Last update: Oct 2026

Cost of Living Comparison Between Montenegro and Athens

For one person, living is cheaper in Montenegro: $1,323 a month against $1,806 in Athens, rent and utilities included – about $5,800 less a year. Rent and utilities account for about half of the difference.

64

Cost of Living Index in Montenegro
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Montenegro Living Index
87

Cost of Living Index in Athens
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Athens Living Index

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🇲🇪 Montenegro

$1,323

/mo nomad

Athens

🇬🇷 Greece

$1,806

/mo nomad

🙂 Solo nomad: Montenegro is 24.5% cheaper than Athens without rent, and 26.8% cheaper with rent.

🙂 Family of 3: Montenegro is 23.2% cheaper than Athens without rent, and 22.9% cheaper with rent.

Meal at Budget Restaurant

$11.18 €9.97

$16.66 €14.85

-32.89%

Three-Course Dinner for Two, Mid-Range

$49.77 €44.38

$66.2 €59.0

-24.82%

Fast Food Meal (McDonalds, etc)

$11.23 €10.01

$11.06 €9.86

1.54%

Cappuccino

$2.54 €2.26

$4.14 €3.69

-38.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.38 €2.12

$2.80 €2.50

-15.00%

Water (0.33 liter bottle)

$1.53 €1.36

$0.57 €0.51

168.42%

Local Beer (0.5 liter draught)

$3.13 €2.79

$5.64 €5.03

-44.50%

Imported Beer (0.33 liter bottle)

$3.30 €2.94

$5.46 €4.86

-39.56%

Milk (1 liter)

$1.23 €1.10

$1.96 €1.74

-37.24%

White Bread (500g)

$1.04 €0.92

$1.41 €1.25

-26.24%

Rice (white) (1kg)

$2.03 €1.81

$2.83 €2.53

-28.27%

Eggs

$3.32 €2.96

$5.04 €4.49

-34.13%

Local Cheese (1kg)

$8.87 €7.91

$15.35 €13.68

-42.21%

Chicken Fillets (1kg)

$7.90 €7.04

$10.34 €9.22

-23.60%

Beef Round Steak (1kg)

$11.87 €10.58

$18.97 €16.92

-37.43%

Apples (1kg)

$1.41 €1.26

$2.17 €1.93

-35.02%

Banana (1kg)

$1.74 €1.55

$1.91 €1.70

-8.90%

Oranges (1kg)

$1.55 €1.38

$1.38 €1.23

12.32%

Tomato (1kg)

$2.57 €2.29

$2.20 €1.96

16.82%

Potato (1kg)

$0.93 €0.83

$1.10 €0.98

-15.45%

Onion (1kg)

$1.11 €0.99

$1.13 €1.00

-1.77%

Lettuce (1 head)

$1.56 €1.39

$1.10 €0.98

41.82%

Water (1.5 liter bottle)

$0.90 €0.80

$0.83 €0.74

8.43%

Cigarettes 20 Pack (Marlboro, Camel)

$4.16 €3.71

$5.60 €4.99

-25.71%

Wine (Bottle)

$5.50 €4.90

$10.19 €9.08

-46.03%

Local Beer (0.5 liter bottle)

$1.10 €0.98

$2.18 €1.95

-49.54%

Imported Beer (0.33 liter bottle)

$1.66 €1.48

$2.45 €2.18

-32.24%

One-way Ticket (Public Transport)

$1.36 €1.21

$1.38 €1.23

-1.45%

Public Transport Monthly Pass (Regular Price)

$33.24 €29.63

$30.87 €27.52

7.68%

Taxi Start (Normal Tariff)

$1.10 €0.98

$4.37 €3.90

-74.83%

Taxi (Normal Tariff) (1km)

$1.15 €1.02

$1.04 €0.93

10.58%

Taxi 1hour Waiting (Normal Tariff)

$12.13 €10.82

$17.11 €15.26

-29.11%

Gasoline (1 liter)

$1.71 €1.53

$2.31 €2.06

-25.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K €27.0K

$28.0K €24.9K

8.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K €23.2K

$28.0K €25.0K

-6.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 €111

$210 €187

-40.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.33 €14.56

$26.70 €23.80

-38.84%

Internet (50+ Mbps, Unlimited Data)

$31.48 €28.07

$30.13 €26.86

4.48%

Gym Membership (Monthly)

$46.14 €41.14

$54.6 €48.68

-15.49%

Tennis Court (1 Hour on Weekend)

$13.52 €12.06

$26.03 €23.21

-48.06%

Cinema Ticket

$5.48 €4.89

$10.78 €9.61

-49.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$340 €304

$575 €513

-40.78%

International Primary School, 1 Child (Yearly)

$8,762 €7,812

$13.1K €11.7K

-33.23%

Jeans (Levis 501 Or Similar)

$81.1 €72.3

$93.2 €83.1

-13.00%

Summer Dress (H&M, Zara, etc)

$39.65 €35.35

$40.68 €36.27

-2.53%

Sport Shoes (Adidas, Nike)

$95.5 €85.1

$104 €92.8

-8.22%

Men's Leather Business Shoes

$113 €101

$128 €114

-11.88%

1-bedroom Apartment, City Center (Monthly)

$627 €559

$756 €674

-17.07%

1-bedroom Apartment, Outside City Center (Monthly)

$469 €418

$652 €582

-28.06%

3-bedroom Apartment, City Center (Monthly)

$1,178 €1,050

$1,294 €1,153

-8.97%

3-bedroom Apartment, Outside City Center (Monthly)

$912 €813

$1,163 €1,037

-21.59%

Buy Apartment in City Center (m2)

$3,218 €2,869

$4,008 €3,574

-19.71%

Buy Apartment Outside City Center (m2)

$2,282 €2,035

$3,452 €3,078

-33.90%

Average Monthly Net Salary (After Tax)

$1,024 €913

$1,243 €1,109

-17.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.38

4.48

20.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montenegro: October 4, 2026

Last update for Athens: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montenegro

$469 35.9%

Athens

$652 36.5% 39% $183

Groceries & Markets

Montenegro

$224 17.1%

Athens

$315 17.6% 40.3% $90

Eating Out

Montenegro

$191 14.6%

Athens

$269 15% 40.4% $77

Monthly Utilities & Internet

Montenegro

$172 13.2%

Athens

$267 14.9% 54.7% $94

Clothing & Footwear

Montenegro

$148 11.3%

Athens

$165 9.2% 11.2% $17

Sport & Entertainment

Montenegro

$57 4.4%

Athens

$76 4.3% 33.4% $19

Getting Around

Montenegro

$46 3.5%

Athens

$46 2.6% 1% $0.4

Good to know

🇲🇪 Montenegro

🇬🇷 Athens

🕒 Local time

05:26 5:26 AM

06:26 6:26 AM

1 h ahead of Montenegro

🌤 Weather

👥 Population

617,213

3,090,508 Capital

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Montenegro Athens 620 km ≈ 1 h 15 min nonstop flight

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Distances are measured in a straight line. Your location is detected approximately.

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