Last update: Oct 2026

Cost of Living Comparison Between Montenegro and Sofia

For one person, living is cheaper in Montenegro: $1,323 a month against $1,589 in Sofia, rent and utilities included – about $3,200 less a year. Rent and utilities account for about half of the difference.

64

Cost of Living Index in Montenegro
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Montenegro Living Index
78

Cost of Living Index in Sofia
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Sofia Living Index

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🇲🇪 Montenegro

$1,323

/mo nomad

Sofia

🇧🇬 Bulgaria

$1,589

/mo nomad

🙂 Solo nomad: Montenegro is 15.3% cheaper than Sofia without rent, and 16.8% cheaper with rent.

🙂 Family of 3: Montenegro is 19.2% cheaper than Sofia without rent, and 15.1% cheaper with rent.

Meal at Budget Restaurant

$11.18 €9.98

$17.10 BGN 29.93

-34.62%

Three-Course Dinner for Two, Mid-Range

$49.77 €44.42

$66.9 BGN 117

-25.62%

Fast Food Meal (McDonalds, etc)

$11.23 €10.02

$11.77 BGN 20.59

-4.59%

Cappuccino

$2.54 €2.27

$3.42 BGN 5.99

-25.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.38 €2.12

$2.42 BGN 4.23

-1.65%

Water (0.33 liter bottle)

$1.53 €1.36

$1.86 BGN 3.26

-17.74%

Local Beer (0.5 liter draught)

$3.13 €2.79

$3.33 BGN 5.83

-6.01%

Imported Beer (0.33 liter bottle)

$3.30 €2.95

$4.53 BGN 7.92

-27.15%

Milk (1 liter)

$1.23 €1.10

$1.92 BGN 3.36

-35.94%

White Bread (500g)

$1.04 €0.92

$1.51 BGN 2.64

-31.13%

Rice (white) (1kg)

$2.03 €1.81

$2.21 BGN 3.88

-8.14%

Eggs

$3.32 €2.97

$4.40 BGN 7.69

-24.55%

Local Cheese (1kg)

$8.87 €7.91

$11.56 BGN 20.22

-23.27%

Chicken Fillets (1kg)

$7.90 €7.05

$8.79 BGN 15.38

-10.13%

Beef Round Steak (1kg)

$11.87 €10.59

$16.97 BGN 29.71

-30.05%

Apples (1kg)

$1.41 €1.26

$2.17 BGN 3.79

-35.02%

Banana (1kg)

$1.74 €1.56

$2.04 BGN 3.57

-14.71%

Oranges (1kg)

$1.55 €1.39

$1.84 BGN 3.22

-15.76%

Tomato (1kg)

$2.57 €2.30

$4.29 BGN 7.51

-40.09%

Potato (1kg)

$0.93 €0.83

$1.03 BGN 1.80

-9.71%

Onion (1kg)

$1.11 €0.99

$0.93 BGN 1.62

19.35%

Lettuce (1 head)

$1.56 €1.39

$1.20 BGN 2.11

30.00%

Water (1.5 liter bottle)

$0.90 €0.80

$0.92 BGN 1.62

-2.17%

Cigarettes 20 Pack (Marlboro, Camel)

$4.16 €3.71

$4.30 BGN 7.53

-3.26%

Wine (Bottle)

$5.50 €4.91

$7.33 BGN 12.83

-24.97%

Local Beer (0.5 liter bottle)

$1.10 €0.98

$1.18 BGN 2.06

-6.78%

Imported Beer (0.33 liter bottle)

$1.66 €1.48

$1.87 BGN 3.28

-11.23%

One-way Ticket (Public Transport)

$1.36 €1.21

$0.87 BGN 1.52

56.32%

Public Transport Monthly Pass (Regular Price)

$33.24 €29.66

$28.14 BGN 49.24

18.12%

Taxi Start (Normal Tariff)

$1.10 €0.98

$1.74 BGN 3.04

-36.78%

Taxi (Normal Tariff) (1km)

$1.15 €1.02

$0.96 BGN 1.68

19.79%

Taxi 1hour Waiting (Normal Tariff)

$12.13 €10.83

$15.54 BGN 27.19

-21.94%

Gasoline (1 liter)

$1.71 €1.53

$1.79 BGN 3.14

-4.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K €27.0K

$30.0K BGN 52.5K

0.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K €23.3K

$26.4K BGN 46.1K

-1.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 €111

$156 BGN 273

-20.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.33 €14.57

$21.21 BGN 37.11

-23.01%

Internet (50+ Mbps, Unlimited Data)

$31.48 €28.10

$15.64 BGN 27.37

101.28%

Gym Membership (Monthly)

$46.14 €41.18

$46.76 BGN 81.8

-1.33%

Tennis Court (1 Hour on Weekend)

$13.52 €12.07

$27.74 BGN 48.54

-51.26%

Cinema Ticket

$5.48 €4.89

$10.02 BGN 17.53

-45.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$340 €304

$766 BGN 1,341

-55.57%

International Primary School, 1 Child (Yearly)

$8,762 €7,819

$12.8K BGN 22.4K

-31.46%

Jeans (Levis 501 Or Similar)

$81.1 €72.3

$89.7 BGN 157

-9.62%

Summer Dress (H&M, Zara, etc)

$39.65 €35.38

$40.88 BGN 71.5

-3.01%

Sport Shoes (Adidas, Nike)

$95.5 €85.2

$106 BGN 186

-9.97%

Men's Leather Business Shoes

$113 €101

$105 BGN 183

8.06%

1-bedroom Apartment, City Center (Monthly)

$627 €559

$796 BGN 1,393

-21.29%

1-bedroom Apartment, Outside City Center (Monthly)

$469 €419

$607 BGN 1,063

-22.73%

3-bedroom Apartment, City Center (Monthly)

$1,178 €1,051

$1,563 BGN 2,735

-24.67%

3-bedroom Apartment, Outside City Center (Monthly)

$912 €814

$1,060 BGN 1,855

-14.01%

Buy Apartment in City Center (m2)

$3,218 €2,872

$4,357 BGN 7,626

-26.14%

Buy Apartment Outside City Center (m2)

$2,282 €2,037

$3,250 BGN 5,688

-29.79%

Average Monthly Net Salary (After Tax)

$1,024 €914

$1,740 BGN 3,044

-41.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.38

2.89

86.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montenegro: October 4, 2026

Last update for Sofia: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montenegro

$469 35.9%

Sofia

$607 37.9% 29.4% $138

Groceries & Markets

Montenegro

$224 17.1%

Sofia

$287 17.9% 28.1% $63

Eating Out

Montenegro

$191 14.6%

Sofia

$256 16% 33.7% $65

Monthly Utilities & Internet

Montenegro

$172 13.2%

Sofia

$193 12% 11.9% $20

Clothing & Footwear

Montenegro

$148 11.3%

Sofia

$154 9.6% 3.6% $5.4

Sport & Entertainment

Montenegro

$57 4.4%

Sofia

$67 4.2% 16.9% $9.7

Getting Around

Montenegro

$46 3.5%

Sofia

$38 2.4% 16.1% $7.3

Good to know

🇲🇪 Montenegro

🇧🇬 Sofia

🕒 Local time

12:23 12:23 PM

13:23 1:23 PM

1 h ahead of Montenegro

🌤 Weather

👥 Population

617,213

1,286,383 Capital

💱 Currency

Euro EUR €

Bulgarian Lev BGN лв.

📈 Exchange rate

1 EUR = 1.12 USD

1 BGN = 0.571 USD

1 BGN = 0.51 EUR

Exchange rates and currency converter

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Distances are measured in a straight line. Your location is detected approximately.

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