Cost of Living Comparison Between Warsaw and Lomza Cost of Living Comparison Between Warsaw and Lomza

😐 Solo nomad: Warsaw is 7.1% more expensive than Lomza without rent, and 41.8% more expensive with rent.
😐 Family of 3: Warsaw is 2.1% more expensive than Lomza without rent, and 36% more expensive with rent.
Currency
🍽 Eating Out
Warsaw
Lomza
Difference
Meal at Budget Restaurant
$11.01 zł 39.63
$9.73 zł 35.04
13.16%
Three-Course Dinner for Two, Mid-Range
$56.5 zł 203
$40.51 zł 146
39.52%
Fast Food Meal (McDonalds, etc)
$9.70 zł 34.90
$8.21 zł 29.57
18.15%
Cappuccino
$4.25 zł 15.31
$3.15 zł 11.34
34.92%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.04 zł 7.36
$2.16 zł 7.76
-5.56%
Water (0.33 liter bottle)
$1.84 zł 6.61
$1.70 zł 6.11
8.24%
Local Beer (0.5 liter draught)
$4.61 zł 16.60
$3.05 zł 10.99
51.15%
Imported Beer (0.33 liter bottle)
$4.54 zł 16.35
$3.57 zł 12.86
27.17%
🛒 Groceries & Markets
Warsaw
Lomza
Difference
Milk (1 liter)
$1.14 zł 4.09
$1.05 zł 3.76
8.57%
White Bread (500g)
$1.42 zł 5.12
$1.24 zł 4.47
14.52%
Rice (white) (1kg)
$1.76 zł 6.33
$1.59 zł 5.73
10.69%
Eggs
$3.63 zł 13.08
$3.36 zł 12.11
8.04%
Local Cheese (1kg)
$10.01 zł 36.03
$7.81 zł 28.12
28.17%
Chicken Fillets (1kg)
$7.23 zł 26.02
$6.28 zł 22.62
15.13%
Beef Round Steak (1kg)
$14.28 zł 51.4
$9.90 zł 35.63
44.24%
Apples (1kg)
$1.29 zł 4.65
$1.19 zł 4.29
8.40%
Banana (1kg)
$1.79 zł 6.44
$1.55 zł 5.58
15.48%
Oranges (1kg)
$2.00 zł 7.19
$1.61 zł 5.79
24.22%
Tomato (1kg)
$3.67 zł 13.20
$2.50 zł 8.99
46.80%
Potato (1kg)
$1.09 zł 3.91
$0.99 zł 3.56
10.10%
Onion (1kg)
$1.24 zł 4.45
$1.24 zł 4.45
-
Lettuce (1 head)
$1.52 zł 5.46
$1.36 zł 4.91
11.76%
Water (1.5 liter bottle)
$0.72 zł 2.61
$0.65 zł 2.33
10.77%
Cigarettes 20 Pack (Marlboro, Camel)
$5.31 zł 19.12
$5.39 zł 19.39
-1.48%
Wine (Bottle)
$8.37 zł 30.12
$7.19 zł 25.87
16.41%
Local Beer (0.5 liter bottle)
$1.42 zł 5.11
$1.01 zł 3.64
40.59%
Imported Beer (0.33 liter bottle)
$1.89 zł 6.79
$1.78 zł 6.41
6.18%
🚌 Getting Around
Warsaw
Lomza
Difference
One-way Ticket (Public Transport)
$1.21 zł 4.36
$1.06 zł 3.81
14.15%
Public Transport Monthly Pass (Regular Price)
$29.96 zł 108
$32.58 zł 117
-8.04%
Taxi Start (Normal Tariff)
$2.66 zł 9.58
$2.11 zł 7.58
26.07%
Taxi (Normal Tariff) (1km)
$1.02 zł 3.66
$0.78 zł 2.81
30.77%
Taxi 1hour Waiting (Normal Tariff)
$13.31 zł 47.91
$10.45 zł 37.64
27.37%
Gasoline (1 liter)
$1.73 zł 6.22
$1.79 zł 6.44
-3.35%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.0K zł 118.7K
$34.0K zł 122.4K
-2.99%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.3K zł 120.0K
$30.3K zł 109.0K
10.06%
🧾 Monthly Utilities & Internet
Warsaw
Lomza
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$363 zł 1,308
$289 zł 1,041
25.62%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$10.21 zł 36.75
$7.51 zł 27.03
35.95%
Internet (50+ Mbps, Unlimited Data)
$17.11 zł 61.6
$16.34 zł 58.8
4.71%
🎉 Sport & Entertainment
Warsaw
Lomza
Difference
Gym Membership (Monthly)
$44.18 zł 159
$36.71 zł 132
20.35%
Tennis Court (1 Hour on Weekend)
$29.52 zł 106
$19.57 zł 70.5
50.84%
Cinema Ticket
$9.62 zł 34.62
$8.63 zł 31.05
11.47%
🧸 Childcare & Education
Warsaw
Lomza
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$575 zł 2,070
$512 zł 1,844
12.26%
International Primary School, 1 Child (Yearly)
$15.4K zł 55.4K
$4,896 zł 17.6K
214.37%
👕👟 Clothing & Footwear
Warsaw
Lomza
Difference
Jeans (Levis 501 Or Similar)
$98.5 zł 355
$90.5 zł 326
8.87%
Summer Dress (H&M, Zara, etc)
$47.34 zł 170
$45.37 zł 163
4.34%
Sport Shoes (Adidas, Nike)
$95.4 zł 344
$101 zł 364
-5.58%
Men's Leather Business Shoes
$111 zł 400
$127 zł 456
-12.26%
🏠 Accommodation & Living
Warsaw
Lomza
Difference
1-bedroom Apartment, City Center (Monthly)
$1,159 zł 4,172
$647 zł 2,330
79.04%
1-bedroom Apartment, Outside City Center (Monthly)
$908 zł 3,270
$491 zł 1,768
84.94%
3-bedroom Apartment, City Center (Monthly)
$2,024 zł 7,287
$978 zł 3,521
106.95%
3-bedroom Apartment, Outside City Center (Monthly)
$1,556 zł 5,601
$822 zł 2,958
89.36%
Buy Apartment in City Center (m2)
$6,437 zł 23.2K
$3,178 zł 11.4K
102.57%
Buy Apartment Outside City Center (m2)
$4,092 zł 14.7K
$2,005 zł 7,217
104.14%
💵 Salaries & Financials
Warsaw
Lomza
Difference
Average Monthly Net Salary (After Tax)
$2,308 zł 8,307
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.55
6.28
20.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: April 13, 2026

Last update for Lomza: April 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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