Cost of Living Comparison Between Spain and Montenegro Cost of Living Comparison Between Spain and Montenegro

Name: Montenegro
Address: ME

Monthly Cost of Living

A single person spends $1,689 per month in Spain vs $1,322 in Montenegro, rent included.

A couple spends around $2,496 per month in Spain vs $2,056 in Montenegro, rent included.

A family of three spends $3,303 per month in Spain vs $2,789 in Montenegro, rent included.

The cost of living in Spain is about 28% higher than in Montenegro on average – the gap runs across housing, groceries, transport, and services.

Spain sits 22% above the global median, while Montenegro is 4% below – they fall on opposite sides of the world average.

The regional cost range is wider in Spain ($973–$2,672) than in Montenegro ($1,034–$1,728), so city choice matters more there.

Meal at Budget Restaurant

$17.71 €15.23

$11.76 €10.11

50.60%

Three-Course Dinner for Two, Mid-Range

$57.6 €49.49

$52.2 €44.86

10.33%

Fast Food Meal (McDonalds, etc)

$11.81 €10.15

$10.99 €9.45

7.46%

Cappuccino

$2.43 €2.09

$2.58 €2.22

-5.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.76 €2.37

$2.42 €2.08

14.05%

Water (0.33 liter bottle)

$1.84 €1.58

$1.59 €1.36

15.72%

Local Beer (0.5 liter draught)

$3.52 €3.02

$3.23 €2.78

8.98%

Imported Beer (0.33 liter bottle)

$4.16 €3.58

$3.46 €2.98

20.23%

Milk (1 liter)

$1.21 €1.04

$1.33 €1.14

-9.02%

White Bread (500g)

$1.54 €1.32

$1.01 €0.87

52.48%

Rice (white) (1kg)

$1.64 €1.41

$2.16 €1.86

-24.07%

Eggs

$3.59 €3.09

$3.29 €2.83

9.12%

Local Cheese (1kg)

$14.81 €12.74

$8.98 €7.72

64.92%

Chicken Fillets (1kg)

$8.49 €7.30

$7.78 €6.69

9.13%

Beef Round Steak (1kg)

$16.68 €14.34

$12.38 €10.64

34.73%

Apples (1kg)

$2.53 €2.18

$1.42 €1.22

78.17%

Banana (1kg)

$2.09 €1.80

$1.82 €1.56

14.84%

Oranges (1kg)

$2.13 €1.83

$1.72 €1.48

23.84%

Tomato (1kg)

$2.55 €2.19

$2.68 €2.30

-4.85%

Potato (1kg)

$1.82 €1.57

$1.01 €0.87

80.20%

Onion (1kg)

$2.00 €1.72

$1.15 €0.99

73.91%

Lettuce (1 head)

$1.37 €1.18

$1.57 €1.35

-12.74%

Water (1.5 liter bottle)

$0.81 €0.70

$0.85 €0.73

-4.71%

Cigarettes 20 Pack (Marlboro, Camel)

$6.71 €5.77

$4.38 €3.77

53.20%

Wine (Bottle)

$5.64 €4.85

$5.85 €5.03

-3.59%

Local Beer (0.5 liter bottle)

$1.29 €1.11

$1.19 €1.02

8.40%

Imported Beer (0.33 liter bottle)

$2.10 €1.81

$1.75 €1.51

20.00%

One-way Ticket (Public Transport)

$1.76 €1.51

$1.77 €1.52

-0.56%

Public Transport Monthly Pass (Regular Price)

$34.25 €29.45

$35.25 €30.31

-2.84%

Taxi Start (Normal Tariff)

$4.55 €3.91

$1.13 €0.98

302.65%

Taxi (Normal Tariff) (1km)

$1.47 €1.27

$1.17 €1.01

25.64%

Taxi 1hour Waiting (Normal Tariff)

$25.66 €22.06

$12.71 €10.93

101.89%

Gasoline (1 liter)

$1.79 €1.54

$1.82 €1.56

-1.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.4K €31.3K

$31.9K €27.4K

14.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.6K €26.3K

$27.5K €23.6K

11.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$152 €131

$126 €108

20.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.49 €15.90

$17.24 €14.82

7.25%

Internet (50+ Mbps, Unlimited Data)

$33.57 €28.86

$33.62 €28.91

-0.15%

Gym Membership (Monthly)

$47.38 €40.74

$45.23 €38.89

4.75%

Tennis Court (1 Hour on Weekend)

$15.56 €13.38

$14.09 €12.12

10.43%

Cinema Ticket

$9.96 €8.56

$5.78 €4.97

72.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$548 €472

$360 €309

52.47%

International Primary School, 1 Child (Yearly)

$10.8K €9,319

$9,138 €7,857

18.61%

Jeans (Levis 501 Or Similar)

$90.1 €77.4

$84.5 €72.7

6.53%

Summer Dress (H&M, Zara, etc)

$37.31 €32.08

$41.68 €35.84

-10.48%

Sport Shoes (Adidas, Nike)

$92.0 €79.1

$99.9 €85.9

-7.90%

Men's Leather Business Shoes

$111 €95.9

$120 €103

-7.22%

1-bedroom Apartment, City Center (Monthly)

$1,049 €902

$660 €567

59.03%

1-bedroom Apartment, Outside City Center (Monthly)

$836 €718

$495 €426

68.64%

3-bedroom Apartment, City Center (Monthly)

$1,663 €1,430

$1,230 €1,057

35.20%

3-bedroom Apartment, Outside City Center (Monthly)

$1,250 €1,075

$952 €819

31.33%

Buy Apartment in City Center (m2)

$4,240 €3,646

$3,351 €2,881

26.52%

Buy Apartment Outside City Center (m2)

$2,711 €2,331

$2,379 €2,045

13.97%

Average Monthly Net Salary (After Tax)

$2,021 €1,738

$1,039 €893

94.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.28

5.44

-39.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Spain: September 7, 2026

Last update for Montenegro: September 7, 2026

Cost Breakdown

Average rent: $931 in Spain vs $651 in Montenegro. For reference, capital cities sit at $1,577 in Madrid and $665 in Podgorica.

Average salary: $2,035 in Spain vs $934 in Montenegro. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 43% higher in Spain.

Dining out costs 40% more in Spain.

Public transport is 19% more expensive in Montenegro.

Salaries are 118% higher in Spain, and purchasing power comes out stronger in Spain.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Spain vs Montenegro: Cost of Living - Frequently Asked Questions

Montenegro is the cheaper option – living costs run roughly 32% lower on average. The gap is consistent across housing, groceries, transport, and entertainment.

Housing costs more in Spain, and the gap is biggest in capital cities. Regional towns show less difference, but Spain consistently has higher rents.

Groceries, transport, and utilities all cost less in Montenegro, contributing to the overall 32% price gap. The savings show up everywhere – from supermarket receipts to monthly bills.

$2,000 buys a comfortable lifestyle in Montenegro, but in Spain it only works with careful planning outside the capital. Same money, very different lives.

Montenegro is the budget-friendly choice for expats – lower housing and daily costs. But cost isn't everything: visa policies, language, healthcare quality, and job markets all weigh in too.