Last update: Oct 2026

Cost of Living Comparison Between Lomza and Tbilisi

For one person, living is cheaper in Tbilisi: $1,266 a month against $1,483 in Lomza, rent and utilities included – about $2,600 less a year. Higher rent and utilities in Lomza outweigh lower spending on other living expenses.

73

Cost of Living Index in Lomza
Learn more

Lomza Living Index
62

Cost of Living Index in Tbilisi
Learn more

Tbilisi Living Index

Jump to prices

Lomza

🇵🇱 Poland

$1,483

/mo nomad

Tbilisi

🇬🇪 Georgia

$1,266

/mo nomad

Monthly Cost of Living

How much you'll spend in Lomza and in Tbilisi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lomza and in Tbilisi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,483 in Lomza versus $1,266 in Tbilisi.

Lomza $1,483
Tbilisi $1,266

Estimated couple costs with rent: $2,144 in Lomza versus $2,007 in Tbilisi.

Lomza $2,144
Tbilisi $2,007

Monthly costs for a family of three with rent: $2,805 in Lomza versus $2,749 in Tbilisi.

Lomza $2,805
Tbilisi $2,749

Living in Lomza is roughly 17% more expensive than in Tbilisi, and outside of rent the biggest gap is in clothing.

The two cities straddle the global median: Lomza is 10% above, Tbilisi is 6% below.

Meal at Budget Restaurant

$9.52 zł 37.00

$11.34 ₾29.35

-16.05%

Three-Course Dinner for Two, Mid-Range

$46.51 zł 181

$39.05 ₾101

19.10%

Fast Food Meal (McDonalds, etc)

$9.00 zł 34.98

$9.63 ₾24.92

-6.54%

Cappuccino

$3.66 zł 14.22

$3.46 ₾8.95

5.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 zł 10.25

$1.09 ₾2.82

142.20%

Water (0.33 liter bottle)

$2.76 zł 10.73

$0.63 ₾1.62

338.10%

Local Beer (0.5 liter draught)

$4.71 zł 18.28

$2.77 ₾7.17

70.04%

Imported Beer (0.33 liter bottle)

$5.05 zł 19.61

$3.10 ₾8.04

62.90%

Milk (1 liter)

$1.03 zł 3.98

$2.25 ₾5.81

-54.22%

White Bread (500g)

$1.07 zł 4.15

$0.80 ₾2.07

33.75%

Rice (white) (1kg)

$1.39 zł 5.39

$1.76 ₾4.55

-21.02%

Eggs

$3.42 zł 13.29

$2.75 ₾7.11

24.36%

Local Cheese (1kg)

$10.65 zł 41.39

$9.39 ₾24.32

13.42%

Chicken Fillets (1kg)

$6.81 zł 26.44

$6.66 ₾17.23

2.25%

Beef Round Steak (1kg)

$11.64 zł 45.24

$12.92 ₾33.45

-9.91%

Apples (1kg)

$1.18 zł 4.60

$1.67 ₾4.31

-29.34%

Banana (1kg)

$1.61 zł 6.27

$1.80 ₾4.65

-10.56%

Oranges (1kg)

$2.36 zł 9.15

$1.92 ₾4.97

22.92%

Tomato (1kg)

$3.00 zł 11.66

$2.41 ₾6.24

24.48%

Potato (1kg)

$0.79 zł 3.06

$0.86 ₾2.23

-8.14%

Onion (1kg)

$0.88 zł 3.42

$0.69 ₾1.80

27.54%

Lettuce (1 head)

$1.38 zł 5.34

$1.40 ₾3.62

-1.43%

Water (1.5 liter bottle)

$0.59 zł 2.28

$0.71 ₾1.85

-16.90%

Cigarettes 20 Pack (Marlboro, Camel)

$5.82 zł 22.63

$3.51 ₾9.08

65.81%

Wine (Bottle)

$6.66 zł 25.88

$7.61 ₾19.69

-12.48%

Local Beer (0.5 liter bottle)

$1.10 zł 4.29

$1.63 ₾4.21

-32.52%

Imported Beer (0.33 liter bottle)

$1.68 zł 6.51

$2.31 ₾5.98

-27.27%

One-way Ticket (Public Transport)

$1.12 zł 4.34

$0.37 ₾0.96

202.70%

Public Transport Monthly Pass (Regular Price)

$29.42 zł 114

$15.67 ₾40.57

87.75%

Taxi Start (Normal Tariff)

$1.59 zł 6.17

$1.14 ₾2.95

39.47%

Taxi (Normal Tariff) (1km)

$0.59 zł 2.28

$0.79 ₾2.05

-25.32%

Taxi 1hour Waiting (Normal Tariff)

$9.37 zł 36.39

$11.86 ₾30.70

-20.99%

Gasoline (1 liter)

$1.60 zł 6.23

$1.40 ₾3.62

14.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.1K zł 116.8K

$24.8K ₾64.2K

21.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K zł 104.6K

$21.9K ₾56.6K

23.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$316 zł 1,227

$89.1 ₾231

254.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.65 zł 33.59

$13.21 ₾34.19

-34.52%

Internet (50+ Mbps, Unlimited Data)

$17.11 zł 66.5

$19.76 ₾51.1

-13.41%

Gym Membership (Monthly)

$32.54 zł 126

$64.9 ₾168

-49.87%

Tennis Court (1 Hour on Weekend)

$23.27 zł 90.4

$19.02 ₾49.24

22.34%

Cinema Ticket

$8.12 zł 31.54

$6.57 ₾17.02

23.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$509 zł 1,978

$377 ₾975

35.15%

International Primary School, 1 Child (Yearly)

$10.3K zł 40.1K

$10.8K ₾27.9K

-4.42%

Jeans (Levis 501 Or Similar)

$74.7 zł 290

$102 ₾265

-26.86%

Summer Dress (H&M, Zara, etc)

$40.74 zł 158

$39.70 ₾103

2.62%

Sport Shoes (Adidas, Nike)

$90.1 zł 350

$118 ₾305

-23.54%

Men's Leather Business Shoes

$95.7 zł 372

$123 ₾320

-22.49%

1-bedroom Apartment, City Center (Monthly)

$608 zł 2,363

$666 ₾1,724

-8.67%

1-bedroom Apartment, Outside City Center (Monthly)

$496 zł 1,927

$449 ₾1,163

10.41%

3-bedroom Apartment, City Center (Monthly)

$969 zł 3,766

$1,284 ₾3,324

-24.52%

3-bedroom Apartment, Outside City Center (Monthly)

$809 zł 3,142

$890 ₾2,303

-9.10%

Buy Apartment in City Center (m2)

$2,957 zł 11.5K

$2,425 ₾6,276

21.96%

Buy Apartment Outside City Center (m2)

$2,539 zł 9,864

$1,380 ₾3,573

83.92%

Average Monthly Net Salary (After Tax)

$680 ₾1,760

20-Year Fixed Mortgage Interest Rate (Annual %)

6.87

12.62

-45.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lomza: October 11, 2026

Last update for Tbilisi: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lomza

$496 33.5%

Tbilisi

$449 35.5% 9.4% $47

Monthly Utilities & Internet

Lomza

$342 23%

Tbilisi

$122 9.7% 64.3% $220

Groceries & Markets

Lomza

$220 14.8%

Tbilisi

$234 18.5% 6.2% $14

Eating Out

Lomza

$202 13.7%

Tbilisi

$188 14.9% 7.1% $14

Clothing & Footwear

Lomza

$136 9.1%

Tbilisi

$172 13.6% 27.2% $37

Sport & Entertainment

Lomza

$49 3.3%

Tbilisi

$78 6.2% 60% $29

Getting Around

Lomza

$38 2.6%

Tbilisi

$22 1.8% 42% $16

Cost Breakdown

A one-bedroom apartment in the center runs $608 in Lomza and $666 in Tbilisi. Housing cost is often the main lever when comparing two cities.

Dining out: $47.00 in Lomza vs $39.00 in Tbilisi. Groceries flip the comparison at $220 vs $234, with Lomza cheaper for home cooking.

Good to know

🇵🇱 Lomza

🇬🇪 Tbilisi

🕒 Local time

01:08 1:08 AM

03:08 3:08 AM

2 h ahead of Lomza

🌤 Weather

👥 Population

62,711

1,241,700 Capital

💱 Currency

Polish Złoty PLN zł

Georgian Lari GEL ₾

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 GEL = 0.386 USD

1 GEL = 0.344 EUR

Exchange rates and currency converter

GEL, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 19, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Georgian Lari exchange rates as of October 19, 2026: 1 USD = 2.59 GEL (1 GEL = 0.386 USD). 1 EUR = 2.91 GEL (1 GEL = 0.344 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Lomza Tbilisi 2,120 km ≈ 3 h 15 min nonstop flight

From you

Lomza
Tbilisi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lomza vs Tbilisi: Cost of Living - Frequently Asked Questions

Tbilisi is cheaper overall, especially in eating out and transport. The 17% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,224 in Lomza and $1,899 in Tbilisi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $608 in Lomza versus $666 in Tbilisi. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Tbilisi runs roughly 88% less than in Lomza. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $509 in Lomza versus $377 in Tbilisi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,266 in Tbilisi versus $1,483 in Lomza, a $2,000 budget is realistic in Tbilisi but tight or insufficient in Lomza. The gap between the two cities makes Tbilisi the clear choice for anyone on this budget.

For families, Tbilisi is more practical. Housing and childcare are both notably cheaper than in Lomza, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Lomza and Tbilisi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tbilisi gentler on the wallet – expenses run 17% less than in Lomza. Beyond cost, consider language, visa policies, and how big the international community is in each city.