.11

$0.15 ₹14.07

-6.67%

Local Beer (0.5 liter draught)

$2.57 ₹247

$2.13 ₹204

20.66%

Imported Beer (0.33 liter bottle)

$4.27 ₹410

$3.17 ₹305

34.70%

Milk (1 liter)

$0.70 ₹67.2

$0.64 ₹61.3

9.37%

White Bread (500g)

$0.52 ₹50.2

$0.48 ₹46.13

8.33%

Rice (white) (1kg)

$0.78 ₹74.5

$0.60 ₹57.3

30.00%

Eggs

$0.96 ₹91.7

$1.01 ₹97.3

-4.95%

Local Cheese (1kg)

$5.52 ₹530

$8.20 ₹787

-32.68%

Chicken Fillets (1kg)

$3.57 ₹343

$3.47 ₹333

2.88%

Apples (1kg)

$2.28 ₹218

$1.99 ₹191

14.57%

Banana (1kg)

$0.74 ₹71.0

$0.91 ₹87.3

-18.68%

Oranges (1kg)

$1.22 ₹117

$1.04 ₹99.5

17.31%

Tomato (1kg)

$0.47 ₹45.18

$0.68 ₹65.5

-30.88%

Potato (1kg)

$0.33 ₹31.97

$0.49 ₹46.86

-32.65%

Onion (1kg)

$0.37 ₹35.32

$0.50 ₹47.92

-26.00%

Lettuce (1 head)

$0.43 ₹41.03

$0.41 ₹39.34

4.88%

Water (1.5 liter bottle)

$0.31 ₹29.91

$0.38 ₹36.43

-18.42%

Cigarettes 20 Pack (Marlboro, Camel)

$5.03 ₹483

$5.07 ₹486

-0.79%

Wine (Bottle)

$8.27 ₹794

$7.31 ₹701

13.13%

Local Beer (0.5 liter bottle)

$2.03 ₹195

$1.74 ₹167

16.67%

Imported Beer (0.33 liter bottle)

$3.09 ₹296

$2.74 ₹263

12.77%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.81 ₹557

$5.54 ₹532

4.87%

One-way Ticket (Public Transport)

$0.20 ₹19.16

$0.18 ₹17.59

11.11%

Public Transport Monthly Pass (Regular Price)

$5.57 ₹534

$5.14 ₹494

8.37%

Taxi Start (Normal Tariff)

$0.32 ₹30.87

$0.28 ₹26.72

14.29%

Taxi (Normal Tariff) (1km)

$0.33 ₹31.21

$0.30 ₹28.48

10.00%

Taxi 1hour Waiting (Normal Tariff)

$1.59 ₹152

$0.97 ₹92.6

63.92%

Gasoline (1 liter)

$1.13 ₹109

$1.06 ₹102

6.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.9K ₹1.5M

$9,729 ₹933.4K

63.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.2K ₹2.1M

$16.2K ₹1.6M

36.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$60.9 ₹5,839

$48.14 ₹4,619

26.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.28 ₹410

$4.56 ₹438

-6.14%

Internet (50+ Mbps, Unlimited Data)

$9.27 ₹890

$7.26 ₹697

27.69%

Gym Membership (Monthly)

$26.11 ₹2,505

$17.68 ₹1,696

47.68%

Tennis Court (1 Hour on Weekend)

$12.92 ₹1,240

$9.51 ₹913

35.86%

Cinema Ticket

$4.81 ₹462

$4.37 ₹420

10.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.4K

$114 ₹11.0K

3.73%

International Primary School, 1 Child (Yearly)

$4,909 ₹471.0K

$1,414 ₹135.7K

247.21%

Jeans (Levis 501 Or Similar)

$35.15 ₹3,373

$22.16 ₹2,126

58.62%

Summer Dress (H&M, Zara, etc)

$39.23 ₹3,763

$19.45 ₹1,866

101.70%

Sport Shoes (Adidas, Nike)

$57.7 ₹5,540

$46.72 ₹4,483

23.59%

Men's Leather Business Shoes

$48.14 ₹4,618

$38.98 ₹3,740

23.50%

1-bedroom Apartment, City Center (Monthly)

$635 ₹60.9K

$286 ₹27.4K

122.33%

1-bedroom Apartment, Outside City Center (Monthly)

$355 ₹34.1K

$207 ₹19.8K

71.88%

3-bedroom Apartment, City Center (Monthly)

$1,933 ₹185.5K

$735 ₹70.6K

162.88%

3-bedroom Apartment, Outside City Center (Monthly)

$835 ₹80.1K

$428 ₹41.1K

94.86%

Buy Apartment in City Center (m2)

$6,093 ₹584.5K

$1,620 ₹155.5K

275.99%

Buy Apartment Outside City Center (m2)

$2,473 ₹237.2K

$1,418 ₹136.0K

74.41%

Average Monthly Net Salary (After Tax)

$754 ₹72.3K

$722 ₹69.3K

4.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.33

9.16

-9.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): September 12, 2026

Last update for Navi Mumbai: September 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $635 in Mumbai (Bombay) and $286 in Navi Mumbai. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 4% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21.00 in Mumbai (Bombay) vs $15.00 in Navi Mumbai. Groceries flip the comparison at $117 vs $120, with Mumbai (Bombay) cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Navi Mumbai: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) and Navi Mumbai differ by about 40% in total monthly costs ($783 vs $559 including rent). Navi Mumbai is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 4% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $635 in Mumbai (Bombay) versus $286 in Navi Mumbai. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Mumbai (Bombay) pay roughly 3% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Navi Mumbai – a meal for two runs $15.00 versus $21.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $559 in Navi Mumbai versus $783 in Mumbai (Bombay), a $1,000 budget is realistic in Navi Mumbai but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Navi Mumbai the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Mumbai (Bombay) and Navi Mumbai are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Navi Mumbai gentler on the wallet – expenses run 40% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.