Cost of Living Comparison Between United Kingdom and Montenegro Cost of Living Comparison Between United Kingdom and Montenegro

Monthly Cost of Living

A single person spends $2,363 per month in United Kingdom vs $1,389 in Montenegro, rent included.

A couple spends around $3,474 per month in United Kingdom vs $2,125 in Montenegro, rent included.

A family of three spends $4,584 per month in United Kingdom vs $2,860 in Montenegro, rent included.

United Kingdom costs about 70% more than Montenegro on average – the gap runs across housing, groceries, transport, and services.

Both United Kingdom and Montenegro are pricier than the global median – United Kingdom by 76%, Montenegro by 3%.

United Kingdom has a wider regional cost range ($1,675$3,930) than Montenegro ($975$1,705), so location matters more when choosing where to live in United Kingdom.

Currency
🍽 Eating Out
United Kingdom
Montenegro
Difference
Meal at Budget Restaurant
$20.18 £15.09
$11.80 €10.22
71.02%
Three-Course Dinner for Two, Mid-Range
$86.9 £65.0
$45.96 €39.83
89.16%
Fast Food Meal (McDonalds, etc)
$10.31 £7.71
$9.43 €8.17
9.33%
Cappuccino
$4.67 £3.49
$2.30 €1.99
103.04%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.45 £1.83
$2.22 €1.93
10.36%
Water (0.33 liter bottle)
$1.75 £1.31
$1.50 €1.30
16.67%
Local Beer (0.5 liter draught)
$6.61 £4.95
$2.82 €2.44
134.40%
Imported Beer (0.33 liter bottle)
$6.31 £4.72
$3.46 €3.00
82.37%
🛒 Groceries & Markets
United Kingdom
Montenegro
Difference
Milk (1 liter)
$1.65 £1.24
$1.35 €1.17
22.22%
White Bread (500g)
$1.72 £1.28
$1.03 €0.89
66.99%
Rice (white) (1kg)
$2.29 £1.72
$2.26 €1.95
1.33%
Eggs
$4.14 £3.10
$3.11 €2.70
33.12%
Local Cheese (1kg)
$9.97 £7.46
$8.93 €7.74
11.65%
Chicken Fillets (1kg)
$8.88 £6.64
$7.85 €6.80
13.12%
Beef Round Steak (1kg)
$14.15 £10.58
$11.74 €10.18
20.53%
Apples (1kg)
$2.97 £2.22
$1.34 €1.16
121.64%
Banana (1kg)
$1.68 £1.25
$1.82 €1.57
-7.69%
Oranges (1kg)
$2.85 £2.14
$1.64 €1.42
73.78%
Tomato (1kg)
$3.41 £2.55
$2.65 €2.30
28.68%
Potato (1kg)
$1.66 £1.24
$1.05 €0.91
58.10%
Onion (1kg)
$1.53 £1.14
$1.17 €1.02
30.77%
Lettuce (1 head)
$1.16 £0.87
$1.60 €1.39
-27.50%
Water (1.5 liter bottle)
$1.51 £1.13
$0.90 €0.78
67.78%
Cigarettes 20 Pack (Marlboro, Camel)
$20.73 £15.50
$4.12 €3.57
403.16%
Wine (Bottle)
$10.85 £8.11
$5.73 €4.97
89.35%
Local Beer (0.5 liter bottle)
$2.83 £2.11
$1.12 €0.97
152.68%
Imported Beer (0.33 liter bottle)
$3.31 £2.48
$1.79 €1.55
84.92%
🚌 Getting Around
United Kingdom
Montenegro
Difference
One-way Ticket (Public Transport)
$3.19 £2.38
$1.18 €1.02
170.34%
Public Transport Monthly Pass (Regular Price)
$94.8 £70.9
$34.06 €29.52
178.45%
Taxi Start (Normal Tariff)
$5.46 £4.09
$1.15 €1.00
374.78%
Taxi (Normal Tariff) (1km)
$1.53 £1.14
$1.03 €0.89
48.54%
Taxi 1hour Waiting (Normal Tariff)
$26.66 £19.94
$13.63 €11.81
95.60%
Gasoline (1 liter)
$1.91 £1.43
$1.69 €1.46
13.02%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.2K £28.5K
$31.2K €27.1K
22.15%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.1K £30.7K
$31.2K €27.0K
31.75%
🧾 Monthly Utilities & Internet
United Kingdom
Montenegro
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$327 £244
$125 €108
161.43%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.50 £13.09
$18.16 €15.74
-3.63%
Internet (50+ Mbps, Unlimited Data)
$42.25 £31.60
$30.87 €26.76
36.86%
🎉 Sport & Entertainment
United Kingdom
Montenegro
Difference
Gym Membership (Monthly)
$45.93 £34.35
$45.01 €39.01
2.04%
Tennis Court (1 Hour on Weekend)
$15.90 £11.89
$13.65 €11.83
16.48%
Cinema Ticket
$13.46 £10.07
$5.89 €5.11
128.52%
🧸 Childcare & Education
United Kingdom
Montenegro
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,735 £1,297
$322 €279
438.53%
International Primary School, 1 Child (Yearly)
$20.7K £15.5K
$8,933 €7,742
132.15%
👕👟 Clothing & Footwear
United Kingdom
Montenegro
Difference
Jeans (Levis 501 Or Similar)
$89.5 £66.9
$83.2 €72.1
7.52%
Summer Dress (H&M, Zara, etc)
$44.65 £33.39
$39.26 €34.03
13.73%
Sport Shoes (Adidas, Nike)
$104 £77.5
$99.5 €86.3
4.13%
Men's Leather Business Shoes
$102 £76.1
$119 €104
-14.82%
🏠 Accommodation & Living
United Kingdom
Montenegro
Difference
1-bedroom Apartment, City Center (Monthly)
$1,418 £1,061
$689 €597
105.90%
1-bedroom Apartment, Outside City Center (Monthly)
$1,139 £852
$526 €456
116.61%
3-bedroom Apartment, City Center (Monthly)
$2,313 £1,730
$1,199 €1,039
92.84%
3-bedroom Apartment, Outside City Center (Monthly)
$1,837 £1,374
$939 €814
95.56%
Buy Apartment in City Center (m2)
$5,858 £4,381
$3,168 €2,745
84.94%
Buy Apartment Outside City Center (m2)
$4,550 £3,403
$2,393 €2,074
90.15%
💵 Salaries & Financials
United Kingdom
Montenegro
Difference
Average Monthly Net Salary (After Tax)
$3,230 £2,416
$1,053 €913
206.79%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.75
5.66
1.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for United Kingdom: June 6, 2026

Last update for Montenegro: June 8, 2026

Cost Breakdown

Average rent: $1,265 in United Kingdom vs $692 in Montenegro. For reference, capital cities sit at $3,031 in London and $634 in Podgorica.

Average salary: $3,192 in United Kingdom vs $931 in Montenegro. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 83% higher in United Kingdom.

Dining out costs 71% more in United Kingdom.

Public transport is 145% more expensive in United Kingdom.

Salaries are 243% higher in United Kingdom, giving United Kingdom stronger purchasing power.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
United Kingdom vs Montenegro: Cost of Living - Frequently Asked Questions
Which country is cheaper: Montenegro or United Kingdom?
Montenegro is the cheaper option – living costs run roughly 109% lower on average. The gap is consistent across housing, groceries, transport, and entertainment.
Is rent more expensive in Montenegro or United Kingdom?
Housing costs more in United Kingdom, and the gap is biggest in capital cities. Regional towns show less difference, but United Kingdom consistently has higher rents.
How do daily expenses compare in Montenegro vs United Kingdom?
Groceries, transport, and utilities all cost less in Montenegro, contributing to the overall 109% price gap. The savings show up everywhere – from supermarket receipts to monthly bills.
Can you live in both Montenegro and United Kingdom on $2,000 per month?
$2,000 buys a comfortable lifestyle in Montenegro, but in United Kingdom it only works with careful planning outside the capital. Same money, very different lives.
Which country is better for expats: Montenegro or United Kingdom?
Montenegro is the budget-friendly choice for expats – lower housing and daily costs. But cost isn't everything: visa policies, language, healthcare quality, and job markets all weigh in too.

United Kingdom vs other spots: cost of living compared

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