Last update: Oct 2026

Cost of Living Comparison Between the United Kingdom and Montenegro

Name: Montenegro
Address: ME

For one person, living is cheaper in Montenegro: $1,309 a month against $2,478 in the United Kingdom, rent and utilities included – about $14,000 less a year. Rent and utilities account for most of the difference.

119

Cost of Living Index in the United Kingdom
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United Kingdom Living Index
64

Cost of Living Index in Montenegro
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Montenegro Living Index

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🇬🇧 United Kingdom

$2,478

/mo nomad

🇲🇪 Montenegro

$1,309

/mo nomad

Monthly Cost of Living

How much you'll spend in the United Kingdom and in Montenegro

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in the United Kingdom and in Montenegro actually costs, broken down by who's living it.

A single person spends $2,478 per month in the United Kingdom vs $1,309 in Montenegro, rent included.

United Kingdom $2,478
Montenegro $1,309

A couple spends around $3,608 per month in the United Kingdom vs $2,062 in Montenegro, rent included.

United Kingdom $3,608
Montenegro $2,062

A family of three spends $4,739 per month in the United Kingdom vs $2,816 in Montenegro, rent included.

United Kingdom $4,739
Montenegro $2,816

The regional cost range is wider in the United Kingdom ($1,143–$4,049) than in Montenegro ($986–$1,651), so city choice matters more there.

The cost of living in the United Kingdom is about 89% higher than in Montenegro on average.

The United Kingdom sits 83% above the global median, while Montenegro is 3% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$21.61 £16.21

$11.41 €10.15

89.40%

Three-Course Dinner for Two, Mid-Range

$87.7 £65.8

$50.1 €44.56

75.02%

Fast Food Meal (McDonalds, etc)

$10.82 £8.12

$11.22 €9.98

-3.57%

Cappuccino

$4.77 £3.58

$2.57 €2.28

85.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 £1.98

$2.44 €2.17

8.20%

Water (0.33 liter bottle)

$1.88 £1.41

$1.56 €1.38

20.51%

Local Beer (0.5 liter draught)

$6.59 £4.94

$3.10 €2.76

112.58%

Imported Beer (0.33 liter bottle)

$6.56 £4.92

$3.43 €3.05

91.25%

Milk (1 liter)

$1.64 £1.23

$1.23 €1.10

33.33%

White Bread (500g)

$1.65 £1.23

$1.03 €0.91

60.19%

Rice (white) (1kg)

$2.23 £1.68

$2.11 €1.88

5.69%

Eggs

$4.06 £3.05

$3.22 €2.86

26.09%

Local Cheese (1kg)

$9.64 £7.23

$8.58 €7.63

12.35%

Chicken Fillets (1kg)

$9.14 £6.86

$7.52 €6.68

21.54%

Beef Round Steak (1kg)

$14.77 £11.08

$11.79 €10.49

25.28%

Apples (1kg)

$2.92 £2.19

$1.36 €1.21

114.71%

Banana (1kg)

$1.65 £1.24

$1.76 €1.56

-6.25%

Oranges (1kg)

$2.80 £2.10

$1.60 €1.42

75.00%

Tomato (1kg)

$3.32 £2.49

$2.48 €2.20

33.87%

Potato (1kg)

$1.81 £1.36

$1.00 €0.89

81.00%

Onion (1kg)

$1.56 £1.17

$1.11 €0.98

40.54%

Lettuce (1 head)

$1.24 £0.93

$1.55 €1.38

-20.00%

Water (1.5 liter bottle)

$1.66 £1.25

$0.84 €0.75

97.62%

Cigarettes 20 Pack (Marlboro, Camel)

$23.79 £17.85

$4.14 €3.68

474.64%

Wine (Bottle)

$10.46 £7.85

$5.63 €5.01

85.79%

Local Beer (0.5 liter bottle)

$2.94 £2.21

$1.09 €0.97

169.72%

Imported Beer (0.33 liter bottle)

$3.39 £2.54

$1.62 €1.44

109.26%

One-way Ticket (Public Transport)

$3.51 £2.63

$1.37 €1.22

156.20%

Public Transport Monthly Pass (Regular Price)

$104 £78.3

$33.17 €29.50

214.50%

Taxi Start (Normal Tariff)

$5.42 £4.06

$1.09 €0.97

397.25%

Taxi (Normal Tariff) (1km)

$2.40 £1.80

$1.10 €0.98

118.18%

Taxi 1hour Waiting (Normal Tariff)

$27.06 £20.30

$12.25 €10.89

120.90%

Gasoline (1 liter)

$1.96 £1.47

$1.80 €1.60

8.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.7K £29.0K

$30.4K €27.0K

27.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.2K £30.9K

$24.6K €21.9K

67.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$323 £242

$128 €114

151.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.55 £13.92

$16.73 €14.88

10.88%

Internet (50+ Mbps, Unlimited Data)

$42.14 £31.61

$31.82 €28.30

32.43%

Gym Membership (Monthly)

$46.76 £35.08

$44.57 €39.65

4.91%

Tennis Court (1 Hour on Weekend)

$17.95 £13.47

$13.52 €12.02

32.77%

Cinema Ticket

$13.85 £10.39

$5.65 €5.03

145.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,725 £1,294

$345 €307

400.66%

International Primary School, 1 Child (Yearly)

$22.6K £16.9K

$8,572 €7,625

163.53%

Jeans (Levis 501 Or Similar)

$92.8 £69.6

$79.7 €70.9

16.41%

Summer Dress (H&M, Zara, etc)

$46.58 £34.94

$38.96 €34.65

19.56%

Sport Shoes (Adidas, Nike)

$102 £76.5

$94.3 €83.9

8.13%

Men's Leather Business Shoes

$102 £76.6

$114 €101

-10.54%

1-bedroom Apartment, City Center (Monthly)

$1,348 £1,011

$634 €564

112.70%

1-bedroom Apartment, Outside City Center (Monthly)

$1,098 £824

$470 €418

133.73%

3-bedroom Apartment, City Center (Monthly)

$2,160 £1,620

$1,183 €1,052

82.61%

3-bedroom Apartment, Outside City Center (Monthly)

$1,745 £1,309

$923 €821

88.99%

Buy Apartment in City Center (m2)

$5,578 £4,184

$3,204 €2,850

74.10%

Buy Apartment Outside City Center (m2)

$4,418 £3,315

$2,316 €2,060

90.74%

Average Monthly Net Salary (After Tax)

$3,358 £2,519

$1,043 €928

221.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.32

5.38

-1.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for the United Kingdom: October 20, 2026

Last update for Montenegro: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

United Kingdom

$1.1K 44.3%

Montenegro

$470 35.9% 57.2% $628

Monthly Utilities & Internet

United Kingdom

$384 15.5%

Montenegro

$177 13.5% 53.9% $207

Eating Out

United Kingdom

$327 13.2%

Montenegro

$194 14.8% 40.6% $133

Groceries & Markets

United Kingdom

$305 12.3%

Montenegro

$220 16.8% 27.9% $85

Clothing & Footwear

United Kingdom

$155 6.2%

Montenegro

$147 11.2% 4.8% $7.3

Getting Around

United Kingdom

$136 5.5%

Montenegro

$45 3.5% 66.7% $91

Sport & Entertainment

United Kingdom

$74 3%

Montenegro

$56 4.3% 24.9% $19

Cost Breakdown

Average rent: $1,265 in the United Kingdom vs $626 in Montenegro. For reference, capital cities sit at $2,852 in London and $638 in Podgorica.

Average salary: $3,250 in the United Kingdom vs $910 in Montenegro. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 102% higher in the United Kingdom.

Dining out costs 108% more in the United Kingdom.

Public transport is 132% more expensive in the United Kingdom.

Salaries are 257% higher in the United Kingdom, and purchasing power comes out stronger in the United Kingdom.

Good to know

🇬🇧 United Kingdom

🇲🇪 Montenegro

🕒 Local time

03:17 3:17 AM

04:17 4:17 AM

1 h ahead of the United Kingdom

🌤 Weather

👥 Population

67,326,569

617,213

💱 Currency

British Pound GBP £

Euro EUR €

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 25, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Euro exchange rates as of October 25, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to GBP in detail →

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Between locations

United Kingdom Montenegro 1,770 km ≈ 2 h 45 min nonstop flight

From you

United Kingdom
Montenegro

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

United Kingdom vs Montenegro: Cost of Living - Frequently Asked Questions

Montenegro is the cheaper option – living costs run roughly 89% lower on average.

Housing costs more in the United Kingdom: a central one-bedroom averages $1,265 versus $626 in Montenegro.

Groceries, public transport, and eating out all cost less in Montenegro, adding to the overall 89% price gap.

$2,000 buys a comfortable lifestyle in Montenegro, but in the United Kingdom it only works with careful planning outside the capital. Same money, very different lives.

Montenegro is the budget-friendly choice for expats – lower housing and daily costs. But cost isn't everything: visa policies, language, healthcare quality, and job markets all weigh in too.