Last update: Oct 2026
Cost of Living Comparison Between Montenegro and Cape Town
For one person, living is cheaper in Montenegro: $1,323 a month against $1,527 in Cape Town, rent and utilities included – about $2,400 less a year. Rent and utilities account for most of the difference.
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Montenegro Living Index63Cost of Living Index in MontenegroLearn more -
Cape Town Living Index74Cost of Living Index in Cape TownLearn more
🙂 Solo nomad: Montenegro is 3.5% cheaper than Cape Town without rent, and 13.4% cheaper with rent.
🙂 Family of 3: Montenegro is 0.2% cheaper than Cape Town without rent, and 13.7% cheaper with rent.
🍽 Eating Out
Montenegro
Cape Town
Difference
Meal at Budget Restaurant
$11.41 €10.16
$12.01 R 198
-5.00%
Three-Course Dinner for Two, Mid-Range
$51.0 €45.40
$42.92 R 707
18.80%
Fast Food Meal (McDonalds, etc)
$11.03 €9.82
$6.15 R 101
79.35%
Cappuccino
$2.43 €2.16
$2.37 R 39.04
2.53%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.38 €2.12
$1.27 R 20.96
87.40%
Water (0.33 liter bottle)
$1.60 €1.43
$0.94 R 15.46
70.21%
Local Beer (0.5 liter draught)
$3.09 €2.75
$2.96 R 48.77
4.39%
Imported Beer (0.33 liter bottle)
$3.42 €3.04
$3.69 R 60.8
-7.32%
🛒 Groceries & Markets
Montenegro
Cape Town
Difference
Milk (1 liter)
$1.29 €1.14
$1.32 R 21.73
-2.27%
White Bread (500g)
$0.93 €0.83
$1.21 R 19.87
-23.14%
Rice (white) (1kg)
$2.09 €1.86
$2.20 R 36.26
-5.00%
Eggs
$3.28 €2.92
$3.10 R 51.1
5.81%
Local Cheese (1kg)
$8.67 €7.72
$8.73 R 144
-0.69%
Chicken Fillets (1kg)
$7.82 €6.96
$6.89 R 114
13.50%
Beef Round Steak (1kg)
$11.82 €10.52
$9.26 R 153
27.65%
Apples (1kg)
$1.36 €1.21
$1.83 R 30.08
-25.68%
Banana (1kg)
$1.68 €1.49
$1.95 R 32.12
-13.85%
Oranges (1kg)
$1.52 €1.35
$1.66 R 27.32
-8.43%
Tomato (1kg)
$2.60 €2.32
$2.14 R 35.19
21.50%
Potato (1kg)
$0.97 €0.86
$1.58 R 26.01
-38.61%
Onion (1kg)
$1.07 €0.95
$1.47 R 24.29
-27.21%
Lettuce (1 head)
$1.47 €1.31
$1.35 R 22.18
8.89%
Water (1.5 liter bottle)
$0.88 €0.78
$1.14 R 18.85
-22.81%
Cigarettes 20 Pack (Marlboro, Camel)
$4.44 €3.95
$3.58 R 59.0
24.02%
Wine (Bottle)
$5.71 €5.09
$6.05 R 99.7
-5.62%
Local Beer (0.5 liter bottle)
$1.12 €1.00
$1.39 R 22.95
-19.42%
Imported Beer (0.33 liter bottle)
$1.68 €1.49
$2.18 R 35.90
-22.94%
🚌 Getting Around
Montenegro
Cape Town
Difference
One-way Ticket (Public Transport)
$1.10 €0.98
$1.40 R 23.02
-21.43%
Public Transport Monthly Pass (Regular Price)
$33.88 €30.16
$60.8 R 1,001
-44.23%
Taxi Start (Normal Tariff)
$1.13 €1.01
$0.93 R 15.26
21.51%
Taxi (Normal Tariff) (1km)
$1.10 €0.98
$0.90 R 14.83
22.22%
Taxi 1hour Waiting (Normal Tariff)
$11.25 €10.02
$4.96 R 81.7
126.81%
Gasoline (1 liter)
$1.77 €1.57
$1.54 R 25.37
14.94%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.4K €27.0K
$35.4K R 582.8K
-14.17%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.0K €21.3K
$33.4K R 549.9K
-28.19%
🧾 Monthly Utilities & Internet
Montenegro
Cape Town
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$124 €110
$117 R 1,929
5.51%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.28 €14.49
$25.71 R 424
-36.68%
Internet (50+ Mbps, Unlimited Data)
$31.94 €28.44
$39.41 R 649
-18.95%
🎉 Sport & Entertainment
Montenegro
Cape Town
Difference
Gym Membership (Monthly)
$46.64 €41.53
$51.6 R 850
-9.63%
Tennis Court (1 Hour on Weekend)
$13.60 €12.11
$11.35 R 187
19.82%
Cinema Ticket
$5.75 €5.12
$8.89 R 146
-35.32%
🧸 Childcare & Education
Montenegro
Cape Town
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$338 €301
$308 R 5,069
9.84%
International Primary School, 1 Child (Yearly)
$9,251 €8,237
$8,141 R 134.2K
13.63%
👕👟 Clothing & Footwear
Montenegro
Cape Town
Difference
Jeans (Levis 501 Or Similar)
$81.7 €72.8
$57.4 R 946
42.40%
Summer Dress (H&M, Zara, etc)
$38.97 €34.70
$31.75 R 523
22.74%
Sport Shoes (Adidas, Nike)
$96.3 €85.8
$116 R 1,911
-16.94%
Men's Leather Business Shoes
$117 €104
$101 R 1,660
16.05%
🏠 Accommodation & Living
Montenegro
Cape Town
Difference
1-bedroom Apartment, City Center (Monthly)
$651 €580
$1,047 R 17.2K
-37.79%
1-bedroom Apartment, Outside City Center (Monthly)
$484 €431
$669 R 11.0K
-27.63%
3-bedroom Apartment, City Center (Monthly)
$1,245 €1,108
$1,861 R 30.7K
-33.09%
3-bedroom Apartment, Outside City Center (Monthly)
$953 €848
$1,407 R 23.2K
-32.31%
Buy Apartment in City Center (m2)
$3,241 €2,885
$2,410 R 39.7K
34.46%
Buy Apartment Outside City Center (m2)
$2,269 €2,020
$1,570 R 25.9K
44.57%
💵 Salaries & Financials
Montenegro
Cape Town
Difference
Average Monthly Net Salary (After Tax)
$1,030 €917
$1,630 R 26.9K
-36.78%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.33
10.89
-51.06%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Montenegro: October 31, 2026
Last update for Cape Town: November 2, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
Accommodation & Living
Montenegro $484 36.6%
Cape Town $669 43.8% 38.2% $185
Groceries & Markets
Montenegro $222 16.8%
Cape Town $223 14.6% 0.5% $1.1
Eating Out
Montenegro $192 14.5%
Cape Town $174 11.4% 9.2% $18
Monthly Utilities & Internet
Montenegro $172 13%
Cape Town $182 11.9% 6.1% $10
Clothing & Footwear
Montenegro $150 11.4%
Cape Town $138 9% 8.4% $13
Sport & Entertainment
Montenegro $58 4.4%
Cape Town $69 4.5% 19.3% $11
Getting Around
Montenegro $45 3.4%
Cape Town $72 4.7% 59.8% $27
Accommodation & Living
Montenegro $953 33.4%
Cape Town $1.4K 42.6% 47.7% $455
Groceries & Markets
Montenegro $521 18.3%
Cape Town $518 15.7% 0.6% $3
Eating Out
Montenegro $636 22.3%
Cape Town $570 17.3% 10.3% $66
Monthly Utilities & Internet
Montenegro $188 6.6%
Cape Town $208 6.3% 10.6% $20
Clothing & Footwear
Montenegro $334 11.7%
Cape Town $306 9.3% 8.4% $28
Sport & Entertainment
Montenegro $130 4.6%
Cape Town $150 4.5% 15.6% $20
Getting Around
Montenegro $92 3.2%
Cape Town $146 4.4% 59% $54
Good to know
🇲🇪 Montenegro
🇿🇦 Cape Town
Weather
Population
617,213
3,740,026 Capital
Exchange rates and currency converter
On the map
Lowest
Highest
Between locations
- Montenegro Cape Town 8,490 km ≈ 11 h nonstop flight
From you
- Montenegro
- Cape Town
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Montenegro vs other spots: cost of living compared
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