Cost of Living Comparison Between Tbilisi and Lomza Cost of Living Comparison Between Tbilisi and Lomza

Monthly Cost of Living

Monthly costs for one person with rent: $1,197 in Tbilisi versus $1,440 in Lomza.

Estimated couple costs with rent: $1,868 in Tbilisi versus $2,091 in Lomza.

Monthly costs for a family of three with rent: $2,538 in Tbilisi versus $2,742 in Lomza.

Living in Tbilisi costs roughly 17% less than in Lomza, driven mainly by Getting Around.

The two cities straddle the global median: Tbilisi is 10% below, Lomza is 8% above.

Currency
🍽 Eating Out
Tbilisi
Lomza
Difference
Meal at Budget Restaurant
$10.82 ₾28.38
$9.52 zł 36.14
13.66%
Three-Course Dinner for Two, Mid-Range
$43.85 ₾115
$40.42 zł 153
8.49%
Fast Food Meal (McDonalds, etc)
$8.31 ₾21.79
$7.99 zł 30.30
4.01%
Cappuccino
$2.97 ₾7.78
$3.08 zł 11.69
-3.57%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.77 ₾2.01
$2.18 zł 8.28
-64.68%
Water (0.33 liter bottle)
$0.46 ₾1.20
$1.70 zł 6.45
-72.94%
Local Beer (0.5 liter draught)
$2.14 ₾5.63
$2.92 zł 11.06
-26.71%
Imported Beer (0.33 liter bottle)
$2.87 ₾7.52
$3.58 zł 13.57
-19.83%
🛒 Groceries & Markets
Tbilisi
Lomza
Difference
Milk (1 liter)
$1.90 ₾4.99
$1.05 zł 3.97
80.95%
White Bread (500g)
$0.71 ₾1.86
$1.28 zł 4.86
-44.53%
Rice (white) (1kg)
$1.91 ₾5.00
$1.59 zł 6.05
20.13%
Eggs
$2.48 ₾6.52
$3.30 zł 12.51
-24.85%
Local Cheese (1kg)
$7.74 ₾20.29
$7.88 zł 29.92
-1.78%
Chicken Fillets (1kg)
$6.18 ₾16.20
$6.29 zł 23.86
-1.75%
Beef Round Steak (1kg)
$9.57 ₾25.11
$9.95 zł 37.75
-3.82%
Apples (1kg)
$1.17 ₾3.06
$1.14 zł 4.31
2.63%
Banana (1kg)
$1.65 ₾4.34
$1.54 zł 5.83
7.14%
Oranges (1kg)
$1.85 ₾4.84
$1.62 zł 6.15
14.20%
Tomato (1kg)
$2.33 ₾6.11
$2.49 zł 9.43
-6.43%
Potato (1kg)
$0.71 ₾1.85
$0.92 zł 3.48
-22.83%
Onion (1kg)
$0.67 ₾1.76
$1.20 zł 4.56
-44.17%
Lettuce (1 head)
$1.19 ₾3.12
$1.30 zł 4.92
-8.46%
Water (1.5 liter bottle)
$0.66 ₾1.72
$0.61 zł 2.30
8.20%
Cigarettes 20 Pack (Marlboro, Camel)
$2.92 ₾7.65
$5.42 zł 20.55
-46.13%
Wine (Bottle)
$7.69 ₾20.17
$7.01 zł 26.61
9.70%
Local Beer (0.5 liter bottle)
$1.59 ₾4.18
$1.01 zł 3.83
57.43%
Imported Beer (0.33 liter bottle)
$2.31 ₾6.06
$1.79 zł 6.81
29.05%
🚌 Getting Around
Tbilisi
Lomza
Difference
One-way Ticket (Public Transport)
$0.38 ₾1.01
$1.07 zł 4.07
-64.49%
Public Transport Monthly Pass (Regular Price)
$14.76 ₾38.71
$32.04 zł 122
-53.93%
Taxi Start (Normal Tariff)
$1.50 ₾3.92
$2.12 zł 8.03
-29.25%
Taxi (Normal Tariff) (1km)
$0.68 ₾1.77
$0.83 zł 3.15
-18.07%
Taxi 1hour Waiting (Normal Tariff)
$7.26 ₾19.03
$10.53 zł 39.97
-31.05%
Gasoline (1 liter)
$1.09 ₾2.87
$1.78 zł 6.74
-38.76%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.6K ₾48.8K
$34.5K zł 130.8K
-46.03%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.5K ₾53.7K
$30.5K zł 115.9K
-32.97%
🧾 Monthly Utilities & Internet
Tbilisi
Lomza
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$73.0 ₾191
$292 zł 1,107
-74.98%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.97 ₾31.40
$7.76 zł 29.43
54.25%
Internet (50+ Mbps, Unlimited Data)
$18.00 ₾47.21
$16.42 zł 62.3
9.62%
🎉 Sport & Entertainment
Tbilisi
Lomza
Difference
Gym Membership (Monthly)
$61.0 ₾160
$36.88 zł 140
65.35%
Tennis Court (1 Hour on Weekend)
$16.52 ₾43.33
$19.89 zł 75.5
-16.94%
Cinema Ticket
$6.70 ₾17.58
$8.91 zł 33.81
-24.80%
🧸 Childcare & Education
Tbilisi
Lomza
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$269 ₾705
$516 zł 1,959
-47.94%
International Primary School, 1 Child (Yearly)
$5,152 ₾13.5K
$4,860 zł 18.4K
6.01%
👕👟 Clothing & Footwear
Tbilisi
Lomza
Difference
Jeans (Levis 501 Or Similar)
$76.5 ₾201
$91.3 zł 346
-16.19%
Summer Dress (H&M, Zara, etc)
$43.41 ₾114
$44.90 zł 170
-3.32%
Sport Shoes (Adidas, Nike)
$120 ₾316
$101 zł 382
19.76%
Men's Leather Business Shoes
$111 ₾290
$124 zł 471
-11.03%
🏠 Accommodation & Living
Tbilisi
Lomza
Difference
1-bedroom Apartment, City Center (Monthly)
$687 ₾1,802
$648 zł 2,458
6.07%
1-bedroom Apartment, Outside City Center (Monthly)
$470 ₾1,234
$486 zł 1,845
-3.24%
3-bedroom Apartment, City Center (Monthly)
$1,353 ₾3,549
$965 zł 3,662
40.21%
3-bedroom Apartment, Outside City Center (Monthly)
$789 ₾2,069
$830 zł 3,149
-4.96%
Buy Apartment in City Center (m2)
$2,468 ₾6,472
$3,430 zł 13.0K
-28.05%
Buy Apartment Outside City Center (m2)
$1,456 ₾3,817
$2,593 zł 9,837
-43.86%
💵 Salaries & Financials
Tbilisi
Lomza
Difference
Average Monthly Net Salary (After Tax)
$659 ₾1,729
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
11.89
6.28
89.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: July 13, 2026

Last update for Lomza: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $687 in Tbilisi and $648 in Lomza. Housing cost is often the main lever when comparing two cities.

Dining out: $44.00 in Tbilisi vs $40.00 in Lomza for a mid-range dinner for two. Groceries echo the gap at $205 vs $202 per month, with Lomza cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tbilisi vs Lomza: Cost of Living - Frequently Asked Questions
Is Lomza cheaper than Tbilisi?
Tbilisi is cheaper overall, especially in Eating Out, Clothing & Footwear, Getting Around. The 20% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,796 in Tbilisi and $2,159 in Lomza to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Tbilisi and Lomza?
Rent for a central apartment: $687 in Tbilisi versus $648 in Lomza. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Tbilisi runs roughly 117% less than in Lomza. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city has cheaper kindergarten?
Childcare runs $269 in Tbilisi versus $516 in Lomza. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $2,000 a realistic budget for living in Tbilisi or in Lomza?
At $1,197 in Tbilisi versus $1,440 in Lomza, a $2,000 budget is realistic in Tbilisi but tight or insufficient in Lomza. The gap between the two cities makes Tbilisi the clear choice for anyone on this budget.
Is Tbilisi or Lomza more family-friendly?
For families, Tbilisi is more practical. Housing and childcare are both notably cheaper than in Lomza, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Tbilisi or Lomza?
Safety-wise, Tbilisi and Lomza are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Tbilisi gentler on the wallet – expenses run 20% less than in Lomza. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Tbilisi vs other spots: cost of living compared

Similar cities