Last update: Oct 2026

Cost of Living Comparison Between Sofia and Montenegro

Name: Montenegro
Address: ME

For one person, living is cheaper in Montenegro: $1,323 a month against $1,589 in Sofia, rent and utilities included – about $3,200 less a year. Rent and utilities account for about half of the difference.

78

Cost of Living Index in Sofia
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Sofia Living Index
64

Cost of Living Index in Montenegro
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Montenegro Living Index

Jump to prices

Sofia

🇧🇬 Bulgaria

$1,589

/mo nomad

🇲🇪 Montenegro

$1,323

/mo nomad

😐 Solo nomad: Sofia is 18.1% more expensive than Montenegro without rent, and 20.1% more expensive with rent.

😐 Family of 3: Sofia is 23.8% more expensive than Montenegro without rent, and 17.8% more expensive with rent.

Meal at Budget Restaurant

$17.10 BGN 29.93

$11.18 €9.98

52.95%

Three-Course Dinner for Two, Mid-Range

$66.9 BGN 117

$49.77 €44.42

34.44%

Fast Food Meal (McDonalds, etc)

$11.77 BGN 20.59

$11.23 €10.02

4.81%

Cappuccino

$3.42 BGN 5.99

$2.54 €2.27

34.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.42 BGN 4.23

$2.38 €2.12

1.68%

Water (0.33 liter bottle)

$1.86 BGN 3.26

$1.53 €1.36

21.57%

Local Beer (0.5 liter draught)

$3.33 BGN 5.83

$3.13 €2.79

6.39%

Imported Beer (0.33 liter bottle)

$4.53 BGN 7.92

$3.30 €2.95

37.27%

Milk (1 liter)

$1.92 BGN 3.36

$1.23 €1.10

56.10%

White Bread (500g)

$1.51 BGN 2.64

$1.04 €0.92

45.19%

Rice (white) (1kg)

$2.21 BGN 3.88

$2.03 €1.81

8.87%

Eggs

$4.40 BGN 7.69

$3.32 €2.97

32.53%

Local Cheese (1kg)

$11.56 BGN 20.22

$8.87 €7.91

30.33%

Chicken Fillets (1kg)

$8.79 BGN 15.38

$7.90 €7.05

11.27%

Beef Round Steak (1kg)

$16.97 BGN 29.71

$11.87 €10.59

42.97%

Apples (1kg)

$2.17 BGN 3.79

$1.41 €1.26

53.90%

Banana (1kg)

$2.04 BGN 3.57

$1.74 €1.56

17.24%

Oranges (1kg)

$1.84 BGN 3.22

$1.55 €1.39

18.71%

Tomato (1kg)

$4.29 BGN 7.51

$2.57 €2.30

66.93%

Potato (1kg)

$1.03 BGN 1.80

$0.93 €0.83

10.75%

Onion (1kg)

$0.93 BGN 1.62

$1.11 €0.99

-16.22%

Lettuce (1 head)

$1.20 BGN 2.11

$1.56 €1.39

-23.08%

Water (1.5 liter bottle)

$0.92 BGN 1.62

$0.90 €0.80

2.22%

Cigarettes 20 Pack (Marlboro, Camel)

$4.30 BGN 7.53

$4.16 €3.71

3.37%

Wine (Bottle)

$7.33 BGN 12.83

$5.50 €4.91

33.27%

Local Beer (0.5 liter bottle)

$1.18 BGN 2.06

$1.10 €0.98

7.27%

Imported Beer (0.33 liter bottle)

$1.87 BGN 3.28

$1.66 €1.48

12.65%

One-way Ticket (Public Transport)

$0.87 BGN 1.52

$1.36 €1.21

-36.03%

Public Transport Monthly Pass (Regular Price)

$28.14 BGN 49.24

$33.24 €29.66

-15.34%

Taxi Start (Normal Tariff)

$1.74 BGN 3.04

$1.10 €0.98

58.18%

Taxi (Normal Tariff) (1km)

$0.96 BGN 1.68

$1.15 €1.02

-16.52%

Taxi 1hour Waiting (Normal Tariff)

$15.54 BGN 27.19

$12.13 €10.83

28.11%

Gasoline (1 liter)

$1.79 BGN 3.14

$1.71 €1.53

4.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.0K BGN 52.5K

$30.2K €27.0K

-0.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K BGN 46.1K

$26.1K €23.3K

1.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$156 BGN 273

$125 €111

25.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.21 BGN 37.11

$16.33 €14.57

29.88%

Internet (50+ Mbps, Unlimited Data)

$15.64 BGN 27.37

$31.48 €28.10

-50.32%

Gym Membership (Monthly)

$46.76 BGN 81.8

$46.14 €41.18

1.34%

Tennis Court (1 Hour on Weekend)

$27.74 BGN 48.54

$13.52 €12.07

105.18%

Cinema Ticket

$10.02 BGN 17.53

$5.48 €4.89

82.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$766 BGN 1,341

$340 €304

125.10%

International Primary School, 1 Child (Yearly)

$12.8K BGN 22.4K

$8,762 €7,819

45.91%

Jeans (Levis 501 Or Similar)

$89.7 BGN 157

$81.1 €72.3

10.65%

Summer Dress (H&M, Zara, etc)

$40.88 BGN 71.5

$39.65 €35.38

3.10%

Sport Shoes (Adidas, Nike)

$106 BGN 186

$95.5 €85.2

11.07%

Men's Leather Business Shoes

$105 BGN 183

$113 €101

-7.45%

1-bedroom Apartment, City Center (Monthly)

$796 BGN 1,393

$627 €559

27.06%

1-bedroom Apartment, Outside City Center (Monthly)

$607 BGN 1,063

$469 €419

29.42%

3-bedroom Apartment, City Center (Monthly)

$1,563 BGN 2,735

$1,178 €1,051

32.75%

3-bedroom Apartment, Outside City Center (Monthly)

$1,060 BGN 1,855

$912 €814

16.30%

Buy Apartment in City Center (m2)

$4,357 BGN 7,626

$3,218 €2,872

35.40%

Buy Apartment Outside City Center (m2)

$3,250 BGN 5,688

$2,282 €2,037

42.44%

Average Monthly Net Salary (After Tax)

$1,740 BGN 3,044

$1,024 €914

69.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.89

5.38

-46.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sofia: October 3, 2026

Last update for Montenegro: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sofia

$607 37.9%

Montenegro

$469 35.9% 22.7% $138

Groceries & Markets

Sofia

$287 17.9%

Montenegro

$224 17.1% 21.9% $63

Eating Out

Sofia

$256 16%

Montenegro

$191 14.6% 25.2% $65

Monthly Utilities & Internet

Sofia

$193 12%

Montenegro

$172 13.2% 10.6% $20

Clothing & Footwear

Sofia

$154 9.6%

Montenegro

$148 11.3% 3.5% $5.4

Sport & Entertainment

Sofia

$67 4.2%

Montenegro

$57 4.4% 14.5% $9.7

Getting Around

Sofia

$38 2.4%

Montenegro

$46 3.5% 19.2% $7.3

Good to know

🇧🇬 Sofia

🇲🇪 Montenegro

🕒 Local time

13:03 1:03 PM

12:03 12:03 PM

1 h behind Sofia

🌤 Weather

👥 Population

1,286,383 Capital

617,213

💱 Currency

Bulgarian Lev BGN лв.

Euro EUR €

📈 Exchange rate

1 BGN = 0.571 USD

1 BGN = 0.51 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 10, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.96 BGN (1 BGN = 0.51 EUR).

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to BGN in detail →

On the map

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Sofia Montenegro 330 km

From you

Sofia
Montenegro

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sofia vs other spots: cost of living compared

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