Last update: Nov 2026

Cost of Living Comparison Between Cape Town and Montenegro

Name: Montenegro
Address: ME

For one person, living is cheaper in Montenegro: $1,323 a month against $1,527 in Cape Town, rent and utilities included – about $2,400 less a year. Rent and utilities account for most of the difference.

74

Cost of Living Index in Cape Town
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Cape Town Living Index
63

Cost of Living Index in Montenegro
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Montenegro Living Index

Jump to prices

Cape Town

🇿🇦 South Africa

$1,527

/mo nomad

🇲🇪 Montenegro

$1,323

/mo nomad

😐 Solo nomad: Cape Town is 3.6% more expensive than Montenegro without rent, and 15.4% more expensive with rent.

😐 Family of 3: Cape Town is 0.2% more expensive than Montenegro without rent, and 15.8% more expensive with rent.

Meal at Budget Restaurant

$12.01 R 198

$11.41 €10.16

5.26%

Three-Course Dinner for Two, Mid-Range

$42.92 R 707

$51.0 €45.40

-15.83%

Fast Food Meal (McDonalds, etc)

$6.15 R 101

$11.03 €9.82

-44.24%

Cappuccino

$2.37 R 39.04

$2.43 €2.16

-2.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.27 R 20.96

$2.38 €2.12

-46.64%

Water (0.33 liter bottle)

$0.94 R 15.46

$1.60 €1.43

-41.25%

Local Beer (0.5 liter draught)

$2.96 R 48.77

$3.09 €2.75

-4.21%

Imported Beer (0.33 liter bottle)

$3.69 R 60.8

$3.42 €3.04

7.89%

Milk (1 liter)

$1.32 R 21.73

$1.29 €1.14

2.33%

White Bread (500g)

$1.21 R 19.87

$0.93 €0.83

30.11%

Rice (white) (1kg)

$2.20 R 36.26

$2.09 €1.86

5.26%

Eggs

$3.10 R 51.1

$3.28 €2.92

-5.49%

Local Cheese (1kg)

$8.73 R 144

$8.67 €7.72

0.69%

Chicken Fillets (1kg)

$6.89 R 114

$7.82 €6.96

-11.89%

Beef Round Steak (1kg)

$9.26 R 153

$11.82 €10.52

-21.66%

Apples (1kg)

$1.83 R 30.08

$1.36 €1.21

34.56%

Banana (1kg)

$1.95 R 32.12

$1.68 €1.49

16.07%

Oranges (1kg)

$1.66 R 27.32

$1.52 €1.35

9.21%

Tomato (1kg)

$2.14 R 35.19

$2.60 €2.32

-17.69%

Potato (1kg)

$1.58 R 26.01

$0.97 €0.86

62.89%

Onion (1kg)

$1.47 R 24.29

$1.07 €0.95

37.38%

Lettuce (1 head)

$1.35 R 22.18

$1.47 €1.31

-8.16%

Water (1.5 liter bottle)

$1.14 R 18.85

$0.88 €0.78

29.55%

Cigarettes 20 Pack (Marlboro, Camel)

$3.58 R 59.0

$4.44 €3.95

-19.37%

Wine (Bottle)

$6.05 R 99.7

$5.71 €5.09

5.95%

Local Beer (0.5 liter bottle)

$1.39 R 22.95

$1.12 €1.00

24.11%

Imported Beer (0.33 liter bottle)

$2.18 R 35.90

$1.68 €1.49

29.76%

One-way Ticket (Public Transport)

$1.40 R 23.02

$1.10 €0.98

27.27%

Public Transport Monthly Pass (Regular Price)

$60.8 R 1,001

$33.88 €30.16

79.31%

Taxi Start (Normal Tariff)

$0.93 R 15.26

$1.13 €1.01

-17.70%

Taxi (Normal Tariff) (1km)

$0.90 R 14.83

$1.10 €0.98

-18.18%

Taxi 1hour Waiting (Normal Tariff)

$4.96 R 81.7

$11.25 €10.02

-55.91%

Gasoline (1 liter)

$1.54 R 25.37

$1.77 €1.57

-12.99%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.4K R 582.8K

$30.4K €27.0K

16.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.4K R 549.9K

$24.0K €21.3K

39.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 R 1,929

$124 €110

-5.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.71 R 424

$16.28 €14.49

57.92%

Internet (50+ Mbps, Unlimited Data)

$39.41 R 649

$31.94 €28.44

23.39%

Gym Membership (Monthly)

$51.6 R 850

$46.64 €41.53

10.66%

Tennis Court (1 Hour on Weekend)

$11.35 R 187

$13.60 €12.11

-16.54%

Cinema Ticket

$8.89 R 146

$5.75 €5.12

54.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$308 R 5,069

$338 €301

-8.96%

International Primary School, 1 Child (Yearly)

$8,141 R 134.2K

$9,251 €8,237

-11.99%

Jeans (Levis 501 Or Similar)

$57.4 R 946

$81.7 €72.8

-29.78%

Summer Dress (H&M, Zara, etc)

$31.75 R 523

$38.97 €34.70

-18.53%

Sport Shoes (Adidas, Nike)

$116 R 1,911

$96.3 €85.8

20.39%

Men's Leather Business Shoes

$101 R 1,660

$117 €104

-13.83%

1-bedroom Apartment, City Center (Monthly)

$1,047 R 17.2K

$651 €580

60.74%

1-bedroom Apartment, Outside City Center (Monthly)

$669 R 11.0K

$484 €431

38.18%

3-bedroom Apartment, City Center (Monthly)

$1,861 R 30.7K

$1,245 €1,108

49.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,407 R 23.2K

$953 €848

47.72%

Buy Apartment in City Center (m2)

$2,410 R 39.7K

$3,241 €2,885

-25.63%

Buy Apartment Outside City Center (m2)

$1,570 R 25.9K

$2,269 €2,020

-30.83%

Average Monthly Net Salary (After Tax)

$1,630 R 26.9K

$1,030 €917

58.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.89

5.33

104.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cape Town: November 2, 2026

Last update for Montenegro: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cape Town

$669 43.8%

Montenegro

$484 36.6% 27.6% $185

Groceries & Markets

Cape Town

$223 14.6%

Montenegro

$222 16.8% 0.5% $1.1

Monthly Utilities & Internet

Cape Town

$182 11.9%

Montenegro

$172 13% 5.7% $10

Eating Out

Cape Town

$174 11.4%

Montenegro

$192 14.5% 10.1% $18

Clothing & Footwear

Cape Town

$138 9%

Montenegro

$150 11.4% 9.2% $13

Getting Around

Cape Town

$72 4.7%

Montenegro

$45 3.4% 37.4% $27

Sport & Entertainment

Cape Town

$69 4.5%

Montenegro

$58 4.4% 16.2% $11

Good to know

🇿🇦 Cape Town

🇲🇪 Montenegro

🕒 Local time

19:13 7:13 PM

18:13 6:13 PM

1 h behind Cape Town

🌤 Weather

👥 Population

3,740,026 Capital

617,213

💱 Currency

South African Rand ZAR R

Euro EUR €

📈 Exchange rate

100 ZAR = 6.07 USD

100 ZAR = 5.4 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to ZAR – South African Rand Converter

🇺🇸 United States Dollar ($)

🇿🇦 South African Rand (R)

South African Rand exchange rates as of November 6, 2026: 1 USD = 16.48 ZAR (100 ZAR = 6.07 USD). 1 EUR = 18.51 ZAR (100 ZAR = 5.4 EUR).

Euro exchange rates as of November 6, 2026: 1 USD = 0.89 EUR (1 EUR = 1.12 USD).

USD to ZAR in detail →

On the map

Lowest

Highest

Between locations

Cape Town Montenegro 8,490 km ≈ 11 h nonstop flight

From you

Cape Town
Montenegro

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cape Town vs other spots: cost of living compared

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