Last update: Oct 2026

Cost of Living Comparison Between Tbilisi and Lomza

For one person, living is cheaper in Tbilisi: $1,266 a month against $1,483 in Lomza, rent and utilities included – about $2,600 less a year. Higher rent and utilities in Lomza outweigh lower spending on other living expenses.

62

Cost of Living Index in Tbilisi
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Tbilisi Living Index
73

Cost of Living Index in Lomza
Learn more

Lomza Living Index

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Tbilisi

🇬🇪 Georgia

$1,266

/mo nomad

Lomza

🇵🇱 Poland

$1,483

/mo nomad

Monthly Cost of Living

How much you'll spend in Tbilisi and in Lomza

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tbilisi and in Lomza actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,266 in Tbilisi versus $1,483 in Lomza.

Tbilisi $1,266
Lomza $1,483

Estimated couple costs with rent: $2,007 in Tbilisi versus $2,144 in Lomza.

Tbilisi $2,007
Lomza $2,144

Monthly costs for a family of three with rent: $2,749 in Tbilisi versus $2,805 in Lomza.

Tbilisi $2,749
Lomza $2,805

Living in Tbilisi costs roughly 15% less than in Lomza, and outside of rent the biggest gap is in clothing.

The two cities straddle the global median: Tbilisi is 6% below, Lomza is 10% above.

Meal at Budget Restaurant

$11.34 ₾29.35

$9.52 zł 37.00

19.12%

Three-Course Dinner for Two, Mid-Range

$39.05 ₾101

$46.51 zł 181

-16.04%

Fast Food Meal (McDonalds, etc)

$9.63 ₾24.92

$9.00 zł 34.98

7.00%

Cappuccino

$3.46 ₾8.95

$3.66 zł 14.22

-5.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.09 ₾2.82

$2.64 zł 10.25

-58.71%

Water (0.33 liter bottle)

$0.63 ₾1.62

$2.76 zł 10.73

-77.17%

Local Beer (0.5 liter draught)

$2.77 ₾7.17

$4.71 zł 18.28

-41.19%

Imported Beer (0.33 liter bottle)

$3.10 ₾8.04

$5.05 zł 19.61

-38.61%

Milk (1 liter)

$2.25 ₾5.81

$1.03 zł 3.98

118.45%

White Bread (500g)

$0.80 ₾2.07

$1.07 zł 4.15

-25.23%

Rice (white) (1kg)

$1.76 ₾4.55

$1.39 zł 5.39

26.62%

Eggs

$2.75 ₾7.11

$3.42 zł 13.29

-19.59%

Local Cheese (1kg)

$9.39 ₾24.32

$10.65 zł 41.39

-11.83%

Chicken Fillets (1kg)

$6.66 ₾17.23

$6.81 zł 26.44

-2.20%

Beef Round Steak (1kg)

$12.92 ₾33.45

$11.64 zł 45.24

11.00%

Apples (1kg)

$1.67 ₾4.31

$1.18 zł 4.60

41.53%

Banana (1kg)

$1.80 ₾4.65

$1.61 zł 6.27

11.80%

Oranges (1kg)

$1.92 ₾4.97

$2.36 zł 9.15

-18.64%

Tomato (1kg)

$2.41 ₾6.24

$3.00 zł 11.66

-19.67%

Potato (1kg)

$0.86 ₾2.23

$0.79 zł 3.06

8.86%

Onion (1kg)

$0.69 ₾1.80

$0.88 zł 3.42

-21.59%

Lettuce (1 head)

$1.40 ₾3.62

$1.38 zł 5.34

1.45%

Water (1.5 liter bottle)

$0.71 ₾1.85

$0.59 zł 2.28

20.34%

Cigarettes 20 Pack (Marlboro, Camel)

$3.51 ₾9.08

$5.82 zł 22.63

-39.69%

Wine (Bottle)

$7.61 ₾19.69

$6.66 zł 25.88

14.26%

Local Beer (0.5 liter bottle)

$1.63 ₾4.21

$1.10 zł 4.29

48.18%

Imported Beer (0.33 liter bottle)

$2.31 ₾5.98

$1.68 zł 6.51

37.50%

One-way Ticket (Public Transport)

$0.37 ₾0.96

$1.12 zł 4.34

-66.96%

Public Transport Monthly Pass (Regular Price)

$15.67 ₾40.57

$29.42 zł 114

-46.74%

Taxi Start (Normal Tariff)

$1.14 ₾2.95

$1.59 zł 6.17

-28.30%

Taxi (Normal Tariff) (1km)

$0.79 ₾2.05

$0.59 zł 2.28

33.90%

Taxi 1hour Waiting (Normal Tariff)

$11.86 ₾30.70

$9.37 zł 36.39

26.57%

Gasoline (1 liter)

$1.40 ₾3.62

$1.60 zł 6.23

-12.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.8K ₾64.2K

$30.1K zł 116.8K

-17.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.9K ₾56.6K

$26.9K zł 104.6K

-18.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$89.1 ₾231

$316 zł 1,227

-71.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.21 ₾34.19

$8.65 zł 33.59

52.72%

Internet (50+ Mbps, Unlimited Data)

$19.76 ₾51.1

$17.11 zł 66.5

15.49%

Gym Membership (Monthly)

$64.9 ₾168

$32.54 zł 126

99.48%

Tennis Court (1 Hour on Weekend)

$19.02 ₾49.24

$23.27 zł 90.4

-18.26%

Cinema Ticket

$6.57 ₾17.02

$8.12 zł 31.54

-19.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$377 ₾975

$509 zł 1,978

-26.01%

International Primary School, 1 Child (Yearly)

$10.8K ₾27.9K

$10.3K zł 40.1K

4.63%

Jeans (Levis 501 Or Similar)

$102 ₾265

$74.7 zł 290

36.73%

Summer Dress (H&M, Zara, etc)

$39.70 ₾103

$40.74 zł 158

-2.55%

Sport Shoes (Adidas, Nike)

$118 ₾305

$90.1 zł 350

30.78%

Men's Leather Business Shoes

$123 ₾320

$95.7 zł 372

29.02%

1-bedroom Apartment, City Center (Monthly)

$666 ₾1,724

$608 zł 2,363

9.49%

1-bedroom Apartment, Outside City Center (Monthly)

$449 ₾1,163

$496 zł 1,927

-9.43%

3-bedroom Apartment, City Center (Monthly)

$1,284 ₾3,324

$969 zł 3,766

32.48%

3-bedroom Apartment, Outside City Center (Monthly)

$890 ₾2,303

$809 zł 3,142

10.02%

Buy Apartment in City Center (m2)

$2,425 ₾6,276

$2,957 zł 11.5K

-18.00%

Buy Apartment Outside City Center (m2)

$1,380 ₾3,573

$2,539 zł 9,864

-45.63%

Average Monthly Net Salary (After Tax)

$680 ₾1,760

20-Year Fixed Mortgage Interest Rate (Annual %)

12.62

6.87

83.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: October 12, 2026

Last update for Lomza: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tbilisi

$449 35.5%

Lomza

$496 33.5% 10.4% $47

Groceries & Markets

Tbilisi

$234 18.5%

Lomza

$220 14.8% 5.9% $14

Eating Out

Tbilisi

$188 14.9%

Lomza

$202 13.7% 7.6% $14

Clothing & Footwear

Tbilisi

$172 13.6%

Lomza

$136 9.1% 21.4% $37

Monthly Utilities & Internet

Tbilisi

$122 9.7%

Lomza

$342 23% 180% $220

Sport & Entertainment

Tbilisi

$78 6.2%

Lomza

$49 3.3% 37.5% $29

Getting Around

Tbilisi

$22 1.8%

Lomza

$38 2.6% 72.6% $16

Cost Breakdown

A one-bedroom apartment in the center runs $666 in Tbilisi and $608 in Lomza. Housing cost is often the main lever when comparing two cities.

Dining out: $39.00 in Tbilisi vs $47.00 in Lomza. Groceries flip the comparison at $234 vs $220, with Lomza cheaper for home cooking.

Good to know

🇬🇪 Tbilisi

🇵🇱 Lomza

🕒 Local time

03:46 3:46 AM

01:46 1:46 AM

2 h behind Tbilisi

🌤 Weather

👥 Population

1,241,700 Capital

62,711

💱 Currency

Georgian Lari GEL ₾

Polish Złoty PLN zł

📈 Exchange rate

1 GEL = 0.386 USD

1 GEL = 0.344 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, USD, EUR to GEL – Georgian Lari Converter

🇺🇸 United States Dollar ($)

🇬🇪 Georgian Lari (₾)

Georgian Lari exchange rates as of October 19, 2026: 1 USD = 2.59 GEL (1 GEL = 0.386 USD). 1 EUR = 2.91 GEL (1 GEL = 0.344 EUR).

Polish Złoty exchange rates as of October 19, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

USD to GEL in detail →

On the map

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Between locations

Tbilisi Lomza 2,120 km ≈ 3 h 15 min nonstop flight

From you

Tbilisi
Lomza

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Lomza: Cost of Living - Frequently Asked Questions

Tbilisi is cheaper overall, especially in eating out and transport. The 17% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,899 in Tbilisi and $2,224 in Lomza to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $666 in Tbilisi versus $608 in Lomza. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Tbilisi runs roughly 88% less than in Lomza. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $377 in Tbilisi versus $509 in Lomza. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,266 in Tbilisi versus $1,483 in Lomza, a $2,000 budget is realistic in Tbilisi but tight or insufficient in Lomza. The gap between the two cities makes Tbilisi the clear choice for anyone on this budget.

For families, Tbilisi is more practical. Housing and childcare are both notably cheaper than in Lomza, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Tbilisi and Lomza are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tbilisi gentler on the wallet – expenses run 17% less than in Lomza. Beyond cost, consider language, visa policies, and how big the international community is in each city.