Cost of Living Comparison Between Spain and Montenegro Cost of Living Comparison Between Spain and Montenegro

Name: Montenegro
Address: ME

Monthly Cost of Living

A single person spends $1,645 per month in Spain vs $1,392 in Montenegro, rent included.

A couple spends around $2,395 per month in Spain vs $2,126 in Montenegro, rent included.

A family of three spends $3,145 per month in Spain vs $2,859 in Montenegro, rent included.

The cost of living in Spain is about 18% higher than in Montenegro on average – the gap runs across housing, groceries, transport, and services.

Both Spain and Montenegro are pricier than the global median – Spain by 23%, Montenegro by 4%.

The regional cost range is wider in Spain ($1,121–$3,224) than in Montenegro ($948–$1,756), so city choice matters more there.

Meal at Budget Restaurant

$16.33 €14.35

$11.66 €10.25

40.05%

Three-Course Dinner for Two, Mid-Range

$58.1 €51.1

$45.37 €39.88

28.06%

Fast Food Meal (McDonalds, etc)

$10.52 €9.25

$9.05 €7.95

16.24%

Cappuccino

$2.39 €2.10

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.58 €2.27

$2.31 €2.03

11.69%

Water (0.33 liter bottle)

$1.90 €1.67

$1.44 €1.26

31.94%

Local Beer (0.5 liter draught)

$3.54 €3.11

$2.94 €2.59

20.41%

Imported Beer (0.33 liter bottle)

$3.97 €3.49

$3.46 €3.04

14.74%

Milk (1 liter)

$1.17 €1.03

$1.31 €1.15

-10.69%

White Bread (500g)

$1.51 €1.33

$0.98 €0.86

54.08%

Rice (white) (1kg)

$1.66 €1.46

$2.28 €2.00

-27.19%

Eggs

$2.96 €2.60

$3.09 €2.72

-4.21%

Local Cheese (1kg)

$14.07 €12.37

$8.74 €7.68

60.98%

Chicken Fillets (1kg)

$8.40 €7.39

$7.66 €6.73

9.66%

Beef Round Steak (1kg)

$15.60 €13.71

$11.41 €10.03

36.72%

Apples (1kg)

$2.51 €2.20

$1.35 €1.19

85.93%

Banana (1kg)

$1.99 €1.75

$1.77 €1.56

12.43%

Oranges (1kg)

$2.01 €1.77

$1.56 €1.37

28.85%

Tomato (1kg)

$2.61 €2.29

$2.66 €2.33

-1.88%

Potato (1kg)

$1.79 €1.57

$1.06 €0.93

68.87%

Onion (1kg)

$1.98 €1.74

$1.19 €1.04

66.39%

Lettuce (1 head)

$1.36 €1.19

$1.62 €1.42

-16.05%

Water (1.5 liter bottle)

$0.80 €0.71

$0.84 €0.74

-4.76%

Cigarettes 20 Pack (Marlboro, Camel)

$6.32 €5.56

$4.28 €3.77

47.66%

Wine (Bottle)

$5.60 €4.93

$5.65 €4.97

-0.88%

Local Beer (0.5 liter bottle)

$1.24 €1.09

$1.18 €1.04

5.08%

Imported Beer (0.33 liter bottle)

$2.07 €1.82

$1.80 €1.58

15.00%

One-way Ticket (Public Transport)

$1.71 €1.50

$1.14 €1.00

50.00%

Public Transport Monthly Pass (Regular Price)

$35.24 €30.98

$35.28 €31.02

-0.11%

Taxi Start (Normal Tariff)

$4.62 €4.06

$1.15 €1.01

301.74%

Taxi (Normal Tariff) (1km)

$1.30 €1.14

$1.07 €0.94

21.50%

Taxi 1hour Waiting (Normal Tariff)

$26.85 €23.60

$13.92 €12.24

92.89%

Gasoline (1 liter)

$1.84 €1.62

$1.76 €1.54

4.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.3K €33.6K

$32.0K €28.1K

19.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.9K €27.1K

$30.3K €26.7K

1.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$150 €132

$128 €113

17.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.37 €17.90

$18.63 €16.37

9.34%

Internet (50+ Mbps, Unlimited Data)

$34.06 €29.94

$30.91 €27.18

10.19%

Gym Membership (Monthly)

$47.30 €41.58

$45.69 €40.17

3.52%

Tennis Court (1 Hour on Weekend)

$15.65 €13.76

$13.50 €11.86

15.93%

Cinema Ticket

$9.42 €8.28

$5.71 €5.02

64.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$515 €453

$321 €282

60.54%

International Primary School, 1 Child (Yearly)

$10.2K €9,002

$8,706 €7,653

17.63%

Jeans (Levis 501 Or Similar)

$86.2 €75.8

$83.3 €73.2

3.47%

Summer Dress (H&M, Zara, etc)

$36.67 €32.23

$40.53 €35.63

-9.52%

Sport Shoes (Adidas, Nike)

$90.6 €79.6

$98.2 €86.4

-7.81%

Men's Leather Business Shoes

$109 €96.1

$121 €106

-9.29%

1-bedroom Apartment, City Center (Monthly)

$1,057 €929

$685 €602

54.42%

1-bedroom Apartment, Outside City Center (Monthly)

$813 €715

$515 €453

57.81%

3-bedroom Apartment, City Center (Monthly)

$1,721 €1,513

$1,211 €1,064

42.11%

3-bedroom Apartment, Outside City Center (Monthly)

$1,231 €1,082

$907 €797

35.72%

Buy Apartment in City Center (m2)

$4,295 €3,775

$3,246 €2,854

32.31%

Buy Apartment Outside City Center (m2)

$2,610 €2,294

$2,267 €1,993

15.09%

Average Monthly Net Salary (After Tax)

$2,014 €1,771

$1,051 €924

91.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.51

5.66

-37.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Spain: July 20, 2026

Last update for Montenegro: July 21, 2026

Cost Breakdown

Average rent: $897 in Spain vs $690 in Montenegro. For reference, capital cities sit at $1,566 in Madrid and $638 in Podgorica.

Average salary: $1,998 in Spain vs $920 in Montenegro. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 30% higher in Spain.

Dining out costs 10% more in Spain.

Public transport is 15% more expensive in Montenegro.

Salaries are 117% higher in Spain, and purchasing power comes out stronger in Spain.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Spain vs Montenegro: Cost of Living - Frequently Asked Questions

Montenegro is the cheaper option – living costs run roughly 61% lower on average. The gap is consistent across housing, groceries, transport, and entertainment.

Housing costs more in Spain, and the gap is biggest in capital cities. Regional towns show less difference, but Spain consistently has higher rents.

Groceries, transport, and utilities all cost less in Montenegro, contributing to the overall 61% price gap. The savings show up everywhere – from supermarket receipts to monthly bills.

$2,000 buys a comfortable lifestyle in Montenegro, but in Spain it only works with careful planning outside the capital. Same money, very different lives.

Montenegro is the budget-friendly choice for expats – lower housing and daily costs. But cost isn't everything: visa policies, language, healthcare quality, and job markets all weigh in too.