Last update: Oct 2026

Cost of Living Comparison Between Mumbai (Bombay) and Navi Mumbai

For one person, living is cheaper in Navi Mumbai: $542 a month against $813 in Mumbai (Bombay), rent and utilities included – about $3,300 less a year. Rent and utilities account for most of the difference.

39

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index
26

Cost of Living Index in Navi Mumbai
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Navi Mumbai Living Index

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Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

Navi Mumbai

🇮🇳 India

$542

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Navi Mumbai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Navi Mumbai actually costs, broken down by who's living it.

Monthly costs for one person with rent: $813 in Mumbai (Bombay) versus $542 in Navi Mumbai.

Mumbai (Bombay) $813
Navi Mumbai $542

Estimated couple costs with rent: $1,352 in Mumbai (Bombay) versus $845 in Navi Mumbai.

Mumbai (Bombay) $1,352
Navi Mumbai $845

Monthly costs for a family of three with rent: $1,891 in Mumbai (Bombay) versus $1,148 in Navi Mumbai.

Mumbai (Bombay) $1,891
Navi Mumbai $1,148

Living in Mumbai (Bombay) is roughly 50% more expensive than in Navi Mumbai, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Mumbai (Bombay) 40% lower, Navi Mumbai 60% lower.

Meal at Budget Restaurant

$5.35 ₹508

$2.70 ₹257

98.15%

Three-Course Dinner for Two, Mid-Range

$20.87 ₹1,982

$13.52 ₹1,284

54.36%

Fast Food Meal (McDonalds, etc)

$4.08 ₹387

$3.64 ₹345

12.09%

Cappuccino

$2.78 ₹264

$1.98 ₹188

40.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹38.23

$0.49 ₹46.41

-18.37%

Water (0.33 liter bottle)

$0.15 ₹14.42

$0.15 ₹14.03

Local Beer (0.5 liter draught)

$2.64 ₹251

$2.15 ₹204

22.79%

Imported Beer (0.33 liter bottle)

$4.25 ₹404

$3.21 ₹305

32.40%

Milk (1 liter)

$0.74 ₹70.5

$0.70 ₹66.3

5.71%

White Bread (500g)

$0.54 ₹51.3

$0.49 ₹46.21

10.20%

Rice (white) (1kg)

$0.78 ₹74.1

$0.67 ₹63.5

16.42%

Eggs

$1.00 ₹95.1

$1.06 ₹101

-5.66%

Local Cheese (1kg)

$5.61 ₹533

$8.56 ₹813

-34.46%

Chicken Fillets (1kg)

$3.58 ₹340

$3.46 ₹328

3.47%

Apples (1kg)

$2.17 ₹206

$2.27 ₹215

-4.41%

Banana (1kg)

$0.69 ₹65.8

$0.86 ₹81.2

-19.77%

Oranges (1kg)

$1.21 ₹114

$1.04 ₹98.4

16.35%

Tomato (1kg)

$0.49 ₹46.33

$0.57 ₹54.4

-14.04%

Potato (1kg)

$0.33 ₹31.70

$0.48 ₹45.55

-31.25%

Onion (1kg)

$0.37 ₹35.53

$0.57 ₹54.1

-35.09%

Lettuce (1 head)

$0.44 ₹41.78

$0.46 ₹43.59

-4.35%

Water (1.5 liter bottle)

$0.31 ₹29.64

$0.38 ₹36.48

-18.42%

Cigarettes 20 Pack (Marlboro, Camel)

$5.00 ₹475

$5.06 ₹480

-1.19%

Wine (Bottle)

$8.34 ₹792

$7.16 ₹680

16.48%

Local Beer (0.5 liter bottle)

$1.99 ₹189

Imported Beer (0.33 liter bottle)

$3.12 ₹296

$3.62 ₹344

-13.81%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.01 ₹570

$5.67 ₹538

6.00%

One-way Ticket (Public Transport)

$0.20 ₹18.95

Public Transport Monthly Pass (Regular Price)

$6.90 ₹655

$5.11 ₹485

35.03%

Taxi Start (Normal Tariff)

$0.31 ₹29.84

$0.30 ₹28.69

3.33%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.41

$0.31 ₹29.05

Taxi 1hour Waiting (Normal Tariff)

$1.61 ₹153

$0.98 ₹93.4

64.29%

Gasoline (1 liter)

$1.10 ₹105

$1.12 ₹107

-1.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.6K ₹1.5M

$11.4K ₹1.1M

36.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₹2.1M

$17.8K ₹1.7M

26.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.9 ₹5,872

$58.7 ₹5,577

5.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.52 ₹429

$4.68 ₹445

-3.42%

Internet (50+ Mbps, Unlimited Data)

$8.97 ₹852

$8.85 ₹841

1.36%

Gym Membership (Monthly)

$37.11 ₹3,524

$20.82 ₹1,977

78.24%

Tennis Court (1 Hour on Weekend)

$14.11 ₹1,340

$9.65 ₹916

46.22%

Cinema Ticket

$5.01 ₹475

$4.63 ₹439

8.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$119 ₹11.3K

$135 ₹12.8K

-11.68%

International Primary School, 1 Child (Yearly)

$4,948 ₹469.8K

$1,295 ₹122.9K

282.17%

Jeans (Levis 501 Or Similar)

$36.37 ₹3,453

$22.74 ₹2,159

59.94%

Summer Dress (H&M, Zara, etc)

$38.71 ₹3,675

$19.96 ₹1,895

93.94%

Sport Shoes (Adidas, Nike)

$54.7 ₹5,196

$40.90 ₹3,883

33.81%

Men's Leather Business Shoes

$48.03 ₹4,560

$31.76 ₹3,015

51.23%

1-bedroom Apartment, City Center (Monthly)

$640 ₹60.7K

$319 ₹30.3K

100.59%

1-bedroom Apartment, Outside City Center (Monthly)

$372 ₹35.3K

$179 ₹17.0K

108.11%

3-bedroom Apartment, City Center (Monthly)

$2,093 ₹198.7K

$784 ₹74.4K

166.99%

3-bedroom Apartment, Outside City Center (Monthly)

$925 ₹87.8K

$380 ₹36.1K

143.46%

Buy Apartment in City Center (m2)

$5,706 ₹541.7K

$2,252 ₹213.8K

153.39%

Buy Apartment Outside City Center (m2)

$2,560 ₹243.0K

$1,664 ₹158.0K

53.80%

Average Monthly Net Salary (After Tax)

$757 ₹71.9K

$699 ₹66.4K

8.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

9.83

-15.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 26, 2026

Last update for Navi Mumbai: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$372 45.7%

Navi Mumbai

$179 32.9% 51.9% $193

Groceries & Markets

Mumbai (Bombay)

$117 14.4%

Navi Mumbai

$126 23.2% 7.4% $8.7

Eating Out

Mumbai (Bombay)

$112 13.8%

Navi Mumbai

$76 14% 32.3% $36

Clothing & Footwear

Mumbai (Bombay)

$80 9.8%

Navi Mumbai

$52 9.6% 35.1% $28

Monthly Utilities & Internet

Mumbai (Bombay)

$75 9.3%

Navi Mumbai

$72 13.3% 4.1% $3.1

Sport & Entertainment

Mumbai (Bombay)

$47 5.8%

Navi Mumbai

$30 5.5% 36.2% $17

Getting Around

Mumbai (Bombay)

$9.6 1.2%

Navi Mumbai

$7.7 1.4% 19% $1.8

Cost Breakdown

A one-bedroom apartment in the center runs $640 in Mumbai (Bombay) and $319 in Navi Mumbai. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 8% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21 in Mumbai (Bombay) vs $14 in Navi Mumbai. Groceries flip the comparison at $117 vs $126, with Mumbai (Bombay) cheaper for home cooking.

Good to know

🇮🇳 Mumbai (Bombay)

🇮🇳 Navi Mumbai

🕒 Local time

17:03 5:03 PM

Same time as Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

1,120,547

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.44 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.44 EUR

Exchange rates and currency converter

On the map

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Mumbai (Bombay) Navi Mumbai 16 km

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Navi Mumbai: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $813 in Mumbai (Bombay) and $542 in Navi Mumbai, so Navi Mumbai is about 33% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay runs 8% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $640 in Mumbai (Bombay) versus $319 in Navi Mumbai. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Mumbai (Bombay) pay roughly 7% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Navi Mumbai – a meal for two runs $14 versus $21 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $542 in Navi Mumbai versus $813 in Mumbai (Bombay), a $800 budget is realistic in Navi Mumbai but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Navi Mumbai the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Navi Mumbai wins on affordability, Mumbai (Bombay) on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.