Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Montenegro

For one person, living is cheaper in Chiang Mai: $906 a month against $1,323 in Montenegro, rent and utilities included – about $5,000 less a year. Rent and utilities account for most of the difference.

Chiang Mai
🇹🇭 Thailand
$906
/mo nomad
🇲🇪 Montenegro
$1,323
/mo nomad
🙂 Solo nomad: Chiang Mai is 20.6% cheaper than Montenegro without rent, and 31.5% cheaper with rent.
🙂 Family of 3: Chiang Mai is 28% cheaper than Montenegro without rent, and 33.9% cheaper with rent.
Currency
🍽 Eating Out
Chiang Mai
Montenegro
Difference
Meal at Budget Restaurant
$2.13 ฿71.4
$11.18 €9.98
-80.95%
Three-Course Dinner for Two, Mid-Range
$19.40 ฿649
$49.77 €44.42
-61.02%
Fast Food Meal (McDonalds, etc)
$5.47 ฿183
$11.23 €10.02
-51.29%
Cappuccino
$1.68 ฿56.4
$2.54 €2.27
-33.86%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.66 ฿22.10
$2.38 €2.12
-72.27%
Water (0.33 liter bottle)
$0.34 ฿11.52
$1.53 €1.36
-77.78%
Local Beer (0.5 liter draught)
$2.42 ฿81.0
$3.13 €2.79
-22.68%
Imported Beer (0.33 liter bottle)
$3.73 ฿125
$3.30 €2.95
13.03%
🛒 Groceries & Markets
Chiang Mai
Montenegro
Difference
Milk (1 liter)
$2.06 ฿68.9
$1.23 €1.10
67.48%
White Bread (500g)
$1.46 ฿48.78
$1.04 €0.92
40.38%
Rice (white) (1kg)
$1.35 ฿45.09
$2.03 €1.81
-33.50%
Eggs
$2.27 ฿76.0
$3.32 €2.97
-31.63%
Local Cheese (1kg)
$16.31 ฿546
$8.87 €7.91
83.88%
Chicken Fillets (1kg)
$2.70 ฿90.3
$7.90 €7.05
-65.82%
Beef Round Steak (1kg)
$9.20 ฿308
$11.87 €10.59
-22.49%
Apples (1kg)
$2.39 ฿80.1
$1.41 €1.26
69.50%
Banana (1kg)
$1.04 ฿34.66
$1.74 €1.56
-40.23%
Oranges (1kg)
$1.60 ฿53.7
$1.55 €1.39
3.23%
Tomato (1kg)
$1.44 ฿48.37
$2.57 €2.30
-43.97%
Potato (1kg)
$1.30 ฿43.59
$0.93 €0.83
39.78%
Onion (1kg)
$1.11 ฿37.29
$1.11 €0.99
-
Lettuce (1 head)
$0.70 ฿23.55
$1.56 €1.39
-55.13%
Water (1.5 liter bottle)
$0.51 ฿16.99
$0.90 €0.80
-43.33%
Cigarettes 20 Pack (Marlboro, Camel)
$4.13 ฿138
$4.16 €3.71
-0.72%
Wine (Bottle)
$17.78 ฿595
$5.50 €4.91
223.27%
Local Beer (0.5 liter bottle)
$1.63 ฿54.7
$1.10 €0.98
48.18%
Imported Beer (0.33 liter bottle)
$2.87 ฿96.0
$1.66 €1.48
72.89%
🚌 Getting Around
Chiang Mai
Montenegro
Difference
One-way Ticket (Public Transport)
$0.86 ฿28.76
$1.36 €1.21
-36.76%
Public Transport Monthly Pass (Regular Price)
$53.2 ฿1,780
$33.24 €29.66
59.90%
Taxi Start (Normal Tariff)
$1.22 ฿40.81
$1.10 €0.98
10.91%
Taxi (Normal Tariff) (1km)
$0.56 ฿18.81
$1.15 €1.02
-51.30%
Taxi 1hour Waiting (Normal Tariff)
$2.31 ฿77.5
$12.13 €10.83
-80.96%
Gasoline (1 liter)
$1.50 ฿50.2
$1.71 €1.53
-12.28%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.9K ฿698.3K
$30.2K €27.0K
-31.00%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.7K ฿895.0K
$26.1K €23.3K
2.54%
🧾 Monthly Utilities & Internet
Chiang Mai
Montenegro
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$61.3 ฿2,051
$125 €111
-50.81%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.50 ฿419
$16.33 €14.57
-23.45%
Internet (50+ Mbps, Unlimited Data)
$20.36 ฿682
$31.48 €28.10
-35.32%
🎉 Sport & Entertainment
Chiang Mai
Montenegro
Difference
Gym Membership (Monthly)
$37.94 ฿1,270
$46.14 €41.18
-17.77%
Tennis Court (1 Hour on Weekend)
$3.77 ฿126
$13.52 €12.07
-72.12%
Cinema Ticket
$6.60 ฿221
$5.48 €4.89
20.44%
🧸 Childcare & Education
Chiang Mai
Montenegro
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$774 ฿25.9K
$340 €304
127.33%
International Primary School, 1 Child (Yearly)
$14.4K ฿483.2K
$8,762 €7,819
64.72%
👕👟 Clothing & Footwear
Chiang Mai
Montenegro
Difference
Jeans (Levis 501 Or Similar)
$54.8 ฿1,835
$81.1 €72.3
-32.40%
Summer Dress (H&M, Zara, etc)
$25.26 ฿846
$39.65 €35.38
-36.29%
Sport Shoes (Adidas, Nike)
$90.6 ฿3,032
$95.5 €85.2
-5.16%
Men's Leather Business Shoes
$73.3 ฿2,453
$113 €101
-35.21%
🏠 Accommodation & Living
Chiang Mai
Montenegro
Difference
1-bedroom Apartment, City Center (Monthly)
$459 ฿15.4K
$627 €559
-26.80%
1-bedroom Apartment, Outside City Center (Monthly)
$294 ฿9,835
$469 €419
-37.40%
3-bedroom Apartment, City Center (Monthly)
$919 ฿30.8K
$1,178 €1,051
-21.95%
3-bedroom Apartment, Outside City Center (Monthly)
$552 ฿18.5K
$912 €814
-39.47%
Buy Apartment in City Center (m2)
$1,917 ฿64.2K
$3,218 €2,872
-40.42%
Buy Apartment Outside City Center (m2)
$1,445 ฿48.4K
$2,282 €2,037
-36.70%
💵 Salaries & Financials
Chiang Mai
Montenegro
Difference
Average Monthly Net Salary (After Tax)
$592 ฿19.8K
$1,024 €914
-42.15%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
5.38
3.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 5, 2026

Last update for Montenegro: October 4, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chiang Mai
$294
Montenegro
$469 59.7% $176
Groceries & Markets
Chiang Mai
$236
Montenegro
$224 5% $12
Clothing & Footwear
Chiang Mai
$110
Montenegro
$148 35% $38
Monthly Utilities & Internet
Chiang Mai
$94
Montenegro
$172 83.1% $78
Eating Out
Chiang Mai
$77
Montenegro
$191 148% $114
Getting Around
Chiang Mai
$61
Montenegro
$46 24.9% $15
Sport & Entertainment
Chiang Mai
$51
Montenegro
$57 11.7% $6
Good to know
🇹🇭 Chiang Mai
🇲🇪 Montenegro
🕒 Local time
12:55 12:55 PM
07:55 7:55 AM
5 h behind Chiang Mai
🌤 Weather
👥 Population
127,240
617,213
💱 Currency
Thai Baht THB ฿
Euro EUR €
Exchange rates and currency converter

EUR, USD to THB – Thai Baht Converter

Thai Baht exchange rates as of October 10, 2026: 1 USD = 33.48 THB (100 THB = 2.99 USD). 1 EUR = 37.55 THB (100 THB = 2.66 EUR).

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Chiang Mai Montenegro 7,780 km ≈ 10 h nonstop flight
From you
  • Chiang Mai
  • Montenegro

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

Chiang Mai vs other spots: cost of living compared

Similar cities

Show times on the 12-hour clock, temperatures in °F and distances in miles?