Last update: Oct 2026

Cost of Living Comparison Between Montenegro and Cape Town

For one person, living is cheaper in Montenegro: $1,323 a month against $1,527 in Cape Town, rent and utilities included – about $2,400 less a year. Rent and utilities account for most of the difference.

Montenegro
Cape Town, South Africa
🇲🇪 Montenegro
$1,323
/mo nomad
Cape Town
🇿🇦 South Africa
$1,527
/mo nomad
🙂 Solo nomad: Montenegro is 3.5% cheaper than Cape Town without rent, and 13.4% cheaper with rent.
🙂 Family of 3: Montenegro is 0.2% cheaper than Cape Town without rent, and 13.7% cheaper with rent.
Currency
🍽 Eating Out
Montenegro
Cape Town
Difference
Meal at Budget Restaurant
$11.41 €10.16
$12.01 R 198
-5.00%
Three-Course Dinner for Two, Mid-Range
$51.0 €45.40
$42.92 R 707
18.80%
Fast Food Meal (McDonalds, etc)
$11.03 €9.82
$6.15 R 101
79.35%
Cappuccino
$2.43 €2.16
$2.37 R 39.04
2.53%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.38 €2.12
$1.27 R 20.96
87.40%
Water (0.33 liter bottle)
$1.60 €1.43
$0.94 R 15.46
70.21%
Local Beer (0.5 liter draught)
$3.09 €2.75
$2.96 R 48.77
4.39%
Imported Beer (0.33 liter bottle)
$3.42 €3.04
$3.69 R 60.8
-7.32%
🛒 Groceries & Markets
Montenegro
Cape Town
Difference
Milk (1 liter)
$1.29 €1.14
$1.32 R 21.73
-2.27%
White Bread (500g)
$0.93 €0.83
$1.21 R 19.87
-23.14%
Rice (white) (1kg)
$2.09 €1.86
$2.20 R 36.26
-5.00%
Eggs
$3.28 €2.92
$3.10 R 51.1
5.81%
Local Cheese (1kg)
$8.67 €7.72
$8.73 R 144
-0.69%
Chicken Fillets (1kg)
$7.82 €6.96
$6.89 R 114
13.50%
Beef Round Steak (1kg)
$11.82 €10.52
$9.26 R 153
27.65%
Apples (1kg)
$1.36 €1.21
$1.83 R 30.08
-25.68%
Banana (1kg)
$1.68 €1.49
$1.95 R 32.12
-13.85%
Oranges (1kg)
$1.52 €1.35
$1.66 R 27.32
-8.43%
Tomato (1kg)
$2.60 €2.32
$2.14 R 35.19
21.50%
Potato (1kg)
$0.97 €0.86
$1.58 R 26.01
-38.61%
Onion (1kg)
$1.07 €0.95
$1.47 R 24.29
-27.21%
Lettuce (1 head)
$1.47 €1.31
$1.35 R 22.18
8.89%
Water (1.5 liter bottle)
$0.88 €0.78
$1.14 R 18.85
-22.81%
Cigarettes 20 Pack (Marlboro, Camel)
$4.44 €3.95
$3.58 R 59.0
24.02%
Wine (Bottle)
$5.71 €5.09
$6.05 R 99.7
-5.62%
Local Beer (0.5 liter bottle)
$1.12 €1.00
$1.39 R 22.95
-19.42%
Imported Beer (0.33 liter bottle)
$1.68 €1.49
$2.18 R 35.90
-22.94%
🚌 Getting Around
Montenegro
Cape Town
Difference
One-way Ticket (Public Transport)
$1.10 €0.98
$1.40 R 23.02
-21.43%
Public Transport Monthly Pass (Regular Price)
$33.88 €30.16
$60.8 R 1,001
-44.23%
Taxi Start (Normal Tariff)
$1.13 €1.01
$0.93 R 15.26
21.51%
Taxi (Normal Tariff) (1km)
$1.10 €0.98
$0.90 R 14.83
22.22%
Taxi 1hour Waiting (Normal Tariff)
$11.25 €10.02
$4.96 R 81.7
126.81%
Gasoline (1 liter)
$1.77 €1.57
$1.54 R 25.37
14.94%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.4K €27.0K
$35.4K R 582.8K
-14.17%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.0K €21.3K
$33.4K R 549.9K
-28.19%
🧾 Monthly Utilities & Internet
Montenegro
Cape Town
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$124 €110
$117 R 1,929
5.51%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.28 €14.49
$25.71 R 424
-36.68%
Internet (50+ Mbps, Unlimited Data)
$31.94 €28.44
$39.41 R 649
-18.95%
🎉 Sport & Entertainment
Montenegro
Cape Town
Difference
Gym Membership (Monthly)
$46.64 €41.53
$51.6 R 850
-9.63%
Tennis Court (1 Hour on Weekend)
$13.60 €12.11
$11.35 R 187
19.82%
Cinema Ticket
$5.75 €5.12
$8.89 R 146
-35.32%
🧸 Childcare & Education
Montenegro
Cape Town
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$338 €301
$308 R 5,069
9.84%
International Primary School, 1 Child (Yearly)
$9,251 €8,237
$8,141 R 134.2K
13.63%
👕👟 Clothing & Footwear
Montenegro
Cape Town
Difference
Jeans (Levis 501 Or Similar)
$81.7 €72.8
$57.4 R 946
42.40%
Summer Dress (H&M, Zara, etc)
$38.97 €34.70
$31.75 R 523
22.74%
Sport Shoes (Adidas, Nike)
$96.3 €85.8
$116 R 1,911
-16.94%
Men's Leather Business Shoes
$117 €104
$101 R 1,660
16.05%
🏠 Accommodation & Living
Montenegro
Cape Town
Difference
1-bedroom Apartment, City Center (Monthly)
$651 €580
$1,047 R 17.2K
-37.79%
1-bedroom Apartment, Outside City Center (Monthly)
$484 €431
$669 R 11.0K
-27.63%
3-bedroom Apartment, City Center (Monthly)
$1,245 €1,108
$1,861 R 30.7K
-33.09%
3-bedroom Apartment, Outside City Center (Monthly)
$953 €848
$1,407 R 23.2K
-32.31%
Buy Apartment in City Center (m2)
$3,241 €2,885
$2,410 R 39.7K
34.46%
Buy Apartment Outside City Center (m2)
$2,269 €2,020
$1,570 R 25.9K
44.57%
💵 Salaries & Financials
Montenegro
Cape Town
Difference
Average Monthly Net Salary (After Tax)
$1,030 €917
$1,630 R 26.9K
-36.78%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.33
10.89
-51.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montenegro: October 31, 2026

Last update for Cape Town: November 2, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Montenegro
$484
Cape Town
$669 38.2% $185
Groceries & Markets
Montenegro
$222
Cape Town
$223 0.5% $1.1
Eating Out
Montenegro
$192
Cape Town
$174 9.2% $18
Monthly Utilities & Internet
Montenegro
$172
Cape Town
$182 6.1% $10
Clothing & Footwear
Montenegro
$150
Cape Town
$138 8.4% $13
Sport & Entertainment
Montenegro
$58
Cape Town
$69 19.3% $11
Getting Around
Montenegro
$45
Cape Town
$72 59.8% $27
Good to know
🇲🇪 Montenegro
🇿🇦 Cape Town
🕒 Local time
14:21 2:21 PM
15:21 3:21 PM
1 h ahead of Montenegro
🌤 Weather
👥 Population
617,213
3,740,026 Capital
💱 Currency
Euro EUR €
Exchange rates and currency converter

ZAR, USD to EUR – Euro Converter

Euro exchange rates as of November 6, 2026: 1 USD = 0.89 EUR (1 EUR = 1.12 USD).

South African Rand exchange rates as of November 6, 2026: 1 USD = 16.48 ZAR (100 ZAR = 6.07 USD). 1 EUR = 18.51 ZAR (100 ZAR = 5.4 EUR).

On the map
Between locations
  • Montenegro Cape Town 8,490 km ≈ 11 h nonstop flight
From you
  • Montenegro
  • Cape Town

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

Montenegro vs other spots: cost of living compared

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