Cost of Living Comparison Between Spain and Montenegro Cost of Living Comparison Between Spain and Montenegro

Name: Montenegro
Address: ME

Monthly Cost of Living

A single person spends $1,642 per month in Spain vs $1,396 in Montenegro, rent included.

A couple spends around $2,397 per month in Spain vs $2,130 in Montenegro, rent included.

A family of three spends $3,151 per month in Spain vs $2,864 in Montenegro, rent included.

Spain costs about 18% more than Montenegro on average — the gap runs across housing, groceries, transport, and services.

Both Spain and Montenegro are pricier than the global median – Spain by 23%, Montenegro by 4%.

Spain has a wider regional cost range ($1,118–$3,230) than Montenegro ($957–$1,705), so location matters more when choosing where to live in Spain.

Meal at Budget Restaurant

$15.98 €13.64

$11.36 €9.70

40.67%

Three-Course Dinner for Two, Mid-Range

$58.4 €49.91

$47.20 €40.31

23.81%

Fast Food Meal (McDonalds, etc)

$10.30 €8.79

$9.38 €8.01

9.81%

Cappuccino

$2.40 €2.05

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.59 €2.21

$2.33 €1.99

11.16%

Water (0.33 liter bottle)

$1.84 €1.57

$1.50 €1.28

22.67%

Local Beer (0.5 liter draught)

$3.50 €2.99

$2.86 €2.44

22.38%

Imported Beer (0.33 liter bottle)

$4.02 €3.43

$3.49 €2.98

15.19%

Milk (1 liter)

$1.20 €1.02

$1.36 €1.16

-11.76%

White Bread (500g)

$1.51 €1.29

$0.99 €0.84

52.53%

Rice (white) (1kg)

$1.65 €1.41

$2.23 €1.90

-26.01%

Eggs

$3.05 €2.61

$3.14 €2.68

-2.87%

Local Cheese (1kg)

$14.06 €12.01

$8.74 €7.46

60.87%

Chicken Fillets (1kg)

$8.62 €7.36

$7.97 €6.81

8.16%

Beef Round Steak (1kg)

$15.71 €13.41

$11.64 €9.94

34.97%

Apples (1kg)

$2.50 €2.14

$1.39 €1.18

79.86%

Banana (1kg)

$2.07 €1.77

$1.74 €1.48

18.97%

Oranges (1kg)

$2.10 €1.79

$1.57 €1.34

33.76%

Tomato (1kg)

$2.53 €2.16

$2.67 €2.28

-5.24%

Potato (1kg)

$1.82 €1.56

$1.00 €0.86

82.00%

Onion (1kg)

$1.89 €1.61

$1.14 €0.97

65.79%

Lettuce (1 head)

$1.29 €1.10

$1.62 €1.39

-20.37%

Water (1.5 liter bottle)

$0.75 €0.64

$0.89 €0.76

-15.73%

Cigarettes 20 Pack (Marlboro, Camel)

$6.26 €5.35

$4.08 €3.48

53.43%

Wine (Bottle)

$5.72 €4.89

$5.76 €4.92

-0.69%

Local Beer (0.5 liter bottle)

$1.27 €1.08

$1.12 €0.96

13.39%

Imported Beer (0.33 liter bottle)

$2.05 €1.75

$1.78 €1.52

15.17%

One-way Ticket (Public Transport)

$1.70 €1.45

$1.14 €0.97

49.12%

Public Transport Monthly Pass (Regular Price)

$34.56 €29.51

$35.06 €29.94

-1.43%

Taxi Start (Normal Tariff)

$4.47 €3.82

$1.19 €1.02

275.63%

Taxi (Normal Tariff) (1km)

$1.28 €1.09

$1.03 €0.88

24.27%

Taxi 1hour Waiting (Normal Tariff)

$26.89 €22.96

$13.71 €11.71

96.13%

Gasoline (1 liter)

$1.75 €1.49

$1.76 €1.50

-0.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.4K €32.8K

$30.8K €26.3K

24.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.9K €26.4K

$31.0K €26.5K

-0.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$150 €128

$129 €111

15.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.16 €17.21

$18.15 €15.50

11.07%

Internet (50+ Mbps, Unlimited Data)

$33.23 €28.37

$31.53 €26.92

5.39%

Gym Membership (Monthly)

$47.19 €40.30

$44.67 €38.15

5.64%

Tennis Court (1 Hour on Weekend)

$16.06 €13.72

$13.57 €11.59

18.35%

Cinema Ticket

$9.17 €7.83

$5.82 €4.97

57.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$509 €435

$324 €277

56.84%

International Primary School, 1 Child (Yearly)

$10.0K €8,547

$8,966 €7,657

11.62%

Jeans (Levis 501 Or Similar)

$87.3 €74.5

$83.3 €71.1

4.84%

Summer Dress (H&M, Zara, etc)

$36.92 €31.53

$39.98 €34.14

-7.65%

Sport Shoes (Adidas, Nike)

$91.0 €77.7

$99.4 €84.9

-8.42%

Men's Leather Business Shoes

$107 €91.8

$117 €99.5

-7.80%

1-bedroom Apartment, City Center (Monthly)

$1,063 €908

$698 €596

52.22%

1-bedroom Apartment, Outside City Center (Monthly)

$820 €700

$515 €440

59.35%

3-bedroom Apartment, City Center (Monthly)

$1,662 €1,419

$1,193 €1,019

39.33%

3-bedroom Apartment, Outside City Center (Monthly)

$1,252 €1,069

$915 €781

36.78%

Buy Apartment in City Center (m2)

$4,395 €3,754

$3,055 €2,609

43.89%

Buy Apartment Outside City Center (m2)

$2,711 €2,315

$2,346 €2,004

15.56%

Average Monthly Net Salary (After Tax)

$2,097 €1,791

$1,058 €903

98.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.51

5.66

-37.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Spain: April 21, 2026

Last update for Montenegro: April 20, 2026

Cost Breakdown

Average rent: $898 in Spain vs $686 in Montenegro. For reference, capital cities sit at $1,578 in Madrid and $630 in Podgorica.

Average salary: $2,012 in Spain vs $944 in Montenegro. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 31% higher in Spain.

Dining out costs 10% more in Spain.

Public transport is 15% more expensive in Montenegro.

Salaries are 113% higher in Spain, giving Spain stronger purchasing power.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Spain vs Montenegro: Cost of Living - Frequently Asked Questions

Montenegro is the cheaper option – living costs run roughly 63% lower on average. The gap is consistent across housing, groceries, transport, and entertainment.

Housing costs more in Spain, and the gap is biggest in capital cities. Regional towns show less difference, but Spain consistently has higher rents.

Groceries, transport, and utilities all cost less in Montenegro, contributing to the overall 63% price gap. The savings show up everywhere – from supermarket receipts to monthly bills.

$2,000 buys a comfortable lifestyle in Montenegro, but in Spain it only works with careful planning outside the capital. Same money, very different lives.

Montenegro is the budget-friendly choice for expats – lower housing and daily costs. But cost isn't everything: visa policies, language, healthcare quality, and job markets all weigh in too.