Last update: Oct 2026

Cost of Living Comparison Between Spain and Montenegro

Name: Montenegro
Address: ME

For one person, living is cheaper in Montenegro: $1,309 a month against $1,760 in Spain, rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

85

Cost of Living Index in Spain
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Spain Living Index
64

Cost of Living Index in Montenegro
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Montenegro Living Index

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🇪🇸 Spain

$1,760

/mo nomad

🇲🇪 Montenegro

$1,309

/mo nomad

Monthly Cost of Living

How much you'll spend in Spain and in Montenegro

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Spain and in Montenegro actually costs, broken down by who's living it.

A single person spends $1,760 per month in Spain vs $1,309 in Montenegro, rent included.

Spain $1,760
Montenegro $1,309

A couple spends around $2,581 per month in Spain vs $2,062 in Montenegro, rent included.

Spain $2,581
Montenegro $2,062

A family of three spends $3,402 per month in Spain vs $2,816 in Montenegro, rent included.

Spain $3,402
Montenegro $2,816

The regional cost range is wider in Spain ($937–$2,649) than in Montenegro ($986–$1,651), so city choice matters more there.

The cost of living in Spain is about 34% higher than in Montenegro on average.

Spain sits 30% above the global median, while Montenegro is 3% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$16.72 €14.87

$11.41 €10.15

46.54%

Three-Course Dinner for Two, Mid-Range

$56.0 €49.76

$50.1 €44.56

11.70%

Fast Food Meal (McDonalds, etc)

$11.13 €9.90

$11.22 €9.98

-0.80%

Cappuccino

$2.43 €2.17

$2.57 €2.28

-5.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.63 €2.34

$2.44 €2.17

7.79%

Water (0.33 liter bottle)

$1.81 €1.61

$1.56 €1.38

16.03%

Local Beer (0.5 liter draught)

$3.40 €3.03

$3.10 €2.76

9.68%

Imported Beer (0.33 liter bottle)

$3.82 €3.39

$3.43 €3.05

11.37%

Milk (1 liter)

$1.17 €1.04

$1.23 €1.10

-4.88%

White Bread (500g)

$1.50 €1.33

$1.03 €0.91

45.63%

Rice (white) (1kg)

$1.60 €1.43

$2.11 €1.88

-24.17%

Eggs

$3.33 €2.96

$3.22 €2.86

3.42%

Local Cheese (1kg)

$14.41 €12.82

$8.58 €7.63

67.95%

Chicken Fillets (1kg)

$8.33 €7.41

$7.52 €6.68

10.77%

Beef Round Steak (1kg)

$16.30 €14.50

$11.79 €10.49

38.25%

Apples (1kg)

$2.57 €2.29

$1.36 €1.21

88.97%

Banana (1kg)

$2.04 €1.82

$1.76 €1.56

15.91%

Oranges (1kg)

$2.04 €1.82

$1.60 €1.42

27.50%

Tomato (1kg)

$2.55 €2.27

$2.48 €2.20

2.82%

Potato (1kg)

$1.83 €1.63

$1.00 €0.89

83.00%

Onion (1kg)

$2.03 €1.80

$1.11 €0.98

82.88%

Lettuce (1 head)

$1.36 €1.21

$1.55 €1.38

-12.26%

Water (1.5 liter bottle)

$0.74 €0.66

$0.84 €0.75

-11.90%

Cigarettes 20 Pack (Marlboro, Camel)

$6.35 €5.65

$4.14 €3.68

53.38%

Wine (Bottle)

$5.52 €4.91

$5.63 €5.01

-1.95%

Local Beer (0.5 liter bottle)

$1.31 €1.17

$1.09 €0.97

20.18%

Imported Beer (0.33 liter bottle)

$2.02 €1.80

$1.62 €1.44

24.69%

One-way Ticket (Public Transport)

$1.71 €1.52

$1.37 €1.22

24.82%

Public Transport Monthly Pass (Regular Price)

$33.15 €29.49

$33.17 €29.50

-0.06%

Taxi Start (Normal Tariff)

$4.52 €4.02

$1.09 €0.97

314.68%

Taxi (Normal Tariff) (1km)

$1.50 €1.34

$1.10 €0.98

36.36%

Taxi 1hour Waiting (Normal Tariff)

$24.43 €21.73

$12.25 €10.89

99.43%

Gasoline (1 liter)

$1.79 €1.59

$1.80 €1.60

-0.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.9K €32.0K

$30.4K €27.0K

18.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K €27.7K

$24.6K €21.9K

26.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$150 €133

$128 €114

16.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.57 €15.62

$16.73 €14.88

5.02%

Internet (50+ Mbps, Unlimited Data)

$31.32 €27.86

$31.82 €28.30

-1.57%

Gym Membership (Monthly)

$45.55 €40.52

$44.57 €39.65

2.20%

Tennis Court (1 Hour on Weekend)

$15.00 €13.34

$13.52 €12.02

10.95%

Cinema Ticket

$9.47 €8.43

$5.65 €5.03

67.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$544 €484

$345 €307

57.95%

International Primary School, 1 Child (Yearly)

$10.8K €9,563

$8,572 €7,625

25.42%

Jeans (Levis 501 Or Similar)

$84.1 €74.8

$79.7 €70.9

5.50%

Summer Dress (H&M, Zara, etc)

$36.90 €32.82

$38.96 €34.65

-5.29%

Sport Shoes (Adidas, Nike)

$88.5 €78.7

$94.3 €83.9

-6.14%

Men's Leather Business Shoes

$104 €92.8

$114 €101

-8.55%

1-bedroom Apartment, City Center (Monthly)

$1,017 €904

$634 €564

60.48%

1-bedroom Apartment, Outside City Center (Monthly)

$793 €705

$470 €418

68.76%

3-bedroom Apartment, City Center (Monthly)

$1,605 €1,428

$1,183 €1,052

35.71%

3-bedroom Apartment, Outside City Center (Monthly)

$1,209 €1,075

$923 €821

30.92%

Buy Apartment in City Center (m2)

$4,093 €3,640

$3,204 €2,850

27.75%

Buy Apartment Outside City Center (m2)

$2,581 €2,296

$2,316 €2,060

11.41%

Average Monthly Net Salary (After Tax)

$2,001 €1,780

$1,043 €928

91.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.3

5.38

-38.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Spain: October 20, 2026

Last update for Montenegro: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Spain

$793 45%

Montenegro

$470 35.9% 40.7% $323

Groceries & Markets

Spain

$272 15.4%

Montenegro

$220 16.8% 19% $52

Eating Out

Spain

$239 13.6%

Montenegro

$194 14.8% 18.7% $45

Monthly Utilities & Internet

Spain

$199 11.3%

Montenegro

$177 13.5% 11% $22

Clothing & Footwear

Spain

$141 8%

Montenegro

$147 11.2% 4.2% $5.9

Sport & Entertainment

Spain

$65 3.7%

Montenegro

$56 4.3% 13.4% $8.6

Getting Around

Spain

$52 3%

Montenegro

$45 3.5% 13% $6.8

Cost Breakdown

Average rent: $913 in Spain vs $626 in Montenegro. For reference, capital cities sit at $1,509 in Madrid and $638 in Podgorica.

Average salary: $1,977 in Spain vs $910 in Montenegro. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 46% higher in Spain.

Dining out costs 43% more in Spain.

Public transport is 31% more expensive in Montenegro.

Salaries are 117% higher in Spain, and purchasing power comes out stronger in Spain.

Good to know

🇪🇸 Spain

🇲🇪 Montenegro

🕒 Local time

00:04 12:04 AM

Same time as Spain

🌤 Weather

👥 Population

47,415,750

617,213

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Spain Montenegro 1,920 km ≈ 3 h nonstop flight

From you

Spain
Montenegro

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Spain vs Montenegro: Cost of Living - Frequently Asked Questions

Montenegro is the cheaper option – living costs run roughly 34% lower on average.

Housing costs more in Spain: a central one-bedroom averages $913 versus $626 in Montenegro.

$2,000 buys a comfortable lifestyle in Montenegro, but in Spain it only works with careful planning outside the capital. Same money, very different lives.

Montenegro is the budget-friendly choice for expats – lower housing and daily costs. But cost isn't everything: visa policies, language, healthcare quality, and job markets all weigh in too.