Cost of Living Comparison Between Tbilisi and Lomza Cost of Living Comparison Between Tbilisi and Lomza

Monthly Cost of Living

Monthly costs for one person with rent: $1,209 in Tbilisi versus $1,476 in Lomza.

Estimated couple costs with rent: $1,867 in Tbilisi versus $2,098 in Lomza.

Monthly costs for a family of three with rent: $2,526 in Tbilisi versus $2,720 in Lomza.

Living in Tbilisi costs roughly 18% less than in Lomza, driven mainly by Getting Around.

The two cities straddle the global median: Tbilisi is 10% below, Lomza is 10% above.

Currency
🍽 Eating Out
Tbilisi
Lomza
Difference
Meal at Budget Restaurant
$10.80 ₾28.69
$9.48 zł 34.56
13.92%
Three-Course Dinner for Two, Mid-Range
$43.18 ₾115
$40.65 zł 148
6.22%
Fast Food Meal (McDonalds, etc)
$8.29 ₾22.02
$8.16 zł 29.75
1.59%
Cappuccino
$3.00 ₾7.96
$3.19 zł 11.65
-5.96%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.82 ₾2.17
$2.12 zł 7.72
-61.32%
Water (0.33 liter bottle)
$0.46 ₾1.21
$1.63 zł 5.95
-71.78%
Local Beer (0.5 liter draught)
$2.23 ₾5.93
$2.93 zł 10.70
-23.89%
Imported Beer (0.33 liter bottle)
$2.92 ₾7.74
$3.59 zł 13.08
-18.66%
🛒 Groceries & Markets
Tbilisi
Lomza
Difference
Milk (1 liter)
$1.93 ₾5.11
$1.05 zł 3.83
83.81%
White Bread (500g)
$0.68 ₾1.81
$1.23 zł 4.49
-44.72%
Rice (white) (1kg)
$1.88 ₾4.99
$1.61 zł 5.86
16.77%
Eggs
$2.54 ₾6.73
$3.38 zł 12.33
-24.85%
Local Cheese (1kg)
$7.42 ₾19.69
$7.99 zł 29.12
-7.13%
Chicken Fillets (1kg)
$6.19 ₾16.43
$6.23 zł 22.74
-0.64%
Beef Round Steak (1kg)
$9.36 ₾24.86
$9.62 zł 35.07
-2.70%
Apples (1kg)
$1.22 ₾3.25
$1.14 zł 4.17
7.02%
Banana (1kg)
$1.66 ₾4.40
$1.59 zł 5.81
4.40%
Oranges (1kg)
$1.80 ₾4.78
$1.63 zł 5.95
10.43%
Tomato (1kg)
$2.24 ₾5.95
$2.50 zł 9.11
-10.40%
Potato (1kg)
$0.71 ₾1.89
$0.98 zł 3.56
-27.55%
Onion (1kg)
$0.67 ₾1.79
$1.19 zł 4.34
-43.70%
Lettuce (1 head)
$1.18 ₾3.13
$1.31 zł 4.76
-9.92%
Water (1.5 liter bottle)
$0.66 ₾1.76
$0.65 zł 2.36
1.54%
Cigarettes 20 Pack (Marlboro, Camel)
$2.98 ₾7.91
$5.21 zł 18.99
-42.80%
Wine (Bottle)
$7.61 ₾20.20
$7.33 zł 26.74
3.82%
Local Beer (0.5 liter bottle)
$1.54 ₾4.08
$1.07 zł 3.89
43.93%
Imported Beer (0.33 liter bottle)
$2.25 ₾5.98
$1.80 zł 6.56
25.00%
🚌 Getting Around
Tbilisi
Lomza
Difference
One-way Ticket (Public Transport)
$0.36 ₾0.95
$1.10 zł 4.02
-67.27%
Public Transport Monthly Pass (Regular Price)
$14.44 ₾38.35
$32.16 zł 117
-55.10%
Taxi Start (Normal Tariff)
$1.49 ₾3.96
$2.14 zł 7.82
-30.37%
Taxi (Normal Tariff) (1km)
$0.68 ₾1.82
$0.77 zł 2.82
-11.69%
Taxi 1hour Waiting (Normal Tariff)
$7.23 ₾19.19
$10.56 zł 38.51
-31.53%
Gasoline (1 liter)
$1.14 ₾3.04
$1.79 zł 6.52
-36.31%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.5K ₾49.0K
$33.8K zł 123.1K
-45.31%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.0K ₾53.0K
$30.7K zł 112.0K
-34.97%
🧾 Monthly Utilities & Internet
Tbilisi
Lomza
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$73.7 ₾196
$290 zł 1,056
-74.56%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.64 ₾30.90
$7.64 zł 27.87
52.36%
Internet (50+ Mbps, Unlimited Data)
$17.84 ₾47.38
$16.02 zł 58.4
11.36%
🎉 Sport & Entertainment
Tbilisi
Lomza
Difference
Gym Membership (Monthly)
$60.1 ₾160
$37.01 zł 135
62.47%
Tennis Court (1 Hour on Weekend)
$16.80 ₾44.62
$19.45 zł 70.9
-13.62%
Cinema Ticket
$6.60 ₾17.54
$8.47 zł 30.90
-22.08%
🧸 Childcare & Education
Tbilisi
Lomza
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$266 ₾707
$503 zł 1,832
-46.98%
International Primary School, 1 Child (Yearly)
$5,191 ₾13.8K
$4,707 zł 17.2K
10.29%
👕👟 Clothing & Footwear
Tbilisi
Lomza
Difference
Jeans (Levis 501 Or Similar)
$77.7 ₾206
$90.3 zł 329
-13.93%
Summer Dress (H&M, Zara, etc)
$44.75 ₾119
$44.63 zł 163
0.27%
Sport Shoes (Adidas, Nike)
$117 ₾310
$102 zł 373
14.30%
Men's Leather Business Shoes
$113 ₾300
$125 zł 456
-9.63%
🏠 Accommodation & Living
Tbilisi
Lomza
Difference
1-bedroom Apartment, City Center (Monthly)
$693 ₾1,839
$650 zł 2,370
6.57%
1-bedroom Apartment, Outside City Center (Monthly)
$462 ₾1,226
$485 zł 1,769
-4.85%
3-bedroom Apartment, City Center (Monthly)
$1,320 ₾3,504
$971 zł 3,542
35.86%
3-bedroom Apartment, Outside City Center (Monthly)
$774 ₾2,056
$823 zł 3,001
-5.93%
Buy Apartment in City Center (m2)
$2,430 ₾6,454
$3,137 zł 11.4K
-22.52%
Buy Apartment Outside City Center (m2)
$1,446 ₾3,839
$2,130 zł 7,765
-32.10%
💵 Salaries & Financials
Tbilisi
Lomza
Difference
Average Monthly Net Salary (After Tax)
$673 ₾1,786
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
11.89
6.28
89.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: May 31, 2026

Last update for Lomza: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $693 in Tbilisi and $650 in Lomza. Housing cost is often the main lever when comparing two cities.

Dining out: $43.00 in Tbilisi vs $41.00 in Lomza. Groceries flip the comparison at $203 vs $203, with Tbilisi cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tbilisi vs Lomza: Cost of Living - Frequently Asked Questions
Is Lomza cheaper than Tbilisi?
Tbilisi is cheaper overall, especially in Eating Out, Clothing & Footwear, Getting Around. The 22% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,813 in Tbilisi and $2,214 in Lomza to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Tbilisi and Lomza?
Rent for a central apartment: $693 in Tbilisi versus $650 in Lomza. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Tbilisi runs roughly 123% less than in Lomza. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city has cheaper kindergarten?
Childcare runs $266 in Tbilisi versus $503 in Lomza. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $2,000 a realistic budget for Tbilisi or Lomza?
At $1,209 in Tbilisi versus $1,476 in Lomza, a $2,000 budget is realistic in Tbilisi but tight or insufficient in Lomza. The gap between the two cities makes Tbilisi the clear choice for anyone on this budget.
Is Tbilisi or Lomza more family-friendly?
For families, Tbilisi is more practical. Housing and childcare are both notably cheaper than in Lomza, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Tbilisi or Lomza?
Safety-wise, Tbilisi and Lomza are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Tbilisi gentler on the wallet – expenses run 22% less than in Lomza. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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