Last update: Oct 2026

Cost of Living Comparison Between Montenegro and Chiang Mai

For one person, living is cheaper in Chiang Mai: $906 a month against $1,323 in Montenegro, rent and utilities included – about $5,000 less a year. Rent and utilities account for most of the difference.

🇲🇪 Montenegro
$1,323
/mo nomad
Chiang Mai
🇹🇭 Thailand
$906
/mo nomad
😐 Solo nomad: Montenegro is 26% more expensive than Chiang Mai without rent, and 46% more expensive with rent.
😐 Family of 3: Montenegro is 38.9% more expensive than Chiang Mai without rent, and 51.3% more expensive with rent.
Currency
🍽 Eating Out
Montenegro
Chiang Mai
Difference
Meal at Budget Restaurant
$11.18 €9.98
$2.13 ฿71.4
424.88%
Three-Course Dinner for Two, Mid-Range
$49.77 €44.42
$19.40 ฿649
156.55%
Fast Food Meal (McDonalds, etc)
$11.23 €10.02
$5.47 ฿183
105.30%
Cappuccino
$2.54 €2.27
$1.68 ฿56.4
51.19%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.38 €2.12
$0.66 ฿22.10
260.61%
Water (0.33 liter bottle)
$1.53 €1.36
$0.34 ฿11.52
350.00%
Local Beer (0.5 liter draught)
$3.13 €2.79
$2.42 ฿81.0
29.34%
Imported Beer (0.33 liter bottle)
$3.30 €2.95
$3.73 ฿125
-11.53%
🛒 Groceries & Markets
Montenegro
Chiang Mai
Difference
Milk (1 liter)
$1.23 €1.10
$2.06 ฿68.9
-40.29%
White Bread (500g)
$1.04 €0.92
$1.46 ฿48.78
-28.77%
Rice (white) (1kg)
$2.03 €1.81
$1.35 ฿45.09
50.37%
Eggs
$3.32 €2.97
$2.27 ฿76.0
46.26%
Local Cheese (1kg)
$8.87 €7.91
$16.31 ฿546
-45.62%
Chicken Fillets (1kg)
$7.90 €7.05
$2.70 ฿90.3
192.59%
Beef Round Steak (1kg)
$11.87 €10.59
$9.20 ฿308
29.02%
Apples (1kg)
$1.41 €1.26
$2.39 ฿80.1
-41.00%
Banana (1kg)
$1.74 €1.56
$1.04 ฿34.66
67.31%
Oranges (1kg)
$1.55 €1.39
$1.60 ฿53.7
-3.13%
Tomato (1kg)
$2.57 €2.30
$1.44 ฿48.37
78.47%
Potato (1kg)
$0.93 €0.83
$1.30 ฿43.59
-28.46%
Onion (1kg)
$1.11 €0.99
$1.11 ฿37.29
-
Lettuce (1 head)
$1.56 €1.39
$0.70 ฿23.55
122.86%
Water (1.5 liter bottle)
$0.90 €0.80
$0.51 ฿16.99
76.47%
Cigarettes 20 Pack (Marlboro, Camel)
$4.16 €3.71
$4.13 ฿138
0.73%
Wine (Bottle)
$5.50 €4.91
$17.78 ฿595
-69.07%
Local Beer (0.5 liter bottle)
$1.10 €0.98
$1.63 ฿54.7
-32.52%
Imported Beer (0.33 liter bottle)
$1.66 €1.48
$2.87 ฿96.0
-42.16%
🚌 Getting Around
Montenegro
Chiang Mai
Difference
One-way Ticket (Public Transport)
$1.36 €1.21
$0.86 ฿28.76
58.14%
Public Transport Monthly Pass (Regular Price)
$33.24 €29.66
$53.2 ฿1,780
-37.46%
Taxi Start (Normal Tariff)
$1.10 €0.98
$1.22 ฿40.81
-9.84%
Taxi (Normal Tariff) (1km)
$1.15 €1.02
$0.56 ฿18.81
105.36%
Taxi 1hour Waiting (Normal Tariff)
$12.13 €10.83
$2.31 ฿77.5
425.11%
Gasoline (1 liter)
$1.71 €1.53
$1.50 ฿50.2
14.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.2K €27.0K
$20.9K ฿698.3K
44.93%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.1K €23.3K
$26.7K ฿895.0K
-2.48%
🧾 Monthly Utilities & Internet
Montenegro
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$125 €111
$61.3 ฿2,051
103.30%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.33 €14.57
$12.50 ฿419
30.64%
Internet (50+ Mbps, Unlimited Data)
$31.48 €28.10
$20.36 ฿682
54.62%
🎉 Sport & Entertainment
Montenegro
Chiang Mai
Difference
Gym Membership (Monthly)
$46.14 €41.18
$37.94 ฿1,270
21.61%
Tennis Court (1 Hour on Weekend)
$13.52 €12.07
$3.77 ฿126
258.62%
Cinema Ticket
$5.48 €4.89
$6.60 ฿221
-16.97%
🧸 Childcare & Education
Montenegro
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$340 €304
$774 ฿25.9K
-56.01%
International Primary School, 1 Child (Yearly)
$8,762 €7,819
$14.4K ฿483.2K
-39.29%
👕👟 Clothing & Footwear
Montenegro
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$81.1 €72.3
$54.8 ฿1,835
47.92%
Summer Dress (H&M, Zara, etc)
$39.65 €35.38
$25.26 ฿846
56.97%
Sport Shoes (Adidas, Nike)
$95.5 €85.2
$90.6 ฿3,032
5.44%
Men's Leather Business Shoes
$113 €101
$73.3 ฿2,453
54.35%
🏠 Accommodation & Living
Montenegro
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$627 €559
$459 ฿15.4K
36.60%
1-bedroom Apartment, Outside City Center (Monthly)
$469 €419
$294 ฿9,835
59.74%
3-bedroom Apartment, City Center (Monthly)
$1,178 €1,051
$919 ฿30.8K
28.12%
3-bedroom Apartment, Outside City Center (Monthly)
$912 €814
$552 ฿18.5K
65.22%
Buy Apartment in City Center (m2)
$3,218 €2,872
$1,917 ฿64.2K
67.84%
Buy Apartment Outside City Center (m2)
$2,282 €2,037
$1,445 ฿48.4K
57.98%
💵 Salaries & Financials
Montenegro
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$1,024 €914
$592 ฿19.8K
72.86%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.38
5.57
-3.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montenegro: October 4, 2026

Last update for Chiang Mai: October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Montenegro
$469
Chiang Mai
$294 37.4% $176
Groceries & Markets
Montenegro
$224
Chiang Mai
$236 5.2% $12
Eating Out
Montenegro
$191
Chiang Mai
$77 59.6% $114
Monthly Utilities & Internet
Montenegro
$172
Chiang Mai
$94 45.4% $78
Clothing & Footwear
Montenegro
$148
Chiang Mai
$110 25.9% $38
Sport & Entertainment
Montenegro
$57
Chiang Mai
$51 10.5% $6
Getting Around
Montenegro
$46
Chiang Mai
$61 33.2% $15
Good to know
🇲🇪 Montenegro
🇹🇭 Chiang Mai
🕒 Local time
07:55 7:55 AM
12:55 12:55 PM
5 h ahead of Montenegro
🌤 Weather
👥 Population
617,213
127,240
💱 Currency
Euro EUR €
Thai Baht THB ฿
Exchange rates and currency converter

THB, USD to EUR – Euro Converter

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Thai Baht exchange rates as of October 10, 2026: 1 USD = 33.48 THB (100 THB = 2.99 USD). 1 EUR = 37.55 THB (100 THB = 2.66 EUR).

On the map
Between locations
  • Montenegro Chiang Mai 7,780 km ≈ 10 h nonstop flight
From you
  • Montenegro
  • Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

Montenegro vs other spots: cost of living compared

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